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Oh yes. If you are penalized, you have to pay interest rates sm

Posted By: x on 2005-11-30
In Reply to: No, this isn't too high. Maybe too low. We're in the - 33% bracket

that make credit card companies look generous.  Better to have more withheld than having to owe.  I hated filing those quarterly returns.  yuck.


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New credit card interest rates (sm)

Wondering if those of us on this board have noticed that credit card companies will be increasing their interest rates along with the minimum payment due soon.  How will this affect some people who can barely make the minimum payments now.  Any insight greatly appreciated. 


great website for credit and credit cards, interest rates
great website
I know. I was penalized too, but the first year--sm
that you claim IC status, you do not have to do estimated taxes. Anything after that, yes you do. I was penalized over 400 by federal and 40.00 by state this year...I really do not like doing the estimated tax thing, but I will from now on. I can use that extra money more than they can. lol. sorry you had been given the wrong info. I had seen someone say you don't have to do estimated taxes if all is paid by DECEMBER, but even that is wrong. If you are late paying quarterly even, they can assess penalties for that, too.
IRS never penalized me, pay once in April

Anyone being penalized for sending reports to QA?
I guess I have it all wrong when it comes to QA.  I thought it stood for quality assurance.  I send reports to QA when I have a blank.  I put a blank when I am not 100% sure of what I heard, including the spelling of the patient's name.  I want to make sure the patient gets their report typed up accurately.  I want to turn in the best work I can do.  Why is it that wanting a second set of ears to confirm what you thought you heard a bad thing ending up in being penalized or terminated if it goes beyond a certain %?  I am very confused.  I refuse to "guess" just to fill in blanks even if it means I will be fired. 
Has anyone kept a list of line rates, report rates, benefits, etc for sm

the different companies out there?  I feel lost and confused.  It seems like everything is changing daily, and I am not being organized enough to keep up.  I am about to actively look for full time employment again but if there was a list, I would be able to sort through a lot more quickly. 


Can anyone help?  I am going to start keeping a chart myself in case anyone needs this in the future.


Line rates in the Northeast - can anyone advise as to what the going rates are in the NE part of the
country? Specifically Connecticut. I want to make sure I am on target here. Thanks.
I've been there 2+ years and NEVER penalized for sending to QA. nm

The state (Alabama) penalized me this year.
I was told they do not the first year, but after that they do. It was like $50, and I will have to pay it again this year since it was June when I was hit with it, but I am seriously thinking of paying estimated tax starting next year.
You're human. Blanks happen. Should never be penalized for them. nm
s
It might interest you to know
My friend's son-in-law works for a large tree-trimming company and was sent down to help out. However, another company that had already been there were held up at gunpoint and had all their power tools and equipment stolen, all their money, watches, etc., so my friend's son-in-law's company said the hell with them and they are calling all their people back home. These are the people who are crying for help and then they turn on the ones who are trying to help them. I would say the hell with them, too.
Kay's the one who said she had no interest

in looking up past polls on the exact topic (that are from "real" individuals!).  Or that real individuals had no interest in answering her poll, whatever.  I merely suggested that people get tired of answering the same old questions, which is why she's not getting any response.


Why you bagging on me?  She asked the question, she didn't like being told to do a little research, it's the same as on the Word board.  If you think being honest and offering a suggestion is a smart-butt reply, man, you need to get out more often.


My interest in this???
If you would have read the original post, you would know my interest, which is nothing.  I was simply asked to check this board out by a number of associates that are MTs and wanted my input as to whether or not I thought there was a resolution to all the issues mentioned here.  I simply was making an observation of all the topics.  I simply was throwing a few thoughts out there.  I simply was trying to make a difference.  It seems that the most of the MTs here are not looking for a resolution, but just a place to vent and do nothing else but that.  There is an old saying "where there's a will, there's a way".  These companies can only get away with what the MTs allow them to get away with.  If the American MTs refused to fill in the off-shore work, the company would have no choice but to change their protocol.  If the MTs would refuse to fill in VR for low pay, they would have to change that too!  Yes, there is always someone with less experience willing to work for less and they too would soon be found out.  The MTs here can argue back and forth with me about what I have to say, stating I know nothing of the history, etc., however, any person with half a brain reading here for a short period could see that if you did something about what you are complaining about, instead of allowing it, you just might see a change.  I have been helping people get results for many many years and have been very successful.  So.... with that being said, I am not the one on the losing end.
No interest in polls
I wanted to hear from 'real' individuals.  I know that polls are supposedly based on responses from individuals -yet, no interest.
I see no problem with that - seems it would be in their best interest also
nm
No conflict of interest. sm
Obviously he is her client, and if she's not typing for him on her time with the company you both work for, there is no conflict of interest.

She is free to type for whomever she wants as long as it is not on company time.

Whatever is going on with the doctor and the company you work for are separate issues.

Hope this helps!
and then you have to pay taxes on the interest LOL
I buy I Bonds.

Not sure why everyone is so anti-government. The government DOES do a lot of things for us and to do that they need money!
what's you interest in this that you have become such a beitch about the whole issue?
Just curious?
Yes, definite conflict of interest there.
Speak to your manager and let him/her handle it.
Put it in the bank. 100 years of interest. Just think!

Give me a break! 


I needed a good laugh, thanks for posting.  Trust me, I'm only laughing at the sheer stupidity of issuing a check for one cent. You can't even rebel and send it back to them because you'd be out 36 cents.


Maybe you should frame it and label it, "My Big Bonus."


JT, and just what IS your interest in any poster's orientation? nm
nm
Not at 23% interest on a repayment plan! NM
z
Especially their interest in CHINA, of all places. -sm
Look at what's been coming out of there already - poison pet food, poison people food, badly made and dangerous children's toys, flimsy everything else, etc. They try to bend the rules on just about everything they make & export.

Imagine the quality of their medical transcription.....

[* SHUDDER! *] :/
Do you have interest in this site or what?! - No Message
?
You'll see them as they appear. It's not just companies, it's topics of interest

We will be adding constantly to give visitors opportunities to find information that they may be seeking.


Administrator


which credit cards have the lowest interest now?
Looking to consolidate some bills, looking for the credit card with lowest interest
Easy enough to just skip over subjects that don't interest you? NM
z
Call around and ask. I'm sure there would be plenty of interest in having you as a client!
x
I lost interest when Chris left . . .
but of the two I think Katherine is the "whole package". As far as being inconsistent, she's a young amateur, get her in the studio and a couple years experience and I think she'll be pretty darn good. Kelly has greatly improved over the years.
My CMT lapsed years ago because of lack of interest. sm
in AAMT and the direction it was taking.

I've found that having been a prior CMT is quite enough to get the interest of potential employers. However, it is how well you transcribe NOW that gets you recognition. Your work will speak for itself.

It's up to you if you want to spend the money for the test and the money and precious time to maintain the CEs. For me, it's how well I get the job done now that matters to me and my employer.

IMO, once a CMT, always a CMT, whether active or lapsed. They are just letters, and I have no regrets.

Some bad grammar above, eh?, but you get the picture.

BTW, I was CMT by exam by proctor in the good old days when USA transcription was all-American (and then I became a proctor!)

I agree with your opinion about the "grandfathered" CMTs.

Hope this helps. And BTW, I admire your attitude.




We couldn't keep up interest & attendance to keep the chapter going. This was years ago. nm
s
Unlike a certain MTSO..the big kids don't have any interest in monitoring MT boards.
nm
My extreme interest in all things medical/surgical keeps me loving it. nm
.
They are checking accounts with higher interest, minimum balance required, I believe.
dd
I filed for an extension and paid nothing until August 15th. No penalty for that, just interest. nm
x
Not to mention you're letting the govt use your money INTEREST FREE
Ack!

Now that said, I usually have them withhold a little too much simply because we can't take a payment hit.
OF INTEREST TO ALL TIME WARNER CUSTOMERS...THEY ARE GOING TO START CHARGING FOR USAGE AND NOT A FLAT

This really sucks as the article said it would impact heavy users only.  My cable bill is already high but to be charged for actual using will skyrocket my bill.  I think I could spit nails right now.  I can post the article if anyone is interested.  They said it will be a trial period.  Anyone else use Time Warner?


???going rates
Help!!! just been offered an OB/GYN doctor account.  What should I charge?
Rates
I am out here in Oregon.  I will be completely honest but have been told on this board that I am too low and do too much for my docs but they have been very loyal to me, all have been with me from 5 to 18 years, pay on time -- 48 hours recepit of invoice, no questions asked about line count, etc., never a bounced check, etc.  I have  just raising my rates to 0.115   for my larger accounts and 0.125 for a small account that I have that does less than 1500 lines per month.  Oh yea, my psych account is still at 0.11 cpl but he is not 24 hour turn around and going digital.But I do charge gross line, 65 charaters per line.  I pick up and deliver, provide the sticky paper, cut apart the chart notes, do envelopes.  I make about $3200 to $3500 per month depending on whether all docs are in all month or not, (6 docs) and since I have been doing them so long, I put in 25 to 28 hours per week with printing, pick-up delivery, etc.  And yes, they appreciate me and give me Christmas bonus, birthday gifts, extra time when I have a crisis, etc.   Had been working at a clinic doing about 20 hours per week in addition for the past year  but just paid off my last attorney fee from a ugly divorce and so am qutting there as of next month and taking three months to do just my own  accounts and have some fun this summer.   I had a resume from a company out here that wanted my clinic account and charged 0.18 cpl but to me that is way too high.  I feel that I average 30 to 40 per hour and to me that is more than fair.   And yes I provide my own insurance, own my own home, put $500 to $800 aside for retirement.   Patti
Rates

It definitely depends on where you live.  I'm in Arkansas and have a hard time getting 0.10 out of docs around here.  Right now I have a peds acct that is 0.08 and an internal med that is 0.9, 65 character lines.  The peds acct provides their own paper for me to print on and I email transcription to the internist, so they print it.  I do pick up tapes everyday and I am always available, never take vacations unless the docs do.


The best thing to do would probably be to talk to some of the doctors and negotiate terms.


rates
I work full time and also do "extra accounts" to support my love to travel - live in the northeast.  I do a big GI practice (6 docs), ENT practice (2 docs) and high-risk pregnancy (2 docs).  I charge a flat $3 a page no matter how many lines are on that page.  (These are all letters).  I've been told I'm cheap, but it averages out to about $30 an hour for the most part and anywhere from 16 to 20 hours a week. All are quite good dictators, provide their letterhead and since I have been doing it for so many years, easy accounts.  They are wonderful about me taking vacation - just hold the work for me.  A bit overwhelming at times when I get back from vacation, but worth it. As all offices are near my full time job, I pick up and deliver almost every day. 
Rates...
I work as an IC for a neurology group and also for a child and adolescent/family and marriage psychiatrist.  I charge 12 cents per line based on a 60-character line.  I had worked for another group that paid me 14 cents/60-character line, but they needed tapes picked up daily and I lived nearly 45 minutes away.  If you have experience, in my area you can pretty well set your own price and they will jump at it.
QA rates

Can I ask what you get per line?


nth


rates
I have a couple clients like this -- was way easier to just charge a higher line rate than to figure time/paper/ink/postage, etc for every billing.  My docs liked the all-inclusive flat rate.  You can write off the paper, postage, etc as business expense.  Good luck. 
Rates in NJ

Just checking in to see what a fair rate would be to charge for specialities (neuro and ortho) in the Morris/Sussex/Warren County areas of NJ.  If anyone out there has any info, I'd appreciate it.


 


CMT rates
I have never seen it make a bit of difference. I do very well without having those initials. Good question about verifying that though, I have seen some really awful QA work that boast those initials.
In looking through the ads, the rates seem to go from 7-10 cpl for IC or emp. nm
s
rates

Paid by minute. what is the going rate?


Rates
Thank you all for  your input, it has been helpful.  I charge 12 cents per line 10 words (no spaces) = a line.  It's mainly the gas and the time driving out there. I figure it's 2.5 hours per week specifically for them. I do include errands etc during my delivery, but now that my kids are going to be out of school, I will have to make a special trip out there just for them. My other two accounts are strictly digit and we communiate via internet. I did raise my rates to .14 last week, and they threw  a fit. I suggested that I come in less frequently or that they consider going digital and they are not open. I am not sure what is going to happen at this point, but I feel with all the time and money spend just on this one account, 12 per line is not reasonable. Plus, I just read today that gas prices will hit 4.00 per gallon in my areas this summer.    Thanks again for all your input, it was very helpful. 
pay rates
I would like information about pay rates. I get paid for a gross line. Due to recent changes in computer systems I looked at new and old reports and found that my character line is more than 80 characters.
pay rates
I used to be paid by the gross line and it all depends on the size of the font and the margin length. However, you also have to consider how many times do you truly do a *full line*. There are many lines where only a few characters are entered, and you are being paid the same for those, as you are for a full line. If you are really concerned that you are not being paid enough, take one report you just finished, do a character count, and divide by 65, multiply that by your current pay rate and see the difference. I would go back to gross line in a heart beat if it was available to me. but that is just my opinion.