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BC/BS with $1K deductible, dental is normal sm

Posted By: tell the truth on 2009-03-29
In Reply to: No off-shore; they are big on that. sm - WebHead

coverage and as the person below pointed out, you are wrong on the PTO.  Also, last year we were allowed to choose a plan with a lower deductible and pay for it and that choice was not given to us this year.  Why don't you try telling the truth about Webmedx instead of prettying up everything?


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this attitude isn't normal? What is normal sm
about people who come to a class, dont' have a clue what MT is and you tell them the truth?

Geeze you babies will never be on your own to not be babysat!
What's the deductible?
what is the deductible?
Thanks! It wasn't deductible at all when I was an IC. sm
But I will never work as an IC again and I could not get an independent policy anyway, having had cancer and ongoing therapy.  A lot of MTs are in this position with either age, a serious disease, such as hypertension, diabetes, etc.  It just isn't that easy to get self-insured anymore.  That's why I don't understand companies who don't offer benefits.  The last figures I saw, benefits were worth about 1.5 cents a line.  Something to figure in when considering great wages.  Thanks for the information.
$1000 deductible
I'm single and I pay $75 per period for the $1000 deductible, $25 office visit.  There is also a $2000 deductible option that a single person would pay $37.50 per pay period, $30 office visit. 
2500 deductible
Does this still have the 2500 deductible? Doesnt pay copays to doctor visits either?
$80 for $500 deductible, cheaper w/
.
actually I need to clarify the deductible sm
thing. It is a 4000 for hubby and I. But, they give you a benny account that has $3000 in the account. You can use it for your deductibles which would leave you with $1000 out of pocket. You can also use it to pay for medications but medications do not come off your deductible so if you use it all for that, you could get in a mess if you have a hospitalization. You would have to pay 4000. If you don't use the money it carries from year to year. So its not as bad as it sounds.

As far as the lady who wanted what Canada has; I understand her frustration. But, you would be waiting forever just to have a simple x-ray or MRI and forget surgery. Canadian health care system is not all that great, that's why lots of those folks come here.

I can't say I know the answer, but that is not it. Its a sad thing in this country though the health care situation
high deductible for medical
the basic plan has a 3000 deductible and costs $20 per pay or you can get 'better' coverage with a 2500 deductible or 1500 deductible. naturally these cost more per pay period as well. Other than that all the other benefits are decent and the night shift people start earning PTO immediately and can use it after 90 days, as opposed to 1st and 2nd shift who have to wait a year.
Various high deductible plans when
Back in 12/05, they had 3 high deductible plans, lowest deductible of which was $1500. Believe it was 1st of month after 90 days when it kicked in. Don't know if it's changed since then.
$15 copay for PCP visits, $750 deductible. nm

Large deductible and everything out of pocket.
xx
I pay $140 a month total for $500 deductible-WMX

I believe Jan 1. I already used the dental,
and it paid 100%. Just got the EOB today. And with my great new dentist, I just showed my card and they filed it, and I didn't have to pay it myself like I did with my last dentist. They didn't even file it for me.
Dental

We get an occasional dental surgery report on some of our hospital accounts. 


Just FYI:  I had extensive dental work and oral surgery done 2 years ago and asked both places about their transcription.  They said they do it inhouse. 


Dental

We get an occasional dental surgery report on some of our hospital accounts. 


Just FYI:  I had extensive dental work and oral surgery done 2 years ago and asked both places about their transcription.  They said they do it inhouse and that  they wouldn't send out it out; also they fill in a lot of graphic forms.


I think you're confusing the deductible with the premium. sm

Family coverage is not $1000 a month in premiums. 


Can you tell me if this is for good insurance, deductible, copay etc..??
I had a good rate before when I had insurance but the deductible was $5000 and no copay so it wasnt worth it.
you don't have to be IC to deduct that - just do an itemized 1040 and it is deductible even if yo
x
MTSOs with insurance deductible 1000 or less? nm
x
Excellent benefits at TT. I have PPO coverage with a fairly low deductible
and pay $42 per pay period. The coverage is with First Health and they do offer coverage in all states. Good prescription drug coverage also ($10 copay). Hope this helps.
AARP was $800 per month, single. $1000 deductible. SM
I know personal insurance is reasonable for people under 50, really I do, but I'm not under 50, I'll be 60 in June. I have checked all over and, even with spousal insurance, it is 800-850. There is an insurance crisis in this country of epic proprotions and I don't see it being solved anytime soon.

I'm willing to pay well for my insurance, even though I am healthy now, but not 800 and up and those didn't even cover a yearly PE. Even my crummy Spheris insurance pays for that.
Plus MetLife dental. nm
.
And good dental too! nm
.
Dental Transcription
Hello does anyone know of any at home dental transcription companies?
My dental hygienist
is a guy. He makes tons of money and loves his job.
is the deductible for insurance still 2500 bucks w/ no copay for doc visit?
That is the sole reason I quit. That and the fact they switched me from account to account as soon as I started making a decent line rate with one.

They also have the ability to slow down how fast you can download files. They slipped and told me that it was to help control traffic on the server.
I pay approximately $113 per pay period for single coverage, $1000 deductible.
Hope this helps.
How is Medquist's dental insurance? sm
Is there a waiting period of 1 year before you can use it? If not, is there a waiting period of 1 year before you can use it for orthodontics or dentures? Some policies you have to wait a year to use it and others you can use it for fillings and such, but have to wait a year for anything really major.
How is the medical/dental for Medquist?
Curious to know before I take the test. Cost? Coverage?
Medical/Dental MedQuist

The coverage just switched in July from Aetna to United HealthCare.  I have single coverage and pay $63 per pay for health and $8.58 for dental. I don't know how good this United coverage is because I haven't used it yet. But I know there are 2 or 3 different plans you can sign up for.  I have to pay a little more because my doctor is an out of network doctor. I know if you have a doctor who is already in their network it's cheaper. I also have short-term disability that they take out about $11 for.  I don't know about the dental because I haven't used it for a while. The only dentist on their list that was in my area was about 50 miles away. So I'm hoping nothing happens to my teeth!  If you have any more questions you can e-mail me.


DSGs dental insurance
Does the dental insurance that DSG offers have a $1000 annual limit on amount of payout?
not paying for life or dental
Not many companies pay for dental or life. With the way things are going in this county, can you blame them? If we still have work, keep working! I am not giving up on this company until I get my OUT THE DOOR NOTICE! Believe me- I sure in the heck don't want that to happen- love my accounts and the fact that we do not have to do a time clock. Yes, we need to work our schedules, but not punching in and out is a good feeling!
With Transtech insurance, do you have to meet deductible before office visits are covered? nm
nm
I thought the deductible was 500 vs 1000 (gold vs silver) but I guess I better go check! sm
As for policy levels, yes, you can get coverage as a single; as a couple; and self / family, with concurrent cost changes. Dental is great too.

Now, where did I put a copy of my BCBS plan... hmmm!
Dental and vision are separate and extra. sm

I don't know how much, though, because I tossed the info on it as the provider list for the dental was SO LIMITED it wasn't even worth it, I couldn't get any dentist I wanted.


Their individual insurance is $52 a mo and their dental and vision
run it up to about $60 a month. If you leave, you also get to Cobra the dental and vision together at $30 a month. I know because I left and went back. Nice folks.
Yes, medical, dental, vision, and life
nm
about 180 per 2 weeks for family, dental, and vision.

Vision and dental are separate.  250 deductible.  there is a cap of out of pocket expenses for family, I am not sure as I am not covered right now, but will in the near future.  they pay 90%.  Office visits Co-pay with medication co-pay.  It is really a great coverage and by far the best from what other companies offer that I have found. 


Hope that helps.  Check them out.  I think they are great to work for!


Webmedx offers PPO and good dental. nm
.
I pay about $75 per pay period for medical, dental, vision with TT sm

for single coverage -- I don't consider that 'huge, especially compared to other quotes I have seen.  I definitely paid more than that when I had coverage on my own.


 


Dental is thru Metlife (good coverage). sm
Platform is their own, uses ShortHand for expander.
JLG no longer paying Dental or life

first direct deposit now this??? scary!!!


I paid 80 per pay period without eye or dental coverage. nm
nm
I pay about $150 a month for single coverage, medical, dental, sm
vision, $750 deducible, $15 copay for PCP, $30 copay for PPO specialist.  Hope that helps.
I have medical, dental, and vision at TransTech for about $72 per pay period. nm

I don't think you missed much. When I looked at the dental and vision plans sm

with AFLAC, it didn't look like they paid for much compared with the premium charged.  I didn't talk to the representative guy, though, so maybe I misinterpreted the info.  Anyway, I am trying to shop for something different, just to help cover the basics.  I do wish I had taken out the disability protection with them, though ... maybe next year.  :-)


I am extremely grateful for the insurance, though.  So far, it seems to pay pretty well and has been a lifesaver!



Dental is Metlife; medical is BCBS w/medication plan sm
$1000 deductible but office visits are $25 co-pay. I think there is a vision option but I don't take it. DD, payday every other Monday; my checks have always been on time. Incentive plan based on total # lines produced, as well as shift differential (not much but there is one). 6 paid holidays, PTO (which is not much first year but rises after that).

As for hours, talk to the recruiter about what you want; I believe schedules are based on which accounts have needs at the time you apply.

401K - no matching.
When we signed up for the new vision and dental, it said in the forms that it started 6/1. Deductio
They were waiting for the paperwork from the insurance company, so it was delayed. Technically, the money should have come out on 6/1 and you knew this signing up for it.

I don't want to sound uncaring, but we knew when we signed up that the premiums were monthly and started 6/1. I had the extra month of $15, so I knew it would come out.

The truth is that the double was $30 but one was only $15, so it was $15 extra. If they had taken it out last month, would you have been complaining?

I personally am glad that we have vision and dental now and that every year my benefits get better rather than being taken away like with some companies.

Also, it is the bank that determines that if it falls on the 1st, it posts on Monday. My bank posts on Saturday, so not a problem. Before you complain, make sure you have something to complain about. They have also had them in on the Friday in the past, so I am not going to bash a good company for something that has not happened. If it does go on Monday, that is what we know from day one, so it is not that they are pulling a fast one or making changes; this is the way it has been for the 5 years I have worked for them.
Not normal
Is this a small MTSO out of Florida?
That is normal
It can take up to a couple of weeks for them to get your IDs. It only took me a week to get mine when I started a few months ago, but I know of someone else who had to wait about 3 weeks.
normal?
I think that is below the average for lines. I don't work for KS anymore. However, I have been an MT for 9 years and I type 2000 lines per day. I could do 3000 but I don't want to work more than 6 or 7 hours a day.