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the education credit -

Posted By: Amanda on 2008-10-30
In Reply to:

Obama says the first $4000 of an education would be free and that you would have to work doing community service to pay for that.  That being said, if you want a community college education, $4000 would pay that - if you want an advnaced degree, then of course it would not be free.


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Obama's education versus Palin's education
Barack Obama attended Occidental College, but received his undergraduate degree in political science from Columbia University, an Ivy League member currently ranked 9th in the country by U.S. News and World Report. Obama also graduated Magna Cum Laude from the Harvard Law School, where he also served as President of the Harvard Law Review.

Palin spent her first college semester at Hawaii Pacific College, transferring in 1983 to North Idaho College and then to the University of Idaho. She attended Matanuska-Susitna College in Alaska for one term, returning to the University of Idaho to complete her Bachelor of Science degree in communications-journalism, graduating in 1987.
The 2008 credit has to be paid back (no interest), but not the 2009 credit.
nm
credit for safety = credit for 9/11
If Bush wants takes credit for keeping us "safe" from terrorist attacks since 9/11, then he has to take credit for the fact that we experienced the largest terrorist attack in US history under his presidency, as well. He can't have it both ways!
I gave credit where credit was due.

I think Obama did a good job not saying anything about the hostage situation with the captain and I commend him for giving the order to the Navy Seals to do what they did.  But still.....I think the heroes and the biggest thank yous need to go to the ones who risked their necks to save the captain.....and that would be the Navy Seals.


All in all, I don't like a lot of things that Obama has done.  I know Bush didn't do us any favors in his 8 years either, but Obama is now in office and I do not like the way our country is heading. 


As for not giving Obama any slack....how many of you people gave Bush slack on anything even when he did something good....cuz believe it or not.....he did some good things too.  It goes both ways.


appropriate sex education

to protect them against advances of sexual predators.  It's all how you twist the words.  Remember, too much twisting and you cut off the blood supply and wither away.  watch out mcc.


 


Sex education??
I think it is very appropriate to begin teaching children about good touching and bad touching way before kindergarten even. Yes, it should be done in the homes, but a lot of people do not address the subject with their children... it is the children who end up getting hurt by not having the information about what to do when/if this happens to them.
This has nothing to do with EDUCATION
it's just my opinion.
Keep it SHORT ! Even better: Start from the end, then it is shorter.
Today everything has to be short. Even a resume should not be longer than 1 page.

Obama is 47 years old and spent ONLY 10 years in Indonesia, when he was a kid.
I do not have to back up every thought I have on this forum.
These are answers to comments I disagree with.
Well, on the subject of sex education...
I doubt Bristol thought what she engaged in could not cause pregnancy. I feel sure she knows what makes babies.

Now I am sure that out here in real america there are many thousands of families who have had a pregnancy like this in their families or know of one in close acquaintances. I don't think this argument is going to hold any water with them and I think they would be insulted by this.

Your Candidate knows that, that is why he just wishes that all his supporters who think they are helping him would just stop.
Obama and education...
http://townhall.com/Columnists/ThomasSowell/2008/10/09/the_real_obama_part_iii
You need to get some education in taxes
Get off that poor people pity pot. I'm so sick of it. We know poor people when we see them and that AIN'T what Obama is talking about. He wants to give to anyone and everything that sits on their butts and takes from me already. And for those half of all Americans who pay NO taxes, he wants to give them free money, even though they pay nothing into the system.

Yea, right! Boy is that fair!

We all know where this money is going and I couldn't care less if you want to harp on things that do not represent him. He is not looking out for anyone but the ones he considers "oppressed". if there is any oppression going on in this country, it is coming directly from Obama, but those he stirs the pot trying to brew up all the racial undertones he continuously spews, he knows exactly what he's doing.

I pay out my butt for those so-called poor and believe me, after all the freebies they have more than my family has. They don't worry about healthcare, food, clothes, shelter....but we do.

The "poor" as you put it sit on their butts with their 10 children all week and then drag their feet down to the ER on Friday and Saturday nights to sit and get their free medical care for their chidren, because all of them now have a sniffle. Medicaid will pay for anything, including laziness.

THere is no hatred in her heart, just fed up. We have poor people in my family and we look out for each other; they have never taken a handout. We know the truly poor when we see them and the ones getting ALL THE WINDFALL money from ME....well, honey, they ain't poor.

Leaches maybe and "illegals" maybe, but the ones in my community ain't poor. They have NEW free homes and they are a h@ll of a lot better off than the really poor.

And lets not fool ourselves as to what ACORN is really all about. They have bought black votes with alcohol, tobacco, and God only knows what else. The people they drag up by the busloads to participate in absentee ballots, well, we all know those folks don't have a clue what is going on in this world and to be honest, they don't care.

Now, if ACORN tells them hey, look, you can get a black man in the Presidency, boy oh boy, and we'll give you stuff for that vote, well, what do you think those "poor" folks you are so concerned about are going to do.

ACORN is all about the "black" vote and lets not pretend otherwise. Please give some people credit for having a real brain with real common sense.


Get an education, BadBreath
He only vetoed GOVERNMENT FUNDING of research. He never outlawed research. Get a clue and learn the difference.

Just like a Dem - wanting other people to pay for their stuff.
Dang! then I could have gotten a free education
because I'm 1/8 Indian???

Even if Ward is a tad Indian that doesn't mean he was brought up in the culture and was qualified to speak for Indians. He's not even qualified to speak for 99% Americans given the stuff he spews.
It's good to know that his ivy league education
is being put to good use :o)-
He does favor sex education for kindergartners...
ABC News' Teddy Davis and Lindsey Ellerson Report: Sen. Barack Obama, D-Ill., told Planned Parenthood Tuesday that sex education for kindergarteners, as long as it is "age-appropriate," is "the right thing to do."
My question is, what part of sex education is age-appropriate for a 5-year-old? Can't we just let them be kids? Sigh.

And if the lipstick pig thing is a joke...it is in poor taste. In all honesty, I don't believe he actually meant to compare Sarah Palin to a pig. However, it was a poor choice of words. And if you look at the crowd he was talking to, THEY thought he was talking about Sarah Palin. That is why they stood up and had a big laugh over it.

In politics, sadly, perception is everything...and most people perceive he was taking a low blow shot at Palin.
OK. so education doesn't count and
su
I agree you have to focus on education
but how do you pay for it? I make as much as the teachers in my school system, but they all have master's degrees and spend years paying off those loans. It seems fair that they would make more than me, but they don't and in some cases make even less. Then there are people who say education is important but the teachers are overpaid. What kind of a teacher are you going to get if you pay them poorly?

Then there is always the argument that the school system wastes money. I don't see that where I live. My kids have gotten a quality education with buildings in great shape, gifted education programs, etc.

People complain that we have to pay for buses or sports now, so there must be waste in the system. But they are not taking into account the higher cost of heat, electricity, etc. They just think there should be level funding with no thought to increasing costs.
about that free college education
I posted this below but I think it will not get noticed 'cuz it is so far down and I am really wondering about it. My daughter, who graduated law school, has over 100K in student loans for her education. She is working hard to pay that back. What happens to those? She is killing herself to pay back while the next guy gets for free? I don't think so. Will Obama also forgive those loans? If not, I would expect greater default than we now see. And I would certainly expect to see a lot of professionals, the people with those big loans, protesting this deal big time. Just wondering if anyone else has any input there. I know people spent up to 20 years paying off those loans, and I would certainly resent spending 20 years paying off something that everyone is getting for free. That 100K applied to their mortgage would certainly be nice!! Might even allow her to work less hours and be home with the family more.
He'll probably be placed in the Dept. of Education LOL
xxx
really, sex education is the parent's responsibility...
in my opinion. Also, I am sure that the poor quality of the educational system as a whole also contributes to this high rate of pregnancy in teens and we all know that low income teens are more likely to get pregnant and Mississippi is a poor state. I think that there are several contributing factors and it is very difficult to isolate just one. However, before anyone gets too upset, I am not against educating kids about safe sex, I just think that abstinence should be included, as well, which it was not in my California high school.
didn't take an education to figure out that one
x
for 'sm' : Obama's education.....
What you say in your comment, is wrong, I quote from your post:

'I said he is a Muslim, raised by Muslims in a Muslim country, taught Islam as his religion until he was grown, ...'

This all wrong, I suggest that you are maore accurate in your research:

Obama attended only 4 years a school in Indonesia, from age 7 to 11, grade 1st to grAde 4th. And this was a catholic school!
When Obama was 11, in the year 1972, his mother, a catholic, brought him back to Honolulu, Hawai, into the care of her mother.
From that time on Obama received his education in American schools, in Honolulu and New York, Columbia University.

HE CERTAINLY NEVER TAUGHT ISLAM.

You need some serious education on fascist police states
if you are referring to the U.S. Now, parts of France on the other hand has had to become a police state at times due to the riots against almighty socialism. Irony is a fun thing to watch play out sometimes and also how people think the grass is greener anywhere but where they are.
Early "sex education" is not what some people are...sm
making it out to be.  It is actually teaching children of all ages, as early as kindergarten, to learn what is and is not acceptable behavior of adults toward them, that they should not hesitate to say no, yell, run away and tell, when anyone is inappropriate, especially in a sexual way, or makes them feel uncomfortable.  That is all.  Elizabeth Smart's father Ed Smart advocates the same thing.  Many, many children are traumatized every year because they are afraid to speak out when something like that happens.  I was one of them many years ago.  You might say that that is the parents' job.  I agree.  My mother did not warn me and I wish she had to say the least.  This criticism of Barak Obama is totally unwarranted, mostly made by republicans who jump the gun and do not get all the facts first. Shame on you!
but my point was that our education quality had not suffered -
I was posting in response to the fact that it was stated what would the quality of the education be if everyone could go for free. I don't think quality would suffer in the least whether the money was coming from the individual or from a scholarship fund. The school would still be getting their funds to provide a quality education.
Our public education system, somewhat off topic.

I  have heard so much about our education system and I'm sure some of it is true.  However, I would like to relay a recent experience I had......


Living in a small community that is loaded with history, I and a couple of other "older" ladies hosted the local 4th and 5th grades on a field trip regarding the history of a couple of landmarks.......anyone interested can visit my website http://www.ozarkmountainmemories.com and read about them. 


I was to do the historical presentation on the Cane Hill College Building.  My good friend was to do the presentation on the Old Mill.  Before I knew that there were 212 students plus teachers and parents, I opened my big mouth and said I would make cookies and Kool-Aid for the kid's field trip.  I ended up having a lot of help there!!!


Both my friend and I were very apprehensive about this field trip.  Well, I want to tell you that those were the best behaved kids I have seen in a long time.  This field trip was to prepare them to write an essay for the Arkansas Historical Society.  They were attentive and, asked very pertinent and intelligent questions.


One of the teachers called me yesterday and said that she was going to bring me some of the essays the kids had written.  She read one to me and it started out with "You may think the Cane Hill College is just a 2-story brick building...." and the student proceeded to write what  I would consider a very excellent essay.  I will post some of these on my website when I have them in hand.


I might also say that there were a good many parents present for the field trip.  I came away from that field trip with a whole different perspective on the local school, which is reputed to be one of the worst school districts in the state with the highest teen pregnancy rate.  I think if these 4th and 5th graders continue through high school with teachers such as I met and parents who are involved in their education, each and every one of them will be just A-okay.


Clowns who teach middle schoolers sex education!
I wonder when the ACLU will get involved....Isn't teaching waiting until marriage to have sex a religious viewpoint and what's it doing in public schools?

Video:http://www.youtube.com/watch?v=SvCvw...erallyi-CLOWNS

As clownish as Dye’s words may sound to you, they are unfortunately not rare ones for young people to hear in classrooms all over the country. Thanks to George W. Bush and a complicit Congress, we currently spend $1.5 billion a year to fund abstinence-only until marriage sex education in our public schools. And yes, that money goes to people like Derek Dye, as he is employed by the Elizabeth New Life Center that received a $800,000 CBAE grant in 2007 to promote abstinence until marriage. His qualifications? A “Bachelor of Fun Arts” from Barnum Bailey Clown College, and an abstinence educator certification that can be purchased for $50.

So… what’s wrong with abstinence-only until marriage sex education? Abstinence-only programs censor information about contraception and condoms; make moral judgments students may not share; stigmatize and shame students who have already had sex; and discriminate against GLBTQ students who can’t legally marry. These programs often encourage stereotypical gender roles, use scare tactics, blur religion and science, and contain factual errors, like saying that HIV can be spread through sweat and tears.

And using condoms is like juggling machetes…

What’s more, abstinence-only programs don’t work – independent study after study has shown that students who receive them don’t have lower pregnancy, HIV, or STI rates. And worse, students who receive abstinence-only programs are less likely to use contraception and condoms when they do have sex.

Then again, as one colleague told me today, nothing wants to make her have sex less than a clown… so maybe they’re on to something.

So… what can we do to make sure that abstinence-only programs like this one are not funded with our tax dollars? First of all, contact the Obama transition team to make sure that they ZERO OUT these programs in their first budget. Also, ending abstinence-only funding is currently 3rd place on Change.gov's user rankings, so you can go there and vote for it, too.

Secondly, we must contact all of our representatives to let them know that we do not want this waste of money being snuck back into the budget through the appropriations process. Send them that message here.

For those of you living in Ohio, call or email your Ohio State Senator today and urge them to co-sponsor the Act For Our Children’s Future, a bill to establish standards for comprehensive sexual health education in Ohio’s public schools.

LET’S SEND OUT THE CLOWNS!!!

Wouldn't that money be better spent on CONTRACEPTIVE funding and education sm
world-wide? How about we stop unwanted pregnancies before they occur?
Mississippi, A Hotbed of Abstinence Education, Now Boasts Highest Teen Pregnancy Rate
The Centers for Disease Control released a new report today that found that Mississippi “now has the nation’s highest teen pregnancy rate, displacing Texas and New Mexico for that lamentable title.” The report found that in 2006, the Mississippi teen pregnancy rate was over 60 percent higher than the national average and increased 13 percent since the year before.
While the new report does not explain why the state’s teen pregnancy rate is increasing, one reason may be the poor quality of its sex ed programs. As the Sexuality Information and Education Center explains, Mississippi focuses heavily on abstinence education and teachers are prohibited from demonstrating how to use contraceptives:
Mississippi schools are not required to teach sexuality education or sexually transmitted disease (STD)/HIV education. If schools choose to teach either or both forms of education, they must stress abstinence-until-marriage, including “the likely negative psychological and physical effects of not abstaining.” […]
If the school board authorizes the teaching of contraception, state law dictates that the failure rates and risks of each contraceptive method must be included and “in no case shall the instruction or program include any demonstration of how condoms or other contraceptives are applied.
A reporter for ABC News’s Jackson, MS affiliate explained, “The Mississippi Department of Human Services says abstinence is the only birth control that is 100 percent effective. And that’s the only message teens need to hear.” Unfortunately, numerous studies show that abstinence-only education is not effective. As one study found:
Teenagers who pledge to remain virgins until marriage are just as likely to have premarital sex as those who do not promise abstinence and are significantly less likely to use condoms and other forms of birth control when they do, according to a study released today.
Further, a review by the House Oversight Committee found that “80% of the abstinence-only curricula…contain false, misleading, or distorted information about reproductive health.”
Pregnant teens in Mississippi face few options. Access to facilities that provide abortions in that state is extremely limited. Indeed, because of an unusually effective anti-choice campaign in the legislature, only a single abortion clinic remains open in the state.

UpdateThe report also found that the teen pregnancy rate is rising fastest in Alaska, where Gov. Sarah Palin (R) is a strong proponent of abstinence-only sex ed.

What did he say? Did he take credit for somebody else's
x
You give him a lot of credit

In your view one man single-handedly has brought the world down in 5-1/2 years.  That's really giving Bush a lot of power.  If Clinton and other Democratic presidents were soooo great then why didn't they single handedly make the world a utopian place when they were in office?   Wow, Democratic presidents must have really sucked if you have the view that the Office of the President of the United States holds the power to either make the world Heaven or Hell.  It seems the Dems could do neither.  Man, they were lamer than I ever imagined if your view is correct.


You are giving her credit for something
she will NEVER do.   She will never unite the party.  She will only go on and on and on until it is impossible for a democrat to win this year, making McCain the president.  All she wants is to be president, and if Obama gets in there, she will have to wait until 2016 when she'll be going on age 68.  She doesn't care about the country or the democratic party.  All she cares about is power, not about anything but HER and Bill.  Sad, but the truth. 
You sure do hand her credit for ...
having a lot of power. I like Palin, but I don't believe that she has the power to "almost single handedly divide the country." Perhaps she is a better leader than I thought...
the Hope credit is available for the 1st 2 yrs for everyone
From IRS website: Who can claim the Hope Credit?

Generally, you can claim the Hope Credit if all three of the following requirements are met.

You pay qualified tuition and related expenses for the first 2 years of postsecondary education.
You pay the tuition and related expenses for an eligible student.
The eligible student is you, your spouse, or a dependent for whom you claim an exemption on your tax return.

It's worth a $1,500 tax credit, which according to my professor was so that anyone could afford two years at a community college, because it was essentially free since you would get it back as a tax refund.
well, i clearly said hope CREDIT
how many first and second year community college students are making over $47,000 per year anyway?
No. Show me where he has said the tax CREDIT will
Becuase if it is not a refundable credit (like he earned income credit is) then it can only apply toward tax LIABILITY...meaning you cannot get it unless you owe tax. This is not the same thing as a tax cut. A tax CREDIT has more value than a tax cut, because it is paid directly against owed tax liability.

With regard to the tax CUT, this is simply a TAX RATE DECREASE. He is not proposing to send every man, woman and child $500 or $1000. In fact, the language clearly states "up to" $500 for an individual worker and "up to" $1000 for working couples. This is a top cap limiting the benefit on can receive from the adjusted tax rate.

An economic stimulus is a SEPARATE ISSUE...as I have pointed out below and as SAM herself has referred to. It is a one-time issuance of monies that will be paid to 95% of workers. The stimulus would be structured very similar to the one we have already received under Bush.

Now here this. The ONLY WAY that a person who has no tax liability could receive any benefit would be if the tax CREDIT (not tax cut) is a refundable credit. THAT is the language I am looking for. Where does it say that the tax credit is a refundable credit?
Amanda....it says that the credit will...
eliminate federal taxes for 10 million low income families. Someone has to make up for that lost revenue. Or are you saying they are really not paying taxes anyway so when he says he is giving them a tax credit he is not, he is lying about it? So which part is lying and which part is true? They were paying taxes and now they are not going to be because of the credit, or they were never paying taxes anyway so it is a credit name only. Please advise.
it would if they owed less than the credit - nm
x
Sam, I don't see where he says only certain people will get that credit - nm
x
credit to the repub congress

Are you KIDDING me?  They shut down the government in a tiffy fit.  They fought him tooth and nail on everything.  They spent countless time and money trying to  impeach him. You need to get a library card an USE it, girlfriend.


 


Ok, I was wrong...gave you too much credit.
Go ahead and Bush-bash. Probably giving someone else a rest.
I'm sorry LVMT........ credit should have gone to you for posting! My bad! nm
x
Credit-Frenzied society
I was raised with good old Irish ethics. Work hard. Get ahead. Save up. Pay cash.

Now, granted, that's not the norm these days, but it was the norm for most of the life of this great country.

I dislike the consumer mentality these days. Everyone thinks they need a new car every two years. A new computer every six months. A new cell phone every time a new model comes out. A new home every time they turn around. And they're swimming in debt because of it.

As Will Rogers said -

"We hold the distinction of being the only nation in the history of the world ever to go to the poor house in an automobile."
credit crunch resolved
Now we will be able to borrow our own money from the banks for all the things we need and pay taxes, interest and inflation. I am firing all this jokers in November.
Get Ready to Pay off your credit cards
The government is looking into buying some banks instead of subprime mortgages.  They are going to need some capital.  All ready to pay up?
actually he says he will tax credit them for keeping jobs here... nm
x
okay - what do you think earned income credit is?
My sister pays no taxes - she has no taxes taken out of her check every week - she works a full time job, but she still every year gets back $5000-6000. Now why do you think that is any different than what you are talking about now? It is the same thing...
Still can't come up with that refundable credit language?
x
Please explain how the refundable tax credit...
that was outlined from his own documentation, that states the credit will eliminate federal taxes for 10 million low income workers...figures into that table. And then explain to me how taxing others higher than those low income folks to make up the loss of that revenue is not marxist re-distribution of wealth. Thank you.
Yeah and I give him credit
that's one time he told the truth. 
There is also all that untraceable credit card...
money. I imagine a few campaign law restrictions were shattered with that. and yes, he took money from lobbyists in the form of bundlers. Mccain did too. They ALL do.
You are giving the Republicans WAY too much credit.. sm
Clinton was the one who started the Fannie Mae/Freddie Mac fiasco by "helping" folks who couldn't afford a house to have one. Bush called for reforming FM/FM, but the Democrats fought him down on that one, with Barney Frank leading the charge saying that they were not in trouble.

Now with Obama leading the way to financial disaster for the US with his frantic spending, you just can't lay this all at the door of the Republicans.

Personally, I think both parties are flawed and there needs to be a thorough housecleaning, starting at the top, but I don't know if there is anyone left in this country, even T. Boone Pickens or H. Ross Perot, who could straighten this mess out.