Dental is thru Metlife (good coverage). sm

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  • Dental is thru Metlife (good coverage). sm - Queenie
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We get an occasional dental surgery report on some of our hospital accounts. 

Just FYI:  I had extensive dental work and oral surgery done 2 years ago and asked both places about their transcription.  They said they do it inhouse. 

We get an occasional dental surgery report on some of our hospital accounts. 

Just FYI:  I had extensive dental work and oral surgery done 2 years ago and asked both places about their transcription.  They said they do it inhouse and that  they wouldn't send out it out; also they fill in a lot of graphic forms.

The coverage just switched in July from Aetna to United HealthCare.  I have single coverage and pay $63 per pay for health and $8.58 for dental. I don't know how good this United coverage is because I haven't used it yet. But I know there are 2 or 3 different plans you can sign up for.  I have to pay a little more because my doctor is an out of network doctor. I know if you have a doctor who is already in their network it's cheaper. I also have short-term disability that they take out about $11 for.  I don't know about the dental because I haven't used it for a while. The only dentist on their list that was in my area was about 50 miles away. So I'm hoping nothing happens to my teeth!  If you have any more questions you can e-mail me.

I don't know how much, though, because I tossed the info on it as the provider list for the dental was SO LIMITED it wasn't even worth it, I couldn't get any dentist I wanted.

Vision and dental are separate.  250 deductible.  there is a cap of out of pocket expenses for family, I am not sure as I am not covered right now, but will in the near future.  they pay 90%.  Office visits Co-pay with medication co-pay.  It is really a great coverage and by far the best from what other companies offer that I have found. 

Hope that helps.  Check them out.  I think they are great to work for!

for single coverage -- I don't consider that 'huge, especially compared to other quotes I have seen.  I definitely paid more than that when I had coverage on my own.

first direct deposit now this??? scary!!!

with AFLAC, it didn't look like they paid for much compared with the premium charged.  I didn't talk to the representative guy, though, so maybe I misinterpreted the info.  Anyway, I am trying to shop for something different, just to help cover the basics.  I do wish I had taken out the disability protection with them, though ... maybe next year.  :-)

I am extremely grateful for the insurance, though.  So far, it seems to pay pretty well and has been a lifesaver!

my own policy versus being an employee of a service.  When you think about it, being an employee for most of the services out there offers no real benefits at all.  I have found that the PTO that some of these companies offer as part of their benefits package is a crappy.  You basically get paid a base hourly rate for any PTO you take and that base rate never EVER equals what you actually make when typing.  So you are basically penalized for taking time off.

And health insurance benefit packages are a joke!  They pay nothing for family coverage and not to mention there is always the threat looming over your head that if your production falls, they can take your benefits away.

If I were you, I would either be an IC and buy your own policy or try to get on with a hospital that offers work at home MT jobs.  Hospitals are the only places that offer decent health insurance coverage for families.  I have my own accounts and bought a health insurance policy for my kids and I, but recently I took a job with a hospital just for the insurance.  So now I have my own accounts plus I work FT for a hospital from home.  I pay $175 a month for family coverage with a $1000 family deductible.  It was financially a smarter move for me to go to work as an employee with the hospital because I'm saving a bundle on insurance.

Again, let me say, I would NEVER go back to work as an employee for a service.  They don't offer anything that I would consider benefits.  You're better off buying your own policy.

but I do not need that right now.  I have a schedule but they are flexible hours so that really helps.  Pay does include all spaces, but what I like is the direct deposit and the steady work.  I have been with Medware for 2 years and always have work.  If my primary is out they give you a back up account.  Finally my income meets my needs and I can move ahead with some things around the house that needed fixing.  Plus it's nice knowing I have good health insurance.