Transfer your banking business to a free checking account
Posted By: Sara on 2008-10-22
In Reply to: Cancel the ID theft protection on your credit cards. - You don’t need it.
Washington Mutual Compass Bank, and many others offer completely free checking accounts. There’s no reason you should be paying maintenance and annual fees for a checking account.
Complete Discussion Below:  marks the location of current message within thread
The messages you are viewing
are archived/old.
To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
My checking account is free too. I pay
most of my bills on line through them--no fee for that either. Whenever I need checks, I order them from one of those places you see in ads in the Sunday paper. They are cheaper and with paying online, I have not ordered any in probably 4 years.
No checking account. sm
I have a prepaid debit card I have my pay deposited onto and then pay bills from that or get money orders. The only problem I have is if I get a check its hard to cash and I have to go to the issuing bank and they sometimes charge a fee to cash their own check. Like National City charges $10 to cash a check drawn on their bank if you don't have an account with them. 
PayPal eCheck from my checking account
I know this has happened to somebody here before, I remember reading it. This morning I woke up and checked my checking account to see what little I had left before pay day this Friday. What I found was that somebody had taken $2420.00 from a PayPal eCheck, and now I am way in the negative. The bank says it takes three to five, possibly up to ten days to dispute and make the account right. That's just great. I have a direct deposit going in on Friday, and won't even be able to use that until who knows when.
What can be done, if anything, on my part? Is there someway to make PayPal responsible for making the dispute happen faster? I have no clue what to do and have absolutely no money until this dispute is over. It did take the whole ten days about six months ago when I got double charged for something, so I already know it won't happen before pay day. Maybe with this large sum of money they will expedite. I can hope!
Okay, back to work for me. Thanks.
Hate making a mistake on my checking account!
I typically write only 1 check a month (for my rent/water) and everything else is paid online or with my ATM/Visa card. I checked my balance this morning and thought, yeh! I can go get a latte! So off I went, spent $3.57 on a coffee and on the way home remembered something -- I wrote a check last week to the DMV for this year's registration/tag and I wasn't sure if it had cleared my bank. Got home, checked my balance and guess what? The outstanding check has NOT cleared and now the balance in my checking account is 1 penny short of clearing that check! Too late to go put in a couple of dollars for it to be posted tonight in case the check comes through 
Y'all keep your fingers crossed with me that the check won't come through tonight, or if it does my bank will be forgiving and not charge me $35 to cover that extra penny I'm short on  That would be some expensive latte!!!
My checking acct. is free....sm
I would never have a checking account that involved fees. Even though some earn interest, it's only on balances above a certain amount. However, I never have enough money to even meet those minimum balances. I have what's called "Totally Free Checking" and it is totally free, except for having to buy checks when I need them. Since my check is direct deposited, I get my $$ before those whose checks are mailed...not to mention the fees that go with cashing payroll checks. So, I'll keep my checking account until I see a reason not to.
Hey Jan - You can also open a free account with photobucket.com
You can upload any pictures to that and then change the size. After that you can copy it onto the avatar secton here.
Hugs sue-ellen
If you have a Netflix account, you can watch online for free.
The membership is fairly cheap. My husband and I have one and watch movies online on their site all the time.
Banking accounts
Husband and I have been married for few years now and we definitely do not share our accts. We are on each others accts (as is my older daughter in case of our demise at the same time) but we pay separate bills (he pays house, vehicles), I pay for the smaller and then we split insurance and tax costs on home, vehicles and the like. There is NEVER a problem like this. I spend as I wish, he spends as he wishes and no question in my mind about his acct and he says nothing about mine. We decided this wsy before marriage and it works out great for us.
Anyone who has banking with Bank of America
you might want to know that the CEO of this bank has decided to let illegals have accounts here in the United States. No matter they are here illegally. I am in the process of changing banks.
From what I recall from my banking days -
It sounds like you had overdraft protection in place, which means the bank will cover the checks (usually up to a certain amount), but you will owe them fees. They have cleared those checks. No one outside of the bank has any idea there was not enough money in the account to cover them. Be very, very glad you had that service in place! Otherwise, you would owe a lot of money to each person you wrote a check to and could have been put on a list where they will not accept checks from you. Right now I would say to contact the bank to ask about paying off those fees with them.
Not charged any fees for any banking
Once you get my age you get benefits of no fees. Love these golden years!
Got question about banking accounts
I have my main account in the state where I live, direct deposit from my company and also have another account at the same bank where I get another check each month. My husband has a banking acct in another state (I am also signed onto that acct). I can transfer funds back and forth between my accounts at my bank but I was wondering if there would be any way to transfer a large amount to the out of state account. I know I could go into my bank close by and have the money wire transferred but gosh I would love to be able to do it over the internet, would save me time. Thanks.
transfer
As long as it is the same bank name, I figure you can call all the accounts up and once, and transfer the money. I woul
Some States will allow you to transfer
your kids to a public school in a different town/district but you have to pay A LOT of money to do so. Many times it' just as cost effective to send them to a local private school rather than a public school in a different district.
I have a two year degree, so some of that would transfer, could still do MT (sm)
from home. I am considering just researching and enrolling and just announcing it like he does to me!
Too bad...I have used bill pay to transfer money...
this way, but after reading your post, I looked into it and can only do it from one bank and not the other. They all have their own rules, I have just never had the need to do it the other way around.
I had an interdistrict transfer in high school...
but you have to have cooperation from both school districts--so some diplomacy is best when giving the reasons why.
One thing I do is I have an auto money transfer - sm
set up from our checking account, it takes out $50 a week and transfers it over to savings. Granted I use it when I have to but have about $1500 over there now that way. We also have money taken out of my DHs check before we see it and it goes into the 401K, we save over $11K a year that way and we are not maxed out at 15% as yet. We are pretty cash poor but have a great retirement fund so in 20+ years we won't starve at least.
You're free to pray, but not free to discriminate
It's as simple as that.
that doesn't sound normal to me at all. i would request transfer to another facility that has be
i got CT scans in the ER. why the need to wait? assuming they had to wait on orders. does he have a PCP? i'd call the PCP if so and explain the situation and what has transpired and see what he recommends, i.e. jump someones tail or transfer. their should be neurologist on call for this reason. they should make rounds daily whether it is the weekend or not. i'd definitely be there waiting on that neurology consult and fill his ear full and find out what his future plans are if you don't transfer to another facility.
just checking
test
keep checking...
eBay. Here's one:
http://cgi.ebay.com/Tabletops-Gallery-Winterland-Plate_W0QQitemZ310012301127QQihZ021QQcategoryZ25QQssPageNameZWDVWQQrdZ1QQcmdZViewItem
BTW, am checking out for the night sm
Thursday is my busiest day and my children alway do the cooking, tonight is spaghettie, YUM! Thanks to all who respond.
I will be checking this brand out
I heard someone else mention that name. Thanks for the opinions.
Checking up on Janet sm
Did you get any answers from the thoracic doctor about your rib pain? I hope you were able to get a diagnosis of some kind and get some treatment planned.
Checking Your Man's History Because
In Internet Explorer web browsers:
To just check history, click on the top left area of the browser window where it shows a yellow star. You'll see three choices toward the top of that menu: Favorites, Feeds, and History. Click on History. You'll see everything stored there since the last time the history was cleared.
Now, if you want to set the computer to save the History longer than it's saving it already (for example, you don't see anything from last week, but you wish you could see it next week when you come back again...) Do this:
Top Right of your browser window, you'll see the word "Tools". Click on it, and there's a drop-down menu. Look at the very bottom of the menu, and you'll see the words "Internet Options" Click on that. You'll see a pop-up box with different stuff in it. The second one down is browsing history. Click on "settings" within that section and then look at the bottom of the new pop-up box. You'll see a thing you can set to choose how many days to store in history. Change that number to show however frequently you want to check his history. If you want to check his history once per week, set it to 10 days, to give yourself a little leeway in getting back to it.
If your Man is being sneaky and deleting his history, there isn't much you can do about that without installing Spyware on the computer. If the computer is his alone or provided through his employment, you're risking privacy laws to spy on him. If it's a family computer, then you're using it too, and you should have a right to view the history on it.
Making MY list and checking
I also made a list for my hubby. He is a sweetie, though and last year it was diamond ring, the year before diamond bracelet, the year before gold necklace and this year I made not only things for me but also things I wanted around the house. He bought me gold earrings, a bling watch and some snuggles for my feet (he says he has heard me say my feet get cold). Love that man with a passion!!
Yippee! Thanks for the links. Checking them out now.
Own account
Think about getting your own account to supplement this. They are out there. Got two this past month. They came to me -- no advertising. Tapes with pick up and delivery but good pay. Each account between 10,000 and 15,000 lines per month. Will be adding another local IC but because I do pick up and delivery I can only pay 8.5 cpl but it is gross 65 cpl. But that might help.
I do 400 LPH on my ER account
Love it!
Take into account where she is from.
She may have grown up in a place that had no blacks, or maybe her parents were racist; maybe all she learned FROM OTHERS for a very long time was a little skewed or backwards, and she has no idea she's not being PC.
I had an ex-BF who didn't know a single black person until he went to college, and he would say the weirdest things about blacks, not out of hatred or racism, but out of innocent ignorance to their life/background/culture.
In all honesty, the OP sounds a little simple in her language and view...or maybe it's just that she and I are from different cultures and we are both NORMAL.
I've had my checking with WAMU for years -
I just called a couple of days ago and it was obvious their calls are now being answered overseas. It took so long for them to understand what I was calling about, I ended up just hanging up and doing it myself on line. I'm thinking of switching or at least complaining. It's a disappointment.
Thanks for your comment- I am just checking to see if others thought it was 'more' than it sho
nm
Hardly the case, Princess. I don't need to imagine that men are checking me out.
Someone's starved for attention. Maybe it's you since I've obviously hit a nerve? :)
Checking on the biggest news stations
none are carrying that story so I would think they would have a person right at the spot, like they always do.
Thanks for checking. I did try making my homemade version.
Not too bad. Needs a little recipe tweaking, but not too bad. I just made sure not to buy Folger's instant coffee for the recipe 
Dear retail worker--Thank you for checking...
my ID. So few clerks actually do and I appreciate those who would not let someone use my card should it be lost or stolen.
Checking for drug usage in unemployed
Just seeing where a senator from Florida wanting to have mandatory drug tests for people who want to apply for unemployment money. I think this is a great idea, what about you?
Very easy for me- I have an account
with 1 of the major shopping channels, have my television in my work room, sometimes watching a particular show and get the number, call up the site and order. It really does not take that long and I still get 2000-3000 or over a day, no sweat.
I'm jealous, I wish I had such an account
as a secret one so I could sock away some extra $$ !!!
Can You Get Overdraft on your account
This has more than saved my life. It's well worth it just for piece of mind in case something should happen and you absoutely have to use your checking account and you're a little short. I hope that that one penny won't screw you up. That would stink. Maybe the bank would be forgiving.
Can you account for most of his time
when he is supposed to be either at work or home? I would be more upset if my husband were into a same sex situation than with a woman. Thinking he might be cheating (if into same sex) I definitely would not want to have sex with him, or really the other way either but especially same. You are much at risk if you do, better to not fiddle around. Thank the Lord I don’t have that crap now. I have gone through similar in my life and finally found a guy who I am 100% sure of - hard to find now days.
I just recently went out and got my own account sm
to avoid the arguments over money. He is not very happy about it, but I told him that after 18 years of being together I cannot have this argument any longer. My husband was a real mama's boy and he got whatever he wanted when he was a child (an ONLY child BTW). I came from a large family where I wore my brother's hand me downs and share clothes with my sisters. I have decided it is never going to change, but I needed to get that stress out of my life. I told him as long as you pay these bills, your leftover money is yours to do whatever it is you want to do. I am exhausted with this situation. I love my husband, the children adore him, so I am hoping this will help the stress in our marriage so we can stay together. I am sorry to stay this will only get worse. We don't even have a house, we rent an apartment for God's sake. He has no desire to even buy a house . . . I am going to try to qualify on my own. Wish my luck . . .
I only have a savings account....sm
Better for me that way. I hate checking accounts. My husband and I have issues when I have a checking account because he thinks you can write a check and worry about covering it later. Not me.
Do you have a Paypal account?
Maybe a few of us could send you a couple of dollars to cover it.
I came home from Sunday school once with a chunk out of my hair but it was the work of some naughty little boy. 
Never had any money, on account of....sm
Though I made decent wages, I was divorced and had a daughter and later grandson to almost completely support for a great many years, all through her nursing school and college for her, because her father did nothing...but that's neither here nor there.
So if anything, I'm even a little better off now than before, LOL! As long as my loved ones are OK, I'm OK.
Directions for checking status of sound card.
To check the status of your sound card:
- Click Start, point to Settings, and then click Control Panel.
- Double-click System.
- Click the Device Manager tab.
- Click the PLUS SIGN (+) next to Sound, video and game controllers to expand the branch.
- Under the Sound, video and game controllers branch, click your sound card, and then click Properties.
- On the General tab, make sure that the Device Status message is "this device is working properly."
If the Device Status message states that the device is not working properly, contact your sound card or computer manufacturer for further assistance.
It's is a driver problem, .........email for details.
But did you and your no account brother treat her
x
Seems most poeple are not taking into account
that this man beat her! He may have not hit her in the past four years but believe me, there is a good chance he will do it again. She is NOT in love with him so why stay with someone you have NO feelings for and do not desire sexually? Is therapy REALLY going to make her fall in love with this man again? Is he going to be HONEST with her....he hasn't been all these years; in fact, sounds as though he shows no emotion at all.
My question is - how do you stay with someone you do not love any longer no matter what unresolved issues there are. The only issue I would feel is that there is NO love - if there is NO love, I MOVE ON and did after 29 years.
Sounds like we work on the same account!
LOL
I get irate too, report after report about illegals and all the free crap they get, and doctors even giving them advice on how to get more freebies.
We had that happen with an old dial-up account
But there was no advanced warning or anything. One month our bill was what they said it would be and the next month it had doubled if not tripled. They told us it was because we were "unusually heavy users." I don't even remember what company it was, but we dropped them immediately.
|
