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What kind of retirement tells you how much you can earn?

Posted By: Lori on 2008-02-23
In Reply to: Not cheating - doxie

I will start drawing from a pension plan this April - I have absolutely nothing saying I can or cannot make X amount of dollars a month. How did you get a retirement that tells you what you can make? This sounds strange to me.


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My retirement
I worked for a large multi hospital alliance in Ohio that is now under scrutiny by the attorney general and has many hospitals pulling out of their contracts and at a cost to patients and physicans....everything about it was to cut money and cheat people. Our pension which was noncontributory by us, works like Social Security. You retire early, you get reduced amount. I was forced to retire early because of the war and now I need more money. I was told when I took the reduced amount that I could not work again till I was 66 unless I kept it under $900, just like Social Security. I do not know what an independent contractor is. I didn't think I would NEED to know...I just am trying to find out how it is done, how it works, because the jobs I see that I want wnat ICs. I'm sorry I even asked. Since so many jobs say IC only, I assumed that some of you would know what an IC is and how to be one. I need to work at home because the other grandma has no computer. I was just trying to find 15-20 hours a week. Let's just drop it. I don't see what I did wrong. Thanks to those who understand I am not trying to break the law. Good grief.
they get half pay for retirement too!
Bus drivers are making $63,0000 and that is with no education. you can be a hs dropout or a foreigner. I hate NY and glad I left.


Retirement Accounts

I am considering getting into a retirement account this year.  I am a sole proprietor with no employees to contribute to.  I am also looking to reduce my tax obligations for next year with this account.  I am also over age 50, so this may be a consideration.  Any suggestions from knowlegeable MT/business owners out there?  Some of this stuff is very confusing.  so any help would be appreciated.  Also include who to go through for set up, if known. 


thanks  


I'm going to be 58 in a few months, don't see retirement in my
:(
Yes. I cant take early retirement because I
x
Who wants to take early retirement if not
x
Why did you take early retirement

if you knew it wouldn't be enough? I don't mean to be rude, but it seems to me you want to have your cake and eat it too. I don't think it's right you want to cheat the gov't by putting everything in your husband's name.  I suggest you ask your clergyman what he thinks of your proposal.


I have been married to the same man for the last 13 years.  We had 3 children together after we got married.  My husband and I each had to pay for our own college educations.  We have worked for everything we have and have done it the honest way.  I would have loved to have had a child first and then went to school for free while my husband was living with me and supporting us but had a different mailbox so I could still collect welfare.  Then after school, I would have popped out 2 more and continued to receive welfare while I was looking for a job (but secretly planning our wedding) and then got married while the gov't picked up the tab, so I could sit back now and enjoy my beautiful house that I was able to afford while I was ripping off everyone else. 


It really burns me when someone tries to get ahead in life by taking from others.  I'm sorry that I don't share in your plight, but what you are doing is illegal. It is fraud, and if you chose to go that route, I hope someone finds out and reports you.  Maybe the gov't wouldn't screw us so much, if so many didn't screw it first.  Shame on you!  


Oh, I think I earn my keep!
I have worked a full-time plus a part-time job for the last 15 years. I would say I most definitely "earn my keep".

Listen, if you don't want to hear us "whining", stay off the boards, why don't you??
They want a retirement that they don't even contribute to, they already retire at 55.
x
I think decent retirement is possible from an in-house job
s
you sound more than ready for retirement!
x
Why take early retirement if you cant afford it?
x
When you took early retirement, did you not find out
how much you could earn and other questions about retirement? If you did not, very foolish on your part. I have another year to go to have FULL retirement age- that for me is 66. I could retire now but knew AHEAD of time if I did, then for every 3$ I make, the government takes a part of that. I did not want to pay in any more than I have already. I went to social security last month, found out how much I will get at full retirement, etc. etc. If I live and take retirement money out (I plan to continue working) I will be getting almost $2,000 a month. With my salary, the full retirement money and some retirment money I get from a company I used to work for, that will be a very good sum for me. Having said that, there is no way in hades that I would ever try to pull the wool over Uncle Sam's eyes- talk about trouble- what you propose seems to be underhanded- whether it is or not I would not want to be any part of that scheme. I think where you live has a lot to do with whether you have to get tax ID number or not. Better to be on the up and up than spending some time behind bars.
When I found out about retirement money
they were so KIND to tell me I could start drawing out my money 2 months ahead of my full retirement in January- ha- they tried to make it sound nice- you would get 2 checks for January- having said that I just thought to myself- no I will just wait until FULL because 2 months ahead of time reduces then my total monthly income for as long as I might draw- thanks but no thanks- I want my full retirement money, don’t want 1 single dime to have to be paid back.
Why take early retirement before you find out
x
that is if you EARN under a certain amount,
after that you must pay taxes on all. The goverment certainly isn't going to be left out of our money!!
Are you saying that you earn 100k
NM
You type just enough to earn $900/mo. The
x
How to get job that lets you earn only up to
x
You earn less with one space.

Government retirement program has changed.
It is now the same as Medicare, with a 401K added.
Question for you Statutory Employees about retirement?
Any of you who work as an SE, have you ever looked in to an SEP IRA or an individual 401K for funding a retirement plan?  I  was just wondering if this is allowed, since the income is considered self employment income, but I have searched on the Internet and can't find anything to tell how the laws specifically apply to SE's.  I know if I was an IC there would be no question.  I already have a Roth IRA but the limit for that or a regular IRA is $4000 a year and that is not enough IMO for retirement, would love to be able to save some of my SE income tax-deferred.  I'm going to ask my accountant about it but figured out of courtesy I would wait til after the tax filing season winds down.  Just curious if any of you could help out in the meantime??  TIA.
Does anyone else earn extra money.....
I transcribe 200+ pages per month at $5.00 a page for a local hospital and write resumes as well. The resumes pay better and have over 7000 in my repertoire, however, my first love is MT.
I make 7.5 CPL and earn over $4K monthly
Maybe to you that's not a decent wage, or maybe you're not as fast. I don't know. But this IS production-based work. So type more and earn more. I think I clear about 14,000 lines in a 40-hour work week and I bring TAKE HOME about $4K a month. To ME that's good money. Maybe I'm stupid. I know people that earn much more (are much faster than I) at 7.5 CPL. Call me dumb, but I think that's good take home.
Again, don't forget - Guru gets a cut of what you earn
x
When it comes time, i will match what they earn.
c
Steelers didn't earn one of the TDs nm
x
Can still do that and not help the Indians earn our money.
nm
And you might earn another 1/2 to 1 cent more working
s
Doubt any way can earn more than the limit of
x
I had exactly the same benefits, pay, and retirement plan when I was single as I do now, married. sm
So, your post doesn't make sense. Benefits aren't withheld from singles and offered only to marrieds.
my full retirement age is 67 according to my estimated benefits paper - nm
x
As far as I know you can earn up to a certain amount - you cannot exceed a certain percentage of the
salary you were making when you took your disability. I do not think it is uncommon to work as you could certainly not make it on disability alone.
Why only young mothers who want to earn extra?
Why this statement? What about us older ones? I just do not get that statement because I would think experience counts a lot in this job.
my dad just retired at full retirement age, and there is a limit on income for the first 2 years tha
x
no I'm not first, he tells me so too
My fiance' has informed me many times that his kids will always be first: kids first, me second.  He's been raising them alone for 2 years now so they really take a toll on him (therefore US) emotionally, financially, even physically because his son is mentally handicapped and his daughter is extremely lazy and spoiled...so he is constantly cleaning up messes, doing unneccessary laundry, dishes, etc.  (Could start a whole topic on that alone.)  I have no kids, never been married.  I love his kids but I can't say I'd give my life for them or anything.  In fact, the more I explore our relationship I seriously doubt I will marry this man.  Already he speaks of providing for them with me providing for myself and marriage is a joint effort.  I resent the idea of furnishing a spoiled lifestyle for two kids who are not biologically mine.  He's already mentioned that he'd provide for the kids & money I make could be "our" money.  Well that amounts to me supporting the family, in my opinion....for what he buys the kids could also be used for paying bills, groceries, etc.  Sigh, I think I deserve better...a better life than this.
Exactly right. If no one tells you, you won't know.
nm
I don't think there is anything that tells you

how much RAM any particular process uses.  If you have less than 1056 you don't have enough to be leaving a lot of programs open. 


You can run a defrag and that might free up some stuff if you haven't done it in a while.  Running a defrag doesn't allow you to do anything else on your computer though.  I run it when I'm through for the night.


You can do an Msconfig and see if you have hidden programs running in the background and you can disable them from loading on startup. 


 


 


 


Something Tells Me That -
Who tells everyone how fantastic their employer is, yet refuses to divulge the name should anyone ask because you fear they'll take your job.

Am I right?

Thought so.

I don't worry about those types of things. I'm secure enough in my skill and knowledge that I'm willing to share info with and help any MT who needs it.

Life's too short for such paranoid delusions.
Does anyone else earn extra money at home doing something along with MT work?
I need some ideas.  Fall is coming and I will have some extra time and getting burned out on MT.
Yes because i will be spending money i don't have and won't earn anything with work decreasing
;
right, taxes are paid in the state where you earn 'em...
since you work at home, you earned your wages in your state and pay them to your state.
It's not a spambot, it is a person who has been posting to earn money, a program
on ForuMatrix where posters could earn money by posting, however, this person has taken the program out of context and not only will not be compensated, but the posts will be removed.  Our apologies for any inconvenience. 
Yeah, I earn 50k a year and I just bought a house for a buck!

Oh and I just got 25% of 28 million from a prince in Zimbabwe! 


 



 


Maybe just a letter that tells her how much you
appreciate her and everything she's done for you, how much you love her, et cetera.  I would much rather have something like that from my children than a gift. Gifts are nice, too, but sometimes something from the heart just means so much more.
Your own physician tells you that you know too much. nm
//
I like her. She tells the TRUTH, IMO. nm
.
One of the posters tells.
nm
Yes, our drug book tells us this
nm
Do you believe that story. That is what they told her to say. MQ tells everyone what to say to get
what they want. You would not believe the lines I have heard from my office. I have asolutely no respect for these people. They lie through their teeth for MQ. MQ is hiring because they want to have a very short TAT and try to keep the accounts they have and then a lot of people quit because they dont have work and have tons of backups and make no money in them. Everything MQ does is for them and not the MT. You are just along for the ride.
Yes, but only if tells me to sleep all day or eat ice cream.
x