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I got a fixed-rate mortage through

Posted By: a local bank. on 2009-02-18
In Reply to: Question for you - Steph

They kept my note through the life of the loan and didn't parcel it off to some other lender. I also had a decent down payment saved up which helped a lot.

I get a bit of real-estate sticker shock too when I see what friends and family have paid for their homes in other parts of the country.

I purchased my home for $86,000. The original asking price was substantially higher, but it sat on the market for quite a while and they had lowered the asking a few times. I think they were just glad to finally get it sold. I have 1600 sq. ft, 3 bedrooms, 1-1/2 baths, dining room, living room, and partial basement. It was built in the mid 70s, so the rooms are not too small like some of the older homes. But it is not as spacious as the open floor designs that are popular today.


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Yes ,he has been fixed so
gotta look a little further. Oh I have made him his appointment with the spa for this Friday. Get this, having shampoo and they asked what kind of hair cut I wanted for him. Talk about some poo-poo!!! He is a very, very fur endowed boy and he has mats that I constantly fight with. I was told I could get them out because had to comb the kids hair when they were little and they fussed. I said yes but I could say SHUT UP and they knew what I mean. This baby does not. I hope with this pampering he will get he will be presentable to the ladies.
Same here - military fixed him tho
His pants were hanging down really low and I had asked him a million times to just pull them up a little bit. He wouldn't do it.

Went to the recruiter's office with him and his recruiter met us out in the foyer between all the military offices. Son reached out to shake his hand and the recruiter instead reached over and jerked his pants down. Didn't say one word. Turned around walked into his office.

Son pulled his pants up to where they should have been. The recruiter then comes right back out, says hello, and shakes his hand.

Son never wore his pants like that again and, yes, he still enlisted. :)
Both of my dogs have been fixed sm
but our male still mounts the female (I told my daughter when she was younger they were danceing) and now the female dog mounts the male cat.
Both fixed and he is gay, honest!
He just does not try to mount, goes further than that. He is my youngest son and I still love him although his brother has to run from him sometimes. He is unlike his big brother, very sensitive, coy, tries to keep his weight down (for the other guys, in case he meets some) and I thought maybe seeing about getting him in some decorating classes.
I have no idea - if we knew maybe they could be fixed
Those are two good words. Selfish and nonemphathetic.

With mine I think he got so used to me doing everything that now he doesn't do anything. Try and get him to open the door and accept the pizza from Dominos and hand the delivery guy the money????? One time I ran into the bathroom not thinking the pizza guy would be here so soon. Afterwards he blasted me and said I did it on purpose to make him answer the door. HA HA HA. I don't know what it is about men in general. I do read some posts and some women have what sounds to be wonderful husbands. I guess I'm just "used" to mine and his quirky ways, but it doesn't mean I'm happy. However what are you going to do. I do get tired of the selfishness, interruptions all day long so he can tell me all of the end of the world situations, yelling at me when he feels like it, then when I bring it up he makes me seem like I'm paranoid, etc, etc, etc.

Sure wish we could figure out men and fix them.
they are aware of it, not a virus, they fixed it once and are working on it NM
x
Yes, they know and it's fixed. Not virus some Javascript issue.
//
I have to have a front tooth removed because it cant be fixed anymore and has had all it can have
done to it.  It was damaged when I was young along with the one beside it.  Has anyone had a front tooth removed and instead of an implant had a partial or something put in for 1 tooth.  What do you recommend other than an implant.  I have lost a lot of bone with this tooth so it would be a very long process for an implant.  This tooth has cost me a fortune so far.
Pay Rate
Hi.  I'm interested in finding some doctors in my area to do work for extra income at home.  I have 9 1/2 years of experience and work at home for a big national.  I have no idea what the going rate would be or even the basis on which to charge (line, page, ???).  I live in a rural area so it would probably be low-average.  I appreciate any advice anybody could give me on this subject.  Thanks.
I think that is more than most - we used to be about that rate (sm)
til things got really bad in our marriage.
Rate MDs
Hey I had posted awhile back regarding my frustrations finding a decent doctor.  I came across an article talking about rating doctors on the Internet and it listed the RateMDs.com website.  Of course, the AMA and other doctors are all in a huff about patients, God forbid, rating them online.  Anyways, I went to RateMDs.com and found a doctor I had been to had already received a poor rating!  Hehe I added to it.  But I also used it to help me choose a new PCP who had an excellent rating.  The receptionist also told me that they have new patients on Thursday and allot more time so they can go over their medical history and issues!  Wow I thought, that's awesome.  We'll see how it goes.  But if any of you have a doctor you hate, like or need to find a new one, go check it out!

Wow! $700 is a good rate to go up there.
I can drive to NY and would spend more than $700 in a week. First, ask exactly what is included in the fee and ask the teacher to give you a better answer on the fundraising issue. If no fundraisers are being done, maybe you can offer to run a couple.

I think your plan is a good one. I usually come up with about a third of the cost of my kid's activities. (Only have the 16 yo left at home now.) The rest they earn by working or through fundraisers.

She'll have a great time in NYC!
We cant buy groceries on a cpl pay rate, so I'm trying to come up with one too.
Not really.
They are getting an hourly rate - just $2 is what I tip.

Yes, thanks for the info. At that rate,

we would have to clean ours every month. Taking a shower now is like getting rained on by rocks. We go through a hot water tank every 5 years. Doggonit! Guess I have to wait until we can get either a new well or a water softening system first. <sigh>


 


Hang on, though. The rate could have changed...sm

If any payments were late (or missed), the rate could have gone up astronomically for the OP.  They may well have gone up and up.  It's probably in the fine print of the card agreement that that will happen automatically with late payments. 


And I have heard financial experts say that it's not a good idea to call and cancel a card if you still have a balance on the card, because then you have no way to negotiate with them.  Though it doesn't sound like any negotiating was able to happen in this case, you're supposed to keep asking for the person's supervisor (and their supervisor, if necessay), and be persistent, until you get to talk to someone who can help you with lowering the rate and maybe waiving some of the fees.


Then I would apply for another card with a lower rate (and make darn sure you don't make any payments late or miss any payments!) and transfer that WA MU balance over (and ask if they can wave the transfer fee when you apply for the new card).


BTW, I recently applied for a credit card with WA MU because the offer was for 0% interest for 15 months on balance transfers, and the person was definitely in India.  Every time I interruped him to ask him a question, it was like he then had to start over reading his "script" but I could understand him. 


I asked if he could wave the balance transfer fee, and he said he was unable to do that.  I didn't persist or ask to speak to his supervisor, but I should have.  According to the experts, the time to negotiate is before they have your business.  After they  have you as a customer, they aren't so interested!


 


My property tax rate stays low
because there are so many mansions in my town. There is a house on the market right now for $23 million, plus lots of others in the 5-10 million dollar range. What is really sickening is that these are second or even third homes for some people. But they are paying such high taxes, it really takes the burden off us little guys who live way, way, way on the other side of the tracks.
Would you also want your income taxed at the 40% rate?
At one time England did that.  The friends we had in Cananda said they were taxed to death on their income, but they were pretty pleased with their healthcare.  There is no easy solution.
Just closed on 4.375 interest rate! nm

Are they adults? No. R-rate means under 17 not allowed. sm
Easy answer.
I know they told me 50 and I collect now at the same rate I collected
after his death when the children were little. However, I was 49 when the youngest turned 16, so I had to wait 1 year to re-collect. The laws may have changed since her situation, but I know this is true for me and I have no other extenuating (?) circumstances.
Check out HGTV.com Rate My Space (sm)
Regular people redoing their homes upload pics and others comment on them. It's very fun to see all the rooms, and you can get some very good ideas for designing and decorating your own space.
Flate Rate Priority Mail
Yes, thanks for posting this! I did not realize that domestic rates apply (8.95) when shipping to FPO and APO. Awesome!
I suppose I related to the rate of capital punishments
xx
How many hershey's kisses fit into a priority flat rate mail box? sm
Apparently, there is a contest going on about this. what would you say? Just curious. I have a guess, but I'm going to keep mine secret! shhhh hahahah
and the crime rate dropped 20 years after abortion was legalized
x
Pay off highest interest rate debt first, then the next, and onto the next. The house can wait. Do
dd
At that rate, I could make in a week what I make
x