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Our nine year old son started asking about the birds and the bees (sm)

Posted By: MT in Novi on 2006-02-21
In Reply to: I've already gotten applications at several DCs - and I know I'm allowing it

this year. We have answered exactly what was asked every time. Once he started asking questions, he didn't stop.

We have covered birth control, child support, the fact that if he gets a girl pregnant he will have no choice in the matter if she chooses to abort (which horrified him) and many other things. He also knows that he will always be able to come to his father and I for birth control. The way he is being raised (Christian home), we hope he will not have sex before he is ready, which we hope will be when he is an adult. (Ideally, on his wedding night. But we don't push that.) But if he makes the decision to have sex when he is a teen, we have let him know that we will help him protect himself.

We have also told him that if he believes a girl when she says, "I'm on the pill", we'll kill him.

And I feel very bad for you about your daughter. If I had a child who had a child and behaved that way, I don't know what I'd do. (Other than pay to get Norplant in her arm, that's for sure.)

Good luck at getting custody. It sounds like you'd be a much better choice for the GC.


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$600/year!! I would LOVE to pay 600/year -
I end up paying in $2000+/year EVEN WITH MY DEDUCTIONS, and I deduct anything and everything!! My accountant keeps telling me to buy a house or have a baby and then I wouldn't pay in so much.
It is a year old. n/m
n/m
It was quite awhile ago...maybe about a year or so.
nm
How to ask for a raise? 7 cpl for one year now...
Are raises given?
To make 40K per year,
You have to make roughly $20./hr for a 40-hour week (if my math skills are any good!). To do that, you need to either make a higher line rate, or produce more lines per hour. That means doubling either your lines per day or your cents per line.

I would venture a guess that most folks making 40K a year do NOT work for nationals, but have their own accounts which tend to pay more per line, which ups the $ per hour. Of course, with that comes a whole new set of headaches and probably more incidental hours (billing, delivering, bookkeeping...time spent maintaining an account in addition to transcribing hours.)

Unfortunately, by the time we see ads everywhere for big money opportunities (transcription, selling on ebay, raising alpacas, etc.) the prime time to get involved has probably already passed, and then folks who respond are stuck with disillusionment and bills for starting costs/prep.

Just my humble (and maybe a bit pessimistic) opinion.
You don't even have to buy the upgrades every year, just
add to it.  I only update every other year. 
transcriptionist with 1 year's exp
I think Spheris has a program to do that.
Happy New Year Everyone!
I hope everyone has a very excellent 2009, with all good things!
I made 7.75 with MedQuist my first year.
I started out with Medquist making 7.75 based on my all-around experience and test scores I was told. That was PTE.

I went on to make 8 as an employee, and I work a second IC job making 16, 13 to start, 16 after 90 days.
putting 3-year-old in daycare
I have finally relented and put my baby in daycare. I can't do it anymore. I am so stressed out about splitting my time between her and work that both are suffering from it. Not to mention my house. The husband is worried becuase this is now an added expense to our already tight budget, but as I explained to him, now I can focus on my line count and I won't be getting up every two minutes to tend to her. Any of you been in the same situation? I'd like to hear about it, good or bad.
first year as IC, you don't have to make payments...sm
you could pay all of 2006 taxes by April 15, 2007. But in 2007, the IRS will send you forms that you use to pay quarterly. You pay 100% of last year's taxes in 4 equal payments and then make up the difference when you do your taxes. For example, you started as an IC in 2006. Your taxes were $2000. You pay $2000 by April 15 2007 and you also pay your first quarterly payment of $500 (1/4 of $2000) by April 15.  I also would suggest you make all your payments in the current year - don't pay the last quarter by January 15 when it is due because it screws up your bookkeeping and state and feds handle it different. Pay your last quarter tax by December 31.
after a year mine went up to 7cpl.
I am at 2 yrs now and making 7.5 at one plaace and 8.5 at my other
In the first 6 months of this year. I'm not new to this, though, so I moved on. nm
s
Just waiting till the end of the year (sm)
Like I said, I'm not certain if I am going to be sent a quarterly tax invoice or not, but I figure better safe than sorry!
This is also a bad time of year to be job hunting.
This is the slow season for MTs and companies don't tend to hire much from December to February. Don't give in yet if this is really what you want. But I agree with other poster, you might have better luck with a local MTSO that is familar with your community college's program. Good luck if you decide to pursue this further! It would be a shame to give up so quickly after completing the course.
First of all, a lot of companies will waive the 2 year
-You graduated from a program they know provides a quality education.

-You test well enough during the application process.

-You have a well-written resume and cover letter and follow the application instructions to the letter.

Many companies hire new grads on regular intervals, but they do not advertise this because they will be inundated by applications, many of them from people with absolutely no training at all. It takes time and resources to train a brand new MT so they may only hire new grads a few times a year.

Speak with your school's post-graduate assistance program and get some leads for MTSOs that hire their grads. Check out your school's student forum and see where other graduates are getting hired. Find companies that will let you test as part of the application process (instead of applying and waiting for an invitation to test). There is a thread below with a list of companies that have been mentioned in the past as hiring newbies. Also, check locally and be on the lookout for smaller services to apply with.

Good luck.
I've been working for over a year now,
and I don't even know what my typing speed is anymore. It would be hard for me to take a typing test because I am so used to using my expander. I am really surprised you are finding most companies want a certain speed. I did not encounter that when I was applying.
Anyone signing a 2-year contract on either
end would be crazy.  You can't guarantee work for 2 years and there is no way I would tie myself to a situation for 2 years. 
It has started already and I'm

A friend wanted me to try to get her a job where I start next week.  I'll be doing MT for an hourly wage.  I have an educational background and training in everything related to it except actual transcription, but I am being given a training period to get my ears up and running, and I hope that I can get fast enough.  I am working through a medical transcription text at home (bought it a year ago used to get more information about MT) to brush up and get some more information before I start. I am also gathering some reference materials to shore up what I already have at home from my previous studies. 


Anyway, she said something like "maybe you can get me a job there too". She thought that I could get her "up to speed" with MT skills and recommend she be hired.  I told her the reason I was hired w/o transcription education was because of my medical studies background.  I had to take a terminology test as part of the assessment.  She said that she would definitely fail that.  I told her then, first of all, she should take a med terms course, to which she said pretty vehemently that she did not have the money to do so.  I kind of stuttered at that point and kind of repeated what I had already said about my background helping me land the job.  I think she got annoyed with me . But this is a job where you cannot wing it at all, and you need to invest in your training. Why is it so hard to explain that to people without upsetting them? 


Recently when she knew I was looking for a job, she let me know that the tax prep firm she works for offers their tax preparer cost at a deep discount in January, and that once I pass it, I could apply to do part time or prn tax prep for them at the office where she works.  While that was kind of "insider" info that I did appreciate, I feel like maybe now I upset her by not agreeing to try to get her a job where I work. 


What do you do when people want you to get them into MT like this?  If she asks again I am considering finding a practice dictation to listen to.  I just know I can't put a word in for her if she doesn't even want to take a med terms course.


I started with
15 to 180 range per 2 weeks last year and now am getting 650 to 700 per two weeks. It depends on the account that you get. If you are working for somebody right now with work coming in regularly, concentrate on it. When you get your speed and accuracy up and believe that you can tackle more reports, try looking for another account.
however, when I first started out, I DID....sm
I DID pay quarterly when I first started out....gave the IRS about $500 every 3 months....totaling $2000 for the year for the IC side of my business (I also work for a national who takes out taxes with each pay period...which is good, cuts down on what all I owe the IRS by April).
Started out at 9, now up to 12.
Just depends on where you work, how much they need you, etc. If you are happy with that then do not worry about it!!
I started at .065 cpl
... and I was thrilled to make that, as a High Honors grad.
I started at 8 cpl
Considering how slow newbies are and how much they have to learn, I think 8 is very reasonable.
I started at 8 cpl

about 7 months ago.  It isn't all about typing, really.  I type about 98 wpm now, but with research, entering identifiers, finding doctors or city names, etc...the typing isn't as important, even though it still matters.  Plus, after typing all of the reports Career Step has, you'll be typing faster in the end.  When I started school I was typing about 74 wpm roughly, just to give you an idea.


Plus, there's always Typer Shark .  I bought it while in school to get some typing practice.  It's helpful and fun.


When I first started I had no MT
experience and no MT schooling.  This was in the day before we had expanders.  I did just under 700 lines a day and that was a hard 8 hour day. It was gross lines, so maybe  600 lines based on 65 characters.  I don't know how long it took me to get to 1000 lines/day, but it was probably 6 months.   You just need to build up your Expander a little bit and work smarter.  Don't get on-line, build up your reference materials so that you don't have to get on-line much, you can look it up in the book and not be tempted to check e-mail, etc.  Set an egg timer and work until it goes off, don't think about the laundry that needs doing or what you are going to fix for supper.  Every hour take a 15 minute break and do the laundry, or lay out something for supper, etc.  


How to get started
I have my BA in something totally different but I want to start looking into medical transcription so I can have the opportunity to work at home when I have kids. I just don't know where to get started. The places around where I live require 2 years of experience and a number of classes. Are there any places that you can just take a few classes and start working? Any information will help!
getting started
Hello- I am actually a dentist- and have been for 18 years. I am currently staying home with my child and thought MT might be a good avenue to travel for awhile. What sort of training do you recommend for someone who has a medical/dental degree. I have all the medical terminology and pharmacology etc I think one might need. I do not know anything about the digital transcription or have any equipment. What do you guys recommend?
Getting Started

Hi Andrea:


I've been doing transcription for 25 years and I love it.  I've been working at home for about 6 years and for Medquist for 3 years.  One thing I would tell you right off the bat is a lot of graduates have problems getting that first job because everyone wants experience.  I would talk to the schools about what they offer in terms of finding employment once you graduate.  I know Medquist used to have a school called Career Step and would hire you directly upon completion, but I haven't checked into it lately.  I think the website is careerstep.com. 


Other than than, it is never too early to start building a medical library.  I would start with Dorland's Medical Dictionary or Dorland's Medical Speller.  They aren't cheap, but you will get your money's worth over the years.  I love my noise-cancelling headphones that I found on Medword.   


I hope this helps you get started.  Good luck!  


 


I started with going to

Monster.com and placing a resume there.  MTDaily is another place you can put in resumes.  Keep passing resumes out.  Look for a company and check out its reputation here and other MT service blogs or boards.  I came here first and discovered that some companies don't pay until they see their names lit up here.  I went looking for transcription companies advertising for doctors to type for, and then found the back door to their recruiting department.


Getting started
Just finished school-looking to start slow as IC- not fast, but accurate and dependable- any suggestions?
Ignore the two-year clause and apply anyhow!
If you let that hold you back, you will never find work. There are plenty of new grads working and getting hired everyday. If you wimp out, you'll get nothing.
I heard that were going review resumes after the New year.
x
no, 4/2006 payment is for 2005 year...nm
x
They'll need your SS# to issue your 1099 at the end of the year.
nm
I personally did not incorporate until I was making over $50K a year because
of the added fees (paying CPA for one thing), corp taxes, etc. MT services carry so little liability I don't think incorporating to install a corporate shield is really necessary, especially since they go after deep pockets anyway.  But incorporating if you are making $50K or more per year is a very important tool for income tax savings. If you are sending work out to other people and they are doing the work, then you turn around and send it in to the client, essentially YOU are not doing the typing, YOU are not earning the money, YOUR BUSINESS is. Therefore you should not be paying social security tax on earnings that are not YOURS but YOUR BUSINESS'S. If you incorporate you can pay yourself a reasonable salary for any transcription you do, plus shuttling the work back and forth. Let the rest of the earnings ride as the company's earnings. You will pay income taxes on them as any profit flows through to your personal taxes but you will save on that big 15% bite from social security. Other advantages though of incorporating are to set up your 401K and let your business make contributions to it. Again, though, that's something that's not likely to happen until you are making a lot of money. As you are a newbie, I don't see that in the near future...
Not the OP, but you can pay your taxes once a year at tax time. Estimated
s
I usually update the drug book every other year as I
use it so often and there are new drugs all the time.   Equipment books I update about the same as there is always new equipment coming out.  Other books I don't update as often, depends on how much I use a particular specialty. 
graduated almost a year ago from a "Big 3" and nada
I graduated almost a year ago from a "Big 3" school and have had no luck. I am thinking I have to go for my CMT to get a second look. Ridiculous!
Until every American MT is working who wants to, and is qualified, for a living wage and affordable, quality health care benefits, NO MT work should be going outside the US. Get on it, Obama!
I started by doing transcription
for veterinarians! You might try a local specialty veterinary hospital to see if they need any transcription help. You do need to know a little bit about dog and cat breeds, but the body parts are pretty much the same (except for the tail)!
Just Started working PT
I just graduated from Career Step and got a PT job within 2 weeks. Mind you it was the only company that was interested in doing the PT thing, plus I have dail-up, so I was really limited on my options. But, so you know, PT jobs are out there. Good luck.
Newbies I know started at 6 cpl
/
I started my education
at a community college and finished at PCDI, and the materials were identical, so I can't say either way is better, but the best help I got was once I started working, and the training on the job.  I think PCDI teaches the basics, and if I were you, I'd shoot for an in-house position to start with to have some help.  All of PCDI's tapes were incomparable to what you really get.  If I had a doctor speaking like that, I'd be making millions :)  Good luck!
Jill, have you started yet? nm

just an fyi...but i got a paycheck before dsp...maybe they just started doing that
nm
I relistened to everything when I first started sm
The question is, when you go back over it, do you find that you got everything? When you do, then you should feel confident enough to just move on. I still read through my stuff to check for errors, but I don't relisten and I have not had QA tell me I missed anything.
I started out doing radiology.
You may want to try the radiology portion since it is less intense and it's a good base, in my opinion.  Others may not feel the same way, but I think you are better off starting with radiology as opposed to multispecialty.  Best wishes... 
I've been an IC for five years and never had to pay more than $600 one time a year for taxes...

I have so many deductions that I almost don't pay taxes.  Yes, I also have a tax professional do my taxes.  I keep a clear plastic envelope on my desk and anything I buy related to the business or phone expense, % of electricity/gas, health insurance, medical expenses, etc., all go in the envelope so at the end of the year I'm not searching everywhere for my deductions. 


Anything you use for your business is deductible, but used items.  If you buy a used computer on e-bay it isn't tax deductible.  It has to be new to be a deduction.


Companies waive the 2-year requirement for CS grads too.

CS grads have no problem finding jobs. I had several offers before I even received my final exam results.


No company will waive their 2-year experience requirement for AHP.
Other than Andrews, the second recommended school is M-TEC, NOT Meditec, they are 2 very different schools.
I got my own accounts & started an MTSO.
nm