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Question for ICs about SS and federal tax. I am new at this and I am wondering if you can pay

Posted By: ICMT on 2006-09-15
In Reply to:

your federal tax and SS more often than quarterly so it doesnt turn out to be so much money.  I would pay the State and Local quarterly but would like to pay the fed more often.  Anybody do this or just file quarterly.

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Federal holiday, banks and federal offices closed, but
schools and everything else open here. 
Federal ID #

If there is a "mother company" that is overall all the smaller companies sometimes the ID could be the same -- I think.  My husband drove a truck for Dalles Mavis that was owned by Active Transportation that all has other comanies.  All of hs W2 forms, etc. came from Active with their ID number on it though he worked directly for Dallas-Mavis.    Even when he moved to Texas and worked there instead of Oregon, his W2's all came from Active. 

They won't be saving anything since if you made $5000 from Company B and they deduct it from Company A, they will be paying taxes more taxes from Company B and less from Company A but again, if there is a corporation over all of the companies, it will all be merged in together to pay taxes on the "profit" from the corporation.   Just like being married, your husband can over withold and pay for your taxes because you merge your income together.   Just hopefully be requesting that they issue you another 1099 that they don't send both into the IRS and so the IRS thinks you made $10,000 and not $5,000.  


There is no such federal law! :)
Every employer has the right to answer questions about former employees. Most prefer to not go into too many details. Asking whether or not an employee is eligible for rehire is a very common question.

We did this. We went through HUD or some federal program
that loaned us the closing costs and down payment on a second mortgage.  It was paid off within five years.
They were federal charges
go to a halfway house first, but I thought surely that the prison could tell me something, if that was the case?!  They just said he was out of custody and that's all they could tell me.  Thanks for the encouragement...it's appreciated!
You pay taxes to the Federal gov't, among others.
The question should not be about what taxes you pay and who gets the money. How governmental entities distribute the money is for them to worry about, not you. As an IC, you will have deductions available to you that are not available as an employee.

Only YOU can determine if the responsibility of being an IC is for you. There is so much more to IC status than taxes. My suggestion is to read up on what is involved in self-employment by checking out a book on entreprenurship from the library or do some reading on the Web. My guess is that you're not ready for this yet but you can be if you do your homework.
Is there federal money available

It occurred to me that it may be something we mention when writing/calling our government. 

I know that when Levi Strauss closed their factory in Roswell, NM, and sent it down to Mexico (thanks, NAFTA), they gave their workers money to retrain in a new profession.

Surely this is something that can be fought for.  We know darned well the MTSO's won't take money out of their own pocket to do this, but there was/is a government program called TAA which is supposed to help people who have lost work as a result of imports.  I think a case can be made for medical records transcribed overseas as qualifying as "imports". 

I found an old document on line at http://www.edd.ca.gov/pdf_pub_ctr/de8714x.pdf which describes that 3 or more workers who have been affected by imports can petition for federal money for assistance and retraining.  There's also JTPA/WIA which established one-stop career centers and I believe being laid off because of work being sent offshore (or just laid off, period) would qualify people for this program.

There's also this article, which I included a part of, that is talking about IT workers for Computer Sciences Corp (my brother happens to work for them and has survived the layoffs) filing suit....

*The department has long held that programmers who've lost jobs to cheaper, foreign workers aren't eligible for the TAA program because their employers, or employer's customers, are not importing a physical good in the same way as, say, steel manufacturers. A number of federal and state lawmakers have introduced bills that would automatically grant eligibility under the act to IT workers and other white collar professionals, but none has become law.

The labor department initially said that although CSC moved production of its Vantage-One insurance software from East Hartford to CSC India, the software was not an imported "article" as defined by the act. In a lawsuit, the workers asked the U.S. Court of International Trade to overturn the department's ruling. In January, trade court judge Nicholas Tsoucalas ordered the department to revisit the case, noting that, "Labor's interpretation of the law, that software code must be embodied on a physical medium to be an article under the Trade Act, is arbitrary and capricious."

In a Federal Register note published April 11, the Labor Department conceded the point and ruled that the four CSC workers would be eligible to apply for TAA assistance. In ruling, the department said it would henceforth look upon software, whether shipped into the U.S. on a disc or transmitted into the country via telecommunications networks, as a physical product.

Software and similar intangible goods that would have been considered articles for the purposes of the Trade Act if embodied in a physical medium will now be considered articles regardless of their method of transfer," the department wrote.*

Something to think about.

Also, I'm pretty sure we've been far OVERestimating how much money offshore people are paid for transcription.  Their companies might get 1 cent a line after it goes through 3 or 4 edits, but I'm pretty sure the person typing the report and mangling the English is paid more like 1/5 cent per line, which is still pretty good money for them.  My math is based on there being 40 rupees to a dollar, and 1/40 of 8 cents per line is 1/5 cent.  There was that article quoted on the company board from Manilla where they were gloating that their workers got $1 to $2 an hour and, if they're required to transcribe 1200 lines a day, that comes to 1/10 cent per line.  But that was back in 2005.

Back to the 1/5 cent.  So if the report goes through 3 or 4 edits, each getting paid their 1/5, then the Indian company keeps the 2 cents per line which is left over and our dear old MTSO here in the States charges the hospital what...11 cents?..pays our US MT 3 or 4 cents to edit.  So, 3 cents/line to the offshore company, 4 cents/line to our US editor, and the MTSO still pockets the 4 cents/line left over?  Why do you think we're seeing 7 cents/line more and more often as the going rate of pay?

Well, just some things to think about - I get my best ideas late, late at night!

Thanks for sharing this. If federal guidelines were followed,
the minimum wage earner could not even shop at Walmart---that's really sad!  This is just another point that shows that the government has obviously gotten too big for its people, $5.15 is a JOKE.  I'm glad some states actually have some sort of caring politicians.
Federal Govt program (sm)
I am going to ask my tax person about this. I am currently working for a company as an IC, but now I'm thinking it should actually be called SE status, since they withhold, what looks like, about 7% of my income for OASDI and medicare. I also worked for MQ as an SE and they took out FICA, so I think I'm okay for now. However, if I switch jobs, I will need to make sure this is taken care.
I don't think FEDERAL varies whereas state...sm

I think states set their own regulations but I do believe that Federal is all one set of rules/regulations.  The police might be able to tell you but I think you'd find out so much more via the internet if you know what state he is in.  I found someone in jail recently.  I put in her name and she is locked up and probably going to get the books slammed at her.  Very young nonthinking girl too. 

All states and even federales have websites.  You can type in INMATE information and then the state and all kinds of links will come up.  You can probably this way find his name at some institution and if paroled, call the institution he was paroled from and find out more details if possible.

BEST of luck on this!!!  The internet is great for finding even old friends (I found several 30+ years after being in contact).

Can anyone that is an IC tell me when you send in your quarterly Federal and SS is there anywhere
you can check to make sure your money had been credit properly to your account to avoid problems at the end of the year.
HIPAA is a federal law, not State.
I could be wrong but I don't think you need to get the office to sign anything.  You just need to be HIPAA compliant on your end.  Double check on this though.
Marie, what type of federal job, is this still medical? nm
Section 8 housing. It's a federal program through HUD.
Google it "Section 8" housing to verify.
Probably 2 weeks and if i recall it will be on a Friday for Federal.
I agree with "Snow Bunny" Federal govt. sm
Everyone new that New Orleans was pooooooooooooooooooooor
With state and Federal, you 40% of your earnings GO, bottom line.
I don't know what's up for debate, it's fact.

Housing prices have gone up 40% in the past year alone in California.
The federal gov't is urging paperless MR to save costs.
you're right, it's federal but diff for each state...see link...sm


ALL STATES PAY MINIMUM WAGE DIFFERENTLY - i.e., Arizona says *No state minimum wage law.*

Here's how foster-to-adopt works on the federal level...sm
All non-Caucasian over age 1 automatically get adoption assistance. All Caucasian kids over age 8 get adoption assistance. If you adopt a sibling group that is more than 2 kids you get adoption assistance. All special needs children qualify for adoption assistance. Adoption assistance usually means Medicaid until they're 18 and in a lot of cases the monthly per diem rate is paid to the adoptive family. For the special needs kids, sibling groups and non-white children that meet the adoption assistance criteria generally the fees for adoption are reimbursed up to $2000 - which is pretty much what all of the attorneys charge for these adoptions since Child Protective Services/DFCS does the majority of the paperwork.

We're currently in the process of adopting our 6-year-old foster child who has lived with me since she was almost 5. The adoption should be finalized in January after my husband meets the 6 months residency requirement (we got married in June and he moved here from another state at that time).
Social security is part of Federal taxes

Your SS is figured in on your schedule C -- after your deductions you pay on your net income and that is added to your federal taxes and you send in one check and pay it all.  You can do quarterly if you do not have a husband to over withold from or if you are not an employee on another job.  Social Security and Federal taxes are not two entities -- but one.


Is there any danger putting bank acct# and routing# on federal tax (sm)
tax form so as to get your refund by direct deposit? Can someone use this info to their advantage?
I figure income minus expenses, send 23% for federal and 7.5% to state--sm
quarterly. The state probably differs state to state, but that is the percentile my accountant came up with. Have never had to pay and additional.
File complaints with the Federal Trade Commission, your state attorney general, and the SM

state attorney general for the state The VLC is located in.  I happened to check it out and they have offices in Niagara Falls, NY and in Ontario.  Be sure to forward copies of every thing your file to them.  You can fill online complaint forms at the FTC website and the NY Attorney General's website.  Print out copies of these forms and mail copies of them after you fill them out to the school with a letter basically stating that you have reported them to these agencies and they will be intervening for you on this matter.

I also like the idea of putting cc's on your correspondence to a local news reporter.  And call them every single day until they are tired of hearing from you!

Good Luck!

I think all state labor laws are pretty much in line with the federal laws as far as PTO SM

among other things.  Basically, federal law states that an employer is not required to offer paid time off or paid holidays.  An employer doesn't have to pay you for time not worked.  It states quite clearly that PTO is an agreement between the employer and employee upon hire.  So, if you have an agreement with your employer stating you accrue PTO and get certain Holidays off with pay, then upon termination or resignation, you are entitled to any unused time you have accrued.  However, since not mandated by any state or federal laws, if an employer refuses to pay you for any unused PTO, you will have to take legal action, likely in small claims court.  You will probably eventually win, but you have to decide is it worth all the trouble and legal fees?

When you actually get right down to it, labor laws really don't do much for the working class.  We are not guaranteed anything except minimum wage and a safe work environment.

English may not be the official language on the federal level, but it is the NATIONAL language. sm
From Wikipedia:

Although the United States has no official language at the federal level, English is the national language.

In 2003, about 215 million, or 82 percent of the population aged five years and older, spoke only English at home. Spanish, spoken by over 10 percent of the population at home, is the second most common language and the most widely taught foreign language.[139][140] Immigrants seeking naturalization must know English. Some Americans advocate making English the country's official language, as it is in at least twenty-eight states.[141] Both Hawaiian and English are official languages in Hawaii by state law.[142] Several insular territories also grant official recognition to their native languages, along with English: Samoan and Chamorro are recognized by Samoa and Guam, respectively; Carolinian and Chamorro are recognized by the Northern Mariana Islands; Spanish is an official language of Puerto Rico. While neither has an official language, New Mexico has laws providing for the use of both English and Spanish, as Louisiana does for English and French.[143]

P.S. Miami may be one of the largest cities, but it is still just one city located in one small state. There are 49 other states. Miami is just a small speck when you compare it to the rest of the United States.
Not sure, I have deductions for federal income tax, SS tax, Medicare tax, and state income tax. ???
Excuse me but federal taxes are paid as employee by employee
The ONLY difference in IC is you pay the ENTIRE amount of the SS which is the 15.25%, as an employee you only pay 7.75%.  And you can easily make up that difference in deductions.  As an employee you just have someone else manage your withholdings and as an IC you do it yourself.  I have much more usable income being an IC and not an employee and I am strict about putting aside what I need to.  But everyone always says you have to pay your own taxes, well your employer does not PAY them for you -- except 7.75% of SS, they merely withhold it for you.  As an IC you are the employer. 
ALSO wondering
I was just noting recently the whole ASR idea was not working as they originally planned, ALL ASR goes back through the same system from all accounts, and I have been noticing that some "learning" has changed, i.e., it will "learn" what a dictator says, then after going back through the system a couple times it "unlearns" and goes back to being wrong......... maybe they are figuring out it is not advance as well as planned ???
I'm also wondering...sm
if a Dictaphone can be used in place of a C-phone. Does anyone know? Thanks!
Just wondering
Anyone ever get a little b----y with tech support and get talked to by your boss about it?  Tonight I was having nothing but computer problems plus trying to meet a deadline.  This tech support guy was a real winner (not).  He just flat out could not help me, plus I could hear a vacuum running in the background.  I didn't yell or anything but I was quite frustrated and sarcastic.  It's late at night and I'm PMSing!!!  Do they ever "tell" your supervisor when that happens? 
Wonder if you would elaborate a little about why Proscript is a great company. I keep a notebook and I like to jot down what is good or bad about the company. Thanks!
What happened to his 4th leg?
To Wondering
Like I said, there's always someone out there with a wise answer...Not Naughty,naughty, and no, it's not my OPINION.  It's a fact.  Polite is polite, rude is hurtful.and nasty. If you don't feel like re-answering questions, be polite and pass them onto someplace where they can get the answers OR don't answer at all.
just wondering
i worked for a company that wanted the equipment back before i would get my last check. not smart. had to fight for it. just curious where is the company located?
Just wondering, if you used your
phone line for work, such as C phone, would that give them the right to listen in on your phone calls or look at your phone bill? What if they reumburse you for the extra phone line?  Does that give them the right to listen to your phone calls on that line?
Just wondering?

What do you think the hardest account is to type for? 

Just wanted to see if it all ended up being the same..

I know several MTs with MS and I'm wondering if I have
some element of it, too.
Wondering about your

If you don't mind sharing, what is your skin care regimen like?

I am only asking because my husband and I have been going round and round about the fact that I buy Oil of Olay Total Effects and the Total Effects eye gel, plus the night cream.  He thinks I'm crazy, that they don't work. I say why take the chance that they DO work and miss out on the benefits.

I'm going on 37, but think I look pretty good for my age. Just wondering if anyone else buys into these notions that these products can help us *age gracefully*. I don't want to look like I'm in my 20s cause I'm not...I have a son who's almost 19...so I'm proud of my age, just don't necessarily want to look quite as old as I am....thanks and have a wonderful day!

Thank you. I was wondering how this could be done. nm
I'm wondering...
if this onslaught of deaths of original characters is leading up to the end of the show?  Has anyone heard if this is the last season?
What I was wondering
is staying in the LA area with all of the nerve gas floating around?  Maybe that just adds to everything.  I like the place they are living in too. 

I read in your post that you "don't agree with people who use it [abortion] as a form of birth control."  I was wondering why.  Is it because you feel that one abortion is OK, but more than one will make it wrong, and if so, why was the first one not wrong? 

Or, is it because abortion is too expensive and just too much on the woman's body to use as a form of birth control?  I don't understand your comment and wish you could explain how you arrived at that.  Thank you very much. 

Just wondering...
Just wondering if anyone has gotton a job without having to take a medical transcription course?
Yes, I was wondering and
I hope you get what you pay for, Service. I hate to see folks like you bragging about getting applicants to do work for nothing. This makes me sick.

What comes around goes around. I hope you enjoy your status at this time, because things like this surely come back to haunt you.

Excuse me while I go BARF!
i was wondering the same, and
was told 'no'. So, what i did (had to start w/new computer) is open notepad and minimize it. Then bring up my favorites. One by one i'd click on a favorite. Then i'd copy and paste from the address bar onto notepad. It actually went real quick. Then it printed out the notepad info and as i needed these sites on the new computer, just typed the addresses in my address bar and re-added to favorites. That's the best way i found to transfer the info.
was wondering who would ask :}~
Yes, I typed the banner advertisement exactly as they had it. I wondered if someone would try to pin that one on me lol!

BTW, did you watch it? It had the person who went to India feeling very enlightened for the Indians and happy for the new opportunies they have, and more grateful for his own "wealth", including the loss of his job. hmmm...but of course, he stated how they were brain washed in order to do the call center jobs...
Was wondering about this....sm

I want to use my laptop full time but not sure if I should leave plugged in all the time or what.  I read somewhere it wasn't good to leave laptop plugged in all the time with the battery in place.  Sounds like you use the laptop on battery power, then plug in and use plugged in until battery charged?   Seems like a lot of plugging/unplugging if battery only lasts two hours.  I don't want to shorten the battery life, would like to keep it optimized for when I want to use the laptop on battery power only while away from home. 

I am wondering . . .

I would just like to know an approximate amount of dictation minutes each of you would consider as full-time work?  Basically, how many minutes you would commit to transcribe daily, five days a week, and would expect to keep you busy for roughly 8-hour days/40-hour workweek. 

In most of the ads I see, if they do specify an amount, it is usually a line requirement to be transcribed daily (although I have seen some that list the amount of dictation, and seems like it may be about 60-90 minutes per day for full-time).

Obviously, we all know that there are many variables as to how long it would take to transcribe a certain number of dictation minutes (or produce a certain number of lines), but I would just like to get an average, if possible, by seeing what each individual considers full-time work for them, in dictated minutes.

Thanks in advance for your responses!    Oh, and feel free to add any information you feel is relevant (i.e. been doing these docs for 20 years so . . ., do a lot of ESLs so . . . , etc.). 


Wondering why....
Why do you feel that this is any of your problem?  All you are doing is letting your husband know that you will overreact to things and he will just keep his mouth shut from now on....if he is smart.  My husband has friends that I know run around and, as far as I am concerned, it is just not my buisness.  I trust my husband,so what do I care what someone else's husband does. 
Thanks, now I am wondering...

why US companies won't hire Canadian employees?  Maybe they want to keep US jobs in the US?  But if you go to almost any border city, you'll find Canadians working in the States.  And also find many US going to Canada for health care. 

Guess this opens up a whole can of worms. 

Anyways, thanks for the info.  Now I know why you are looking for a Canadian company!  Makes sense.

Good luck to you in finding a company that fits for you!