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I am sorry to hear about your house. I hope that you can somehow make a financial recovery.

Posted By: JS on 2008-03-25
In Reply to: Not my personal situation but I think - mtroadie

Actually, it was usually co-workers or friends that I would hear boast about their refunds, and none of them were on public assistance (that I knew of anyway).

As an aside, I am a single parent who gets to claim the EIC. I am the sole support for my daughter so every penny counts. I guess I do not consider stressful to keep money in savings. For me, it alleviates stress to have that safety net there for emergency expenditures or unforeseen events. I also take advantage of all the pre-tax contributions I can claim in the form of IRAs, an HSA, and my little one's 529 account. I guess it is just a different way of looking at things.


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Wow! Sorry to hear. Hope you feel better. sm
Great you got to rest though! What goes around comes around, you'll get your New Year's fun another time I hope! :)
Doesn't it make you sick to hear SM
that their marriages are never forced and that these girls have a choice?  They are too young to make that choice, but they are also raised and conditioned to think it is okay. It is all they know. It makes me literally sick. It is particularly insulting and disgusting when people do such things in the name of religion.
I think it's your house and you make the
rules. I wouldn't let her spend the night either, for what it is worth.

Of course, your daughter is mad - she's 16, but she has no choice but to get over it.
I saw those online, look good. hope they make those in tarts soon!
I might try the oil...I still have a ton of oil from Bath and Body Works when they had a sale that i haven't used yet though!
As far as recovery, I
was told I had to take 2 weeks off from work but honest to pete, I did not think the physician had performed the surgery. I had not 1 minute of pain, nothing. I had the vaginal route and could have returned to work without any problems the next day. Knowing my work ethics, my supv said no work for the 2 weeks.
So put on some holiday music, clean house, and make some
s
Wishing you a speedy recovery! (NM)
dd
I need help getting Financial Aid
I am a nursing student at Laney College and am in my first semester. I applied for Financial Aid in December, I quit my full time day job in order to complete my 17 units with full attention ( I suffer from ADD and depression and find it diffucult to hold down a full time job and go to school full time). I got a serving job at a nearby restaurant that just opened and wish I didn't, because at most I have maybe A table a shift. I did get another serving/bartending job that doesn't start until next week. SOOOOOOOO here's my problem, I go to the financial aid dept. every week, I have filed a petition for the supervisor to call me, or do something, and they still say it will be 4 to 6 more weeks before I even meet with an officer. Is there anything I can do to further this process? Rent is due in 4 days, and I don't have it, I also applied for the GA and food stamps, but got denied on both, because I am a full time student. If you have any, any, any, suggestions please post, I am so desperate and don't want to drop out, but I might have to.
Financial help suggestions
Friends of ours just got notice from their landlord. Apparently they are about $1900 behind in their rent. I think they have been making partial payments for awhile, not just NOT paying the rent. Anyway, the landlord is now demanding payment in full by Dec. 30th or he will evict them. Apparently he is through "working with them". They have no one to borrow from. We can't help them either. They're credit isn't good enough that they can get a bank loan. I've suggested going to social services to see if they can qualify for some rental assistance but that's all I can think of so far.
You have to have your own financial backing
When I paid $60,000.00 down on my house, had to have a paper chase from the bank showing it had been there for some time- I could not go and get $$$ from a family member. I think you are new at this and do not know enough.
I'm no financial genius ...
but this practice could be one of the reasons CA is in such horrible shape.

Wages are high in CA due to the cost of living there. So, wages in another state will be lower, but might be in line with the cost of living there.

financial backing

When you say you backed them financially, are you a part of the organization's structure, or are you basically doing it as a donation?  I could be really wrong, so you definitely need to check with the IRS, but I think to be able to deduct those expenses, you either need to be part of the organization's corporate structure or the organization needs to be a 501 non profit.


 


Speak to the director of financial aid
Ditto the advice on Voc Rehab.

You should be able to get food stamps *if* you qualify for work-study OR work at least 20 hours/week. I would appeal their denial ASAP. Ask for the caseworker's supervisor and say you want to appeal their decision. They should send you a letter with a "hearing" date on it.

Call and ask to speak with the Director of Financial Aid. Be persistent and keep asking for him. If you can't get through go to the Provost office or some higher up at the college. I've done it with a 18 month old in a stroller at my side! :)

One more thing - every single school I have ever attended had some sort of emergency loan for students. It's usually called a short-term loan or something like that. Also see if you can get $ on your ID card for the cafeteria. That can put that on the loan too.

You sound like you have a solid financial

head on your shoulders.  Your little one is lucky to have you.  I don't wish ill on anyone and hope I didn't come across as sounding as though single parents don't deserve the EIC.  They certainly do.  Public assistance is another story though and that's why I distinguished between the 2 in my statement.  Too many get it that shouldn't.


It's not stressful to have the savings; for me, it's stressful getting it in there.  We also do a lot of pre-tax savings, but I still like a refund.  Thanks for the well wishes.  We're hoping to start rebuilding this month.  Houses cost a lot more now to build than they did 10 years ago and we've got 2 kids more than we had then, too.


Financial assistance question
Does anyone know if there are state programs to help pay for doctors visits. I have never applied for this, but as an MT I have typed reports for people who can't afford doctors visits and they get help. I have not been to an OB/GYN since 2002, and find myself in a position that I have to go. Keep putting it off because I have no health insurance (only catastrophic with a 10K deductable) and I am in a one person income family. Does anyone know if there is state financial assistance available and if so could you provide me with some links so I can find more information on this.

Thanks,
Severe Financial Problems?
Like many, we are really suffering. My husband's employer filed Chapter 11. He kept his job, but his salary has been cut in half.

I have been out of work and looking for months, though I do get a few hundred dollars every month. All that goes toward our household expenses.

We are so far behind in our rent that the landlord's kindness is all that stands between us and eviction, but it's coming.

I know the only solution is more income. My husband WAS persuaded that he would have to find a second job, then I had two interviews. He felt optimistic that I would get on or the other, but I didn't.

Now he says he shouldn't have to get a second job if I don't have one. I understand how unfair that must feel, but his job hasn't paid our rent for nine weeks. Fair seems kind of beside the point.

In previous relationships I've gone through hard financial times, and the men really rose to the occasion. I don't know what to do. My husband plays video games several hours a day while we are going under.

We could have eviction filed on us within two weeks and I'm scared to death. I haven't even been able to get a minimum wages job. I feel that he's just going to ride it down and live in his car.

What should I do? What should I say to him?

Suze Orman, financial adviser...

is giving away a free download of her book.  Go to Oprah's web site and download, "Women and Money," free until tomorrow at 5:00. I love anything about her and thought I'd share this! Free stuff is also good!


Enjoy!



Best is find a good financial advisor.
nm
Agreed! Hear, hear...amen, sister!
x
Need help with ideas for remodeling house and decorating. We bought a house

in fair condition about 10 years ago, got into some medical problems, and have just now paid off the mortgage.  Hubby and I agreed we would do nothing to the house for remodeling because we wanted to pay it off first, then the medical bills.  I need to know of some websites/magazines/books to start researching for how to go about this.  These will be major repairs - roof, septic, basement, windows, pretty much everything except wiring.  Where do we start?  Maybe hire a general contractor just to do an evaluation and give us recommendations?  Hubby is a handyman but cant seem to get a handle on where to begin.  We would like to do as much of the work ourselves as possible - labor of love and all that...   


Thanks for any and all kind suggestions!


 


No excuse for this level of entitlement no matter what your stres level or financial situation is!
We need to stop making excuses for people feeling the need to be ahead of everyone else. It is called being RUDE. Just my two cents.
Do You Hear What I Hear and Little Drummer Boy
I love the holiday!
Hear, hear! I'm with you too, same boat. -nm
nm
Did not hear about the porn but did hear
there might be a conflict about her babies going home with her when they were able to be dismissed. You can hardly blame anyone for questioning how she will take care of them. From what I have seen, she hardly seems stable enough to do that.
At that rate, I could make in a week what I make
x
I hear ya........

nm


Look - I know this is probably not what you want to hear, but
I speak from experience - and many advice experts will say the same thing - if a man is interested in you, he will ask YOU out. Just like if you go out with a man and at the end of the night you ask him to come into your home, and he doesn't - then he's not that into it. It doesn't matter what he has going on in his life, men make time for women they are interested in! They are never that busy that they cannot call you - that's just a lie. They make the time to talk for one minute because THEY ARE INTO YOU!! If you have to ask a man out, think about it - what was wrong with him?? WHy couldn't he approach you? He knows how to open his mouth and say "hey, I don't know if you're single or seeing someone, but I was wondering if you .... "

Don't ask him out. Let him pursue you. It's old fashioned, but hey, it still holds true.
I am so sorry to hear that. It does cause
actual physical pain to lose a special pet. I have wished I could cut my heart out to end it, or be PTS alongside my poor dog. What a shock to lose such a young cat. I am sorry.
sorry to hear that, don't know what to say...sm

Sorry to hear this happened to you, don't know what to say, but this has never happened to me, and both my CPA and the other person, a corporate estate tax person, say that I'm legal and nobody has come after me or notified me that I am in the wrong.... 



I hear what you are saying
Personally, the wrinkles start showing in my face if I am too thin. I need a little weight on my to look good...unfortunately, it is all on my hips and glutes...LOL
You are what you eat, so I hear
and if a person wants to be a supersized so be it. Got off Cokes on my own after marrying my hubby, used to drink loads of those and I never feel like I am not living by the way I eat because I also love sweets and if I want I have them. I just don't care for any of my foods supersized, be it a drink or a hamburger, just too much to consume for me and the amount of calories you get plus the fact of it just not being that healthy for you. I would put my delicious food up against any fast (fat) food place any ole day. I just like taste with my food.
So sorry to hear that....
Our cat is getting older now, and I hope she lives forever, but....   I'm so sorry for your loss!  It is truly a loss to lose a much-loved pet!  Take care...  my thoughts are with you today....
I am so sorry to hear you are going through this.
But with her compression fractures, and probably the COPD also, there was no way the MDs could have coded her. Her bones (and probably lungs) wouldn't take it. At least that's what they told my grandfather about my grandmother when she had leukemia. He found out the doctors made her DNR without talking to him, and he found out after she passed away.
Now hear this.....

Just called the courts and on my way there now to swear out warrant for arrest of the person writing the bad check. Talk with you later.


I hear ya

This situation sounds a little iffy to me, too. If it walks like a duck and quacks like a duck....


Sorry to hear this
about your new tile floors honey bear.  That is too bad.  It is very frustrating!
I want to hear...
.. the end of this story.. The AUDACITY is appalling...
I hear ya
I feel the same way - I'm not really close to anybody outside of my husband/children/parents (which is my choice) and this was kind of a big step for me to hang out with an old friend which is why it is so disappointing. I have huge trust issues with friends and this is just another instance where I kinda feel like I'm getting shafted.

I also don't feel comfortable taking my children around a new boyfriend (they have known each other a couple of weeks) who I don't know anything about.

Thank you for replying and I'm very sure you are not repulsive! Like you said, a lot of people are just so selfish nowadays and those of us who actually consider others feelings before doing things are the ones who get hurt.
Sorry to hear that
hope you are able to work things out.

I am curious to know the name of the restaurant that you wanted to visit.
I hear you!

I seem to have more and more of those days as I grow older lately.  Good thing the caffeine doesn't affect my sleep, though.


If I hear same one over and over, that will do
xxxxxxxxxxxxxxxxxxx
I'm sorry to hear about your FIL.
Maybe this article will be helpful.

http://www.medscape.com/viewarticle/534592
Sorry to hear about Arf . . .
I've visited your web site before (very cool site, BTW!) and all of your animals look so happy there.  Arf is a beautiful cat, and it's good to know he's got a mom like you to love him, especially right now.  Hope this transition is smooth and painless for both of you. 
Sorry to hear about your cat

You are right about them wanting to go away and die, though.  My cat, who was mostly and indoor cat, would go outside for years and never step foot near the road.  Always stayed in the yard and "hunted".  Once she got sick, she started acting strange and one day, meowed at the door to go out and went straight into the road and got hit by a car.  It was almost like she wanted it to end quickly...


It's hard to lose a pet - hugs to you!


I hear you
I, too, have an evidence picture!  Mine is concrete steps, 5, tiny porch, my son sitting on the absolute very edge of the porch!  This was my older son, the favorite.  She never did like my younger son (he was a boy, you know, not the girl she wanted).  To this day, he refers to her as the Evil  __itch - she has been dead for 13 years.  Needless to say, evil people are not missed.
I hear ya!
I wonder how I functioned without my medication...I would not remember anything that I had typed. Now if I have a dictator who redictates a note and it is basically the same...I am able to recognize it whereas before I would have just typed it and not known the difference. The med wears off by late afternoon and I am pretty well ready for bed but have ruminating thoughts swirling about and I take a medication to help me sleep.
sorry to hear that he won't
compromise.. I am glad to hear he at least respects your daughter's wishes and not smoke around the grandkids... It is awesome that she stands her ground and won't bring them if he does...I wish he could see that you cannot tolerate it and that is enough motivation for me at least not to harm my spouse...Dunno...Good luck with the air purifier...Maybe get one for every room...RUN THEM ON HIGH!
The more I hear about those, the more I want one.
nm
Hi, I am sorry to hear you are going through this!
as soon as I finish typing this.  I have a 4 and a 5 year old.  I have gotten to the place where if they start screaming and crying, I tell them that they can do that all they want in their room, but I don't want to hear it.  So, they get sent to their room, and as soon as they are ready to stop, they can come out.  Don't give in.  Consistency is the biggest factor.  I can't believe you said you spanked him, you are going to get mega flamed now.  So, let's not broach that subject.  :)  Do  not reward him for bad behavior.  Do not lose your patience.  I have found when I am nice and respond positively, they in return respond better too.  I don't feel like going the extra mile sometimes and I usually don't, but I am continually amazed every time I do, why don't I do it this way all the time?  Don't threaten him with things that aren't going to happen.  (im taking all your christmas presents back!)  That is childish and you don't need that on top of what you have already.  It is frustrating and difficult, I know.  I certainly don't have all the answers, but I can empathize.  Talk to him like a big boy.  I thought you were going to be a really good big boy today....I was hoping we could go out for lunch to McDonalds, but I can't take you there if you are going to act like this!  Delayed rewards, works wonders!  Good luck!
so sorry to hear about this
I am not that far away from Marshall, in Kentucky. . I had not heard this story yet. . Will be praying for a good outcome.
Okay.. I hear what your saying...
We definitely do it in a loving, teasing, and funny manner..Rarely, when we joke around like that and grope does it lead to anything or intended that way..When we're really serious about that..the groping is definitely more affectionate and meaningful. What your describing borders on rude and disrepectful and I'm so sorry. It's nice being crazy in love (like we are)..and then there is just plain crazy.. WOW..Again, I apologize if I sounded like I made light of your situation. I do realize there are extremes. We have a healthy balance of playfulness and know when to be serious. EVEN I would be turned off by that behavior and it takes a A LOT to turn me off PERIOD.. but that would do it.