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Government disability and doing MT

Posted By: sm on 2006-10-30
In Reply to:

Does anyone here collect government disability and also work part time doing MT?  I have a severe immune disorder and was considering filing for permanent disability. Anyone know if you are allowed to work part time?

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q. re short-term disability vs state disability

my short-term disability insurance coverage option says it pays when there is no state disability plan.  How does one find out if the state she resides in has such a plan? 

Insurances seem like such a racket.  Seems they should not be allowed to take your $ if they are not required to pay-out in the event of a disability.

Thanks for any help.

I agree. MTIA is not a government organization. Credentialing comes from state government and

sometimes at the federal level.  This mandatory credentialing is ludicrous and a scheme to make money, in my humble opinion.

I have to agree with the other poster, if not having CMT after my name after 25 years of experience prevents me from being employable, I have a very good lawyer who will take up my cause!!!

The government giveth,and the government taketh away
Lori is correct...the SS does give the recipients a yearly raise. This year the Cost of Living Adjustment (COLA) was 3.3%. This sounds fine and dandy until you take inconsideration the monthly premium for Medicare was raised by 3.1%.


MT disability?
I have often wondered how CTS plays into a broader claim of disability. In my case, MT ince 1974, progressive back problems since 1990 (now with multiple sites of DJD, DDD and cervical/lumbar stenosis), clinical depression under treatment, high blood pressure and recently, CTS.

In combination, these conditions have made it difficult to sustain line count requirements over time (which I still could do before CTS). I am wondering what criteria they use for my "burden of proof" in a disability claim.

Going on disability. Not able to do


I have a few of the conditions above plus something much worse, but even with stagnating or falling MT wages, it's still more money than a disability check would be - that would not even be enough for the rent.


#1.  How did these people even know about her return to college?  I would have her check with the financial aid office of the colllege to see IF they notified anyone in order to get grants for her, as in state grants, Americans with Disability Act, etc.  Someone had to tell these people and if the college is selling names to marketers, then they should be called on the carpet by the atty gen.

#2.  My biggest concern is that these people now have access to her checking account and if she has her SSD check deposited monthly, whose to stop them from deducting all they want?

Very scary and I would make sure this is looked into immediately.  Hoping for the best of this situation.

You get paid only if you have ST disability
and then it is only a fraction of your salary.  I'm not sure how they calculate pay when you are on production.  My DH's work will pay $150.00/week for ST disability.  It is better than nothing but you can't pay your bills on it. 
Disability insuran ce

Does anybody have any reccomen dations on disability insurance for short term in the event you have to have some surgery or accident or something.  My husband has health insurance coverage but this won't replace by income if I am sick or disable for a time period. Any suggestions?


Insurance - disability
Does anyone have any ideas on disability insurance for the self-employed medical transcriptionist?  I am always afraid of needing surgery or having an accident or something and being out of work  and needing a replacement income insurance for a period of time, hopefully short-term.... Thanks
Disability/PPI rating for retraining

Possibly with bona fide proof of this having been your livelihood, maybe you could check out a retraining program for people with disabilities, in our state it's called Voc Rehab, these programs are state funded.  They may also offer you some assistance for some treatment or surgery.  They actually insist in many cases that while they're paying for retraining that do get treatment and help for the disability to bring you up to a functional capacity.  These programs are there to rehab you and get you back to working in a capacity that serves you. You could also try a local unemployment offices for possibly getting retraining help.  If you can't use a mouse and type you can't hardly think it's going to get better.  Better to get retrained when you can't work in your chosen field.   You could get retrained say in coding if you wanted to stay within this field.  Maybe even consider SSI for a disability rating to get some income while being retrained.   Sometimes it's really okay to crash and ask for help.  You brought up a little bit of reality today.  Best to you.

If you have a short-term disability

policy (from your company or if you happen to have one on yourself) you should be covered.  If not, you are probably out of luck as far as disability goes.

I'm not sure what type of disability you're asking about.  If you mean long-term disability you'd have to have a policy in place for that also and I think it kicks in 6 months after your disability date.

If you meant Soc Security disability, I can safely say you wouldn't be covered.  You have to be permanently disabled for that.

you are speaking of SS Disability, which is an entirely different program
it is NOT the SS benefits for retirement. Altogether differnt.
Wow! Just Disability or health insurance too? nm
You can usually purchase short-term disability from
your employer if they offer long-term disability. When it is offered, you usually choose the reimbursement rate, typically up to 70% of your pay.

Savings. LOL That's the way you'll make up the difference. Sadly, disability insurance (LT or ST) has never covered 100% of missing pay.
does anyone know anything about long-term disability insurance?(sm)
How long is considered "long term"?  If you get some sort of disability that takes you out of the work force for years, does long-term disability cover that?  TIA
I wish I could be on disability for something mental that is controlled with medication.

I'm just sorry I'm paying for people to stay home and not work while my husband and I have to work. It's bad enough that this man doesn't help you around the house, but he's sucking off the government (us taxpayers) while we support him. He can't do ANYTHING? Whatever...

Man, what a country.

From what I have heard about disability, the SSA always rejects the first time - sm
as standard procedure. I am sure in some circumstances they cannot as it is obvious the person needs it, but in your mom's case she probably (in their eyes) still work doing something. Get a lawyer who specializes in SS disability. They will make sure it goes through on try #2 providing you have the doctor records, etc. to prove your case. If she does not go to the doctor much you might have some trouble though. As for the house, I'd sue the guy, small claims court if need be, then you'd at least get back $5k and maybe you can get someone honest to fix it up. See if there are any services in your area that help disabled seniors, etc. in your area that maybe can help lessen the load on you. See if your mom can maybe start moving about more and maybe do her own shopping, it may take her a while but it will get her out and possibly help her feel better; find out from her doctor exactly what he/she thinks she is capable of physically and maybe she can help to start strengthening herself and in the long-term become more able to take care of herself without relying so heavily on you. I see no mention of your family (husband and son) and how they feel about all of this. Do they resent the time and money you put into your mom; do you get to see enough of your son and husband. Don't sacrifice your family for the sake of your mom; if you have nothing left at the end of the day for them, they cannot be feeling too happy about the situation eihter. As for the rest of your family, they just don't care and even if they do they see you taking care of everything so they don't feel the need (or want to) to do anything. Even if you stopped, I doubt they'd pick up the slack since only 1 of the 3 helps and that is under duress as it is. You need to take care of you first, then your family, then your mom.
Disability, Sickness, & Hospital Insurance

Warning to everyone if you have separate health disability and or sickness policies bought through insurance companies.  Please read your policies carefully and check with your insurance company BEFORE you need to submit any claims and especially find out how long it takes for the money to be sent to you.

Our disability insurance will pay a maximum of $900 a month. No problem even though it's only 1/3 of what he earns but it's better than nothing.  NO WHERE in the policy does it state we need to send tax returns in for the last year....yet yesterday received a letter that we must do that...plus they DO NOT PAY the first 30 days of disability. 

My husband was disabled from the beginning of June until 2 weeks ago, and really shouldn't be back to work yet, but it was necessary. The disability policy will pay a whole month, not 2. Over the years, I paid over $7,000 to this company for this coverage for a lousy $900? So now that we waited over a month for a check, we get this letter, and now it will be another month until he receives anything...again. And, to make matters worse, they do NOT pay the full amount if you have other coverage.  I just don't need to wait 3 months for one lousy sentence they could have put in their policy in the very beginning.

I called them and of course got a less-than-perfect English customer service rep (of course!)and told her I wanted to talk to someone higher up after I asked why for some of these requirements and she gave me the same canned answers as in the beginning of the conversation.  Do you think I'll get the call back? I doubt it. I will be calling again today.

Hubby was right. Insurance is a rip-off. You better believe I will be dropping quite a few policies after this is all over and may take a health savings plan instead if we survive this go-round. They just get you coming and going. Is there any company you can count on being above board, safe and reliable these days?

My hubbie is disabled and on permanent disability...sm
and he absolutely cannot make any money other than his disability if you want the full benefits. I think you can work part-time and get part-time benefits, but you will have to check on that. My understanding was they deduct any amount of money you make from your benefits and you would get what was left. But, again, the best thing is to go to the agency or call them and make sure before you do anything, as the rules seem to change constantly, but for full benefits you cannot make any money under your name.
Aren't you people confusing SS with disability?

I was under the impression that there was no limit on income when your retire on SS.  But, there is a limit if you are on SS disability.  And I believe that amount is around $900.  However, if you are on disability, they also count how many hours you work.   If you are making $900 or less, but working more than part-time hours (something like more than 16-20 hours), that could still disqualify you for disability.  So, I'm confused on this too.   But back to the SS retirement discussion, I thought back in the Clinton Administration, they passed legislation that made it more profitable for retirees to work once they started receiving their SS retirement.  I was glad to hear this as many retirees want to work and they shouldn't be penalized.  After all, the income taxe and SS taxe and Medicare tax goes into the big government kitty, so working retirees benefit everyone.  I'm a believer in keeping retirees busy and bringing in income if they so wish. Well, Doxie, I am on your side.  You asked a simple question and why some are beating up on you is puzzling to me.  You asked a legitimate question. But if you really need to keep it at $900 or less, just divide your line rate into $900, take that answer and divide by four, and that will be the amount of lines you want to stay under per week.  -

Years ago when I had my children, I was elligible for State Disability.
If he is on disability for a mental illness, why do you even listen to him? He is nuts. Maybe if h
It already has. I have to work from home because of disability due to chronic disease.
My physicians and visiting nurses are extraordinarily caring individuals who fortunate have (more so than I had previously thought, apparently).

Also, I can understand venting about a situation you feel you have no control over. I assume you desired sympathy or empathy or just someone to say, "I know where you are coming from," but to post incoherently and then lash out at those that reply is only going to add to your frustrations and negative feelings.

I am sorry you feel as though your health care providers don't care if you did, but I am sure that is not the reality of the situation. If you had taken the time to provide context to your rant, then you might have received the type of replies you were looking for, whatever that may have been.

Best of luck to you.
AHDI (formerly AAMT) group disability insurance plan ... sm
I'm in the process of trying to find an affordable individual disability insurance plan. I was browsing through AHDI's website and found that they've made arrangements for members to participate in a group plan for this! The cost of membership to the organization might be worth it for me to take advantage of this.

Has anyone here participated in this plan? If so, what was your experience?

Thanks in advance.
Does anyone know how to go about applying for a government job?
What I expect from my government
When a mandatory evacuation is ordered I expect to be able to get on the hurricane evacuation routes and have enough gas available to get moving. Is this reality........NO.

As far as moving somewhere else, FL has a way of putting a grip on you. Low wages to the point you are stuck literally. I haven't been out of this state in over 7 years due to lack of funds.

Government jobs...

MTs are listed under "medical data technician."  Also, the military sometimes uses placement agencies for MT jobs.

Government contracts

Has anyone out there heard or looked into government contracts transcribing for VA hospitals - a friend called me today with this proposition - she said there were two places to look for work - one is called rsp.com and the other is fedbizops.com.  She put in a bid for a radiology account with 600,000 lines a month and said that she thought that would take two people.  I'm just trying to find out if this is legit or not.  I'm not wanting any extra work for myself, but this just sounds too good to be true.


Including, unfortunately, our government. nm
What we CAN do is vote for changes in our government
And then we have to keep a very, very close eye on them and scrutinize every move they make. We have to become more knowledgeable and involved in how our political & judicial systems work.
Thanks for the answer. Our government in
And the more people want from the government -- the more you pay
Someone has to pay for all the government programs and it is us.  Just like that $600 we will get, who do you think will be paying for it -- us working people.   Those with the tax credits, child credits that pay no taxes just want more.  We the people support the government and the more the government gives the more we keep giving the government.   I use all my deductions I can give.  If I think I am paying too much to government, I find another dedution, my self retirement, my anything other than the government. 
I agree with you completely. It is our government that ALLOWS this
to happen though. My point exactly. Spend money overhauling the system. Make people accoutable for their actions. That opens up money for people who really need it. Also, people here that do not pay taxes and are not here legally, give them the boot.
Government/Federales office....nm
Some government drone is going to have a heyday

going through my computer (not!).

While I certainly don't support Google doing this (if, indeed, they are), it's kinda like the Patriot Act. If people have something to hide, they are going to fight this tooth and nail. If they don't have anything to hide, well, so what? If some poor government drone wants to see the dress measurements of every kid in my dance classes--enjoy! Want a list of what I want to see in Kauai--have at it!

Call me naive, call me stupid, but if surveillance of what I do means that people who ARE doing bad things are caught and kept from negatively influencing your loved ones (not to mention mine), I'm all for it. I would suspect that said drones would be targeting very specific ISPs, if this is all true, rather than wanting to see what the secret ingredient is in your great aunt Sally's family-favorite beef stew recipe.

So, with that said, I am going to continue to enjoy Google's presence on my desktop.

All you fans of the government must be from one o' them RED states..........
If you have such a productive life, why do you even care about MT, let alone spend time posting on an MT forum?
Those were put in place by the government for people who NEED them
You disgust me. You're part of what's wrong with society today, my dear.

Take a good look in the mirror - Yep, the epitome of what's wrong with many people who do not NEED those programs but scheme and manipulate and wheedle their way into being 'entitled' to them.

Your post seriously sickens me, as does you having a child you obviously cannot afford to raise.

Yes, PLEASE quit the MT field. I don't want my profession associated with system-sucking swindlers.
Government controlled healthcare!!

why doesn't the us let the aruban government come in and search for the
murders in the idaho case? how about why not the aruban government decide if the sexual predators that our legal system lets out decide whether they should be left to go out and kill some other child or left in prison. why did it take so long to arrest scott peterson. why didn't we let the aruban government come in and arrest him immediately and question him.

NOW for the undereducated, a team of US people from Texas are in Aruba searching for Natalee and FBI has had advisors on board in Aruba.
Another thing, people expect the government
to pick up the pieces for them, and everyone is concerned about this. Do people not care that we are paying for people who should not be here in the first place. I am paying for free school, health care, welfare for the Hispanic family, who are very nice, next door to me. All are illegal. They bought their house with cash. They have 4 cars. Their kid goes to free preschool because he is automatically in because he speaks Spanish. I take my daughter 30 minutes out to a high school because I cannot afford anything else. How is this fair? Why are more people not standing up and saying this is not right. We pay the money, we SHOULD be entitled to help, whether you or anyone else thinks they deserve it or not, whether that girl had a baby out of wedlock. It is not as big an issue as the billions of people we are supporting that are not putting a dime back into the system. What is people's problem? I am all for people who come here legally, go to work and contribute back to society. At least the ones having babies out of wedlock are at some point paying taxes and/or their family is.

Government retirement program has changed.
It is now the same as Medicare, with a 401K added.
Civil Service/Government MT Jobs?

Hi all, I am wondering if any of us work as an MT for any government agencies, V.A. hospitals,  military bases, etc.  And if so, how is the pay rate.  Is the hiring process difficulty.  THANKS!

I am going broke, looking for a more lucrative 2008.


Soon it will be the government, Universal Health Care, nm
Am I willing to accept the US government outsources my tax return? Are you nutz?

What the bleep do you expect US citizens to do?  Overthrow the government?  It's the friggin LAW the politicians made. 

Regarding identity theft - ANYBODY can steal your identity.  It doesn't have to be someone overseas.  Welcome to the real world.


Lost job due to offshore? Government program assistance
found this information in my husband's COBRA package. He is in the machining industry which has lost a lot of work to China. This program will help support during retraining and give a tax credit for health insurance premiums. Worth checking out. Don't be put off by how "complicated" the form is. Just do it one step at a time and call some of the numbers for help if need be.
Running a government women's health program has nothing to do with
The ability to make assessments WITH verbal input (women DO have the ability to communicate) is VERY necessary.

Maybe the former head of FEMA was a vet too. That would explain a lot.
Hate to disappoint you but the government doesn't care about you.

Where do people get the idea that our government wants to know what is on your computer or who you talk to on the phone.  That is soooo stupid.  READ, study, investigate it for yourself...not someone elses interpretation.( Patriot Act).  It is NOT used for tracking US individuals willy nilly.  It is specifically geared toward foreign suspects involving only very specific US contacts/colleagues/persons of interest.

It was started under Clinton and Bush has taken it one step further by daily reports to the cabinet!!!!  Nothing more nothing less.  Take a trip through our recent history and find the truth yourself instead of becoming part of the media system in spreading untruths and hysterics.  It is not new ....only more open.

You're supposed to go back to school because of this government???
Maybe you should go back to school because you have higher expectations for yourself instead of blaming the government for the result of your own life choices.

Try assuming some responsibility and try making your life better on your own without blaming someone else.

Such a defeated attitude! Is that the government's fault too?

The government isn't Santa Claus. No one is responsible for our success but ourselves.

Grow up.
It's called redistribution of wealth, government produces nothing, sm
it takes from producers and redistributes it, 65% of the federal budget is for entitlement programs.
Puhleez, what exactly is the government doing about illegals crossing the border?

Absolutely nothing.  NOTHING!  The government sanctions sending American jobs oversees, puting thousands of American workers on unemployment!  So why should I or anyone else feel guilty about trying to get what we rightfully deserve?

As far as testing on the phone goes, doxie, you can be listening on an extension and write the answers down for your husband.  Don't feel guilty.  You're going to pay your taxes.