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Serving Over 20,000 US Medical Transcriptionists

is the deductible for insurance still 2500 bucks w/ no copay for doc visit?

Posted By: no name on 2008-10-05
In Reply to: I work at eTransPlus and.... - Amanda

That is the sole reason I quit. That and the fact they switched me from account to account as soon as I started making a decent line rate with one.

They also have the ability to slow down how fast you can download files. They slipped and told me that it was to help control traffic on the server.


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Can you tell me if this is for good insurance, deductible, copay etc..??
I had a good rate before when I had insurance but the deductible was $5000 and no copay so it wasnt worth it.
$15 copay for PCP visits, $750 deductible. nm

2500 deductible
Does this still have the 2500 deductible? Doesnt pay copays to doctor visits either?
MTSOs with insurance deductible 1000 or less? nm
x
With Transtech insurance, do you have to meet deductible before office visits are covered? nm
nm
Could we visit further--I'd like to know more.

 


I have been hired but am still waiting for someone to contact me about training.  Could you give me a heads up on some things that might be handy to know?  Tomorrow is supposed to be my first day but no one has called about training yet, as I said.


One question I had was--do they renew the QLDB, Stedman's SpellCheck, and SEMD when new versions come out?


Thanks a bunch,


Cindy


cweb@netins.net


You need to visit------------
another website to see just how many MT jobs are being posted and see how many experienced MTs are needed. All of these services will not pay for the expensive technology that VR is demanding in price. The way your one-track mind is, you'd think ALL hospitals and clinics in the U.S. are going to be VR. HELLO--don't you realize there are still many who work off of Dictaphone machines?? Give me a break.
On my last visit to the ER - sm
I took one of my grandchildren to the ER last summer. After the diagnosis was made, etc., I was given a printed report that looked like it was transcribed, but it was not. The attending doc entered the info into a computer and that was it! It scared me - I thought to myself, Who needs a transcriptionist? The same at my regular physician's office. I tell him what is wrong and he sits there in front of me and types my complaints into a computer with a diagnoss and treatment plan and VOILA!

In a nutshell, I am very afraid that MT will become obsolete soon, and I don't know what many of us are going to do.

I'm too old and tired and over educated (master's degree in business) to get hired anywhere, especially not in this economy which will stick with us for awhile.
i could do 2500 to 3000 on ER too
You have life in the easy lane... ER docs, the same 10-20 at most day in and day out.. Try basic 4 with antiquated platforms (meditech) and 2000-5000 dictators to try and get a handle on.
I visit the African Cam a lot SM

right now there are about 6 zebras at the water hole!  I put a link in this post.  Once here, you would click on the words Nkoro Stream in the top left side of screen.  The live cam will pop up!  It is so cool.  They have night vision at night too.


Chickadee


Don't you have a panda to visit? Ha!!
Only kidding, seriously. I throw down the towel, I apologize. I really, really do. Anybody who loves pandas is a great person. I love pandas. I also love peaches. I am sorry I was horrible. I apologize.
I noticed on my last MD visit
that the nurse who took my vitals, weight and chief complaint for being there had one of those EMR gadgets and was struggling with it and talking about how much she hated it. She could not even spell nausea (she said this aloud) and had to use the end of her pencil to hit each letter keypad (as they were so small) to explain it. I wonder how many doctors delegate the task to their nurses and other office staff?

I once worked for special needs patients and would take them to the doctor sometimes and that doctor started using EMR for his practice. I watched him once through a window in a charting room with it, he looked very frustrated. It then made sense why the patient reports and encounters from his office had started coming to my office so sloppy, whereas they had not been before, with poor grammar, little punctuation, incorrect capitalization and often sentences that just did not make logical sense. The doctor was doing them on his new fancy-dancy EMR. It seems to me the answer about EMR really depends a lot on the quality of the report the doctor and/or health facility actually want.
When my son had to make a visit to the ER the
PA asked about my background because I was talking the talking.  When I told her what I did she said that their work was done by MQ and it was horrible.  I don't know where the work was done.  I briefly QA'd offshore work and it was bad.  I know that for a non-English speaking person, they are doing pretty good, but pretty good isn't good enough.  I'm seen some pretty crappy work from U.S. MTs too. 
I use DOS Meditech and get 2500 lines per day. sm
Use your Expanders for everything. Once you are used to it, it is as easy or even easier to get lines as any other program out there.
I use DOS Meditech and get 2500 lines per day. sm
Use your Expanders for everything. Once you are used to it, it is as easy or even easier to get lines as any other program out there.
I use DOS Meditech and get 2500 lines per day. sm
Use your Expanders for everything. Once you are used to it, it is as easy or even easier to get lines as any other program out there.
Heartland/Presidential VIsit
Anyone interested can go to www.baynews9.com, click on the article about the presidential visit to Tampa today. Go to the comments and read my posted comment. Our president is allowing things like this to happen in this country and the average person is not aware of what goes on with offshoring of medical records. Everyone needs to find places like this to post so that ALL people, especially our senior citizens, vets, etc., can be fully aware of this disgusting trend. Americans need to take back America! PERIOD. END OF STORY.
I'd pay a little visit to the LABOR BOARD, myself. sm
Many years ago, my last paycheck from an MT company I worked for BOUNCED. Not, once, but TWICE. (I put it thru a 2nd time at the owner's branch). So, I went to the Labor Board for help. They not only got me the money from the last paycheck, but also some insurance reimbursement I was owed to me. Apparently this had happened to others at that place, as well. A former co-worker told me the L.B. paid the COMPANY a visit one day, and they went through her office with a fine toothed comb. Found lots of illegal little problems going on, and put her out of business for good. What goes around, COMES around! ;p
sorry - i don't visit those boards. I was only referring

I have been to Alaska and loved to visit but
would not even consider living there. Saw cars with what looked like battery cables coming out from under the hood and asked why- you have to heat the motors up in some parts in order to have the oil flow through the engine or would be unable to drive. Tires freeze up on the roads. If a big moose gets hit on the roads, they hack it up and give the meat to folks on welfare, lots of that there and alcoholism. Heck, I was there in August and weather here was in the 90s. The day before I left had to get another outer garment, it was in the 30s, August! You have to be made of real sturdy material to live there. Lots hunt and kill their own food/clothing. I am used to running to Publix or Walmart if I need anything. The place is beautiful and would visit again, but only visit.
2500 to 3000 a month is not unreasonable. SM
I do about 2000-2500. It depends on the work type. I like OP notes (if I am fortunate enough to get them). ERs would be nice too, but haven't done those in years. I work for MQ.
I have made $2500-3000 for a national, but....
I have to work seven days a week 12-15 hours a day to do that and end up having no life and no benefits. I am giving this up and going to work for a local hospital. I know that at first I will not make the same, but it is worth it to me to go to work for 8 hours and be done instead of dragging it out up to 15 hours a day and not making that much less. Actually, over 8 hours in a hospital I do make more than working 8 hours at home. It makes me tired and grouchy and my family is tired of me being at home like that. I feel so much pressure every day trying to make a decent line count and it just takes too long. I want to get a life..
Anyone see the $2500 signon bonus with eSmartMed? Do you

Just curious.


I wrote to the address MS McNair gave but got an autoresponder telling me she is out on vacation and if I need help to contact my account manager or supervisor.  LOL


I wrote to point out the NUMEROUS spelling errors on their website.


IS THIS WHY THEY PAY US THE BIG BUCKS..SM
like, who among us can even afford $2,500 yearly for something so ludicrous? 
I'm perplexed. The few times I visit this board, ...SM
I frequently see people questioning companies, negating companies, etc. I can only speak for myself and 10 MT friends that I have had in the business for 10+ years now, we have almost all stayed with the same company for many years. We are all quite happy and paid a fair rate for what we are worth in experience and skills. When I peruse this board, I find that the profession comes across very negative. With all due respect, are the majority on this board new MTs trying to find their way, or MTs who cannot fit in with a company for whatever reasons (accuracy, speed, etc.) and shed such a terrible light on the profession. Y'all would not believe the positive networking with successful Transcriptionist who have truly been rewarded in their careers. Please know that if you are truly talented in this field and have built the number of experienced years required, this is not natural to see this negativity. I have been with a company (approx. 50 MTs for almost 10 years now) and have been treated and paid what I am worth. I'm beginning to think the majority of posts here are from those who cannot make it in this professsion. Believe it or not, most companies can recognize so within the first several weeks of work. No offense to anyone. I am sure there are many here who are much more talented than I am in different apsects of life. My point is: If you are truly educated and gifted in the MT field, you will continue to prosper. If not, this is not your calling. Try something different.
Agree. I never visit my state's board. I bet a lot of
s
I usually average anywhere between 2500-3000 lines per shift
at KS.
$2500 gross a month working for a national
x
Wow .. if I could do 2000-2500 lph, I'd be living next door to the Rockefellers. nm :-)

What's the deductible?
what is the deductible?
called big bucks usually do not....sm
SIT on forum boards 24/7/365...........*lolol* 
Your the QA person getting the bucks- you can
--------MHS
64 bucks a DAY? Not very cheap! Especially
*
Bingo. You won 100 bucks.
nm
Well even at 14-15 bucks an hour sm
as an employee with benefits, it is still pretty good given todays employment climate. Im like some of the other posters here, still have to pay bills and sitting around waiting for the big bucks is not paying the bills. 14-15 bucks an hour works for me until if and when something better comes along.

I just don't get this whole mindset of because someone is not getting the pay they want, they won't work at all and then complain about having no money and not being able to pay bills.

I am 54 years old, been in this business almost 32 years. Call me old fashioned or stupid, but it makes no sense to me if the jobs are not there, why one would not take the jobs that are there until something better comes along........if it ever does.
Notice the "up to $2500" - sounds like a catch - be careful with this one
nm
8 cents new pt, visit, lower rate for returning visits??
Now this is a new one.
At least 40 bucks an hour is what we are worth - nm
nm
Thanks! It wasn't deductible at all when I was an IC. sm
But I will never work as an IC again and I could not get an independent policy anyway, having had cancer and ongoing therapy.  A lot of MTs are in this position with either age, a serious disease, such as hypertension, diabetes, etc.  It just isn't that easy to get self-insured anymore.  That's why I don't understand companies who don't offer benefits.  The last figures I saw, benefits were worth about 1.5 cents a line.  Something to figure in when considering great wages.  Thanks for the information.
$1000 deductible
I'm single and I pay $75 per period for the $1000 deductible, $25 office visit.  There is also a $2000 deductible option that a single person would pay $37.50 per pay period, $30 office visit. 
$80 for $500 deductible, cheaper w/
.
actually I need to clarify the deductible sm
thing. It is a 4000 for hubby and I. But, they give you a benny account that has $3000 in the account. You can use it for your deductibles which would leave you with $1000 out of pocket. You can also use it to pay for medications but medications do not come off your deductible so if you use it all for that, you could get in a mess if you have a hospitalization. You would have to pay 4000. If you don't use the money it carries from year to year. So its not as bad as it sounds.

As far as the lady who wanted what Canada has; I understand her frustration. But, you would be waiting forever just to have a simple x-ray or MRI and forget surgery. Canadian health care system is not all that great, that's why lots of those folks come here.

I can't say I know the answer, but that is not it. Its a sad thing in this country though the health care situation
Didn't your outside job with the big bucks work out? We were hoping for ya..nm
a
there is NO WAY I would work for 9 bucks an hour!!! What is the email
address??? I would LOVE to email them and tell them how crazy they are!!!
I hate it and I am making about $200 bucks less a month. sm
I miss doing straight transcription, but I can't find any companies with steady work doing straight transcription.  I am forced to do VR now and am making about 200 bucks less a month on eScription platform.
1200 lines at 3 cpl equals 36 bucks
You can work at 7-11 for that kind of money.
GREAT - so as long as the next cut is under 32% we will still be making big bucks, right? nm
.
high deductible for medical
the basic plan has a 3000 deductible and costs $20 per pay or you can get 'better' coverage with a 2500 deductible or 1500 deductible. naturally these cost more per pay period as well. Other than that all the other benefits are decent and the night shift people start earning PTO immediately and can use it after 90 days, as opposed to 1st and 2nd shift who have to wait a year.
Various high deductible plans when
Back in 12/05, they had 3 high deductible plans, lowest deductible of which was $1500. Believe it was 1st of month after 90 days when it kicked in. Don't know if it's changed since then.
Large deductible and everything out of pocket.
xx
I pay $140 a month total for $500 deductible-WMX