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Absolutely yes, I love cards sm

Posted By: gemini on 2009-01-02
In Reply to: How important is it to you to receive a sympathy card - unloved

Send as often as I can yet no one sends to me. I am a card sender, get well, sympathy, little notes, etc. What is WRONG with people. I find in this business you are also very isolated but friends do it as well. I sympathize with you. Cards are important and I hang onto mine forever and re-read them again and again.


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I always love gift cards :-) so I can buy what I want (sm)
at the exchanges I've been to those are always favorites. Like a box of popcorn with a Blockbuster card, a Bath and Body Works card (my favorite!), Target, etc.
Just so you know we absolutely love having it - sm
The previous owners put it in, actually converted a wood burning fireplace to gas, after the power went out for a few days one winter. So in any power outages we always have heat at least even if it means camping out in the family/great room (it is a combo family/living/and kitchen all in one big room with the fireplace in the center and a half cathedral ceiling. My DH absolutely loves that fireplace. I can always tell when he has it on though as the MBR gets cold, and this is where I work. But again, try it out, you will love it. I raved so much about ours my dad went out and got one too, he loves his and he used it to heat his family room (very large 50 x 30) which was on a separate thermastat (split level house). He has since moved though and his new house has just a regular fireplace in the living room, which I doubt he will convert though as he does not really use that room, its more his wife's territory.
I absolutely LOVE that they are doing that!
I don't speed! LOL

Let 'em charge those dummies more money. It ain't costing me a penny! It offsets the fuel cost for situations where more fuel is required. So, lay it on 'em!

I'm all for it.
Absolutely love it!
My desk is a total mess all the time. My husband is always asking me how I can work this way.  I told him not to touch anything because I knew where everything was - - lol!  How did you post your picture?  Let me know, and if I can I will post a picture of my tornado alley. 
I absolutely LOVE all inclusives sm
I just returned from my 4th cruise a week ago today. I've enjoyed them all, but my favorite by far was the week we spent at an all inclusive in Tulum, Mexico. My next vacation will be anogther all inclusive. The only way to go.
Absolutely love the Beatles...
but I have never seen Paul in concert. It is never funny when someone dies, but when a song would come on the radio and I would say to my daughter when she was about 5 "that is Paul" or "that is John" she would always say "Is he the one with Wings or the dead one?
Absolutely love mine
I don't know what we'd do without it. It was well worth the money in my opinion. In fact, we're going away for three days tomorrow and we already have it set up and ready to go. Saves a lot of arguing and map reading.
I absolutely love it. We have to drive
to the next state to go. I think it is just the excitement of being there. Thank goodness I don't have a lot of extra money, or I could see myself there all the time. We go 1 or 2 times a year. I have met lots of interesting people, players and dealers. When we go we usually spend the night, so it is a little get-away. I don't win very often (Did hit for $150 on a slot once)--I only take an XX amount with me and leave the debit card at home. The only problem I have is not realizing the time--one time I was going back to the room, leaving the BF at the table, and looked at my watch and it was 4:30 a.m.


I absolutely love the Margherita!!!
--
I absolutely love your answer
Just chew on the beans, ah never thought of that. I use a big scoop, water hottest but as far as grounds small? Gotta check that one.
"Food stamps" now are paid on EBT cards - federal EBT cards which look the
have the option to have their pay on an EBT card as well.

She may well have been using her family's federal EBT card and working for the government for a living.

Or, if she is a foster parent, those children will receive state benefits and she could use an EBT card for food assistance.

Everything is not always what it appears to be. I'm sure you're a nice person, right?! See?! We wouldn't know any better if we believed the appearance you have given here! :)

I absolutely love my work, but myfamily is priority

I chose to come home for two reasons, I absolutely loved doing MT work and I had a child who stayed with my mother during my working hours.  At that time, I worked in-house. After figuring the line count I was getting compared to cpl versus hourly rate, I realized that coming home was the way to go, not to mention more time with my baby (age 3). My baby is now 10 and I have another baby almost 3. I still love being at home, and I sure would not change being home for anything in the world. I have been able to see every ball game, help with every homework assignment, volunteer in the classroom and read every day with my children. When I have jobs that need to be transcribed ASAP, they know it is time for me to work and usually watch a movie or play a game together.  I still manage to get my days work done, both work and home and still spend time with my children and husband, and nothing in this world could ever change my mind about staying at home.  I am not saying it is a picture perfect world, there are bad days mixed with the good, and I have suffered burn-out and went back to work outside, but quickly found my way back home.  It is not all peaches-n-cream, but I do love my work and at least I know who is raising my children and taking care of the housework, not to mention who is looking at the dirty laundry.  To the other women out there who have raised children and done MT work at home, I praise you..you have two job titles: MT business manager and home business manager.  For Missy, well....maybe you just need to have a baby for yourself to find out why it is important for many to stay home and raise their babies.  You do know...some children go to daycare and the parents later find out there was a case of neglect or abuse with their children.  PRAISE TO THE SUPERMOMS!!


I concur on Rimmel, absolutely love their lip glosses and foundations! nm
x
Absolutely love tomato and Vidalia onion sandwiches.
x
Absolutely love Christmas. Start shopping every year by end of August for kids. sm
Start getting lists from rest of family by end of Sept. into Oct and usually have everything done, bought, and wrapped by Thanksgiving!!!!!!!!!! By doing that I can sit back and just enjoy the beauty of the season.
I LOVE love love shallots! I use them in everything that calls for an onion and/or garlic. Mmmmmm. n
x
Elf yourself e-cards (sm)

http://www.elfyourself.com/


This is from OfficeMax - free e-cards that you put your picture and/or family/friends and they dance.  It's really cute!


I know there are cards that
are made for something just like this like maybe for a step-mother but don't actucally use those exact words. I know because it was so hard for me to get my "other" mother a card for Mother's day without feeling like I would be hurting my mother, even though she would have no idea. Don't know what this lady's hobbies or favs are, but anytime someone wants to take me out for a nice dinner just makes my day. Actucally hinted to my hubby this afternoon how nice that would be tonight but he said he needs to mow. Well, actucally that is a gift as well cuz he hates to mow and the yard really needs it. LOL!
Also, some people don't like this idea very much, making a donation to a fav. charity in their name to me is a wonderful gift. That is what I have always done for my kid's teachers. I have an aunt who is a teacher, and while she is greatful cuz she really loves kids, but she has talked about some of the "junk" she has gotten. I always made it to the Children's Miracle Network just assuming since they were teachers they would want to do something for children. A couple of times my children got the most wonderful thank-you notes. I absolutely love this idea.
yes, I actually have one of the cards. I have only
used it for dental work so far, though.  Payments very affordable with the option to pay off in certain amount of time with no interest. 
I always appreciate cards, too.
I try not to hold grudges about them, but it's hard to send one to someone who can't be bothered to send to you, so I know exactly how you feel. I think its extra tough when it's family, even if it is the in-laws. And I absolutely agree with the poster who said that cards are so inadequate in some occasions, but they are better than not sending one at all and I always add a personal message.
You really have to stay on top of the cards
I do a lot of card flipping with balance transfers but also calling and trying to negotiate new deals. I just switched one with a balance transfer at 3.9 for the life of balance and then talked them down to a purchase rate of 8.9 (it had been up in the high teens). I also talked a card I've had a while into a 2.9 for the life of a balance transfer instead of the 12 month offer they were having because there was a delay in the electronic transfer to the other company causing me a bit of inconvenience. That transfer was actually for a loan I had at a pretty high interest rate, so some loans can be put on cards too which I never knew. I find websites that list ALL the latest offers for all or most card companies and I'm always checking. Sometimes I call my cards and tell them I am thinking about switching unless they can give me a similar/better rate or deal. Often they will so as not to lose the business. I have saved a ton of money doing this - it is sort of like consolidating on your own. I can post the site if anyone is interested, don't have it handy right now. Oh..I also have automatic electronic payment setup to pay a certain amount each month from my checking so the payment is NEVER late. You are so right about that, that's where they get you! I just thought maybe some of this info may help someone, I hope so. My credit is very good now but had been a mess in the past.
NO more credit cards

I had a credit card with a high balance. I got a second mortage to pay it off. I called the credit card and got the payoff balance and my bank sent a check to them. I kept watching on line to make sure they got it and when they did I noticed that there was a $95 credit. So, I called and said how do I get my money back. They sent me a check and when I got it, I called and closed the account. This was about two weeks ago. Today I get a statement from them with a balance due of $45! Huh??? I called and they keep telling me it is a finance charge. I got pretty steamed and finally ended up saying that I would pay it, but no more. Well, I wrote out the check and put in in the mailbox, but I'm still stewing about this. If I still owed them money, why did they send me a credit?? What is the finance charge on if I had a credit balance? I suppose I will just pay it because they will only keep tacking on even more charges, but it is really bugging me. Has anyone else had any experience with this??


I will say one thing - NO MORE CREDIT CARDS EVER EVER EVER. REALLY. I mean it this time.


How about addressing your own thank you cards!
My husband's side of the family seems to think that it's a wonderful idea to have shower guests address their own thank you cards as they arrive to the party! Well, geeeze! Why not go all the way and write your own thank you note, too! They put the little envelopes in a pretty little basket and pass it around. I don't care how they try to pretty it up, it's still tacky! I refuse to address my own thank you card, and you guessed it! I never receive thank you notes from DH's side of the family!
I hosted a wedding shower for my husband's sister, and my MIL came over with the little basket. We had such a fight, because I refused to do that at one of my parties. ugh!
telephone cards sm
It was on our morning local news that a local mom started collecting phone cards donated by various people for her son and his buddies in Iraq. She said the response has been overwhelming and her son and his buddies couldn't be happier because they love the fact that they can actually talk to someone at home rather than E-mail and snail mail. One woman wrote her a note along with her card, stating that she got to talk to her son every day as he was home, so it made her feel so good to be able to help someone else's son call home. Guess it's all up to them if they want to call, they have to pay, don't know how much it costs to call from there?? Imagine it is not cheap.
I think its credit cards...
The newspaper had an article the day after Christmas how people are defaulting on their credit cards all over the place. This added to the mortgage companies having problems with people unable to pay their balloon payments and the bad housing market, price of gas is sure to lead (the article said) to a recession.
When I was shopping I saw all the people with tons of things in their carts, DVD players, computers, etc. on Christmas eve. This was regular people at Walmart. I saw a lot of credit cards flashed around. Paying minimum payment will cause Christmas to cost tons more and they will be paying beyond the item's life which they purchased.
We went through this. We tried to sell our house, rented to own another and went broke in 3 months. After we had 2 house, fell back on credit cards the interest piled up and it was terrible! We moved back and are on a budget. So, I shopped without credit this year, and you know what? I had more fun. And I have 3 kids. Their things were simpler than the fancy things they got last year. The most expensive things we got were bikes because they are growing and we got those on sale. The rest were creative items. I am not saying that what we did is so great. What I am saying is that peeople are not looking at the big picture these days and if they do not use cash (as we had not in the past), they may not be able to pay their debt if hard times fall. In the meantime, grandpa sent my son 100 bucks, which I let him spend on a train set (I should not have let him do that he is 7) and he cried that his money was all gone and he did not want the train set anymore. I bet if I had him save some of it and had him buy simpler things, well I bet he would not have been crying. At least at age 7 he is learning that money is not easy to come by. And he is learning the hard way because I will not give him more money to replace what he spent. Sorry such a long message. It is just that we did not even afford an XBox, and I wanted a Wii myself, but we avoided all of that because in the end we learned that Christmas is not about credit cards, the junk it buys. I think the end of the cartoon the Grinch where the Who people did not even care about the presents was correct. Maybe we'd be happy with less things and more love. I don't know. This was not meant to be a sermon forgive me. We all have to learn what Christmas means to us and I say let people do what they want, consequences are always result of actions anyway. Just IMO. Happy New Year everyone!
A deck of UNO cards

Can you give hints? g o m d t . c o m


Don't use your debit cards
I had a problem with fraud on my account through them. Surely they have fixed it by now, as this was last year and the year before (yes 2 separate occurrences, both at xmas time). So I would not suggest using any cards there but cash only.

I do agree that it seems to be a great idea for teens. Their prices are great and our location has always been helpful with advise, returns, etc.

Another good idea I have found for teenagers is a gift card for restaurants or gas stations. It helps their parents a bit and if they have a girlfriend/boyfriend places like AppleBees or Red Lobster are nice so that they can go on a nice date and not have to worry about $30 for the bill. Even with a part-time job that's a lot of money for a teenager! :) My nephew actually requests it.
gift cards
Gift cards are hard to redeem, especially if they have to spend a long time trying to find something they like at the store for 5, 10 or 15 which they usually cannot and end up spending my money to cover the overage.

I think cash is much better!
Gift cards!!!!!!
x
Don't throw out those cards!
Christmas is over, please don't throw away your cards. If you don't already have plans, please consider sending them to the Pine Ridge Reservation. Children there recycle the cards to make cards for next year. They sell these to earn money. They only need the front of the cards - the picture part - and welcome any style (obviously not naughty cards). The address to send cards is:

Via UPS or FedEx:
Carmelita Mesteth
Oyate Teca Project
Wakanyeja Okolakiciye Youth Center
1000 Youth Center Drive
Kyle, SD 57752

Via US Mail:
Carmelita Mesteth
Oyate Teca Project
P.O. Box 316
Kyle, SD 57752

Free Ebirthday cards?
Anyone know of a good free E birthday card site that is easy and you don't have to sign your life away? Blue mountain now makes you sign up for a trial but wants credit card.
google free e-cards
Hallmark and American Greetings I know for sure have free ones that you don't have to sign up for...just google! Good luck...
Most debit cards can also be used as a charge
card.  If you use it as a charge card you do not have to put in a PIN number.  What happened to your daughter sounds like someone from Bobs took the actual account number information.  I'd confront Bobs mgmt.
Overdraft and Debit Cards
Thank goodness at the bank we use, debit card deductions are the same as checks (I rarely use checks). The overdraft applies to those as well. Luckily I don't use the overdraft often, just glad to know it's there is I need it.
How many of you received gift cards....sm
and if you got them, were they to places you like to shop?  (As for me, I got 4 of them, 1 of which is a Visa debit card that I REALLY love since it can be used anywhere!).
If you are just talking about credit cards sm

If you call your credit card companies, they can set you up with a plan to help. I was in the same boat. Low to no wages and a very large hospital bill, plus household expenses.


I have 5 credit cards. Up until the hospitalization,  I paid on time or paid more than the minimum, as I used to use them for work-related items.


Sadly, all were maxed out during the hospitalization and subsequent rehabilitation.  Of course in the meantime, during the time I couldn't contact them, my interest rates went from 9% to 21-29%.  I didn't know about their programs...a well kept secret. 


I'm still hurting, but now my credit rating isn't being dinged and 1 card is back down to 12%.


BUT, you must agree to pay the amount they set for you faithfully every month. If not, you lose the advantage. When you have a little extra, put it on the bill, even if it's only $1.  I have the payments automatically deducted from my checking account. That way, I KNOW they're being made on time as I sometimes don't know one day from the next (if you know what I mean) and if I have extra at the end of the month, I hand write a check to one of them (preferably the highest amount of debt).


Don't need credit counseling. Just work with the companies themselves. It's a pain to make all the calls, but it's worth it.  Good luck.


Gift Cards or Money...sm
I gave up trying to please everyone with personal gifts. They were never good enough or what the person wanted. so now I give either cash or gift cards. Even with the gift cards, however, I received complaints. They did not like where the gift cards were from, etc so now I basically just give money. That way they spend it on what they want. You can't really get many complaints from just money and they cannot return it. good luck to you.
If you are no longer using credit cards......

i've had several credit cards throughout my time and all but four are paid off.  i don't plan on using the other credit cards ever.  they do show up on my credit report.  i would like to cancel the ones i don't use, but i've heard that it looks back on your credit report.  anyone else have info about this?  i think it's a better idea to cancel the cards you will never use again because of the identity theft going on.


 


My stepdaughters used to get gift cards...

they are now 21 and 24; since they never sent thank you notes or even bothered to send a Christmas card, they will no longer get the gift cards, just a Christmas card this year. They will probably feel slighted, but I don't care; if you can't take the time to at least call your dad and wish him a Merry Christmas, you don't deserve anything!


I LIKE e-cards... animation, music, etc.
card as long as it has a written message with it, and not just a mass-produced 'newsletter'. If no personal note comes with it, the sender just wasted a stamp.
Would rather have someone hand it than e-mail cards sm
I only use these on occasions they don't usually make cards for. I send one to my bro for Vets day with Flag and music, he loves it but not for Christmas, please!
It all depends on the airtime cards you get
My husband got one that lasts a whole year, but when the year is up no matter how many minutes were left (he hardly uses his) he would have lost them if he didn't purchase another airtime card. I get mine every three months so I have to buy a new airtime card every three months before my expiration date or else I lose my minutes and I believe the whole phone has to be reactivated.
your kids could make cards, etc...(sm)
draw him as an angel watching over his family or something.

or you might look up angel crafts on the net and find a project they could make and give the family.


Sympathy cards are so inadequate sm

Maybe the people who did not give you cards had a difficult time finding something and just didn't get one at all because of that. I spent a great deal of time at the store yesterday looking through cards to give a friend who just lost her 7-year-old son. They all say basically the same thing and none of them say the right thing because there is no card in the world that will bring a loved one back. In the end, I did pick one out to give the family but still feel it is woefully inadequate to express how my heart aches for them and their loss.


I have Citibank cards and haven't ever
I have never heard of such a thing. There has to be more there than meets the eye.
Plan on paying off my cards too sm
as soon as I get my settlement. Plan to tell them that I refuse to bankroll their bonuses, parties and whatnot anymore and they can put their credit you know where. I didn't get a bailout--all I got was higher interest rates.
American Idol - Love, love, love Adam!!!
I think he'll make it til the end! At least I hope so!


This is hysterical. Please read these Christmas cards. sm

CHRISTMAS CAROLS FOR THE DISTURBED

* 1.
Schizophrenia --- Do You Hear What I Hear?

* 2. Multiple Personality Disorder --- We Three Kings Disoriented Are

* 3. Dementia --- I Think I'll be Home for Christmas

* 4. Narcissistic --- Hark the Herald Angels Sing About Me

* 5. Manic Deck the Halls and Walls and House and Lawn and Streets and Stores and
                     Office and Town and Cars and Buses and Trucks and Trees and.....


* 6. Paranoid --- Santa Claus is Coming to Town to Get Me

* 7. Borderline Personality Disorder --- Thoughts of Roasting on an Open Fire

* 8. Personality Disorder --- You Better Watch Out, I'm Gonna Cry, I'm Gonna Pout, Maybe

                                                 I'll Tell You Why

* 9. Attention Deficit Disorder --- Silent night, H oly oooh look at the Froggy - can I have

                                                        a chocolate?                     Why is France so far away?

* 10. Obsessive Compulsive Disorder --- Jingle Bells, Jingle Bells, Jingle Bells,

Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells,

Jingle Bells,Jingle Bells, Jingle Bells, Jingle Bells, Jingle,Bells, Jingle Bells, Jingle Bells,
Jingle Bells, Jingle Bells, Jingle Bells , Jingle Bells, Jingle Bells, Jingle Bells,
Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells,
Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells,

Jingle Bells, Jingle Bells, Jingle Bells,

 

 

When in doubt VISA gift cards
They spend like cash. You can even spend them online.
I have had two network cards knocked out by lightening.

I just get them gift cards. Last year got Mastercard - sm
gift cards so they could go wherever they wanted to. I have no clue what to get them so this works well, and I have been doing it for about 10 years now. Easy for me and they are happy not to get some piece of junk (of which they give me everything they don't want). In addition they get some artwork from the kids, magnets, etc. with their artwork, sometimes we get a portrait take of the kids and give them a nice framed photograph too.