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You sound like you have a solid financial

Posted By: mtroadie on 2008-03-25
In Reply to: I am sorry to hear about your house. I hope that you can somehow make a financial recovery. - JS

head on your shoulders.  Your little one is lucky to have you.  I don't wish ill on anyone and hope I didn't come across as sounding as though single parents don't deserve the EIC.  They certainly do.  Public assistance is another story though and that's why I distinguished between the 2 in my statement.  Too many get it that shouldn't.


It's not stressful to have the savings; for me, it's stressful getting it in there.  We also do a lot of pre-tax savings, but I still like a refund.  Thanks for the well wishes.  We're hoping to start rebuilding this month.  Houses cost a lot more now to build than they did 10 years ago and we've got 2 kids more than we had then, too.




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(Re: pic): Now THERE is a solid reason to
Wow! (or should I say -
'meow'!
What do you use to polish your solid-surface countertop?

We have a Corian-type (manmade, not granite or quartz) countertop and we have tried just about everything, including what the manufacturer recommends and even car polish. Our house is only a little over a year old, but the countertops are already starting to look a little scratched and dull.


I love the color - it is a deep brick red - but if I had it to do over again, I would get a lighter color. This dark color shows every little scratch.


Any suggestions?


I live in Michigan and we just had 3 days of solid rain and $4.19/gal for gas. sm
We got the leftovers from Ike. Our gas is still $4.19 a gallon. We did not have the power outages that KY, IL, etc had, but we did have 3-4 tornadoes touch down near the MI/IN border. We have a lot of dams that are in danger of being breached and our whole side of the state is in a flash flood watch until Thursday. They figure most rivers will crest near the border by Thursday.
Might try coconut oil from the health food store. It's solid at room temp., so you can rub it in
s
I need help getting Financial Aid
I am a nursing student at Laney College and am in my first semester. I applied for Financial Aid in December, I quit my full time day job in order to complete my 17 units with full attention ( I suffer from ADD and depression and find it diffucult to hold down a full time job and go to school full time). I got a serving job at a nearby restaurant that just opened and wish I didn't, because at most I have maybe A table a shift. I did get another serving/bartending job that doesn't start until next week. SOOOOOOOO here's my problem, I go to the financial aid dept. every week, I have filed a petition for the supervisor to call me, or do something, and they still say it will be 4 to 6 more weeks before I even meet with an officer. Is there anything I can do to further this process? Rent is due in 4 days, and I don't have it, I also applied for the GA and food stamps, but got denied on both, because I am a full time student. If you have any, any, any, suggestions please post, I am so desperate and don't want to drop out, but I might have to.
Financial help suggestions
Friends of ours just got notice from their landlord. Apparently they are about $1900 behind in their rent. I think they have been making partial payments for awhile, not just NOT paying the rent. Anyway, the landlord is now demanding payment in full by Dec. 30th or he will evict them. Apparently he is through "working with them". They have no one to borrow from. We can't help them either. They're credit isn't good enough that they can get a bank loan. I've suggested going to social services to see if they can qualify for some rental assistance but that's all I can think of so far.
You have to have your own financial backing
When I paid $60,000.00 down on my house, had to have a paper chase from the bank showing it had been there for some time- I could not go and get $$$ from a family member. I think you are new at this and do not know enough.
I'm no financial genius ...
but this practice could be one of the reasons CA is in such horrible shape.

Wages are high in CA due to the cost of living there. So, wages in another state will be lower, but might be in line with the cost of living there.

financial backing

When you say you backed them financially, are you a part of the organization's structure, or are you basically doing it as a donation?  I could be really wrong, so you definitely need to check with the IRS, but I think to be able to deduct those expenses, you either need to be part of the organization's corporate structure or the organization needs to be a 501 non profit.


 


Speak to the director of financial aid
Ditto the advice on Voc Rehab.

You should be able to get food stamps *if* you qualify for work-study OR work at least 20 hours/week. I would appeal their denial ASAP. Ask for the caseworker's supervisor and say you want to appeal their decision. They should send you a letter with a "hearing" date on it.

Call and ask to speak with the Director of Financial Aid. Be persistent and keep asking for him. If you can't get through go to the Provost office or some higher up at the college. I've done it with a 18 month old in a stroller at my side! :)

One more thing - every single school I have ever attended had some sort of emergency loan for students. It's usually called a short-term loan or something like that. Also see if you can get $ on your ID card for the cafeteria. That can put that on the loan too.

Financial assistance question
Does anyone know if there are state programs to help pay for doctors visits. I have never applied for this, but as an MT I have typed reports for people who can't afford doctors visits and they get help. I have not been to an OB/GYN since 2002, and find myself in a position that I have to go. Keep putting it off because I have no health insurance (only catastrophic with a 10K deductable) and I am in a one person income family. Does anyone know if there is state financial assistance available and if so could you provide me with some links so I can find more information on this.

Thanks,
Severe Financial Problems?
Like many, we are really suffering. My husband's employer filed Chapter 11. He kept his job, but his salary has been cut in half.

I have been out of work and looking for months, though I do get a few hundred dollars every month. All that goes toward our household expenses.

We are so far behind in our rent that the landlord's kindness is all that stands between us and eviction, but it's coming.

I know the only solution is more income. My husband WAS persuaded that he would have to find a second job, then I had two interviews. He felt optimistic that I would get on or the other, but I didn't.

Now he says he shouldn't have to get a second job if I don't have one. I understand how unfair that must feel, but his job hasn't paid our rent for nine weeks. Fair seems kind of beside the point.

In previous relationships I've gone through hard financial times, and the men really rose to the occasion. I don't know what to do. My husband plays video games several hours a day while we are going under.

We could have eviction filed on us within two weeks and I'm scared to death. I haven't even been able to get a minimum wages job. I feel that he's just going to ride it down and live in his car.

What should I do? What should I say to him?

Suze Orman, financial adviser...

is giving away a free download of her book.  Go to Oprah's web site and download, "Women and Money," free until tomorrow at 5:00. I love anything about her and thought I'd share this! Free stuff is also good!


Enjoy!



Best is find a good financial advisor.
nm
I am sorry to hear about your house. I hope that you can somehow make a financial recovery.
Actually, it was usually co-workers or friends that I would hear boast about their refunds, and none of them were on public assistance (that I knew of anyway).

As an aside, I am a single parent who gets to claim the EIC. I am the sole support for my daughter so every penny counts. I guess I do not consider stressful to keep money in savings. For me, it alleviates stress to have that safety net there for emergency expenditures or unforeseen events. I also take advantage of all the pre-tax contributions I can claim in the form of IRAs, an HSA, and my little one's 529 account. I guess it is just a different way of looking at things.
No excuse for this level of entitlement no matter what your stres level or financial situation is!
We need to stop making excuses for people feeling the need to be ahead of everyone else. It is called being RUDE. Just my two cents.
Wow, you sound like
someone with real compassion for animals - NOT.

I personally would rather have my tax money go for this cause as opposed to going to cover welfare and disability incomes of people who are perfectly capable of working and just choose not to because they can. But that's just my opinion.
You know what? If it were me, and I know this may sound sm
way off to some people, but I would treat this young boy with love! Invite him over, talk to him, show him that someone truly loves him. I would invite him to church and pray for him. I know, totally unconventional. He acts that way because of his parents. He needs good, godly role models in his life. I would try my best to be that person.

I think too many people try to throw away bad kids. It's such a shame. They can be rehabilitated. 11 isn't that old. And I am not saying that is your responsibility because it's not! I understand that. But if I lived there, that is what I would do and see how that works. That saying, "love makes the world go round," is because love can turn a bad situation around. Bad always reaps bad.

I know because just this past Wed. I kept 5 kids at my house (I have 3 of my own!) and we stayed outside and played until 9 at night. I live out in the country and have a lot of land, animals, a pool, etc. The kids I had over has a dad serving in Iraq and I just wanted to give their mom a break. They don't have a yard where they live. They played until they collapsed. I ordered pizza and just loved on them. I see their mom struggling with them and I just wanted them to have a place where they could let loose and have a great time. One of them was a little ornery, but I would talk to her and be sweet and I really think I brought the best out in her. They brought their collie with them to play too and he ended up staying! So, we also have a new dog and we love him!

Good luck to you. I know this probably hasn't helped you much at all, but try not to be mad at him.
You sound
like a real taker and nasty, changing dirty diapers on a conference table?? I would have been finished with you then also. Gross. I have been at time share meetings before but a good answer is NO! Did not have to resort to a free this or that and I know how to get a point across without being offensive.
you sound like me

I have read people use timers to get themselves away from the computer when reading email on their working days.  For me, I keep talking to myself and saying "just do it"  especially when I feel the urge I want to begin and don't want to delay getting started any longer.  I was more energetic when I was a SE. 


Here's the sound for ya ...sm

 Cat 


http://www.youtube.com/watch?v=0hBUO_1BPWU


How do you know who I am? You sound
xxx
That does sound a lot like us
I'm one of those tweeners size-wise; I'm not fat and not thin, wearing somewhere around a 10-12 jean, a 16 shirt, 5Ǝ", 170 pounds. But three children and breast-feeding have taken a toll, not to mention the varicose veins and a few randomly scattered keratoses. Like yours, mine claims (and acts) interested until it's actually bedtime, but then finds reasons not to come to bed. Like you also, the supposedly wanted advances have frequently been rejected (not outright, but more a 'not now' thing), so I've kinda quit putting myself out there, too. Fortunately, there are things that still say everything else is okay so I'm sticking it out, but with the price of batteries going up, we may have to find a better solution!
you sound like the big sis I need
Thanks for your note. I could be making more of this than what is really necessary. It is a horrible way to live (always planning for the worse and worrying about what's going on for things we can't control). I think he realized today that all the negative news and me having to work was really getting me down. I just feel myself getting heavier and heavier and I'm so exhausted right now I feel like I'm about to fall asleep and I have got to finish the rest of my work (about another 4 hours). The reason we don't celebrate holidays is actually an agreement we both have. We used to celebrate holidays but every year I found myself so depressed because I've been away from home for close to 30 years and it is still hard, and I cant just go home every year. And he does not like family rituals or whatever those things are called (can't think of the word), as in it's Thanksigiving so we eat Turkey because it's thanksgiving (family traditions - that's it). So over the years I found it easier to deal with the holidays by not celebrating them. If I do cook a turkey on Thanksgiving its because I feel like having turkey that day.

When I say I can't throw too much at him, he doesn't have health problems, but he just can't handle too much. We take one situation at a time. I learned that years and years ago. Me, I'll do 10 things at once, but I keep it simple for him otherwise, so he doesn't get too overwhelmed. Yes I know he's a big boy, but not all men act like it.

I may not be expressing myself too good at this point. I'm so exhausted and need to go lay down.

Thanks for listening. I liked your last line bout thinking his down and out feelings are more important than my well being. I will be thinking on that one more.

Thanks again.
you sound like me -
for the past couple of years, I have said, let's forget the gifts and just spend the day together at my mom's house -- but oh no, that would be horrible if we did not buy presents. This year, my sister's husband lost his job and now it's automatic, we are not going to be buying gifts.

I always wonder, why is it that one person in the family always seems to make the decisions for everybody else?
This is going to sound very mean, s/m
but I have three full grown cats and two of them won't leave the tree alone.  We go through this every year.  For the first two days, I do not plug the lights in but sit waiting with my squirt gun.  Once they are in the tree, I shoot.  They run.  Normally after the first two days, they won't climb it again, but they will sit underneath it and bat at the balls on the lower part of the tree, which I make sure are plastic just for them.  So far this has worked for me.  Now if anyone can find a way to keep them off the counter, let me know!  I have tried pepper, hot sauce, two sided tape and the squirt gun.   
You sound like the
Geez!

I'd rather live next to the cows and pine trees any day!
You sound like me. ...sm
We seem to get the strays. I don't have the heart not to try to take care of them. I am a succer for dogs.
If he has pit in him you definitely do not want to call animal control. I would just feed him and show him love and try to find him a home. I would just tell my husband look he has nowhere to go. Until I find his owner or a new owner I will be taking care of him. My husband gets annoyed with me too, but he won't deny a dog food and care.
LOL, you sound like me
Except not only would I start fights, if my BF was even 5 minutes late coming home I'd have his clothes and stuff on the front porch and him locked out. I'd make him beg and apologize for about 30 minutes before letting him in (but make him wait 30 more minutes before allowing him to bring his stuff back in so I could 'think about it'). Finally I realized why I was doing it and, once I did, I worked really hard on thinking before I did anything.

It takes a long time to drag yourself out of that craving for chaos. Now when I want thrills, I suggest he and I go do something crazy together instead of me throwing his belongings onto the front porch and it's been smooth sailing ever since, lol!

I would still like to know if the OP had the same type of upbringing we did. Hopefully she'll post again soon.
This may sound dumb...
but it's driving me crazy. Does anyone remember a Jewish actress, around 60-ish now, with very short dark red hair, very prominent features, large nose.  I think she played in a sitcom maybe as someone's mom. We saw her tonight in New York and all recognized her but none of us can remember what show she was on!  Just wondering if anyone might be able to help us figure this out.
This may sound a bit weird., but /sm
I read your post and got to thinking about when I lived in a really large house and kept missing the knocks at the front door. I got myself one of those wireless doorbells, and would take the "bell" part from room to room with me when I was expecting a delivery... I wonder if you could take the part that usually screws onto the door frame and put it on a necklace or something for you mother to wear and "ring the doorbell" when she needs help, and then take the "bell" part from room to room. Actually mine was loud enough I didn't need to pick it up and move it unless I was going upstairs. They might even sell them with 2 or more receivers (what I call "bells") so you could hear it ring on whatever floor you are on.

Good luck. I took care of my uncle when he had lung cancer and we rigged up a baby monitor for him, but he was in a 1-story house and I could hear him except at night time, so I can empathize.
do any of these sound like you this year?
CHRISTMAS CAROLS FOR THE DISTURBED

* 1. Schizophrenia --- Do You Hear What I Hear?

* 2. Multiple Personality Disorder --- We Three Kings Disoriented Are

* 3. Dementia --- I Think I'll be Home for Christmas

* 4. Narcissistic --- Hark the Herald Angels Sing About Me

* 5. Manic Deck the Halls and Walls and House and Lawn and Streets and Stores and Office and Town and Cars and Buses and Trucks and Trees and.....

* 6. Paranoid --- Santa Claus is Coming to Town to Get Me

* 7. Borderline Personality Disorder --- Thoughts of Roasting on an Open Fire

* 8. Personality Disorder --- You Better Watch Out, I'm Gonna Cry, I'm Gonna Pout, Maybe I'll Tell You Why

* 9. Attention Deficit Disorder --- Silent night, Holy oooh look at the Froggy - can I have a chocolate, why is France so far away?

* 10. Obsessive Compulsive Disorder --- Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle,Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells , Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells, Jingle Bells,





 


What do you think? I know this may sound crazy, but here goes. sm

I am in my mid 30s and currently having orthodontic treatment done. The doctor is so sweet (great looking too!).  I find him staring at me whenever I come in there, unusually so.  He's very, very attentive to me when he sees me.  Fast forward to yesterday. I paid all of treatment within 3 months using insurance and cash (close to 5,000) and I received a letter today. He told me that he was so impressed with the way I set goals to pay my treatment in such a short time.  Then he went on to say he was "looking forward to getting to know me better."


Okay. I was a little shocked. Is this normal? I've never had this happen before. It was a personal, hand written note.


Anyways, just wondering what your thoughts would be on this.  He is the kindest, gentlest doctor I've ever been around.  But, that's besides the point.


Just wanted to share this with you all. Not really looking for advice. Just thought it was weird.


Okay - this is going to sound crazy
But if you are an MT and this is MT business - you might consider contacting the AAMT - which is stationed in Modesto, Calif - even if you are not a member you'd think they could be halfway helpful.  I'm familiar with the Sacramento area and could tell you places to stay away from there in Stockton and Sacramento but not familiar with Modesto.  Sorry and best of luck!!
Doesn't sound right
under those circumstances. Then whenever someone wanted new wall-to-wall they could just crap it up themselves and submit a claim and get a new rug.

At any rate, even if this is somehow true, the insurance company will only jack up your rate or drop you all together, so you're going to pay either way. And then you'll have a claim history and no other company will want you either.
We tried the sound machine...
and he didn't like that. I think he likes the air flow even if it's not directed at him. I hadn't ever thought about the cost that fan is running constantly.

I'm not clear about the white board (drywall?, white boards that you write on?) but certainly is a consideration. I could make that easily removeable and yes cover with fabric. Thanks for the ideas too.
Never will be another Motown sound
or anything close to it. Gosh there was no one who wasn’t the best there, was there? Kids off the street (as in Idol) getting the chance of their lifetime and giving us all that wonderful music. I can sing along with so many of the songs from back them. Such fond memories.
You have to be honest with him, but you do sound a bit. SM

codependent on him.  Something to think about.  I've been married twice (once for 10 years and to my current husband for 4 years) and you cannot change people.  You have to work on things together and try to change things together.  I man will never read your mind and do what you want.  You have to be very blunt with the male species and tell them what you want and need, but be careful about being too needy as that could be a turn off.


You must love him for who he is.


Good luck!  I wish someone would have told me some of this stuff 15 years ago, but I'm in my mid 30s and still learning.


You sound so much like my daughter.
She did it all, no wedding planner. I did not see her dress until the day of the wedding. She asked to see what I would be wearing as she thought (being as I am known for liking flash, sequins and the like) I might try to be over the hill according to her. It met with her approval but I know her and know what she would not like. She had a beautiful wedding and she, like you, a control freak, some are, some arent but that is what makes people interesting. She is a highly independent person so we talk often, I do not get into their business and think things are good like they are. If she needs me she knows the number.
You sound like one of the monitors here.
a
It does sound good, but (sm)
DH refuses to live in a community where they can tell him to mow his grass.  Now mind you, our community is pretty secluded, and most of the people here do keep it up, but he is of the old school where if it is your house and the grass gets a little too high, it's your own business.  We don't like it trashy either.
You sound like hyperthyroid
with hypothyroidism your metabolish slows to a snail and you can actually gain weight. I have the one with the weight gain but never had the feeling of a lump in my throat and no throat pain. Dry skin, hair loss also goes with mine and the tiredness- hey I also have fibromyalgia and tiredness goes with that so I get a double whammy there. I do get really tired sometimes, just bone tired. I have not had some of the symptoms you talk about.
This is going to sound terrible
but my dad used to tell us if he caught us flipping the bird at anyone he would chop our middle fingers off. Of course he wasn't serious and I was the only one gullible enough to believe it.

Also I remember my grandma telling me when I was really young that kids that bite have to have all their teeth pulled out. God, it sounds like I had a horribly sadistic family but they really werent! LOL

I also remember being told if we swallowed watermelon seeds they could grow in our stomachs.
First sound of thunder I am off and see msg
One lady in my state using the commode got killed when lightning went in on the plumbing and 1 lady got knocked off her computer to the floor when lighting struck. This lady quits at first sound of thunder.
You sound as though you are speaking from
Would you honestly want to be stalked by a man you thought you got rid of 19 years prior??? If the answer is yes, then I will gladly introduce you two.
They sound beautiful!
Thank you for that. I sure would love to go to a cat show once. My sister would, too, I know that. I live in PA, and if I had someone to go with I would like to get out of town to do that. Can you give some details? Do you need tickets?
Oh, no. The dog is here, safe and sound.

A little on the bossy side with my dogs, but...LOL!  She's here and everyone is getting along for the most part. 


Not to sound harsh here BUT -
Freedom is not free. The military is there to provide a function in our society. It can provide wonderful opportunities for young people, provide them with a good education and training, BUT there is a chance they can be called to go overseas to fulfill a contract they willingly signed. I would let my children go in a second if they chose that route. I am at least 5th generation military myself. Quite honestly, kids these days have a better chance of being killed in a car accident than in combat. Look at the true statistics. You might feel better if you spoke with the recruiter with her. Just my two cents...Best of luck to her! :-)
Mmmm, those both sound
good. I'm getting hungry too! Thanks!
I work for an ENT doc. This doe not sound like
an infected hair folicle to me. Sounds like you have a cellulitis on the outside of your face stemming from the knot. I suggest you get yourself to an ENT asap!
How do I sound controlling?
Because I don't approve of her boyfriend? Yes, I hate the fact that he smokes...she's likely to start smoking. I have talked til I am blue in the face about safe sex...my point is she's too young for this very adult thing in her life. If (God forbid) she got pregnant, who'd be the one to raise the baby??? Me and her father...that's who, cause we won't let her throw her life and plans for college away to raise an unplanned child. And yes, I have a right to be a bit controlling...she's my child, living in my house..and she's only 17!!!