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if you use your debit card for gas purchase (SM)

Posted By: learned the hard way on 2005-10-18
In Reply to: Just got a debit card this week, trying to - me

make sure you realize that some companies (Shell is really really bad to do this) will reserve extra funds on your debit card until the transaction completes and releases those funds 24-72 hours later. With Shell, it is $75 over your purchase. I nearly fainted when I realized what was happening. You can go on MSN Money and find a few articles on this -- gas companies reserving funds on your debit card.


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Debit card. They've got the credit card logo on them, so they
can be used anywhere a credit card can be used.
2,000 debit card
When your boss gives you your paycheck, do they ask what are you going to do with that money?  Didnt think so.  Same thing for the people of the gulf coast.  They lost their jobs, their homes.  The money they will be given will be in lieu of a paycheck till they can find another job and home.  Its a paycheck from the govt.
Debit card use
I know the credit card companies charge the place of business a fee or percentage when you use your credit card but does anyone know if it costs them every time you use a debit card, does the business pay a fee?   Our apartment complex just offered the option of automatic checking account deduction because they said it costs them less than credit/debit.
debit card
Usually my purchases show up right away, unless its a holiday weekend and I use the debit card like a credit card instead; then its usually the next business day before those purchases show up. However, if I use it like a regular debit card, holiday or not the purchases show right away.
Just got a debit card this week, trying to
get away from credit cards and be more responsible with $$ and out of debt.   There was a pamphlet in with the card that gave a list of when to use credit and when to use debit and pretty much 99% of the time they suggested using credit.  The biggest pro to using credit is that if there is a dispute over a purchase you can get the charged credited, at least temporarily, but not with a debit - at least that is what the pamphlet led me to believe.  Not a usual occurrence, though nice to have that protection. 
Paypal debit card
We have a Paypal debit card that we can use just like any other check card/debit card. It just draws from the funds from your Paypal account. You can use it at the store, etc., and at the ATM. Even paying an ATM fee to get out cash would be less than the $10 charge to transfer. You might check on it.
First, a prepaired debit card is not attached to your bank at all. SM

It is a separate account set up for use with your prepaid debit card only.  No checks.  No bank.  And with the prepaid card, they cannot withdraw money without your prior authorization.  Your employer can only deposit money if your employer provides a signed DD form with your signature on it.


I've never had any problems with my card.  I feel pretty secure.  I do pay bills with my card, but rather than authorize a recurring monthly charge (which you can do), I opt to manually get on the money card website and pay each bill, each month.  So consider this.  Once you authorize a recurring bill payment, it sometimes takes an act of God to stop it. 


I always use my debit card (with visa symbol) for online purchases, never a problem. nm
x
Purchase date on credit card
x
I am planning to contact WalMart and purchase a gift card and have her go pick it up
so she can buy her kids some gifts in time for Christmas.
Oddly enough, if I don't use my bank card as a credit card in the billing cycle, I get charged fo
x
I used to send a card and gift card to my direct supervisor, but that's it. sm
She was the only one who knew me as more than an employee number, and the only one I had any respect for.
debit cards
do they automatically take the money out of your account the second you use it.  I looked at my account online and it is very low. DH has been using the DC and it has not shown any of the transactions dh made this weekend.  Just wandering if it had already took those out but hasn't shown it yet on-line or are we going to be bumbarded tomorrow.  If dh don't get his paycheck in Wed and quick me may be in trouble
I use debit cards and keep the receipts on the
desk until the item has cleared the bank. I check the accounts online EVERY morning and balance each while I am waiting for DQS to load. Once a check or debit clears I toss it.

This way mistakes (mine or others') can be caught before they become disasters, any by knowing exactly what the balance is I know what I can afford to spend that day.
Debit cards with logos on them
Where do you get debit cards from with the Visa or Master Card logo on them?  My bank only gives out a Star Debit Card without any logos on it. 
What news channel? I have to use my debit as a credit at stores and such. NM
x
One of those radio financial guys said debit cards are the MOST dangerous to use.
s
Washington Mutual offers Visa debit cards with
nm
Has anyone disconnected the internal sound card and replace with another sound card?

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Everyone on this board is so knowledgeable, I really appreciate you.  You have helped me many times. 


The Red Cross just HANDED OUT $5 million worth of debit cards in Texas.
FEMA decided to mail them in 14 days if the people knew where they were going to be...couldn't possibly get them out faster...too much work...etc. 
do we have to purchase a
Do independent contractors working from home have to have a business license to work from home? Please help as this issue has been raised. Thanks for any help!
Where did you purchase? sm
I bought one from Exprescribe like that and never could get it to work.
Does anyone know if you can purchase
a C-phone locally or you have to get them on the web? I am freaking out. A little bit of water got spilled on mine and the buttons will not work now. I let it dry out overnight and it seems fine when you plug it in, but none of the buttons will work!
Does anyone know where I can purchase sm.

VoiceScribe program?  I am offered a position with a company but they only give you a 30-day trial for this program - then after that you have to purchase license for $600.  I just can't afford that right now.  Any help would be appreciated.  Thank you. 


definitely purchase something

I got a Brother fax machine several years ago at Office Depot for around $80 or so.  I later got an HP all-in-one in 2005 at Sam's.  I don't remember what it cost, but it's worth it if you'll be faxing regularly.  Some of your clients may prefer a scanned version.


You could also compare on-line fax capabilities, which seems to be more current, for obvious reasons.  I can't remember the details, but I've heard it advertised on talk radio.


Just a thought, especially if you'll be doing this regularly.  Places like the UPS Store, etc. charge a good bit to fax, not to mention the inconvenience of leaving the house to do it.


Me too. Let me know if you find it. I will purchase it also. I also don't know whether or not
Good luck.
Need to purchase cphone
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It is normal to have to purchase your own
provide the PC.  Some will provide the foot pedal if you do not have what is required.  Some companies give you the option of renting their equipment.  It all depends on the company, but yes you will have to have your own resource books.
Anything you purchase for your transcription

You might want to check out some of the earlier posts here as the tax issues have been discussed.  You would probably gain information in that respect.  Also, you might want to have an accountant/tax preparer for your first year.  Some say, you can copy the next year from that first year, but I personally believe in having my taxes prepared for me as these guys are up on things, ya' know.  Most definitely though you will want to get your own freestanding PC because down the road you may want to gain some of your own accounts, so you will need that.  You will be fine.  Some of these people act like you out to take their job or something???  Go figure.  There is always one bad apple in the bunch, right?  I learned that in grade school.  Best wishes in your endeavors.... 


Because of scammers, if you purchase a new pc,
and want ALL the CDs, you are going to have to make a verbal request. 
Yes, you can purchase an adapter just about anywhere
that sells computer accessories, such as Radio Shack, Best Buy, CompUSA (online only now), etc.
Research and purchase best available. NM
x
Here's the link to purchase it
https://textware.securesites.net/order/it-order.htm

If you already have version III, you can upgrade to V for about half the cost.
Is it a program you have to purchase? nm
nm
LOL - but the poster is asking to purchase
the company provided PC?
Individual MT usually has to purchase it ..
--
No credit card is a good credit card.
Just kidding. I'd suggest not using credit cards to pay debts. It'll only dig you in deeper. Look into a signature loan or putting a lien against a vehicle or house. Lower interest rate, pay off sooner.
An alternative would be to purchase and download
a product called Phone Tools by BVRP.  It functions as both a fax and answering machine. I've been using it for >5 years now and have never had any problems. 
Be aware before you purchase online sm
I've never ordered any of my pets' meds online but my friend has. One of her dogs was found to have heart worms and the guarantee was not honored because the product was purchased from a website which does not guarantee its products. I can't remember which site it was; you may want to inquire before you purchase. (She ended up paying $700 for treatment.)

Please overlook any typos, it's been a LONG day.
You can purchase the CMT Review Guide-sm

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TIA for your help!


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Gear Player is one that's used often. Need to purchase it. nm
s
USB foot pedal purchase?
Are there any chain stores that carry them?  Trying to find one without ordering on-line.
Looking to purchase used laptop with WinXP
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Docs will not purchase equipment sm
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You can usually purchase short-term disability from
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Savings. LOL That's the way you'll make up the difference. Sadly, disability insurance (LT or ST) has never covered 100% of missing pay.
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