My 14yr old daughter asked me to please go to my gab board for advice.
Posted By: trose on 2007-07-26
In Reply to:
Late Sunday nite her head started itching for no apparent reason. It has now progressed to different areas of her body. First her hands and feet, then her stomach and back, sometimes her legs. At first I saw no signs of a rash or even any redness. No once she begins scratching she will have big patches of red with little tiny bumps. She doesn't have hives. She takes benadryl but it makes her so sleepy she can hardly function. She is using Aveeno cream in certain areas but can't put that in her hair. We have changed nothing such as detergent, shampoo, or body wash. No new perfumes or anything. She has been taking minocycline for about 2-3 weeks and one minor side effect is hives, but like I said these are not hives. I started her on Claritin today just in case it is some sort of allergy. I haven't called the doctor yet becuase it is hard to go into all these details without being interuppted. Anyone have any ideas? Thanks
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I have a 14yr old daughter sm
and I certainly would want to know what "people are saying" about my daughter, then maybe I can get to the bottom of it. I hvae 5 nieces ranging from 18 to 11 and I would tell both of my SIL in a heartbeat. I would choose my words very carefully and do so cautiously, but if my family knew something like this and didn't tell me, I would be even more upset. Good Luck.
I have a 16yr old son and 14yr old daughter
and I have never checked their e-mail. I am sure many people would call me stup!d but I totally trust them. We live in a small town and it seems everybody knows every one else's business. I may make different choices if they gave me reason to suspect something, but we have built a trust that I don't want to be the first one to break. Don't want them to either!!!!!
I told my 14yr old daughter this story
and even she was livid. My daughter stated that not every girl wants to wear a tampon. I say go over the teacher's head and go straight to the principal. All through elementary, middle, and high school I have been lucky enough to have a good relationship with the principals. Wish she was at my children's high school, I know this would defintely be handled in the proper manner.
BTW, my 14yr old daughter wants packing tips. Any sugestions? nm
!
I'm asked my daughter that question
She has just a few pieces hair hanging out of her ponytail in front of her eyes. Her answer, I'm not the only one, all my friends at school wear their hair that way. Just the new trend, I guess.
Funny you would say that, if I was asked 1 time if my daughter only
child, I was asked 50 times and my answer was, no she just acts like that. She has always just been into herself, now over 30 and still is just a me type person, wont change ever. The man I am married to speaks volumes against the all about me type thing. If I speak proudly of him to someone else he always tells me lets talk about something else, ok. I just don’t have the kind of guys around me like you have I guess.
Good Advice (new to board, so hope this is the right place)
Read this and make a copy for your files in case you need to refer to it someday.
A corporate attorney sent the following out to the employees in his company. Maybe we should all take some of his advice!
1. Do not sign the back of your credit cards. Instead, put "PHOTO ID REQUIRED".
2. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.
3. Put your work phone # on your checks instead of your home phone. If you have a PO Box use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks (DUH!). You can add it if it is necessary but, if you have it printed, anyone can get it.
4. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. I also carry a photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a name, address, Social Security number, credit cards, etc..
Unfortunately, I, an attorney, have firsthand knowledge because my wallet was stolen last month. Within a week, the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more. But here's some critical information to limit the damage in case this happens to you or someone you know.
5. We have been told we should cancel our credit cards immediately. But the key is having the toll-free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.
6. File a police report immediately in the jurisdiction where your credit cards, etc. were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).
But here's what is perhaps most important of all (I never even thought to do this.).
7. Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and also call the Social Security fraud line number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.
By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them dead in their tracks.
Now, here are the numbers you always need to contact about your wallet, etc., has been stolen:
1.) Equifax: 1-800-525-6285
2.) Experian (formerly TRW): 1-888-397-3742
3.) Trans Union : 1-800-680-7289
4.) Social Security Administration (fraud line): 1-800-269-0271
We pass along jokes on the Internet; we pass along just about everything.
If you are willing to pass this information along, it could really help someone.
Need advice on 16 year old daughter. SM
I just found out that my 16 1/2 year old daughter has been drinking and smoking and has been lying to me about this. I found out and confronted her and she came clean stating that she drinks, but has never been drunk, will just have enough to where she is "happy" and also smokes 3 to 4 cigarettes a month, she says. I have now lost complete trust in her because she has been lying to me all this time stating that she did not drink or smoke and neither did her friends, etc, etc. She has always been a good girl (or at least I thought so) and is an honor student. She just got her driver's license in May. The first thing that I have decided to do is to not let her drive for a while. This is my first experience with this and I need advice and guidance on what the appropriate punishment is. Please help.
16-year-old daughter-need advice desperately
She is heading down a dark path here. You don't know who she is hanging with and she is pretty good at being stealth. Please put your foot down. You don't want her to be a headline, too many bad things can happen to her. It will be ugly and horrible but that's our job. You don't want to be looking back saying..."if only"...good luck! Any of us could be where you are!
I need advice. Daughter received a frantic call from a friend, sm
Her friend is at a local sleepaway camp at a local university this week. My daughter is 18, her friend is 17. Anyway, the friend called my daughter telling her she had unprotected sex over the weekend (once) with her 17-year-old boyfriend (they claim it was the first time for each). Anyway, the friend wanted my daughter to pick her up so that she could get a morning after pill. I looked it up on line and anyone under 17 needs a prescription. My daughter had come to me, asking me not to tell anyone. I told her that she should have her friend call her mom. She said her friend thought her mom would freak out if she found out. We found a local clinic, but it is only open certain days of the week, and was closed yesterday, so she's going to try again tomorrow. I've tried to get my daughter to convince her friend to call her mother, that she may freak in the beginning, but parents usually get over it and would want to know.
My dilemma is that my daughter told me this in confidence, and I want her to continue to be able to come to me with anything, yet I wonder if I should call the girl's mother and tell her that her daughter needs help. Or, just wait until she goes to the clinic and pray that she isn't pregnant.
Does anyone have some advice?
My 19-year-old daughter wants to join the Army. I'm very scared at the thought. Any advice out th
Before the Iraq war, I would have been more excited that she wanted to do something positive with her life for a change, but this thought is scary as we know people that have lost their children in the war. I know in some ways this could turn her life around and be what she needs as she is very immature and is going down the wrong road, but are there other alternatives. A lot of people tell us it's still a good time for kids. Any thoughts out there?
Tough Love advice. My 19-year-old daughter is making me nuts..
I don't even know where to start with this one but I'll just to give a short summary. My 19-year-old daughter has been troubled since I can remember. For example, her terrible twos went beyond that..if you didn't peel her orange right, she didn't want it and would throw it across the room. I think her diagnosis is best described as ODD (Oppositional Defiant Disorder) and bipolar. She has a quick temper and at age 5 blackened her 12-year-old brother's eyes with a book because he got in her face. She has annoyed everyone she has come into contact with. She is very immature. We have tried everything to get her help because once she became a teenager it just got worse. She is self-destructive and I became the enabler and now it is out of control. She would not go to school so she does not have an education. We had to call the cops numerous times because of her violent outbursts. We had her arrested when she stole our credit cards so she could learn a lesson but the courts did nothing. She was supposed to be court ordered to have a job and attend school, of which she did nothing and there was no punishment. She has never suffered any consequences no matter how hard we tried. She was charged with 10 felonies for the credit card theft but got nothing. She just batted her big blue eyes at the judge and it all went away. I have paid her rent for a year or two, bought her a car and paid for it. All of these of course when she had a job but right after I did all of this she stopped going. She got into meth..You would not believe my heartbreaking nightmare. Some days I just don't think I can take another minute of it. At this point, she is now homeless because I just cannot keep paying her bills. She just totaled the car so she has no car and no job and still wants me to pay her way and she has lost her license due to DUI and driving again without privileges. It never stops. How far do I take this? She calls me for money that she says is to eat but if I keep giving her money then what is her motivation to go to work. I kept thinking if she hit bottom she could only come up..but she likes the bottom and just hovers there. She adapts to any environment. So when does she wake up and do you think tough love would work on a child with mental issues. I paid all of her doctor bills so she could get help and on medication but just found out she hasnt been taking them. I know I have so many questions but I have no idea how to "fix her" anymore. I know she needs to help herself but how much is she actually capable of being on drugs and mental health issues. This is devastating to our family and when I don't help her she becomes suicidal and I want to just hang up because I know she is manipulating but what if this is the time she really does something. I tried to take her into the hospital because of her meth addiction because she finally asked for help and was told there really wasn't any programs for her because she didn't have insurance so I left just thinking.."well, I guess you'll have to do it on your own, there is no help." Now, that is heartwrenching. At some point, I know she just has to grownup, but I don't know if I can survive this. I'm stressed 24/7 and sadly whenever she calls I get such bad anxiety. I can hardly be around her because she is so manipulative and I feel guilty that I try to avoid her. I always thought it'd be different if I just loved her more, spend more time with her and so as a mom, I blame myself because she is so messed up. Guilt just fuels the enabling.. Help.. any suggestions, advice??
I was so proud of my 14yr old
when I told her Paris was out of jail. She just said "So!" I hope she always feels that way.
I told my 14yr old about Paris
and she said "like I really care". I think I might raise her allowance! "smiles"
My 14yr old is reading Animal Farm now for English
It is quite wierd. I really don't want to watch Kid Nation but am sometimes drawn to those kind of shows.
Need advice on a good, adjustable chair for typing. Any advice? nm
nm
Could someone tell me if there is a Christianity board as well as a prayer board (sm)
or are they one in the same? I have some faith related questions, but don't want to post on the prayer board again if it is specifically for prayer requests. I do not see a Christianity board listed. Thanks so much.
Main board, gab board, company, etc, just like here,
x
Daughter's phone is daughter's responsibility. Valuable lesson learned.
It should be between the daughter and the friend if the friend is going to pay any of the fees. They are teenagers, not preschoolers.
naw - that was the old board that did that, aka the 'other' board!
why was it here and not on the Politics board anyway?
You asked for it, you got it.
Link to WalMart website selling gay and lesbian books. I have also seen gay and lesbian books on their store shelves.
http://www.walmart.com/catalog/catalog.gsp?cat=134928
WalMart Partners with gay and lesbian group in August
http://www.afa.net/walmartadage.htm
Since you asked.
If low prices are your top priority, then Wal-Mart may be the place for you; however, I think far too many people make the decision to shop at there without knowing all the facts. If after knowing how Wal-Mart is run they still choose to shop there, that's their choice. We do live in a free country after all. I simply care more about other things besides the lowest price, that's all. (By the way, I am nowhere near wealthy, in case that's what you're thinking. I am a single mom raising 3 children, even putting one through private boarding school, but I am very conscious about whose businesses I support. I pay a little more to shop elsewhere, but that extra price is worth the piece of mind in knowing that I am supporting companies that are good for the environment, our economy, and mankind in general. Sometimes it costs more to do the right things, and I'm okay with that.)
I hope this is helpful to you. :)
(This is from the following website: wakeupwalmart.com)
A Substantial Number of Wal-Mart Associates earn far below the poverty line
* In 2001, sales associates, the most common job in Wal-Mart, earned on average $8.23 an hour for annual wages of $13,861. The 2001 poverty line for a family of three was $14,630. [“Is Wal-Mart Too Powerful?”, Business Week, 10/6/03, US Dept of Health and Human Services 2001 Poverty Guidelines, 2001]
* A 2003 wage analysis reported that cashiers, the second most common job, earn approximately $7.92 per hour and work 29 hours a week. This brings in annual wages of only $11,948. [“Statistical Analysis of Gender Patterns in Wal-Mart’s Workforce”, Dr. Richard Drogin 2003]
Wal-Mart Associates don't earn enough to support a family
* The average two-person family (one parent and one child) needed $27,948 to meet basic needs in 2005, well above what Wal-Mart reports that its average full-time associate earns. Wal-Mart claimed that its average associate earned $9.68 an hour in 2005. That would make the average associate's annual wages $17,114. [“Basic Family Budget Calculator” online at www.epinet.org]
Wage increases would cost Wal-Mart relatively little
* Wal-Mart can cover the cost of a dollar an hour wage increase by raising prices a half penny per dollar. For instance, a $2.00 pair of socks would then cost $2.01. This minimal increase would annually add up to $1,800 for each employee. [Analysis of Wal-Mart Annual Report 2005]
Wal-Mart forces employees to work off-the-clock
* Wal-Mart’s 2006 Annual Report reported that the company faced 57 wage and hour lawsuits. Major lawsuits have either been won or are working their way through the legal process in states such as California, Indiana, Minnesota, Oregon, Pennsylvania, and Washington. [Wal-Mart Annual Report 2006]
* In December 2005, a California court ordered Wal-Mart to pay $172 million in damages for failing to provide meal breaks to nearly 116,000 hourly workers as required under state law. Wal-Mart appealed the case. [The New York Times, December 23, 2005]
* A Pennsylvania court, also in December 2005, approved a class-action lawsuit against Wal-Mart Stores Inc. by employees in Pennsylvania who say the company pressured them to work off the clock. The class could grow to include nearly 150,000 current or former employees. [Arkansas Democrat-Gazette, January 12, 2006 ]
* In Pennsylvania, the lead plaintiff alleges she worked through breaks and after quitting time — eight to 12 unpaid hours a month, on average — to meet Wal-Mart’s work demands. “One of Wal-Mart’s undisclosed secrets for its profitability is its creation and implementation of a system that encourages off-the-clock work for its hourly employees,” Dolores Hummel, who worked at a Sam’s Club in Reading from 1992-2002, charged in her suit. [Arkansas Democrat-Gazette, January 12, 2006 ]
Wal-Mart executives did not act on warnings they were violating the Fair Labor Standards Act (FLSA)
* Wal-Mart has known for years of a massive companywide problem of fair labor standards violations but did not take sufficient steps to address the problem. An internal Wal-Mart audit of one week of time records in 2000 from 25,000 employees had alerted Wal-Mart officials to potential violations. The audit found 60,767 missed breaks and 15,705 lost meal times. It also alerted Wal-Mart executives to 1,371 instances of minors working too late, during school hours, or for too many hours in a day. [Steven Greenhouse, “Suits Say Wal-Mart Forces Workers to Toil Off the Clock,” New York Times, A1, 6/25/02]
* Despite this knowledge, Wal-Mart had to settle in January 2005 for violations that took place from 1998 to 2002, Wal-Mart agreed to pay $135,540 to settle U.S. Dept. of Labor charges that the company had violated provisions against minors operating hazardous machinery. [Ann Zimmerman, “Wal-Mart's Labor Agreement Is Criticized by Former Official,” Wall Street Journal, 2/15/05]
* In March 2005, Wal-Mart agreed to pay $11 million to settle allegations that it had failed to pay overtime to janitors, many of whom worked seven nights a week. [Arkansas Democrat Gazette, 11/7/05, Forbes, 10/10/05]
* The State of Connecticut, investigating Wal-Mart’s child labor practices after the federal investigation ended, found 11 more violations. In June 2005, Connecticut fined Wal-Mart Stores Inc. $3,300 over child labor violations after a state investigation found that some minors lacked proper paperwork and were operating hazardous equipment at the stores. [“Wal-Mart Is Fined for Child Labor Violations,” Bloomberg News, June 22, 2005]
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Wal-Mart and Health Care
Download the Wal-Mart and Health Care Flyer - PDF
Wal-Mart’s Health Care Plan Fails to Cover Over 775,000 Employees
* Wal-Mart reported in January 2006 that its health insurance only covers 43% of their employees. Wal-Mart has approximately 1.39 million US employees. [http://www.walmartfacts.com/docs/1625_jan2006healthcarebackgrounders_576890240.pdf]
Wal-Mart’s Health Insurance Falls Far Short of Other Large Companies
* On average for 2005, large companies (200 or more workers) cover approximately 66% of their employees. If Wal-Mart was to reach the average coverage rate, Wal-Mart should be covering an additional 318,000 employees [Kaiser Family Foundation, 2005 and http://www.walmartfacts.com/docs/1625_jan2006healthcarebackgrounders_576890240.pdf].
Wal-Mart’s Health Care Eligibility is Restrictive
* Part-timers—anybody below 34 hours a week – must wait 1 year before they can enroll. Moreover, spouses of part-time employees are ineligible for family health care coverage for 2006. [Wal-Mart Stores, “My Benefits, New Peak Time Benefits Making ad Difference For You,” 2006]
* Full-time hourly employees must wait 180 days (approximately 6 months) before being able to enroll in Wal-Mart’s health insurance plan. Managers have no waiting period. [Wal-Mart 2006 Associate Guide]
* Nationally, the average wait time for new employees to become eligible is 1.7 months. For the retail industry it is 3.0 months. [Kaiser Family Foundation & Health Research and Educational Trust, 2005]
All of Wal-Mart’s Health Plan’s Are Too Costly for Its Workers to Use
* Since the average full-time Wal-Mart employee earned $17,114 in 2005, he or she would have to spend between 7 and 25 percent of his or her income just to cover the premiums and medical deductibles, if electing for single coverage. [Wal-Mart 2006 Associate Guide and UFCW analysis]
* The average full-time employee electing for family coverage would have to spend between 22 and 40 percent of his or her income just to cover the premiums and medical deductibles. These costs do not include other health-related expenses such as medical co-pays, prescription coverage, emergency room deductibles, and ambulance deductibles. [Wal-Mart 2006 Associate Guide and UFCW Analysis].
* Wal-Mart trumps the affordability of its new health care plan. According to Wal-Mart, “In January [2006], …Coverage will be available for as little as $22 per month for individuals” [www.walmartfacts.com]
* What Wal-Mart’s website leaves out: Coverage is affordable, but using it will bankrupt many employees. Wal-Mart’s most affordable plan for 2006 includes a $1,000 deductible for single coverage and a $3,000 deductible for family coverage ($1,000 deductible per person covered up to $3,000). [Wal-Mart 2006 Associate Guide]
Wal-Mart Admits Public Health Care is a “Better Value”
* President and CEO Lee Scott said in 2005, "In some of our states, the public program may actually be a better value - with relatively high income limits to qualify, and low premiums." [Transcript Lee Scott Speech 4/5/05]
Wal-Mart’s Health Care is Getting Costlier
* Between 2000-2005, the cost of premiums rose 169 percent for single coverage and 117 percent for family coverage. [UFCW analysis of annual Wal-Mart Associate Guides].
* In comparison, premiums for family coverage in the U.S. have increased only by 59%, from 2000-2005. [Employer Health Benefits: 2004 Annual Survey, Kaiser Family Foundation & Health Research and Educational Trust, 2004] Wal-Mart Employees Pay More for Health Care Costs
* In 2004, Wal-Mart employees, in total, paid approximately 41% of the plan costs [Wal-Mart IRS 5500 Filings, 2005].
* Nationally for 2004 on average employees paid for only 16% of single coverage costs and 28% of family coverage costs [Kaiser Family Foundation, 2005].
Wal-Mart Covers Less of the Health Care Costs Compared to Its Competitors
* In a state analysis, the Massachusetts Department of Health and Human Services found that in 2003, Wal-Mart covered only 52% of total health care premium costs compared to K-Mart which covered 66%, Target which covered 68%, and Sears which covered 80% [“Employers Who Have 50 or More Employees Using Public Health Assistance,” Division of Health Care Finance and Policy, 2/2005]
Wal-Mart’s Spending Falls Below Industry Standards
* Wal-Mart’s spending on health care for its employees falls well below industry and national employer averages. In 2002, as reported in the Wall Street Journal, Wal-Mart spent an average of $3,500 per employee. By comparison, the average spending per employee in the wholesale/retailing sector was $4,800. For U.S. employers in general, the average was $5,600 per employee, Therefore, Wal-Mart’s average spending on health benefits for each covered employee was 27% less than the industry average and 37% less than the national average. [Bernard Wysocki, Jr. and Ann Zimmerman, “Wal-Mart Cost-Cutting Finds a Big Target in Health Benefits,” Wall Street Journal September 30, 2003 p1]
Wal-Mart Only Spends 77 Cents an Hour Per Employee for Health Benefits
* In 2004, Wal-Mart spent $1.5 billion on its health insurance. This amounts to an employer contribution of around only $0.77 an hour per employee. This accounts for approximately a half-percent of Wal-Mart's $285 billion in sales in 2004. [Susan Chambers, Wal-Mart Internal Memo, 2005, Wal-Mart Annual Report, 2005].
Wal-Mart Increased Advertising More Than Health Care
* In 2004, Wal-Mart spent nearly the same amount on advertising as it did on health insurance. In 2004, Wal-Mart reports that it spent $1.5 billion on health care benefits and $1.4 billion in advertising. [Wal-Mart Annual Report 2005, Susan Chambers, Wal-Mart Internal Memo, 2005]
* Between 2003 and 2004, Wal-Mart increased its advertising budget by $434 million, only increasing its spending on employee health care by $100 million. That means Wal-Mart increased its spending on advertising by 45 percent while only increasing its spending on employee health care by 7 percent. [Wal-Mart Annual Report 2005, Susan Chambers, Wal-Mart Internal Memo, 2005]
* In fact, Wal-Mart has consistently increased spending on advertising more than its spending on employee health care. Between 2002 and 2003, Wal-Mart put more new funds into advertising than into health care. Wal-Mart increased spending on advertising by $290 million, while only increasing health care spending by $215 million for the same period. (note: this also occurred in 1995-96, 1997-98,1998-1999). [Wal-Mart Annual Reports and 5500 Filings]
One Out of Six Wal-Mart Employees Has No Health Care Coverage At All
* This is more than double the national percentage for large firms (firms with over 100 employees). In fact, we estimate that Wal-Mart accounted in 2005 for more than 1 out of every 40 uninsured workers who are employed at a large firm. [Susan Chambers, Wal-Mart Internal Memo, 2005; Wal-Mart Annual Report; “Employer-Sponsored Health Insurance Coverage: Sponsorship, Eligibility, and Participation Patterns in 2001,” Bowen Garrett, Ph.D., released by the Kaiser Family Foundation September 2004].
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Costs to Taxpayers
Download the Wal-Mart and Cost to Taxpayers fact sheet - PDF
Your tax dollars pay for Wal-Mart's greed
* The estimated total amount of federal assistance for which Wal-Mart employees were eligible in 2004 was $2.5 billion. [The Hidden Price We All Pay For Wal-Mart, A Report By The Democratic Staff Of The Committee On Education And The Workforce, 2/16/04]
* One 200-employee Wal-Mart store may cost federal taxpayers $420,750 per year. This cost comes from the following, on average:
o $36,000 a year for free and reduced lunches for just 50 qualifying Wal-Mart families.
o $42,000 a year for low-income housing assistance.
o $125,000 a year for federal tax credits and deductions for low-income families.
o $100,000 a year for the additional expenses for programs for students.
o $108,000 a year for the additional federal health care costs of moving into state children's health insurance programs (S-CHIP)
o $9,750 a year for the additional costs for low income energy assistance.
[The Hidden Price We All Pay For Wal-Mart, A Report By The Democratic Staff Of The Committee On Education And The Workforce, 2/16/04]
Health care subsidies compared to executive compensation
* Excluding his salary of $1.2 million, in 2004 Wal-Mart CEO Lee Scott made around $22 million in bonuses, stock awards, and stock options in 2004.
* This $22 million could reimburse taxpayers in 3 states where Wal-Mart topped the list of users of state-sponsored health care programs, covering more than 15,000 Wal-Mart employees and dependents. [Wal-Mart Proxy Statement and News Articles GA, CT, AL].
Your tax dollars subsidize Wal-Mart's growth
* The first ever national report on Wal-Mart subsidies documented at least $1 billion in subsidies from state and local governments.
* A Wal-Mart official stated that “it is common” for the company to request subsidies “in about one-third of all [retail] projects.” This would suggest that over a thousand Wal-Mart stores have been subsidized. [“Shopping For Subsidies: How Wal-Mart Uses Taxpayer Money to Finance Its Never-Ending Growth,” Good Job First, May 2004]
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Community Impact
Download the Wal-Mart and Community Impact Fact Sheet - PDF
Wal-Mart’s growth negatively impact worker’s wages
* The most comprehensive study of Wal-Mart’s impact showed that the stores reduced earnings per person by 5 percent. This 2005 study by an economist from the National Bureau of Economic Research used Wal-Mart’s own store data and government data for all counties where Wal-Mart has operated for 30 years, It found that the average Wal-Mart store reduces earnings per person by 5 percent in the county in which it operates. [David Neumark, The Effects of Wal-Mart on Local Labor Markets 2005]
The Cost of Wal-Mart’s entry into a community can be significant
* According to a 2003 estimate, the influx of big-box stores into San Diego would result in an annual decline in wages and benefits which could cost the area up to $221 million [San Diego Taxpayers Association (SDCTA), 2003]
Lower wages mean less money for communities
* When an employer pays low wages to its employees, the employees have less money to spend on goods and services in the community, which in turn reduces the income and spending of others in the community. In other words a reduction in wages has a multiplier impact in the surrounding area.
* For instance, in 1999, Southern California municipalities estimated that for every dollar decrease in wages in the southern California economy, $2.08 in spending was lost-- the $1 decrease plus another $1.08 in indirect multiplier impacts. [“The Impact of Big Box Grocers in Southern California” Dr. Marlon Boarnet and Dr. Randall Crane, 1999.]
Wal-Mart hurts other businesses when it comes to town.
* In Maine, existing businesses lost over 10 percent of their market in 80 percent of the towns where Wal-Mart opened stores. [Georgeanne Artz And James McConnon, The Impact of Wal-Mart on Host Towns and Surrounding Communities in Maine, 2001]
* Food stores in Mississippi lost 17 percent of their sales by the fifth year after a Wal-Mart Supercenter had come into their county, and retail stores lost 9 percent of their sales [Kenneth Stone and Georgeanne Artz, The Economic Impact of a Wal-Mart Supercenter on Existing Businesses in Mississippi, 2002]
* Over the course of [a few years after Wal-Mart entered a community], retailers' sales of apparel dropped 28% on average, hardware sales fell by 20%, and sales of specialty stores fell by 17%. [Kenneth Stone at Iowa State University, “Impact of the Wal-Mart Phenomenon on Rural Communities,” 1997]
* In towns without Wal-Marts that are close to towns with Wal-Marts, sales in general merchandise declined immediately after Wal-Mart stores opened. After ten years, sales declined by a cumulative 34%. [Kenneth Stone at Iowa State University, “Impact of the Wal-Mart Phenomenon on Rural Communities,” 1997]
Wal-Mart destroys the environment
* Between 2003 and 2005, state and federal environmental agencies fined Wal-Mart $5 million.
* In 2005, Wal-Mart reached a $1.15 million settlement with the State of Connecticut for allowing improperly stored pesticides and other pollutants to pollute streams. This was the largest such settlement in state history. [Hartford Courant, 8/16/05]
* In May 2004, Wal-Mart agreed to pay the largest settlement for stormwater violations in EPA history. The United States sued Wal-mart for violating the Clean Water Act in 9 states, calling for penalties of over $3.1 million and changes to Wal-Mart’s building practices. [U.S. Environmental Protection Agency, May 12, 2004, U.S. v. Wal-Mart Stores Inc., 2004 WL 2370700]
* In 2004, Wal-Mart was fined $765,000 for violating Florida’s petroleum storage tank laws at its automobile service centers. Wal-Mart failed to register its fuel tanks, failed to install devices that prevent overflow, did not perform monthly monitoring, lacked current technologies, and blocked state inspectors. [Associated Press, 11/18/04]
* In Georgia, Wal-Mart was fined about $150,000 in 2004 for water contamination. [Atlanta Journal-Constitution, 2/10/05]
Wal-Mart increases vehicle traffic
* A 2004 study of estimated additional driving costs of Supercenters in the San Francisco Bay area concluded that there would be up to an additional 238 million vehicle miles traveled per year. [Supercenters and the Transformation of the Bay Area Grocery Industry: Issues, Trends, and Impacts. Bay Area Economic Forum, 2004]
* These extra miles traveled could cost communities in the Bay area up $ 256 million in additional costs for infrastructure repair and environmental degradation. [Supercenters and the Transformation of the Bay Area Grocery Industry: Issues, Trends, and Impacts. Bay Area Economic Forum, 2004]
Wal-Mart desecrates sacred grounds
* A nonprofit group that oversees the care of Native Hawaiian remains filed a lawsuit in 2003 against Wal-Mart, the State of Hawaii and the City of Honolulu. It alleged they violated state law dealing with the protection of preservation of human remains and desecration of graves. More than 60 sets of human remains were found at the Wal-Mart construction site in Honolulu. [KHNL-TV/KHBC/KOGG, HI. 7/20/2005]
* In 2004, Wal-Mart built a 71,902-square-foot store near the Pyramids of the Sun and Moon in San Juan Teotichuacan, Mexico. Teotihuacan was called "the place where the gods were created" by the Aztecs. [Knight Ridder, 10/25/04]
* In 1997, the Alliance for Native American Indian Rights in Tennessee called for a retail boycott of Wal-Mart after construction began on a site for a new store near Nashville. According to a state archaeologist, the site contained 150 graves. [Fulton County Daily Report, 11/30/00, Chattanooga Free Press, 11/23/98]
Wal-Mart's empty stores are blighting communities
* As of May 2006, Wal-Mart Realty has listed 320 vacant or soon to be vacant properties that the company is looking to lease or sell. They total to over 25 million square feet. Combined they are more than 6 times larger than the Pentagon building and larger than 440 football fields. [www.walmartrealty.com]
* Wal-Mart’s rapid expansion of Supercenters and Sam's Clubs has contributed to hundreds of vacant stores across the country. [“Wal Mart site: Use as is or rebuild?”, Dallas Morning News, 2/20/02]
* When Wal-Mart decides to convert a discount store into a larger Supercenter, it is often cheaper or easier simply to relocate entirely. David Brennan, associate professor of marketing at the University of St. Thomas, in St. Paul, Minn, noted that Wal-Mart stores relocate so regularly that, “it is not uncommon to relocate right across the street." [“Home Depot to Move from Old to New Store Next Door,” Providence News-Journal, 8/17/03]
* Wal-Mart’s stores are uselessly large for most other tenants. An average discount store is 97,000 square feet. Wal-Mart’s Supercenters are on average nearly twice as large at 186,000 square feet. [www.walmartfacts.com]
* Also Wal-Mart often resists other large retail stores moving in. A president of a major real estate developer in Dallas said in 2002, “They're not going to be very receptive to any retailer going into it and even if they sell it, they might put a non- compete clause in there.” As one Wal-Mart spokesperson said in 2004, "There are times when it's in our interest to get the property moving faster, but we're certainly not going to give a competitor an advantage." [Dallas Morning News 2/20/02, Wall Street Journal, 9/15/04]
* Wal-Mart planned to build another 60 million square feet of store space in 2006, or roughly the equivalent of 1,040 football fields or 16 Pentagon buildings. [Wal-Mart Stores, Twelfth Annual Analysts' Meeting, FD (Fair Disclosure) Wire October 25, 2005]
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Wal-Mart and Imports
* Wal-Mart highlights its American suppliers but imports 60 percent of its goods
* Wal-Mart directly imported 60 percent of the goods they sold in the U.S. in 2004. [Frontline, 11/16/2004]
* Just because Wal-Mart bought goods from suppliers based in the United States does not mean that they were actually manufactured in the United States. In fact, Ray Bracy, Wal-Mart's vice president for federal and international public affairs, was asked, “Do you have any idea what percentage [of non-grocery, domestic sales] comes from overseas?” He responded, “What we don't know is the numbers of products that come from distributors or from manufacturers that they [sic] decide where to manufacture.” Wal-Mart fails to track where their products are manufactured. [Frontline, 11/16/2004]
Wal-Mart and China
Wal-Mart buys much of its merchandise from China
* Wal-Mart reports that it purchased $18 billion of goods from China in 2004.
* Wal-Mart was responsible for about 1/10th of the U.S. trade deficit with China in 2005. [“U.S. Stock Investors Wary of Analyst `Yuan Plays': Taking Stock, Bloomberg, 7/1/05]
* If Wal-Mart were an individual economy, it would rank as China’s eighth-biggest trading partner, ahead of Russia, Australia and Canada. [China Business Weekly, 12/02/2004]
Many of Wal-Mart's “American Suppliers” actually manufacture most or all of their products in China
* An example of an “American Supplier” is Hasbro, headquartered in Rhode Island. Today, Wal-Mart is the largest purchaser of Hasbro products—accounting for 21 percent of all Hasbro goods or more than $600 million in sales. But Hasbro reports, “We source production of substantially all of our toy products and certain of our game products through unrelated manufacturers in various Far East countries, principally China.” Hasbro specifies that “the substantial majority of our toy products are manufactured in China.” [2004 Hasbro 10-K filed with the SEC]
Wal-Mart's Chinese factory workers are treated poorly
* Workers making clothing for Wal-Mart in Shenzhen, China filed a class action lawsuit against Wal-Mart in September 2005 claiming that they were not paid the legal minimum wage, not permitted to take holidays off and were forced to work overtime. They said their employer had withheld the first three months of all workers' pay, almost making them indentured servants because the company refused to pay the money if they quit. [New York Times, September 14, 2005]
* Workers making toys for Wal-Mart in China’s Guangdong Province reported that they would have to meet a quota of painting 8,900 toy pieces in an eight hour shift in order to earn the stated wage of $3.45 a day. If they failed to meet that quota, the factory would only pay them $1.23 for a day’s work. [China Labor Watch, December 21, 2005]
Elsewhere workers producing goods for Wal-Mart also face appalling conditions, despite Wal-Mart’s factory inspection program
* Workers from Bangladesh, China, Indonesia, Nicaragua and Swaziland brought a class action lawsuit against Wal-Mart in September 2005 asserting that the company’s codes of conduct were violated in dozens of ways. They said they were often paid less than the legal minimum wage and did not receive mandated time-and-a-half for overtime, and some said they were beaten by managers and were locked in their factories. [New York Times, September 14, 2005]
* A female apparel worker in Dhaka, Bangladesh, said she was locked into the factory and did not have a day off in her first six months. She said she was told if she refused to work the required overtime, she would be fired. Another worker said her supervisor attacked her “by slapping her face so hard that her nose began bleeding simply because she was unable to meet” her “high quota.” [New York Times, September 14, 2005]
* In 2004, only 8 percent of Wal-Mart inspectors’ visits to factories were unannounced, giving supervisors the chance to coach workers what to say and hide violations. Wal-Mart claimed it planned to double unannounced visits by its inspectors but that would still leave 80 percent of inspections announced. [CFO Magazine, August 2005]
* A former Wal-Mart executive James Lynn has sued the company claiming he was fired because he warned the company that an inspection manager was intimidating underlings into passing Central American suppliers. Lynn documented forced pregnancy tests, 24-hour work shifts, extreme heat, pat-down searches, locked exits, and other violations of the labor laws of these Central American countries. [New York Times, July 1, 2005 and James Lynn to Odair Violim, April 28, 2002, www.nclnet.org]
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Wal-Mart and Worker Injuries
Wal-Mart cares little for the safety of its workers
* In 2005, the United States Court of Appeals for the District of Columbia Circuit has upheld a $5,000 fine against a Wal-Mart store in Hoover, Ala., for blocking emergency exits. The court upheld a decision by a judge who found that Wal-Mart was guilty of a serious and repeated offense. [New York Times, 5/17/05]
* According to New York Times report in 2004, Wal-Mart instituted a “lock-in” policy at some of its Wal-Mart and Sam’s Club stores. The stores lock their doors at night so that no one can enter or leave the building, leaving workers inside trapped. Some workers reported that managers had threatened to fire them if they ever used the fire exit to leave the building. Instead, they were supposed to wait for a manager to unlock doors to allow employees to escape in an emergency. [New York Times 1/18/2004]
* The West Virginiastate workmen’s comp agency placed Wal-Mart in an “adverse risk” pool because Wal-Mart had unusually high accident rates. [Charleston Gazette, 6/3/99]
Wal-Mart takes a combative approach to workers’ compensation claims
* Arkansas Business in 2001 described Wal-Mart as “the state’s most aggressive” when it comes to challenging worker’s compensation claims. The company “stands far above any other self-insurer in challenges to employee claims.” [Arkansas Business, 1/8/01]
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Wal-Mart Non-Health Care Benefits
Wal-Mart fails to provide a secure retirement benefit for its employees.
* Wal-Mart sponsors two retirement plans — a profit sharing plan and 401(k) plan — neither of which guarantee workers a fixed monthly pension benefit.
* Wal-Mart has shifted risks to employees by concentrating investment in its own stock. From January 2000 to January 2005, the average adjusted share price of Wal-Mart’s stock lost more than a fifth of its value. By being concentrated in one security, employees’ retirement plans are subject to the whims of one stock rather than having the safety of a diversified portfolio. [Wal-Mart Annual Reports, 2000-2005]
* Wal-Mart's retirement plans are Enron-like -- in 2003-04, 67% of their combined assets were invested in Wal-Mart stock. [Wal-Mart Stores 5500 IRS Filing, 2004]
Wal-Mart shares little of its $11 billion profits with employees.
* In 2004, Wal-Mart contributed $570 a year per U. S. employee for profit sharing and 401(k) plans for the United States. [Chambers, Wal-Mart Internal Memo, 2005, www.walmartfacts.com]
* To boost its profits by 1 percent, Wal-Mart is seeking to reduce its contributions to the profit sharing and 401(k) plans from 4 percent of wages to 3 percent of wages. As opposed to reducing the benefit to the 1.2 million hourly workers, Wal-Mart should reduce the number of stock options that it grants to management. In 2004, this expense amounted to 2 percent of net profit. [Susan Chambers, Wal-Mart Internal Memo, 2005, Wal-Mart Proxy Statements 2004-5]
Wal-Mart shifts retirement costs onto communities
* When employees retire without adequate savings and benefits, they are less able to pay for health care, housing, and food. Communities and taxpayers ultimately bear the cost.
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Wal-Mart Anti-Union Policy
Wal-Mart closes down stores and departments that unionize
* Wal-Mart closed its store in Jonquierre, Quebec in April 2005 after its employees received union certification. The store became the first unionized Wal-Mart in North America when 51 percent of the employees at the store signed union cards. [Washington Post, 4/14/05]
* In December 2005, the Quebec Labour Board ordered Wal-Mart to compensate former employees of its store in Jonquiere Quebec. The Board ruled that Wal-Mart had improperly closed the store in April 2005 in reprisal against unionized workers. [Personnel Today, 12/19/05]
* In 2000, when a small meatcutting department successfully organized a union at a Wal-Mart store in Texas, Wal-Mart responded a week later by announcing the phase-out of its in-store meatcutting company-wide. [Pan Demetrakakes, "Is Wal-Mart Wrapped in Union Phobia?" Food & Packaging 76 (August 1, 2003).]
Wal-Mart has issued "A Manager's Toolbox to Remaining Union Free,"
* This toolbox provides managers with lists of warning signs that workers might be organizing, including "frequent meetings at associates' homes" and "associates who are never seen together start talking or associating with each other." The "Toolbox" gives managers a hotline to call so that company specialists can respond rapidly and head off any attempt by employees to organize. [Wal-Mart, A Manager’s Toolbox to Remaining Union Free at 20-21]
Wal-Mart is committed to an anti-union policy
* In the last few years, well over 100 unfair labor practice charges have been filed against Wal-Mart throughout the country, with 43 charges filed in 2002 alone.
* Since 1995, the U.S. government has been forced to issue at least 60 complaints against Wal-Mart at the National Labor Relations Board. [International Confederation of Free Trade Unions (ICFTU), Internationally Recognised Core Labour Standards in the United States: Report for the WTO General Council Review of the Trade Policies of the United States (Geneva, January 14-16, 2004)]
* Wal-Mart’s labor law violations range from illegally firing workers who attempt to organize a union to unlawful surveillance, threats, and intimidation of employees who dare to speak out. [“Everyday Low Wages: The Hidden Price We All Pay for Wal-Mart," A Report by the Democratic Staff of the Committee on Education and the Workforce, 2/16/04]
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Wal-Mart & Gender Discrimination
Download the Wal-Mart and Gender Discrimination fact sheet - PDF
Wal-Mart discriminates against women
* In 2001, six women sued Wal-Mart in California claiming the company discriminated against women by systematically denying them promotions and paying them less than men. The lawsuit, Dukes v. Wal-Mart, has expanded to include more than 1.6 million current and former female employees, and was certified on June 21 2004 as the largest class action lawsuit ever. [Mondaq Business Briefing, November 1, 2004]
* In 2001, while more than two-thirds of Wal-Mart's hourly workers were female, women held only one-third of managerial positions and made up less than 15 percent of store managers. This is all despite women having had on average longer seniority and higher merit ratings than their male counterparts. [Neil Buckley and Caroline Daniel, “Wal-Mart vs. the Workers: Labour Grievances Are Stacking Up Against the World’s Biggest Company,"” Financial Times 11, 11/20/03]
* In 2001, women managers on average earned $14,500 less than their male counterparts. Female hourly workers earned on average $1,100 less than male counterparts. [Drogin 2003]
* In 2001, for the same job classification, women earned from 5 percent to 15 percent less than men, even after taking into account factors such as seniority and performance. [Drogin 2003]
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Wal-Mart & Child Labor
Download the Wal-Mart and Child Labor fact sheet - PDF
Wal-Mart violates Child Labor Laws
* An internal Wal-Mart audit found "extensive violations of child-labor laws and state regulations requiring time for breaks and meals.” [New York Times, 1/13/04]
* One week of time records from 25,000 employees in July 2000 found 1,371 instances of minors working too late, during school hours, or for too many hours in a day. There were 60,767 missed breaks and 15,705 lost meal times. [New York Times, 1/13/04]
* Wal-Mart agreed to pay $135,540 to settle child labor violation charges in January 2005 for allegedly breaking child labor laws in 24 incidents. [Wall Street Journal, 2/12/05]
* Connecticut Governor M. Jodi Rell announced that the state found 11 violations in three Wal-Mart stores in the state and that 337 minors worked at the company's 32 Connecticut stores from 2003 to 2005. The probe came after the Labor Department in February said the retailer had similar violations nationwide. [Bloomberg News, 6/22/05]
* Wal-Mart has also been fined $205,650 for 1,436 violations of child labor laws in Maine for the period 1995 to 1998. The settlement represents the largest number of citations as well as the largest fine ever issued by the Maine Department of Labor for child labor violations. [Bureau of Business Practice News]
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Wal-Mart & Undocumented Immigrants
* In 2003, federal authorities arrested 250 undocumented immigrants who were employed by janitor contracting services and hired by Wal-Mart in 21 states. Many of the janitors - from Mexico, Russia, Mongolia, Poland and a host of other nations - worked seven days or nights a week without overtime pay or injury compensation. Those who worked nights were often locked in the store until the morning. [Wall Street Journal, 11/5/05, CNN Money, “Wal-Mart pays $11m over illegal labor”, 2005]
* In March 2005, Wal-Mart agreed to pay $11 million to settle federal allegations it used undocumented immigrants to clean its stores. This was the largest immigration related fine ever levied. [CNN Money, “Wal-Mart pays $11m over illegal labor”, 2005 and Wall Street Journal, 11/5/05]
* In October 2005, Wal-Mart shut down work on seven stores under construction in North Dakota to check for undocumented workers after two illegal immigrants working on Wal-Mart projects in Bismarck were charged with molesting two 13-year-old girls. [Associated Press, 11/18/05]
* Federal immigration officers, in November 2005, arrested 125 illegal workers in a raid at a Wal-Mart distribution center under construction north of Philadelphia. The workers from Costa Rica, El Salvador, Guatemala, Honduras and Mexico were detained Thursday at the site. [Associated Press, 11/18/05]
I don't know ~ that's why I asked.
I haven't had a chance to watch it yet. Maybe tonight,
I asked DH what he was seeing with his
eyes closed, because when I close my eyes while my lamp is on I see dark taupe. He said he was seeing PINK! So his eyelids don't work right.
Okay, you asked! Trying this again.....sm
This is about as messy as I get!
Okay you asked for it
This is my very messy desk (ah - room). I am so busy with running a business and also transcribing that I hardly ever have time to clean my desk. What a mess! If you look closely on the floor just to the right of my chair, you can probably see two pink Good and Plenty candies that I forgot to pick up. Hee hee.
See, that is why I asked. The only
bits of news here about her is in a "ticker tape" running at the bottom of the screen. Had no idea anything had been found on a road. The thing about the trunk was that I have seen so many younger women and girls doing that here. It drives me crazy because they are exposed and more vulnerable than if they had just gotten into their cars. I pretty much don't even carry a purse anymore, just whatever I need that can fit into my pockets. Some of the nurses getting to work were locking their purses in the trunks, too, instead of just using a locker inside. It also made me wonder if she were doing that if someone could have ridden all the way home with her, or could have been waiting outside her door somewhere. Too much CSI here or mystery books! Thanks everybody for updating me. I hope she will be alright.
What we all should have asked for...
I'd put her at closer to 250-275, because she's a big girl all over.
On the other hand, if Kirstie Alley can claim a high of 203 (I still giggle when I remember that) when she started Jenny Craig a few years back, maybe all the rest of us have malfunctioning scales.
That's what we should have asked for this year, ladies...The same model/brand of scales used by Oprah and Kirstie Alley!!!
Happy Holidays!!!
Ok, what you asked for
Ellie Lawrence, 5 year old died uncle owned the pit, g'mother also injured in accident- Tanner Monk, Texas died, child, owner killed by his own dogs, Lorinze Redding, 42, SF family dog killed Nicholas Faibish. You need more??? Too many to count, really, happens all the time.
I did not say you asked him to, and I did not...
say it did not work for you. I said twice that it may work some other way, but there are so many women on this board complaining and complaining about men, when perhaps they should be looking at some of the things they do. If you are happy, that is great.
asked for day off also. nm
joining friends - we're all going to watch it together with pot luck
He could have asked you to buy them because (sm)
he did something risky so now he is using them with you to keep you from catching anything he may have possibly gotten. So counting them and making sure he only uses them with you probably won't yeild any results. I would suspect the letter came from a secretary at his office who thinks or knows he is cheating and wanted to alert you. I told a wife once when I worked in an office with many men and I knew one of them was cheating. He expected us to cover for him and say he was here or there when she called and he was really out with his girlfriend. I told his wife one night when she called that the job he told her he was on did not exist. Ask a secretary who works there.
I KNOW!! I asked my son if that was me
always working...
have you ever asked???
Have you ever asked him why he cheated? I mean sit down and just flat out just ask him "Why... and no BS this time"... blah blah work... blah blah dont feel loved... believe me you could probably smeel the bs. If he cheated it is not your fault. Tons of people are married, even hate each other, and still DONT cheat!!! That is just something you don't do. No one can tell you if he is the right one or if he will cheat again.... it is dangerous out there... like STDs and such. Can you take that risk? You need to go somewhere by yourself or take a nice bath and just talk to yourself... literally if you have to.
He is so bad the other day he asked our - sm
9-y/o how old she was, totally unbelieveable. Their birthday's he remembers best, and I think mine is finally drilled into his head, but his parents and brother forget it.
don't be shy, just tell him so over a cup of coffee that you asked him out for.
nn
Well, nobody asked you anyway, first of all. How cruel. nm
.
You asked how others handle it. They sm
handle it by being the grandmother who stays out of it. You sent me a nasty email saying you weren't interfering, and did not wish to be judged, but you ASKED, how do others handle it. Others handle it by letting the parents, not the grandparents, handle it. Nuff said. Please do not email me again.
No, I asked did you watch all of the
case when it was on, all.
Aha! You're right - I asked her and that 's where they got it! (nm)
x
I once asked my mom why we hadn't
been dropped off at a certain daycare center in a while. She had done this so she could be free to shop without twins in tow. I didn't miss the place at all, and was glad she had stopped. (I was probably hoping she just loved us too much to dump us off anymore). She told me she thought it had "gone under." I said I didn't understand, what did she mean. She got impatient and just repeated the same words. I was horrified. I wanted her to use OTHER WORDS! I kept seeing the building slowly being lowered underground ...
You asked for it - here's my opinion (sm)
She will think it is JT's, JT will think it's his, Brad will think it's JT's, it will be raised as JT's and then somewhere down the road, a few years from now, it will turn out to be Brad's - LOL - she will remember "that one time" when they slept together. 
Neither did DD who asked me this morning (sm)
Didn't even know what to tell her exactly. She's a rich brat who is going to beat the legal system, that's all I know.
reason why I asked
I was wondering if you used one of the cat containment systems such as the one below.
http://www.catfence.com/ Would love to use it when I have my own place.
ooh I just asked you this below.....both online!!
at the same time :)
Now he just came in and asked me to start over (sm)
He hugged me and said, "do you want to let's start over?" (which we have been through so many times) and I said, "how do we start over? I lose weight and get super-organized?" and he said, "Well, not SUPER organized."
Some of you asked for an update (sm)
Well, I have thought and prayed a lot about everything and my situation and I decided that the heck if I am going to take the blame for everything around here. Someone mentioned Dr. Phil in one of their posts as having said that when you have turned over every possible stone and you cannot fix it, you know you are ready for divorce. I thought of one more stone I could turn over and I told my husband that this was a "last ditch effort" to give him a chance to keep our marriage together. I told him that everything in our house is not my responsibility and I told him the things that he needs to be doing and made it clear that contrary to his beliefs, I was the one who HAD been pulling my share of the load around here and he has not. I told him a list of things that we need to do around our house to make it more comfortable and happy to live in and what his part of that should be. I told him he has to limit how much he is gone and actually stay home on the weekends more and get things done around our house. He also agreed to have someone come in once a week to clean, for which we will share the expense, but I told him that doesn't let him off the hook, that he still has to work too. I told him that this was no guarantee that our marriage would stay together, we still might get a divorce, but at least for the time that we live here, our home will be in better condition, and will probably appraise higher as well. He got all excited and thanked me for giving him a chance. So we will see what happens. I am aware that it may go right back to the old way, but I will at least be able to say I turned over every stone I possibly could and if I leave it will be with no regrets.
I just asked my CPA-husband about this.
He says he has lots of clients who keep separate accounts, even to the point of asking my husband to figure out individual tax percentages on their jointly filed returns each year, so that they can reimburse each other.
As you might imagine, with a CPA for a husband, he's pretty responsible and keeps track of everything. I tease him about the pie charts and bar graphs that he makes to illustrate ever expenditure in just about every category he can imagine. He's done a great job of it, paid off the mortgage early, and made wise investment decisions. If I weren't married to him, I'd pay him to do my accounting!
But I have to say, I'm pretty unaware of the specifics of our finances. (Oprah would have a field day with me!) So we're the other extreme from couples who separate their money. I've done my own taxes just once in my life, the year I graduated from college. After that, and for the past 25 years, I've never had to do anything with the return but sign it. (Yes, I do look at the numbers, but I don't do the math.) I don't pay the bills, I don't make the deposits, and flame me now ... I rarely even open my own pay stubs when they arrive in the mail. I copy DH on my time sheets, and he double-checks the math. If there's ever a problem, he alerts me and I call the office and deal with it. (This has never happened at my new company, by the way.) Ask me how much my DH earns in a year. I can ballpark it, but I don't know the exact number. Go ahead, tell me I'm clueless and that I should be checking everything he does. I don't and I won't. That's his job and it's worked out just fine for over 25 years. He deals with our finances, I deal with pretty much everything else. In fact, he probably doesn't even know his own underwear size, though I'm sure he knows how much it costs!
So, since I'm at the other end of the spectrum, I don't think it's so bizarre for other people to maintain totally separate finances. What works for some couples, won't fly for others.
the only reason i asked was ..... sm
this gal is very nice, hasn't even finished beauty school yet, and did this service for me in her home. she went to the beauty supply store and bought the color and highlights. i was just curious how much they pay at the beauty supply store. i've always colored and highlighted my own hair with stuff off the shelf from walmart, but sometimes don't always get the result i want! LOL (PS my hair doesn't even touch my shoulders, so there's not a whole lot there).
merry christmas to you all!
The reason I asked was...
My ex is bisexual which I didn't know until after we were divorced, but looking back, it was staring/glaring me in the face.
Anyway, forgot to say that I wanted to wish you all the best when you confront him. Some of the other suggestions you have received are excellent, give him 10 minutes, etc. Lots of us out here are sending you hugs and moral support. Like Hayseed said, let us know!
I'm ignorant too, but I asked my son (sm)
Now this may not be your answer, but he said that most cameras don't print directly to a printer. You would have to connect the camera to your computer and then to the printer. He said that if there is the capability to print directly from camera to printer, you would need a USB port.
I just bought my daughter and my son's GF Sony digital cameras, but they just download onto computer and don't print; otherwise I'd ask one of them.
Hope someone can help you out better than I. Might want to call Best Buy (or similar). They might be able to help you too.
Good luck and happy picure-taking! :-)
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