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First, a prepaired debit card is not attached to your bank at all. SM

Posted By: RockinMT on 2008-11-28
In Reply to: Can the company making the deposit access your - checking account with this card?

It is a separate account set up for use with your prepaid debit card only.  No checks.  No bank.  And with the prepaid card, they cannot withdraw money without your prior authorization.  Your employer can only deposit money if your employer provides a signed DD form with your signature on it.


I've never had any problems with my card.  I feel pretty secure.  I do pay bills with my card, but rather than authorize a recurring monthly charge (which you can do), I opt to manually get on the money card website and pay each bill, each month.  So consider this.  Once you authorize a recurring bill payment, it sometimes takes an act of God to stop it. 




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Debit card. They've got the credit card logo on them, so they
can be used anywhere a credit card can be used.
Oddly enough, if I don't use my bank card as a credit card in the billing cycle, I get charged fo
x
2,000 debit card
When your boss gives you your paycheck, do they ask what are you going to do with that money?  Didnt think so.  Same thing for the people of the gulf coast.  They lost their jobs, their homes.  The money they will be given will be in lieu of a paycheck till they can find another job and home.  Its a paycheck from the govt.
Debit card use
I know the credit card companies charge the place of business a fee or percentage when you use your credit card but does anyone know if it costs them every time you use a debit card, does the business pay a fee?   Our apartment complex just offered the option of automatic checking account deduction because they said it costs them less than credit/debit.
debit card
Usually my purchases show up right away, unless its a holiday weekend and I use the debit card like a credit card instead; then its usually the next business day before those purchases show up. However, if I use it like a regular debit card, holiday or not the purchases show right away.
Just got a debit card this week, trying to
get away from credit cards and be more responsible with $$ and out of debt.   There was a pamphlet in with the card that gave a list of when to use credit and when to use debit and pretty much 99% of the time they suggested using credit.  The biggest pro to using credit is that if there is a dispute over a purchase you can get the charged credited, at least temporarily, but not with a debit - at least that is what the pamphlet led me to believe.  Not a usual occurrence, though nice to have that protection. 
if you use your debit card for gas purchase (SM)
make sure you realize that some companies (Shell is really really bad to do this) will reserve extra funds on your debit card until the transaction completes and releases those funds 24-72 hours later. With Shell, it is $75 over your purchase. I nearly fainted when I realized what was happening. You can go on MSN Money and find a few articles on this -- gas companies reserving funds on your debit card.
Paypal debit card
We have a Paypal debit card that we can use just like any other check card/debit card. It just draws from the funds from your Paypal account. You can use it at the store, etc., and at the ATM. Even paying an ATM fee to get out cash would be less than the $10 charge to transfer. You might check on it.
I always use my debit card (with visa symbol) for online purchases, never a problem. nm
x
Bank debt/check card? Same thing?
Is the prepaid visa card the same as a bank debt or check card?
Any good ideas where to look. Job Bank and Resume bank not working.
I think they must be waiting for a tech for repairs.
I used to send a card and gift card to my direct supervisor, but that's it. sm
She was the only one who knew me as more than an employee number, and the only one I had any respect for.
Take him with you. He's already attached to you. sm
He'll be heartbroken if you leave him.  Once you are at the new place, don't let him outside loose as he will probably run away and in strange surroundings will be unable to find his way back home.  It is too dangerous for cats loose outdoors anyway.  Cars, nasty people who like to hurt cats, coyotes, big hawks.  Uh, uh.  He's safer inside.  It will take him awhile to get adjusted to his new home.  You'll just have to put up with his crying to get out.  He'll stop that eventually.   You can use a halter and walk him on a leash once you check out the neighborhood yourself to be sure no dogs are going to jump on him.  FosterSmith even has the "kittywalk" items including a little cart on wheels you can roll him around the neighborhood in.  I have the kittywalks tunnels on my deck for my indoor cats, and they love it in the summertime.  Good luck. 
They probably get attached just like us
You know how we get so attached to them.  I imagine that the judges and Ryan have their certain picks too.  It would have to be hard not to.  I know they can't broadcast their favorites like we do though.  I remember Ryan seemed to sort of have Lisa Tucker "under his wing" too.  He seemed very protective of her, especially when she was voted off.  As much as I love Taylor, I still really liked Elliott because of his great attitude and the relationship with his mom.  I liked Katherine okay too until last night I kind of got turned off by several things.  SOUL PATROL! 
Well, was supposed to be attached..sm
http://www.radioshack.com/search/index.jsp?kwCatId=&kw=inport&origkw=INport&sr=1
I think this has viruses attached to it. sm
Plus, you need to beware. Stedmans is not free, you have to pay no matter what version you get.
un- attached chest port?

My son has a chest port.  He can lift up three corners of the port, make a pocket out of loose skin and slid his thumb under the port.  He says the port is supposed to float freely within a tissue pocket created in his chest.  It is his belief the port is Not sutured to anything inside him, like, say, the chest wall for example.  Hmmmm! I am seeking outside opinions as he and I disagree.  Please let me know what you think.


In Joy,


cyllk


The pedal is attached to the C-phone.
x
Is the foot pedal attached? nm

Here are some great recipes in link attached.
Enjoy!  (I hope I did this right)
debit cards
do they automatically take the money out of your account the second you use it.  I looked at my account online and it is very low. DH has been using the DC and it has not shown any of the transactions dh made this weekend.  Just wandering if it had already took those out but hasn't shown it yet on-line or are we going to be bumbarded tomorrow.  If dh don't get his paycheck in Wed and quick me may be in trouble
See attached-read carefully-hope this helps
















Question   I get an attachment that is called winmail.dat but I can't open it. What can I do?
 
Problem   When someone uses Microsoft Outlook to send messages through the Internet with attachments and they use the Microsoft Outlook Rich Text format, some recipients report that the message includes an additional file called the Winmail.dat file. The Winmail.dat file is usually very small, but you cannot open it in the message. The original message attachment is not always separate from the Winmail.dat file attachment, and may be included in the Winmail.dat file attachment.

This problem occurs because the Winmail.dat file is used to preserve formatting that the sending client includes in the message, but the receiving client does not recognize the Winmail.dat file. In Outlook, the Winmail.dat file includes Rich Text Formatting (RTF) instructions. This type of formatting is used with the Microsoft Outlook Rich Text format and when you use Microsoft Word as your e-mail editor. Only other Outlook users can read the attachments.

 
Resolution  

To resolve this problem the person sending the attachments with Outlook needs to do the following:



1. On the Tools menu, click Options and then click Mail Format.
2. In Compose in this message format, click to select Plain Text, and then click OK.


 
Link to Help   http://support.microsoft.com/default.aspx?scid=kb;en-us;278061
 
Last Updated   11/17/04

I use debit cards and keep the receipts on the
desk until the item has cleared the bank. I check the accounts online EVERY morning and balance each while I am waiting for DQS to load. Once a check or debit clears I toss it.

This way mistakes (mine or others') can be caught before they become disasters, any by knowing exactly what the balance is I know what I can afford to spend that day.
Debit cards with logos on them
Where do you get debit cards from with the Visa or Master Card logo on them?  My bank only gives out a Star Debit Card without any logos on it. 
PS! Also watch out for people who leave things attached to your doorknob -
I'm sitting right here in the front room (drapes usually drawn where I sit), and I not only hear them come up to leave stuff on the door, I ALSO hear them try the knob to see if it's unlocked. Pretty darned creepy how many low-lifes and predators there are out there.....
What news channel? I have to use my debit as a credit at stores and such. NM
x
One of those radio financial guys said debit cards are the MOST dangerous to use.
s
Washington Mutual offers Visa debit cards with
nm
Has anyone disconnected the internal sound card and replace with another sound card?

I am having problems with my sound on one of my computers.  Several different ExText program have been on it so I don't think it is the program and the sound is just now as clear as on my other computer.  Has anyone switched (disconnected the internal sound care and replaced) to a new sound card?  Did it make a difference. 


Everyone on this board is so knowledgeable, I really appreciate you.  You have helped me many times. 


The Red Cross just HANDED OUT $5 million worth of debit cards in Texas.
FEMA decided to mail them in 14 days if the people knew where they were going to be...couldn't possibly get them out faster...too much work...etc. 
A special phone w/a foot pedal and headset attached for dialing directly into a system. Google it!
s
Wow what bank
did your son use?

I recently had my debit card number stolen when I was visiting in Toronto. My bank's fraud department called me within a day of the fraudulent charges. They had already denied 2 of them, and the one that did go through I was refunded every dime of. I guess I have a pretty good bank! (Wells Fargo).

The cop that I talked to when I filed a report said that they have one guy who does nothing but take the fraud calls every day, that is how many there are now. One poor little old lady had her entire account cleaned out, and on top of that the people somehow managed to SELL her HOUSE out from under her. I don't know exactly how they did that but she was not able to get it back, she was pretty much SOL. I guess it makes good sense to check to see how your bank deals with fraud and what the policy is on giving you back your money.

Also his advice was to get a shredder, and the kind that shreds both ways, and he told me that he even blocked out his address on his car registration. He says he never has anything in his car that has any personal info like that on it. I thought that was interesting and did not even know that was okay to do. But I guess if a cop is doing it it must be!
just called the bank and

Sure it is SS that is late and not your bank? They have to
build deposit files and it may be the banking system having problems.

Just trying to help.
Since your a former bank manager- how can I get
my credit score up?  My husband and I want to buy a house with no down payment and the lender said that we need to get our credit score up 18 points to do this.  How?  He mentioned paying our credit cards down to almost a zero balance.  What else can we do?  And how fast could we do it?
Resume Bank.
http://resumes.mtstars.com
Hey former bank manager, what
does the "came way" mean?  Is that a banking term?
Smile all the way to the bank!
nm
I would. My son got his job at the bank he believes by
hope it didn't get cut off.
If you bank with Wachovia they have/are

sending 400 call center jobs to India, which also means they have access to your financial information.  I use a local credit union, but have a home equity loan with Wachovia and with that they gave us, checking, savings, credit, debit accounts.  I have closed all but the home equity account so far and told them why.  I'm currently in the process of shopping rates to open a new home equity loan too. 


No telling how many more banks/credit card companies are doing the same.


Talk to your bank
With DD, your bank statement is proof that the company paid you or not. With checks or prepaid credit cards, if it's lost in the mail YOU have no proof it wasn't sent. If it gets screwed up in adding it to the card, YOU have no proof the MTSO is at fault and you have to fight with Visa.

The MTSO is correct in refusing to tell you which other MTs get Visa--they have a right to privacy.

The main problem I can see with Visa is that it's just inappropriate. You'll be forced to spend every penny you earn AND spend it at an establishment that takes Visa. How do you plan on saving? How do you plan to pay your insurance and other expenses? What if your children need $10 for school?

You also may be subjected to fees and/or expiration of the funds on the card.

Why don't you talk to your bank about the safety of direct deposit? Perhaps if they can calm any unfounded fears you have, you can be paid in a more appropriate manner.





Bank jobs
I have a good friend who is a bank branch manager.  Tellers, etc. are entry level.  She just hired my hairdresser!!!!  Don't know about where you live but I think most bank jobs are entry level in the smaller banks at least.
it is attached to your version of Word. Open Word and it'll be on your tool bar. NM
.
I agree w/you, bank manager...
God is not a vindictive (sp?) God, He is a kind and loving God.  This hurricane is simply nature, and nothing more, I'm sure...Would you bring your wrath down so hard on your own children for something they did that was wrong? Well, that's how God feels about us...His children, everyone of us. Even those who fight so hard to have Him removed from our lives...we are extremely blessed that God is so wonderful!
Put it in the bank. 100 years of interest. Just think!

Give me a break! 


I needed a good laugh, thanks for posting.  Trust me, I'm only laughing at the sheer stupidity of issuing a check for one cent. You can't even rebel and send it back to them because you'd be out 36 cents.


Maybe you should frame it and label it, "My Big Bonus."


because the person used to be a bank manager
nm
I didn't think former bank managers
made any mistakes.
Take the money from your own bank account
I agree..The things *she* donates are from manufacturers that get a plug on her show or from the people who watch her show and donate to her Angel Network. Even when she donated cars, the people who got them had to pay the tax and registration on the cars, which came to a few thousand dollars each.  These people could not even afford to buy new cars and they are gonna come up with a few thousand for taxes, etc.?  Oprah is out of touch with the real world.  I think Stedman Graham said it best on one of her shows, he told Oprah she was not nice.  She seemed shocked and asked well, who is nice and he said Gayle King, her best friend.  Oprah is pompous and acts like she thinks she is smarter and better than others..She isnt in my book.  Come on, Oprah, how much of your billions are you gonna spend in your life time?  Dont take the money from the public who watch your show..take it from your own bank account.
If you make enough of a fuss at your bank they
can, and will, release the funds back to you immediately. We bank at Commerce, and have had so many flubs with our debit card that we have 2 separate accounts - one just for the debit card with a limited balance in case it ever gets hit. But we have had lots of errors - ebay once hit the card for one of those burps at 1 cent for about a zillion times - other errors just like above, and I was told, too, that it had to take 3 days to release the hold. When I flipped out over it, it got released immediately. After all, it is our bank and we are the customer, right? Stick to your guns and you'll get your $$ instantly, if a mistake has been made that is verifiable.
Go to your bank or credit union and they can help
you set it up.   What you claim depends on how you setup the account.  You can claim $$ this year provided it is paid in by 4/15 and get taxed when you take out, or you can put in after taxes and not get taxed when taking out. 
I did, actually I got two jobs through the resume bank.
I went to work for a small independent company and was there for 2 years and then got a job with a national 3 months ago.  Both places had contacted me from my resume being on this site.