Home     Contact Us    
Main Board Job Seeker's Board Job Wanted Board Resume Bank Company Board Word Help Medquist New MTs Classifieds Offshore Concerns VR/Speech Recognition Tech Help Coding/Medical Billing
Gab Board Politics Comedy Stop Health Issues
ADVERTISEMENT




Serving Over 20,000 US Medical Transcriptionists

you sound more than ready for retirement!

Posted By: ;) on 2008-01-02
In Reply to: Wait'll you've been in it for THREE decades, - THEN tell us ya still luv your QAers.

x


Complete Discussion Below: marks the location of current message within thread

The messages you are viewing are archived/old.
To view latest messages and participate in discussions, select the boards given in left menu


Other related messages found in our database

My retirement
I worked for a large multi hospital alliance in Ohio that is now under scrutiny by the attorney general and has many hospitals pulling out of their contracts and at a cost to patients and physicans....everything about it was to cut money and cheat people. Our pension which was noncontributory by us, works like Social Security. You retire early, you get reduced amount. I was forced to retire early because of the war and now I need more money. I was told when I took the reduced amount that I could not work again till I was 66 unless I kept it under $900, just like Social Security. I do not know what an independent contractor is. I didn't think I would NEED to know...I just am trying to find out how it is done, how it works, because the jobs I see that I want wnat ICs. I'm sorry I even asked. Since so many jobs say IC only, I assumed that some of you would know what an IC is and how to be one. I need to work at home because the other grandma has no computer. I was just trying to find 15-20 hours a week. Let's just drop it. I don't see what I did wrong. Thanks to those who understand I am not trying to break the law. Good grief.
they get half pay for retirement too!
Bus drivers are making $63,0000 and that is with no education. you can be a hs dropout or a foreigner. I hate NY and glad I left.


Retirement Accounts

I am considering getting into a retirement account this year.  I am a sole proprietor with no employees to contribute to.  I am also looking to reduce my tax obligations for next year with this account.  I am also over age 50, so this may be a consideration.  Any suggestions from knowlegeable MT/business owners out there?  Some of this stuff is very confusing.  so any help would be appreciated.  Also include who to go through for set up, if known. 


thanks  


I'm going to be 58 in a few months, don't see retirement in my
:(
Yes. I cant take early retirement because I
x
Who wants to take early retirement if not
x
Why did you take early retirement

if you knew it wouldn't be enough? I don't mean to be rude, but it seems to me you want to have your cake and eat it too. I don't think it's right you want to cheat the gov't by putting everything in your husband's name.  I suggest you ask your clergyman what he thinks of your proposal.


I have been married to the same man for the last 13 years.  We had 3 children together after we got married.  My husband and I each had to pay for our own college educations.  We have worked for everything we have and have done it the honest way.  I would have loved to have had a child first and then went to school for free while my husband was living with me and supporting us but had a different mailbox so I could still collect welfare.  Then after school, I would have popped out 2 more and continued to receive welfare while I was looking for a job (but secretly planning our wedding) and then got married while the gov't picked up the tab, so I could sit back now and enjoy my beautiful house that I was able to afford while I was ripping off everyone else. 


It really burns me when someone tries to get ahead in life by taking from others.  I'm sorry that I don't share in your plight, but what you are doing is illegal. It is fraud, and if you chose to go that route, I hope someone finds out and reports you.  Maybe the gov't wouldn't screw us so much, if so many didn't screw it first.  Shame on you!  


They want a retirement that they don't even contribute to, they already retire at 55.
x
I think decent retirement is possible from an in-house job
s
Why take early retirement if you cant afford it?
x
When you took early retirement, did you not find out
how much you could earn and other questions about retirement? If you did not, very foolish on your part. I have another year to go to have FULL retirement age- that for me is 66. I could retire now but knew AHEAD of time if I did, then for every 3$ I make, the government takes a part of that. I did not want to pay in any more than I have already. I went to social security last month, found out how much I will get at full retirement, etc. etc. If I live and take retirement money out (I plan to continue working) I will be getting almost $2,000 a month. With my salary, the full retirement money and some retirment money I get from a company I used to work for, that will be a very good sum for me. Having said that, there is no way in hades that I would ever try to pull the wool over Uncle Sam's eyes- talk about trouble- what you propose seems to be underhanded- whether it is or not I would not want to be any part of that scheme. I think where you live has a lot to do with whether you have to get tax ID number or not. Better to be on the up and up than spending some time behind bars.
When I found out about retirement money
they were so KIND to tell me I could start drawing out my money 2 months ahead of my full retirement in January- ha- they tried to make it sound nice- you would get 2 checks for January- having said that I just thought to myself- no I will just wait until FULL because 2 months ahead of time reduces then my total monthly income for as long as I might draw- thanks but no thanks- I want my full retirement money, don’t want 1 single dime to have to be paid back.
Why take early retirement before you find out
x
Government retirement program has changed.
It is now the same as Medicare, with a 401K added.
Question for you Statutory Employees about retirement?
Any of you who work as an SE, have you ever looked in to an SEP IRA or an individual 401K for funding a retirement plan?  I  was just wondering if this is allowed, since the income is considered self employment income, but I have searched on the Internet and can't find anything to tell how the laws specifically apply to SE's.  I know if I was an IC there would be no question.  I already have a Roth IRA but the limit for that or a regular IRA is $4000 a year and that is not enough IMO for retirement, would love to be able to save some of my SE income tax-deferred.  I'm going to ask my accountant about it but figured out of courtesy I would wait til after the tax filing season winds down.  Just curious if any of you could help out in the meantime??  TIA.
What kind of retirement tells you how much you can earn?
I will start drawing from a pension plan this April - I have absolutely nothing saying I can or cannot make X amount of dollars a month. How did you get a retirement that tells you what you can make? This sounds strange to me.
I had exactly the same benefits, pay, and retirement plan when I was single as I do now, married. sm
So, your post doesn't make sense. Benefits aren't withheld from singles and offered only to marrieds.
my full retirement age is 67 according to my estimated benefits paper - nm
x
my dad just retired at full retirement age, and there is a limit on income for the first 2 years tha
x
Has anyone disconnected the internal sound card and replace with another sound card?

I am having problems with my sound on one of my computers.  Several different ExText program have been on it so I don't think it is the program and the sound is just now as clear as on my other computer.  Has anyone switched (disconnected the internal sound care and replaced) to a new sound card?  Did it make a difference. 


Everyone on this board is so knowledgeable, I really appreciate you.  You have helped me many times. 


Get ready for changes.....sm
lots of them and very quickly IF this is what is happening. Six Sigma management tends to cut the fat and thin the herd by "survival of the fittest." In other words, expect it to be harder to achieve a high quality score, incentive bonuses, quality bonuses, etc., because they will up the ante with respect to that At least that was my experience with Edix...and no, I'm not a sloppy MT barking about sour grapes. That's just the way it was.
ready or not
If new Career Step grads are not ready to work, why are so many of them getting multiple job offers? Some get four or five offers within a month of graduation. In the real world, the marketplace will determine who is ready to work and who is not. Whether or not a given MT is prepared to work is between her and her employer. AAMT is sticking its nose into an area where it is neither needed nor wanted, and they would not be doing this if there were not profit in it for them. If they want to do something for us, let's see them do something to stop the offshoring of our medical records. If they were showing real leadership on this and other substantitve issues, our salaries would not be declining. We cannot trust the AAMT.
My son was almost 4 - He will do it when he is ready.
x
Are you ready? lol...sm
Dogs: Neeva and Rufis.
Cats: Kurt and Vira.
Birds: Buster and Cleo.
Rat: Precious.
I know that I am in no way ready to do this on my own. Others have said I should cut out the sm
middle man and get my own accounts.  I know that I am not qualified to do that right now.  I just graduated two months ago!  I want to get at least 2-3 years experience under someone else before I go out looking for my own accounts.  I'm not ready to be responsible for everything yet.  Maybe I'm a minority, or don't have enough confidence in myself, but I'd rather be safe than sorry. 
I am ready.
I haven't done it yet, but I do have everything I need to work loaded on my laptop in case I need to evacuate for a hurricane.  Just grab the laptop, foot pedal, keyboard and go. 
Ready set go.
Association of United States Medical Transcriptionists (AUSMT)?
Association of Onshore Transcriptionists (AOT)?
I've got Blisters on my Fingers (IGBMF)?
Throw AHDI Out the Window (TAOW)?
Offshore Need Not Apply (ONNA)?
Fed-Up Cantankerous Kahunas (oops)?


But seriously, folks. Let's come up with a name (something with a snappy acronym), then a Yahoo User group & a domain name, & eventually we can come up with some kind of group statement. Let's see what evolves. Who knows? Maybe we can put a dent the Association for Healthcare Documentation in India (!).
Get ready for yours to
stay the same. Most of us here have experience and we should all have accuracy. If you have worked on the platform for some time now and nothing seems to change, just gonna have to suck it up and know what the issues are, that being too many people not changing according to what the specs are.
I'm getting my yacht ready now.
aa
I'm with you, ready to retire
but have a few years to go, like 20. My production hasn't gone up 25%, has yours? If anything it has gone down. Have you thought about Spheris? I had a job offer last year at 10 cpl, should have taken it probably.
Actually, I was ready to do this same thing - (sm)
start a petition, but I was (VERY HAPPILY!) beaten to it by a faster-thinking (and probably even madder-than-I-am) MT. GOOD WORK! Lets get this puppy ROLLING! ;D
Cheers! I'm ready for one too! nm
nm
getting ready to set-up a belkin
this weekend, ps2 ...
will let you know.

I hope someone with experience answers ...

:P
We are getting ready to upgrade.
Supposedly it is going to be "wonderful."  I hope so.
You're probably not ready for this then.
If you're questioning what a line is and how much to charge, that says you haven't done your homework yet. When he asks you about FTP or encryption or HIPAA compliance, will you have to tell him you'll get back to him after you run to check this board for an answer? If you haven't prepared yourself well enough for this interview, it will show and until you're ready to answer questions on the spot, I don't know why you think you're ready to go out looking for your own accounts. You need to know what you're talking about.
Ready to quit, too...sm

I just started what I hoped was my final MT job, but now it looks like it's time to start looking again.  I have over 35 years' experience and this outfit has had me on QA for a month now. 


They're nitpicky over hyphens.  You use a hyphen here, but not here.  Hello?  These doctors can barely make a coherent sentence.  They don't have a clue whether near-syncope has a hyphen or not...FYI, per the BOS bible, it does, but not according to the outfit I'm working for...nor does the MD care.  He just wants his report back in a readable format. 


And there is no such word as cary or carie when you're referring to teeth...it's caries, period.  I did win that battle. 


I worked for a short time for another outfit at minimal pay (marking time until better thing came along) that was nitpicky over semicolons. 


As my DH's boss once told him when he was worrying about the small stuff, "Don't worry about the mules, just load the wagons."


So if there's an MTSO out there who's looking for a fast, accurate, punctuationally-challenged (apparently) MT who loves ER/psych, feel free to contact me. 


You do sound FAT, but you don't sound RICh.
Go live in Iraq or something.
when the student is ready, the teacher will come
.
call me when the cookies are ready
and pour me some warm milk!
Means probably getting ready for a sale....sm
That's what happened at Edix when they brought in Bill Keena. The company was sold within a year.

Six Sigma is a management style and philosophy. Check Google.
boy i can relate. i'm ready to quit a
new job because of something similar. heaven forbid tech people being able to fix a "tech" problem.  i know more than he does and it's getting to the point that this company isn't worth the trouble. it's a shame because i like the other people that i deal with.
okay now I am ready to make a move

I could kick myself -the company I am working for keeps saying it will pick up and I keep staying, meanwhile I have put on hold a job I should have taken-MDI in Maryland. I have learned my lesson! I am finally ready to move on-anyone looking for an IC who can do 1300 lines a day?


 


okay now I am ready to make a move
What company were you working for that was not giving you enough work? I have recently made a move and am also not getting the work I thought I would get when I changed.
Robotics...it has always fascinated me since ready
Isaac Asimov's novels. I am not sure exactly what would be needed, but I would certainly start somewhere in that field. Probably lots of math, I imagine.

Since I am no longer single, however, I have to give that dream up.

The other thing I would like to do is get involved in ecology, studying the earth, etc. It is going through so many changes right now...like we are in a huge transition period while it grows and changes.

In any case, anything to get outside a little bit, I think...

How about you, Romey?
No one comes out of MT school ready to work...sm

Students will come out of the top 3 schools ready to work, but will have to work for lower line rates as apprentices.  So who do you think the MTSOs will hire? 


We won't hire newbies that's for sure. There's way too much training that you have to do with a brand new MT, lower line rate or not. That's the least of our worries as MT's.


Woo Hoo! I'm ready and feeling lucky! nm
nm
Absolutely and my 2 teens are ready also. sm
I have a Senior in HS and a Freshman in HS who both are board, finished their summer reading, tired of the swim club, been to the beach for 3 weeks, and they are now vamping up for their summer camps, VB and football. They both said yesterday, they are board and their brain needs stimulation.

I on the other hand, can't wait to have my space back. I sometimes feel "my space" is invaded and don't have a spot to call my own. No matter what room in the house I go into, someone is there or follows me in, especially the kitchen.

Can't wait for school to start, but on the other hand, am not that anxious as they will be 1 more year toward being on their own and leaving the house for good - college and everything. That is scary!
Ready to scream (venting)
 I am doing a loooooonnnng psychiatric report by an ESL who must be sitting 1 mm from some machine that is beeping loudly every half second.  I am able to hear every fourth word over the loud beeping and that word takes me five minutes to decipher because of his accent   Is it noon somewhere so I can have a drink? 
If you have to ask, you're not ready for that big of a change.

I was getting ready to, but they didn't have it in my area.
nm
I am getting ready to move and my old books are not going with me!!! nm
x