Home     Contact Us    
Main Board Job Seeker's Board Job Wanted Board Resume Bank Company Board Word Help Medquist New MTs Classifieds Offshore Concerns VR/Speech Recognition Tech Help Coding/Medical Billing
Gab Board Politics Comedy Stop Health Issues
ADVERTISEMENT




Serving Over 20,000 US Medical Transcriptionists

DSGs dental insurance

Posted By: sm on 2008-10-27
In Reply to:

Does the dental insurance that DSG offers have a $1000 annual limit on amount of payout?


Complete Discussion Below: marks the location of current message within thread

The messages you are viewing are archived/old.
To view latest messages and participate in discussions, select the boards given in left menu


Other related messages found in our database

How is Medquist's dental insurance? sm
Is there a waiting period of 1 year before you can use it? If not, is there a waiting period of 1 year before you can use it for orthodontics or dentures? Some policies you have to wait a year to use it and others you can use it for fillings and such, but have to wait a year for anything really major.
Their individual insurance is $52 a mo and their dental and vision
run it up to about $60 a month. If you leave, you also get to Cobra the dental and vision together at $30 a month. I know because I left and went back. Nice folks.
I believe Jan 1. I already used the dental,
and it paid 100%. Just got the EOB today. And with my great new dentist, I just showed my card and they filed it, and I didn't have to pay it myself like I did with my last dentist. They didn't even file it for me.
Dental

We get an occasional dental surgery report on some of our hospital accounts. 


Just FYI:  I had extensive dental work and oral surgery done 2 years ago and asked both places about their transcription.  They said they do it inhouse. 


Dental

We get an occasional dental surgery report on some of our hospital accounts. 


Just FYI:  I had extensive dental work and oral surgery done 2 years ago and asked both places about their transcription.  They said they do it inhouse and that  they wouldn't send out it out; also they fill in a lot of graphic forms.


Plus MetLife dental. nm
.
And good dental too! nm
.
Dental Transcription
Hello does anyone know of any at home dental transcription companies?
My dental hygienist
is a guy. He makes tons of money and loves his job.
How is the medical/dental for Medquist?
Curious to know before I take the test. Cost? Coverage?
Medical/Dental MedQuist

The coverage just switched in July from Aetna to United HealthCare.  I have single coverage and pay $63 per pay for health and $8.58 for dental. I don't know how good this United coverage is because I haven't used it yet. But I know there are 2 or 3 different plans you can sign up for.  I have to pay a little more because my doctor is an out of network doctor. I know if you have a doctor who is already in their network it's cheaper. I also have short-term disability that they take out about $11 for.  I don't know about the dental because I haven't used it for a while. The only dentist on their list that was in my area was about 50 miles away. So I'm hoping nothing happens to my teeth!  If you have any more questions you can e-mail me.


not paying for life or dental
Not many companies pay for dental or life. With the way things are going in this county, can you blame them? If we still have work, keep working! I am not giving up on this company until I get my OUT THE DOOR NOTICE! Believe me- I sure in the heck don't want that to happen- love my accounts and the fact that we do not have to do a time clock. Yes, we need to work our schedules, but not punching in and out is a good feeling!
BC/BS with $1K deductible, dental is normal sm
coverage and as the person below pointed out, you are wrong on the PTO.  Also, last year we were allowed to choose a plan with a lower deductible and pay for it and that choice was not given to us this year.  Why don't you try telling the truth about Webmedx instead of prettying up everything?
Dental and vision are separate and extra. sm

I don't know how much, though, because I tossed the info on it as the provider list for the dental was SO LIMITED it wasn't even worth it, I couldn't get any dentist I wanted.


Yes, medical, dental, vision, and life
nm
about 180 per 2 weeks for family, dental, and vision.

Vision and dental are separate.  250 deductible.  there is a cap of out of pocket expenses for family, I am not sure as I am not covered right now, but will in the near future.  they pay 90%.  Office visits Co-pay with medication co-pay.  It is really a great coverage and by far the best from what other companies offer that I have found. 


Hope that helps.  Check them out.  I think they are great to work for!


Webmedx offers PPO and good dental. nm
.
I pay about $75 per pay period for medical, dental, vision with TT sm

for single coverage -- I don't consider that 'huge, especially compared to other quotes I have seen.  I definitely paid more than that when I had coverage on my own.


 


Dental is thru Metlife (good coverage). sm
Platform is their own, uses ShortHand for expander.
JLG no longer paying Dental or life

first direct deposit now this??? scary!!!


I paid 80 per pay period without eye or dental coverage. nm
nm
I pay about $150 a month for single coverage, medical, dental, sm
vision, $750 deducible, $15 copay for PCP, $30 copay for PPO specialist.  Hope that helps.
I have medical, dental, and vision at TransTech for about $72 per pay period. nm

I don't think you missed much. When I looked at the dental and vision plans sm

with AFLAC, it didn't look like they paid for much compared with the premium charged.  I didn't talk to the representative guy, though, so maybe I misinterpreted the info.  Anyway, I am trying to shop for something different, just to help cover the basics.  I do wish I had taken out the disability protection with them, though ... maybe next year.  :-)


I am extremely grateful for the insurance, though.  So far, it seems to pay pretty well and has been a lifesaver!



Dental is Metlife; medical is BCBS w/medication plan sm
$1000 deductible but office visits are $25 co-pay. I think there is a vision option but I don't take it. DD, payday every other Monday; my checks have always been on time. Incentive plan based on total # lines produced, as well as shift differential (not much but there is one). 6 paid holidays, PTO (which is not much first year but rises after that).

As for hours, talk to the recruiter about what you want; I believe schedules are based on which accounts have needs at the time you apply.

401K - no matching.
When we signed up for the new vision and dental, it said in the forms that it started 6/1. Deductio
They were waiting for the paperwork from the insurance company, so it was delayed. Technically, the money should have come out on 6/1 and you knew this signing up for it.

I don't want to sound uncaring, but we knew when we signed up that the premiums were monthly and started 6/1. I had the extra month of $15, so I knew it would come out.

The truth is that the double was $30 but one was only $15, so it was $15 extra. If they had taken it out last month, would you have been complaining?

I personally am glad that we have vision and dental now and that every year my benefits get better rather than being taken away like with some companies.

Also, it is the bank that determines that if it falls on the 1st, it posts on Monday. My bank posts on Saturday, so not a problem. Before you complain, make sure you have something to complain about. They have also had them in on the Friday in the past, so I am not going to bash a good company for something that has not happened. If it does go on Monday, that is what we know from day one, so it is not that they are pulling a fast one or making changes; this is the way it has been for the 5 years I have worked for them.
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
Blue Cross medical,Guardian dental, Spectera vision, 10,001 lines per pay period. sm
Cost per pay period for single coverage is $94.36, $1.68 vision, $7.06 dental.  Hope this helps.     
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars.  I like the company/people so far, just don't like the insurance.
I think it starts at 90 days; Blue Cross Blue Shield. Delta dental. nm
.
Insurance Questions: Can you tell me what you pay for insurance through your

MTSO, which MTSO it is and whether the coverage is decent?  I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.


TIA.


insurance sm
You may be better off going directly to the source, so to speak. I do not have the insurance, but I have seen the rates, and they are reasonable, even affordable! I believe it's through either Blue Cross or UHC, or it may be both, you get to choose.  Anyways, I do get the eye insurance for my family, which is at no cost to me.  As I said before, your best source is to ask MQ itself.  Good luck, and don't count MQ out just because of all of the negative posts on this board! I'm very happy w/them, and have been for over four years now!
MQ insurance

I don't know if it's still the same, but when I worked for MQ, I cancelled my insurance and went to IC status when the family coverage went up to $900/month.  I asked them how could that be with the largest transcription company in the world, and they claimed it was based on the area I lived in.


 


Insurance
They don't let you go, they make you a statutory employee. If they let you go, then they would put themselves in a situation to where they may have to pay unemployment. If they move you to statutory and take all your benefits, then they don't have to pay your insurance or PTO days. Working off the clock is just free labor for them. So basically, it is going to benefit them either way.
insurance

I carry myself and my husband and it costs me between $30 and $40 monthly.  This is for an HMO.  I think they told me  the PPO was between $80 and 120 monthly, but the HMO had more providers in my area so I went with it.    There were several choices between HMO and PPO.  Like I said before, this will vary depending on which hospital.  I work for a hospital in PA. I'm not sure about details for the Florida hospitals.  


For the insurance directly through Diskriter (if you work for them directly),   I think they quoted me around $300 a month for two people.    


PT Insurance
There is a company in WI who offers insurance at 30 or 32 hours a week. For the life of me I can't remember the name but out of Waukesha, WI. Hopefully someone can jump in and give you the name.
PT Insurance
I keep wondering why more companies don't offer an option like the hospitals where you pay a little more as PT, but can at least obtain insurance as part of their group. Or for that matter, why AAMT cannot offer a group option for insurance for all the ICs, etc.
insurance
You get to choose full time with benefits, full time with limited benefits, or part time.


Now, tell me about the insurance. I may sm
still look into this.Thanks!
insurance
Check with IRBA on the internet. It is a group for small business owners and then you get a group rate. You join IRBA and then there are different insurance companies.

insurance

I checked into the self employed insurance (Mega Life) and the deductibles are high -- which I could tolerate -- but if you go into the hospital the deductible must be met for each occurence.   So if you have two surgeries -- I broke my leg and had surgery for placement of a rod and plate, etc.   Ten months later it comes out -- deductible for each has to be met.   I have worked insurance also and their plan is hard to understand what each covers.  You pay for your basic and add on -- chemotherapy, outpatient labs, etc.   I went with a high deductible but where I put money in a tax free account to pay the deductible should I need it.  I am self employed so it works for me.  Most of the docs I type for give me free office visits and labs done in their office as well as prescrition samples.   But then have only been to the doctor three times in the past 3 years.     But do a search for medical insurance and you will get a lot of info.   But with the difference of over $200 for a $2000 deductible, I saved that in a year and like I said it is pre tax account.


Patti


insurance
Poster below gave you good info - WMX probably has best, most affordable ins. of all MTSOs.
I know several IC's, over 50, with no insurance. SM
They rave to me about all the money they make, however, they cannot afford to see a doctor and rarely do, one goes to hospital when they run those studies.

Yeah, they make more than I do, but you cannot enjoy the money if your are dead.

Sorry, like I said, this rant is directed at older (over 40) IC's.
Insurance sm
I am over 50 and have insurance through AARP - 118.50 per month. I also have an arrangement with my personal physician to pay cash at a much lower price than he would normally charge for someone with insurance. Also, because I am IC, I have multiple tax deductions that lowers my income so that I can qualify for cheap drugs, free mammograms, etc. I also have additional accident coverage in case I am in an accident or fall or something that would be more than my AARP insurance coverage. This has worked well for me for about 13 years. Most disease can be prevented and if you take care of yourself, you are unlikely to have an emergency.
insurance
Why can't people just pay for their own insurance? IF you make good money it is affordable.

insurance
After changing jobs and realizing I couldnt'afford the new company's insurance, my husband and I attempted to buy our own insurance. Guess what, no reputable health insurance company in our state would even accept us at any price because of our physical condition. They only want you if you're young and/or healthy. So buying your own insurance is not always an option. I would advise anyone to go ahead and buy their own insurance before they get too old or in too bad of health and not count on any company's insurance, because if you lose it, you won't have any. At least that's been my experience.
insurance
please tell us what website to go to.
Insurance
If you find someone that gives good insurance coverage the pay usually goes down.  We need to something about these insurance rates as no one is getting rich but the insurance companies.  
It's not so much about the insurance -
I believe that by law (?) new insurance cannot turn preexisting claims if you have proof of creditable coverage from your prior carrier without a lapse of more than 63(?) days. If you were not so previously covered, I think some companies do make you wait a certain amount of time before they cover you for preexisting.

MW has excellent insurance through United. I suggest you either give your recruiter a call and ask (they usually don't mind giving you specifics as this is as much compensation as money is) and/or look up United Health care on line to see if there are any leads. Good luck to you.