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Speak to the director of financial aid

Posted By: sm on 2007-02-28
In Reply to: Have you gone through the Pell, FASA, PHEAA process yet? Some of those loans are - unsubsidized.

Ditto the advice on Voc Rehab.

You should be able to get food stamps *if* you qualify for work-study OR work at least 20 hours/week. I would appeal their denial ASAP. Ask for the caseworker's supervisor and say you want to appeal their decision. They should send you a letter with a "hearing" date on it.

Call and ask to speak with the Director of Financial Aid. Be persistent and keep asking for him. If you can't get through go to the Provost office or some higher up at the college. I've done it with a 18 month old in a stroller at my side! :)

One more thing - every single school I have ever attended had some sort of emergency loan for students. It's usually called a short-term loan or something like that. Also see if you can get $ on your ID card for the cafeteria. That can put that on the loan too.



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why can people immigrate to the US if they don't yet speak the language? Canada you have to speak
We briefly looked at emigrating to Canada. They have a point system for admission. You must know at least one and preferably two of their national languages to be admitted (English and French). You also must be young, healthy, and either independently wealthy, or educated and highly skilled in high-income professions. You cannot have a family member with a chronic illness, even if they are not coming with you, because you might send your income home to help them rather than spending it in the Canadian economy. Every child or dependent you have is measured against your wage earning power and if it looks like your family might tax the social system too much, you are turned down. This all makes perfect sense even though it may seem unfair (we looked at it before and decided not to go due to their arms laws. Now they wouldn't take us anyway because I have been diagnosed with MS since then).

This is very, very different from the US who it seems will take anyone and everyone.

I heard about a US chicken processing factory that was working with Welfare to put people to work because their supply of immigrant labor had run short. So, why don't we limit immigration until every American is working who can? And pay them a living wage with healthcare (illegal immigrants are too afraid to ask for these things and so the wage drops and benefits are not provided).
H went and talked the director at lunch.

She said she was just worried that she might be sick.  She said dd would cry like the whole world caved in and then the next minute she would be happy and play as if she didn't have a care in the world.  I don't really know what it is about. 


I haven't taken my own medication for a few days and I guess it has brought out my paranoia.  I have never been as bad off as my cousin but I do take antidepressants.  Yeah, we live in a small town and people like to talk. 


Opinions please on comment from daycare director
I am alarmed by something.  When I took my 3–year-old to the daycare this morning, the director stopped me and said my 3 –year-old has had many meltdowns lately.  She has had crying spells at the drop of a hat and asked if I had noticed anything.  I said no but both my kids act like it is the end of the world when they get told no and lately they get told no a lot because well, we are broke.  Their needs are getting met though.  Actually, this financial thing has taken a toll on us since I left my job at the hospital a year ago.    Bad move but we all make mistakes.  For the last 7 years I have taken both my kids to this daycare and this is the 1st time she has complained about their behavior.   Immediately after this conversation, the director asked about my cousin.  She said that she heard my cousin cannot be left alone.  I told her I haven't talked to cousin in a long time so I don't know what is going on.  My cousin has psych problems and has been in and out of psych wards since she was a teen so this didn't really surprise me.  When I got home I called my H and asked him if he noticed DD crying more.  He said not really but he said he will stop by the daycare to see what it is all about.  Then I called my cousin.  I told her I  hadn't heard from her in a while and was wondering if she was okay.  She said no that she had been back in the psych ward and CPS has been called on her.  She claims someone had overheard her say she was going to kill her 3-year-old child.  She claims that they are not letting her be alone with her child.  Her H has to be there with her and whoever watches with child has to have a thorough background check.  What really bothers me is the sequence of the conversation.  The director told me about my child then told me about cousin.  Is she accusing me of something?   
I need help getting Financial Aid
I am a nursing student at Laney College and am in my first semester. I applied for Financial Aid in December, I quit my full time day job in order to complete my 17 units with full attention ( I suffer from ADD and depression and find it diffucult to hold down a full time job and go to school full time). I got a serving job at a nearby restaurant that just opened and wish I didn't, because at most I have maybe A table a shift. I did get another serving/bartending job that doesn't start until next week. SOOOOOOOO here's my problem, I go to the financial aid dept. every week, I have filed a petition for the supervisor to call me, or do something, and they still say it will be 4 to 6 more weeks before I even meet with an officer. Is there anything I can do to further this process? Rent is due in 4 days, and I don't have it, I also applied for the GA and food stamps, but got denied on both, because I am a full time student. If you have any, any, any, suggestions please post, I am so desperate and don't want to drop out, but I might have to.
Financial help suggestions
Friends of ours just got notice from their landlord. Apparently they are about $1900 behind in their rent. I think they have been making partial payments for awhile, not just NOT paying the rent. Anyway, the landlord is now demanding payment in full by Dec. 30th or he will evict them. Apparently he is through "working with them". They have no one to borrow from. We can't help them either. They're credit isn't good enough that they can get a bank loan. I've suggested going to social services to see if they can qualify for some rental assistance but that's all I can think of so far.
You have to have your own financial backing
When I paid $60,000.00 down on my house, had to have a paper chase from the bank showing it had been there for some time- I could not go and get $$$ from a family member. I think you are new at this and do not know enough.
I'm no financial genius ...
but this practice could be one of the reasons CA is in such horrible shape.

Wages are high in CA due to the cost of living there. So, wages in another state will be lower, but might be in line with the cost of living there.

financial backing

When you say you backed them financially, are you a part of the organization's structure, or are you basically doing it as a donation?  I could be really wrong, so you definitely need to check with the IRS, but I think to be able to deduct those expenses, you either need to be part of the organization's corporate structure or the organization needs to be a 501 non profit.


 


You sound like you have a solid financial

head on your shoulders.  Your little one is lucky to have you.  I don't wish ill on anyone and hope I didn't come across as sounding as though single parents don't deserve the EIC.  They certainly do.  Public assistance is another story though and that's why I distinguished between the 2 in my statement.  Too many get it that shouldn't.


It's not stressful to have the savings; for me, it's stressful getting it in there.  We also do a lot of pre-tax savings, but I still like a refund.  Thanks for the well wishes.  We're hoping to start rebuilding this month.  Houses cost a lot more now to build than they did 10 years ago and we've got 2 kids more than we had then, too.


Financial assistance question
Does anyone know if there are state programs to help pay for doctors visits. I have never applied for this, but as an MT I have typed reports for people who can't afford doctors visits and they get help. I have not been to an OB/GYN since 2002, and find myself in a position that I have to go. Keep putting it off because I have no health insurance (only catastrophic with a 10K deductable) and I am in a one person income family. Does anyone know if there is state financial assistance available and if so could you provide me with some links so I can find more information on this.

Thanks,
Severe Financial Problems?
Like many, we are really suffering. My husband's employer filed Chapter 11. He kept his job, but his salary has been cut in half.

I have been out of work and looking for months, though I do get a few hundred dollars every month. All that goes toward our household expenses.

We are so far behind in our rent that the landlord's kindness is all that stands between us and eviction, but it's coming.

I know the only solution is more income. My husband WAS persuaded that he would have to find a second job, then I had two interviews. He felt optimistic that I would get on or the other, but I didn't.

Now he says he shouldn't have to get a second job if I don't have one. I understand how unfair that must feel, but his job hasn't paid our rent for nine weeks. Fair seems kind of beside the point.

In previous relationships I've gone through hard financial times, and the men really rose to the occasion. I don't know what to do. My husband plays video games several hours a day while we are going under.

We could have eviction filed on us within two weeks and I'm scared to death. I haven't even been able to get a minimum wages job. I feel that he's just going to ride it down and live in his car.

What should I do? What should I say to him?

Suze Orman, financial adviser...

is giving away a free download of her book.  Go to Oprah's web site and download, "Women and Money," free until tomorrow at 5:00. I love anything about her and thought I'd share this! Free stuff is also good!


Enjoy!



Best is find a good financial advisor.
nm
I am sorry to hear about your house. I hope that you can somehow make a financial recovery.
Actually, it was usually co-workers or friends that I would hear boast about their refunds, and none of them were on public assistance (that I knew of anyway).

As an aside, I am a single parent who gets to claim the EIC. I am the sole support for my daughter so every penny counts. I guess I do not consider stressful to keep money in savings. For me, it alleviates stress to have that safety net there for emergency expenditures or unforeseen events. I also take advantage of all the pre-tax contributions I can claim in the form of IRAs, an HSA, and my little one's 529 account. I guess it is just a different way of looking at things.
I would say no, I speak though as one of the few who cannot -sm
breastfeed though (apparently something is missing or does not work right anyways ), so both my kids were formula fed. It is dangerous to have it drilled into you that you should breast-feed. I tried and tried not knowing any better and my poor daughter basically starved her first week of life, once the doctor's realized I was not making any milk they/we got her on formula right away. I had been giving her about 4 ounces a day of formula anyway once we suspected something was wrong, but they basically yelled at me for doing that. Luckily my child made it through okay and boy could she suck it down once she had something to drink. Too much emphasis is put on breastfeeding, etc. Most of us were probably formula fed and I am sure we all turned out okay.
Please, you cannot speak for all of us...

because I happen to be a Jewish person who believes ALL PEOPLE are the sons and daughters of G_d......and let us not forget that Jesus was Jewish!


We are all the sons and daughters of The Lord......we all need to open our minds.


Have a GREAT Saturday and Shabbot Shalom!! 


Me too, but only if I could speak
nm
No excuse for this level of entitlement no matter what your stres level or financial situation is!
We need to stop making excuses for people feeling the need to be ahead of everyone else. It is called being RUDE. Just my two cents.
I can't speak from experience, but (sm)
by what you describe, it sounds as if it was caught early.  This makes all the difference, from what I have read with all cancers, but especially with ovarian cancer - very hard to detect.  So that cyst was probably a good thing for you!!  I will keep you in my prayers.  Let us know how things go. 
Ask to speak with his supervisor and also
write a letter to the bank (and headquarters) telling them what happened and make sure you get the man's name and refer to him often in your letter.
speak for yourself SWEETHEART--sm
but not this person. Just stay away from me...I don't want to get hit by any lightening bolts aimed at you. lol. and please stop trying to shove your atheist beliefs down my throat, too. It is all BS as far as I am concerned.
Excuse, did not speak about yours
you must have been trying to read between the lines and never said anything about your dear one. You imaged.
consider yourself blessed - not many speak same
     
It's your husband who should speak up for you, but
know that the situation may never change to a warm, loving relationship with your in-laws. I'm in something of the same situation, but nowhere near as bad as yours. I haven't really had to have my husband speak up for me, because in my case, I don't really care to socialize with my siblings-in-law. My MIL was always nice about sitting for the kids, but now that my kids are grown, that's not a factor anymore. The last time we all gathered together was at my FIL's funeral last year.

It is harder when you have little children, and your own supportive family is 3000 miles away. But where you need to place your focus is on your husband and yourself. Talk with him about it, calmly. What does he say? Is he willing to keep his relationship with his family to the courtesy sort of functions where ALL of you are invited? If so, HE should tell them why he is keeping his family (you and the children are his family now) from this toxic situation. And if they agree to have you all at their functions but still treat you badly, then it's your husband who should address the situation with his sisters and mother. If you are the person at the front of this, you will never win. Your husband has to realize that you and his children are his first responsibility, and that he should defend that relationship at all cost.
I do not see how any siblings could ever speak to him again
Maybe they have forgiven but I have heard (not from my friend) but other members of the family he is a gambler, womanizer and really not someone you would want to be around. This, though the friend says, had absolutely nothing to do with wanting the name change but parents are not always someone you can look up to and honor. I respected my father until I found out about the molestation, then no more.
What is the "pop" of which you speak?

Not trying to cause trouble, just don't understand what you are saying. 


To the OP - hang in there!  It will work out. 


I would suggest she also speak with
the hospital administration about this issue.  I would think it is a definite violation not to have him in an isolated room, which would be indicated outside the patient's room.  Not only are they being exposed, but the patient may be being exposed to other viruses in an immune-compromised state.
It does speak to his character.........
Others can try to sugar coat it or find excuses, but it does speak to his character and what he deems important. Did your daughter speak up and say anything to him about this or did she just sit idly by? I have had the same situation and it does speak volumes for both.
do you speak with your hands - and I don't mean
My husband does not listen to me either. He looks like he's paying attention but he misses half of what I say. Couple thought I have is. Awhile ago we were watching a TV special it said that people listen and remember what you say when you talk with your hands (the study was done on school children). Well I don't talk with my hands. Never have and don't know how and when it do it just looks odd. I told him maybe I should start talking with my hands because then he would remember what I tell him.

I'm not sure if this is a normal thing for guys or not. We've been married 26 years and he hardly ever listens to me. I have to repeat things 2 and 3 times. Once we were getting ready to do 3 errands. As we were driving I asked where he was going and he said to this place and I said no, we have to hit these other 2 places first and he claims I never told him. I said I told him twice and then he became irate as though I was pointing out a mistake (he does not take kindly to me pointing out that he made a mistake even if I say it nicely, but he has no qualms in telling me whenever I made a mistake). Anyway...I don't know when my husband stopped listening to me either. Maybe about 10 or so years ago. He'll listen, but I think a lot of it is if I don't say what he want's to hear he just tunes me out. Our things are not major life threatening issues, but a lot have to do with "what he's going to do when he grows up". He's been out of work for about 5 years now and he doesn't know what he wants to do with his life (he's 50 years old). We will talk and talk and talk and then the next day it's back to square one like I never said anything.

Sometimes what I will do that helps is I take scratch pieces of paper and I write notes on them and them leave them all over the place. Like I keep a running list of errands we have to do and keep it on the corner of the table and a couple times through the week I will say we need to to this or we need to do that, and then I ask him when he would like to go do them (usually it's just the grocery store, or the place to pay our bills), but at least that gives him the option of feeling like he's in control of when its going to be done, when actually I am the one in control because the bill will need to be paid in the week. He too can be disrespectful of me and look at me funny if I'm telling him something, so what I've done is if I get the look from him I immediately stop talking. Then I will say the same exact thing he does to me "your not interested in what I'm saying?"

Maybe the note thing will help, it does with me. I wish you luck.
I guess I can't speak for everyone..
but I did not have that difficult a time stopping. I had tried before, but I could always come up with excuses for myself to keep smoking. For you,it could be different. And, of course, I had the meds. I do hope you will quit, for your health's sake, and I wish you luck. I never meant to sound offensive.
Funny you should speak of this
My now deceased MIL raised some piggies and she named them. I could not go and eat a friend I had named and raised, would be like eating one of my kitties. You know the older I get the more vegetables get to looking better to me just because more appealing to me. Have you ever had any problems like anemia for not having meat in your diet?
Can't speak for Pugmom - but when I see () or J**B
I would much rather read Pugmom's posts than her hater's posts.  The poster above needs to learn how to spell.  No wonder she is so angry.  She is an MT that cannot spell or make a proper sentence. 
The writing is on the wall, so to speak
You make a difference in the g'parents- your children are picking up on this. I had a similar thing going on with my son- my mother did all the loving, fun things he wanted- my father (they were divorced, each remarried) was strict, no fun to be around, hardworking but I believed in their being able to share and I did. Both are deceased now and I do not regret having him spend as much time with 1 as the other. Oh, BTW, one of my most enjoyable things as a child was when I spent time with my father and his wife- they had a small garden and I absolutely loved to dig up the potatoes- used to beg to get to do it. You should have a good talk with everyone and insist spending time with all- don’t let your feelings play into their hesitancy on going. Grandparents are not always right but she wants to have some time with them. Not all g'parents want to be bothered with kids, believe it or not.
Excuse me, I speak Jive.
I would love to see a clip of that part again!
Not judging honey, believe me, I speak...

my mind and you could tell if I was judging others. This place is teeming with unhappy, whining, complaining women (just look at some of the posts all over this site) and that is not a judgement, it is fact. As far as being in the same situation as others one day, if you read any of my posts you would see that I have been there, done that and changed my ways. Should something happen, we have learned to save money, have enough put away to last a year and not have to touch any retirement, etc. That took a lot of determination and hard work on our part and we are proud of it.


I am get a good chuckle out of some women who accuse other women of "living off their husbands" and "where would you be without his money". I can make my own money, but my husband doesn't tell me that i need to work and doesn't tell me how much I need to make. He is the provider in this family and has never once asked me to work harder, earn more or get a different job. Remember when men used to do that and our mother's stayed home and raised the family and didn't work? Are you jealous of your girl friends or family members that don't have to work or who live debt free or do you hold that judgement for those you do not know?


Enough of this for now. I'm sure someone will have something to bash me about later on...go ahead, it just shows how very immature some women can be.


You are so true when you speak of the furkids
I lost my older girl last January and she was born and died at my home- she was 18. My grown daughter still can hardly speak of her, gets all misty. I have 3 more but they never take the place of the one who is gone. Each is their own little separate kitty. I told my hubby never could run around, not enough time- got to see about the pets, feeding, watering, treats, it goes on and on all day.
you should speak to your spiritual advisor

Do you attend a church or other religious program?  If so, you really should speak to someone there about your situation.  I know several of my local churches offer to put together Christmas dinners for those who can't afford to and they've also given cash to them to buy for their families or help with their bills.  People are more generous than you might realize.


Do you have children and/or a significant other?  Depending on who you need to "shop" for, we may be able to offer nonmonetary suggestions that will make you feel good and the person you're giving the "gift" to. 


Things are always worse than they seem.  Hope your spirits are lifted soon.  Good will.


Take it easy! How many languages do you speak? ..sm
Give some respect to people who are bilingual and even trilingual.
MTing is probabaly the only thing you can do!
The OP complained only about the position of the month and day in the date, geez!
I am planning as we speak to move in the next . . .
1-2 years.  I have lived and traveled all over and have been in Georgia for almost 20 years.  I hate this backwards state!!  I am originally from Virginia and that's where I want to live out the rest of my life.  It is the best and truly God's country. 
Different parts of the country speak
differently--did you ever consider that. I am from the South and am always having something said about the way I say certain words. You need to calm down a little.
You hit the nail on the head, so to speak
When I read your first line, I was going to post about the swollen/sore breasts. That was definitely what clued me in. I think it actually started before the first missed period with me.

Good luck! I really hope it's your time!
First, go to Alanon. Second, maybe speak to a counselor sm
about your feelings. If he truly does change, is there anything that would make the marriage worth salvaging?
The "Harley Group" people speak of here
Are actually the Patriot Guard Riders

http://www.patriotguard.org/

They are made up of anyone who wants to join. You don't have to ride, you can go on foot or by car.

My husband and I are riders and are really proud of all the fine people in the Patriot Guard.

They usually don't go though, unless the family requests/consents, because they don't want to cause additional grief. Instructions are to not engage troublemakers, and shield the families as much as possible.

Thank God for Patriot Guard riders!
I know from where I speak, daughter pulled same stunt
caught her at guys home, he probably in his 20s or so and she was 16. If I had broken the door down in order to get her, I would have been arrested. I knocked, they did not answer, went to the phone and called the police and they came and got her out. You can do things illegal if you like but I have never been in jail and I don’t think I ever want to be. Just me, though.
speak of spooing; ever see Stealing Harvard?
nm
my family's been here since before the revolutionary war and we speak English
:)
it was so hard to watch JW speak today
x
And when they speak English, it is perfectly clear. Just go
NM
What? Give me a break!. This is because you can only speak English!...nm
nm
Because it is unusual that people speak ONLY one language!..nm
nm
Since this is a serious health issue, may be best to speak with the physician...sm

taking care of your in-law.  None of us that patient's physician, and warfarin and the medical conditions it treats can be very tricky and dangerous.  The best advice may come from the poster whose husband is on the same medication, not from Google.  I am not bashing anyone or saying people don't know what they are talking about.  We are intelligent people who do have vast medical knowledge, but this type of question really should be handled by the particular patient's doctor, the one who knows all of the history, any food allergies or reactions, etc. 


You most definitely should speak to someone if you will even be remotely involved in the patient's care when she returns home.  Someone needs to have an objective insight, and sometimes when a family member is sick, the ones closest to them do not understand all the instructions and such, especially someone who sounds really ill.  Your knowledge could be very valuable to them. 


Don't be afraid to ask the doctors and nurses anything.  That is what they are there for.  They treated this patient, and they have the responsibilty to make sure the patient gets the best care possible at home to help with recovery.  Our thoughts will be with you, and let us know how she is doing.