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Do you have time to waitress? Would be fast cash if you're willing. And home health aides get pai

Posted By: weekly for many agencies. nm on 2005-09-17
In Reply to: Do you ever feel the financial crunch? - what to do?

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We're trying to get my father home due to health issues

My father has been at a federal prison camp for a little over a year now.  He's been sent to a local hospital six times due to heart troubles.  Before going in he had two heart attacks, stents placed, treatment for prostate cancer.  He's now also having trouble with his kidneys.  We are at our wit's end trying to get him home on house arrest.  It was a money/bribery charge (federal).  No prior record.  Can any one PLEASE help? 


 thanks


You're already doing great! You'll be there in no time. I wasn't as fast as you when I star
b
Having waitress' say "you guys" every time they approach each and every table.
I still want to know how they really want me to answer when then ask "Are you guys doing okay?" or "How are you guys making out?"  ????  Well my relationship with food is personal I guess!
She could probably sell the purse on the street for cash, then use the cash for drugs. nm
x
working at home doens't cut it when the health goes,

If you're a fast typist,
(250-300 or more lph) you're probably going to lose money.  If you're a slower typist, you might break even.  It also depends on the job.  Some of them take longer to edit than to just straight type.
Maybe if you're fast and make 9 cpl

The way I figured it, to make $60k a year at 40 hours a week you have to type at least 300 lph and make 9 cpl.   Not many 9 cpl offers these days and only experienced, long-term MTs can do 300 lph on a regular basis.


Bet they didn't put that in the ad.


Could your hubs become a patient of a home health care agency and then you could work for them
s
Even WITH health insurance, I think we're out of luck. (sm)
I have insurance with the same ins. company I had with my old employer. All we had to do was change a few addresses, right? Wrong. That in itself was a big ordeal. So now, I go to the dentist to get an extraction, and the chintzy dental insurance just BARELY paid for ANY of it. I paid out about $500, they paid only about $150.

So then I go back to the oral surgeon a week later for checkup & suture removal. Insurance didn't pay ANY of it.

So then I go to buy medication the other day. It's migraine medication I only use once in a great while, and it's NOT available in generic form. In the past (with the same ins. company), I paid a $20 deductible and they paid the rest. So imagine my surprise the other day when I finally ran out of the medication, went to refill it, and I was told the "co-pay" was $210! "Whaaaat????" I said. And it turns out the ins. co. only paid $17.21.

What is wrong with this picture!?!?!? What happened to co-payments being smaller than what the ins. co. pays?

So I call their phone number, and first I get some chick in... you guessed it.... INDIA. Told her I wanted to speak to an American. She was NOT helpful. So I took their company survey, and gave them all zeros. So THEN I get a call from an American. Not much more helpful, though she said that I had a yearly "deductible" of $250 for medications. ??????? Aren't "deductibles" supposed to be for the BIG stuff? Like setting fractures in the ER, or hospital stays?

So I said that the meds would most likely last another year, maybe year & a half. So EVERY time I get these pills, it's gonna cost me over $200????? And the Rx is for only NINE pills. I added it up, and that comes to about $25+ per pill.

I came home absolutely FURIOUS, and of course, I got another migraine! ("Your Health Maintenance Organization at work!")

Meanwhile, I'm overdue for a bunch of stuff like a physical, mammogram, and an MRI 4 years out from a tumor removal, to make sure it hasn't come back. NO WAY can I afford to have those things done (not on an MT's pay!), and have the insurance company stiff me like that. I'm about ready to report them to the Better Business Bureau. HMO's are a rip-off to the max, and are most definitely DANGEROUS to your health!
Chill in that you're all complaining and whining here, which is getting you NO where fast! Plus i
just soooooo tiresome to hear it 24/7. Again, its been going on forever. Period. And I assume you are referring to MQ, and then go on to imply how the service who treats their MTs right will have the most MTs, or whatever. Well, MQ has about 10K at any given moment!  Unethical to route work as you see fit?  Never!  That's the ropes! Some MTs just take everything soooooo personally.  Its not good for their mental health, literally.  Hey, I get a run of 10 reports from a great dictator whom I haven't heard in, say, 6 months, I just type them and move on! Perhaps I pause a microsecond to think, Hmmmm...he hasn't been around much, but glad he's here now!  To hear these whining complaining MTs, they just sit there and start plotting how this doctor got to their pool, where he's been in the interim, and its ALWAYS Indian MTs as the scapegoat, or the cherry pickers, or the VR got all the "good stuff".  They never just accept that its just THE WAY IT IS.  The roll of the dice - the MTs on line before them or with them - why does it always have to be something other than just fate?  Its so reflective of an unhappy persona, and its so self defeating.  Type it and be happy, or get another job! 
I dont care if you stay home because ofyour kids, a health issue - sm
or because you just like to work in tne nude. The fact of the matter is, settling for a lower rate jsut for the convenience of working from home is BS. I've been doing this for 25 years and have been home since 1996 and while I know I am not making the same money I did in the haydays, I sure as he11 will not work for less. Many of these companies are bluffing if they tell you they have to lower your rate. In fact, if you hold your ground and have a decent reputation, you can even make more.

It's too bad that so many people don't believe in their abilities and worth to hold out. You should never base your decision on fear. Use logic and common sense.
Prob is then you may get all fast fast fast talkers...not a fair way nm
x
Good for you. You're a wise woman. Take care of your health first. nm
x
Working full time at home with small children is hard but part time works great
is almost impossible. You will either have to work when your spouse is home or for only a few hours during the day and then more when they are asleep. I work part time at home and my kids (2&5 now) have done very, very well. They are great kids, very well behaved, don't get into much. I stop working to check on them/give them some attention every hour or so while I work (5 hours each afternoon or so) and they get all my attention in the morning and at night. It has worked out beautifully for us.
waitress in a nightclub
not always good money and can be a very, very long day when working all day MT'ing and then schlepping drinks to guys at night.
Cheaper health insurance or time spent with
Why would you want to work until 11:30 at night?  You risk driving late nights being exhausted in the a.m. when you are trying to get your children off to school.  Why not wait out the nursing school call and continue working at home until then.  You will be so busy once you start nursing school that I can't see you having the time or energy to work a full-time job on-site (3-11 p.m.)  I'm not so sure why you believe that a secretarial job will prepare you more for nursing school.  If you want to prepare for nursing school then why not purchase some anatomy books and get a head start, stay home with the children keeping the typing job.  Believe me, you are going to learn way more doing transcription than you will doing secretarial work.  JMO.  Good luck in whatever you decide.  Is there a reason you are trying to get away from your children/husband at nighttime?  I feel it is more important to spend time with your children than at some hospital being a secretary especially at night.  ???????  
full-time in office/ part-time at home
I currently work full-time in a physician's office and have started part-time online. My hope is to eventually go full-time online; however that will be done the road for a single mom with a son in college. My suggestion would be try to type part-time for a MTSO and see how that goes i.e work and money with a decision down the road for ultimately being home all the time. A guaranteed paycheck is always a necessity for me. Hope this helps.
How about a home health aide or an aide for Hospice? Get paid weekly, too. nm
s
You're RIGHT, & many of us *need* to work at home
:(
We're at about $2,200 with only 1 child left at home.
My DIL gets about only $2,000 in SS benefits for herself and 3 children.  We helped her set her basic living expenses (car, heating, electric and water) at just about $1,000 a month but by the time you add in groceries, gas, car insurance, cable and telephone she really feels the pinch.
If I'm reading correctly, you're not at home when this happens...sm

Which must be so stressful for you.  I found this website that you might want to take a look at: 


http://www.ygrr.org/doginfo/behavior-phobia.html#Hug


It has info. about homeopathic treatments, drugs, music, behavior mod., hug therapy, etc.  It looks like the Clomicalm your vet gave you might not just be a tranquilizer but helps in another way?  Not sure. 


One of my dogs has a very mild problem in this area.  Fireworks and thunderstorms upset him.  He finds a place to hide, curls up and stays there, and he won't go outside (where it's louder, of course) until the noise is gone.  Luckily, it's mild, and he's even been getting better.  We just act like it's no big deal, pat him on the side once or twice and tell him in a cheery voice "You're okay, buddy!" and go about our business.  (But I confess, hubby and I let him curl up on the bed in between us during thunderstorms - we're probably rewarding/reinforcing his phobia behavior!  LOL)


I did once foster a dog who had a much worse problem.  It was getting close to the 4th of July, and the sound of firecrackers terrified him.  Long story, but I used Rescue Remedy (homeopathic flower essences) on him with success for the short time I had him.  Long term, I think I would have needed something stronger.   


Please let us know what happens. 


Then now is especially the time to be home with them.
zz
No you don't, BTDT. They're home for a MONTH after 3 months on.
x
Your time at home with your child is so
Your child is better with you..being near the sounds, the smells, the love of mom. I recognize that some moms have to put their children in daycare, but to rationalize it that they are "better off" there because if you stay at home with them and work, they aren't getting enough attention just isn't right. You find a way to give them the love and attention they need. Is daycare going to sit there and give your child one-on-one attention all day? Are you prepared to have your child be sick all the time? My daughter has barely had a cold in her first five years of life. It's just a cop out to think that daycare is actually better.
You're so right - I gave my notice - 5 more days & Im back home!!
I worked at home 9 years - back in an office for a year -cannot WAIT to be back home again. Office politics and BS, silly little rules that make no sense, traffic, hours less in each day because you spend that time commuting, people who care if you have a $200 purse or not...when you work at home you can still have friends, but you get to choose who you spend your time with!
If the home you're visiting has a wireless network, you can connect to that.

When you're there, let the computer search for the network and when it is recognized, connect to it. You will need to enter a passcode if it is a secured network (which it should be). You can save that confirguration to your laptop for future visits. It's really the same process as with a wireless router at home.


Now, if neither router is wireless, you can get a cable from places like Staples that will connect directly into your laptop and the back of the router. You will still need to set up the laptop as described above but, again, that configuration can be saved.


I live in a small town and we don't have Starbucks, Panera, etc., close by but the public library has a wireless network that I can connect to for free; you might want to check into that option as well.


The biggest thing you should be concerned with is that you are operating on a secure network and that information going across the network is at the very least encrypted according to HIPAA standards.


part time work at home
medquist will provide partc time work and equipment, call 1800dictate for more info or apply online
I only have dial-up when working from home (most of the time).
I get my work as dss files as email attachments. Originally I did not think dial-up would work at all, so I set up an office at my mom's house where I have DSL. It does only take seconds to download with DSL, and takes several minutes for a huge file with dial-up. I can download a file while I am transcribing another one. It takes less than a minute for me to send the completed file back. This is certainly acceptable, although I hope they get DSL here soon. It takes longer to Google something.
I'm getting a regular full-time job outside my home.
For 3 or 4 years now, I've been fighting to be able to stay home and work a regular schedule (yeah, right) to take care of family. I was given a sort of intervention recently that I've become a very unhappy person who is always working or waiting for work or worrying about work. I don't laugh or have fun and I've isolated myself. I'm certainly not better off than when I worked in an office and I'm less free if most ways. It's not a good or profitable trade-off anymore. I'm looking forward to separating my home and work life, and to be able to sleep at night again.
depends how fast the MT is......No one would want to pay me by the hour because I'm fast.
nm
how fast you can type, has little to do with how fast you can transcribe
Let's face it, we can only type as fast as the doctors dictate... worse, we can only type as fast as we can *understand* the doctors.  Given someone who slurs or has a heavy accent, someone who clears his throat constantly or shuffles through the paper, given an unfamiliar account or work type, or an area we don't have much experience in and have to look up words, etc., any and all of these things combine to make typing speed not really relative at all.  I personally type 110, but not when I'm transcribing.  I tell most folks who ask, if you type 65-75 wpm, you're solidly in the ballpark for doing medical transcription.
Led Zeppelin is so old they're ready for a nursing home. And the grocery stores
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Sorry, I meant didn't have to do it at home full time
nm
anyone feel weird working at home all the time?
Who smiles at everyone way too much and tries too hard to make conversation? 
Time saved working at home is about 2 hours
The time it takes to get up, shower, do make-up and hair, dress, get in the car and drive to work, then back home equals about two hours for me. I work a PT job along with a FT job at home. Plus money saved not needing to use a dry cleaners, keeping up the ward robe.


Do you work full time and home school? (nm)
x
Mumbai - time to bring our records home
Does anyone wonder not if but when our medical records will be compromised by sending them to India now that the terrorists have taken up residence there? And you folks from India, please don't try to defend as there is no defense. Our medical records are at risk and they need to come back home.
When I took a business trip one time, I came home to an immaculate house.
Then during the next few weeks, I couldn't find certain things like clothes, dishes, and items I kept on the counters. DH had decided to put all the dirty stuff out in the garage where the babysitter couldn't see it because he was embarrased by the mess he and the kids had made. There was mold and mildew on everything because he taped it inside boxes or stuffed it inside coolers, and he forgot to tell me about it.
All the time. You're not alone. nm
x
$15,000.... Hospital employee, telecommuting from home, working less than full-time.
c
I've been doing it at home strictly full time for a couple of monts, but
I have 6 years of inhouse exp where my duties was divied up with other admin work and 1 1/2 years on and off exp doing it as an IC at home....so again, I'm no rookie....which is what is frustrating. My oldest is on sprnig  break, so if I haven't been fired by next week, hopefully I will get better by then.
If you're not paid for your time
you shouldn't account for your time.  It's none of their business if you have to go to the bathroom or get a drink of water or even load the washer or pet the cat.  They just want control which they don't want to pay for.l
Per report if they're short, per line if take too much time. nm
:)
I do that all the time. You haven't snapped, you're just realistic. -nm
xx
I just said I DON'T have the extra cash.
However, I'm not going to shop there because what comes around, goes around. If I don't support the other small businesses in my area, they won't support my business or my husband's business.
You're very welcome!! I had a great time, too! Took a couple of extra BP pills!!
You have a great weekend!!!  MomMT - where did she go?? Too much cookies and milk, maybe?  Bye, Guys!!
You're right, i spend way too much time on this board when should be working, I am just so burned
NM
What about my cash flow problem?
She owes me for 2 weeks work.
Good for you!! We are the same as far as paying with cash.
It was (and still is occasionally) hard to be patient and save for what you want instead of using credit, but it is so, so, so worth it!!  Nothing like peace of mind and not being "owned" by creditors and employers.  Best of luck to you and thanks for sharing. 
Is it unheard of to cash in PTO with national?

I have 75 hours of PTO and wonder if the national I am with (starts with an S and ends with an S) would allow me to cash it in?  This thought just occurred to me so will call HR when I have time to but just wondered if anyone has done this and is it an unreasonable request.


Thanks


Yeah, i need the extra cash
my husband passed away in january. I need the promotion or I have to get a second job and I thought to work at home would be good because I still have a 15 year old at home. Oh well, I was trying to get prepared, but God will provide. I'm sure it will all work out. The hospital I work for has been very good to me so I count my blessings there. Thanks!