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They are. Many of them get social security checks for

Posted By: many of them are on 2005-10-28
In Reply to: Do you feel the same about the homeless - on the streets of our major cities?

mental illness or other issues. Some of them spend their social security checks the day they get them on booze and gambling. Some people CHOOSE to be homeless, if you can believe that. There are programs out there for them if they apply. I got to know the homeless population of our city pretty well at one of my former job. I could tell you some stories about some of those characters. One guy is homeless, but he could have his house and bank account, his military retirement, and his social security. Instead, he pushes a cart around town and sleeps on park benches. One woman runs down the street in nothing but polyester pants pulled up to her armpits in the bitter cold of winter. She has shoes and a coat, plus welfare and social security benefits.

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As an IC MT do you pay into Social Security? SM

I am an IC MT in California.  Does anyone know if we can pay into SS so that we get compensated for retirement?  As of yet, I have not but would like to in the future, if it is possible.   


Social Security
If I understand it right, assuming you are paying your federal taxes, you are paying Social Security.  It's something like 15.3% of your reported income, half of which you get to deduct if your income is under $102,000.  Gee, think I just barely fall under that tax bracket!  Google "self-employed social security" or something along those lines for a full explanation. 
the self-employment tax IS the 1/2 of your social security...
"On top of the self-employment tax, etc., you don't get the benefit of your company paying 1/2 of your social security so that is where most of your money at tax time goes to. "  please don't post if you don't know what you're talking about.
Social Security will take it from your Schedule C

Social Security will take your earnings from your Schedule C that goes onto your 1040.  Whatever amount you declare and pay your self employment taxes on (15.75%) is the amount that they will use for your yearly earnings. 



How to get in touch with social security?
Went by the office this morning, unbelievable, just wanted to set up an appt but too many waiting. I tried to find the web site but had no luck therel. I have heard you can set up an appt that way, just need to know where to look. TIA.
Can somewhat please guide me as to how to pay Social Security, SM

federal and state taxes as an IC? I am new to this and dont know the first thing about it. How do I get vouchers for the taxes and how do I pay the SS...thank you!

Do you pay quarterly taxes? Can you pay Social Security (sm)

I have always just filed at the end of the year.  Does everyone else (IC) file quarterly?

Also, if I want to pay into my social secirty on my own, can anyone tell me how to do that?



Paying Social Security is not optional.

social security card needed for job?
I am looking for a second job for some extra money and just was called back about one, he said to bring my license and social security number and i said okay bye. cause i was so excited, but then I thought, wait a minute, what? I don't have my social security card with me... First is this true, second how do i get one?
That only covers the income tax, not the social security tax.
You will have to pay the social security tax on your IC pay.
That's interesting since you have to have a social security number to pay taxes
you're full of it
That should be 15% social security of your gross quarterly earnings also. n,


How to claim Social Security for part time

Hello. I have a few small part time transcription accounts and want to know how I can claim them so I can accumulate time for Social Security benefits. I'm an independent contractor using 1099.  



Social security is part of Federal taxes

Your SS is figured in on your schedule C -- after your deductions you pay on your net income and that is added to your federal taxes and you send in one check and pay it all.  You can do quarterly if you do not have a husband to over withold from or if you are not an employee on another job.  Social Security and Federal taxes are not two entities -- but one.


Reading from my social security paper I have in front of me....

In the year you reach full retirement age, $1 in benefits will be deducted for each $3 you earn above the annual limit ($34,440 in 2007) until the month you reach full retirement. AFTER THAT, YOUR BENEFITS WILL NOT BE REDUCED, NO MATTER HOW MUCH YOU EARN.   This is directly from their posting.

See my posting at top, got directly from my social security paperwork
Good point - Income Tax and Social Security
It would be nice to see someone do a study on this.  Not only the income tax dollars there are not going to our federal government, your states, but also what it would do for our social security program.  I am sure we would be shocked at this impact.  No one seems to want to talk about it.  They say that offshoring is good for our economy because it makes businesses more profitable - but at what cost to all of the American people regarding jobs and tax funded programs?  I don't get it.
DID you check with Social Security& does your son receive a check???

Go to SSA.gov and research the payee options.  You may have to use the search engine, but your answer to this particular issue should be there.

I am disabled and while my kids were minors, I had to fill out a form each year on how I, as the payee spent each and every penny of the money they received.  I don't see how his mother can justify how she spent his money for things that you normally would pay.

That said, he is getting Social Security right?  Is your son receiving a dependent check?  Under law, if a parent is disabled and has minor children, each and every one of those children also receive a check until they turn 18 or graduate from high school, which ever comes first.

The check is a percentage of your husbands, so for 800.00, your son should receive at least 350.00.  If you have not been getting this, they would pro-rate it back to when your husbands disability started and that in itself, could solve a lot of your financial problems.  You can also find this out on their website,  HTH

File taxes under the name on file w Social Security....
Name on W2 doesn't have to match, but your tax return has to match SS records. They don't want your marriage license or anything else. Did that for 13 years as instructed by IRS. Didn't have to change it with SS until state changed rules requiring drivers license to match SS records. Still use my maiden name in some limited circumstances.
Bad checks
When I worked in a small vet.clinic, we would get bad checks from people who I am sure made a living off of bad checks.  If you don't want to be embarrassed, don't write the bad check in the first place.  I take great care to maintain my good credit, there is no reason not to be financially responsible for your actions. I have no sympathy for people who think they can get something for nothing and don't have to follow the rules of society like the rest of us.  The clinic I worked at wrote off hundreds, if not thousands, of dollars in bad debt every year.  In the long run, that is costing me and you more in higher rates because those costs are ultimately passed onto the rest of us. So their name is on a wall, big deal.  They are still getting the goods or services for free while the rest of us have to pay.
MQ checks
Well, based on my base rate, I figured I must have transcribed about 600 lines (or 39,000 characters)that they did not pay me for. I want to find out what this is for exactly,what time period it covers, etc. Does this letter, in essence, acknowledge wrongdoing on their part? Should we all run to join one of the numerous law suits taking place right now? (Change that to class action law suits!)
about the checks from MQ...

...mine was for $14 and some odd cents - now the question is, they actually took out all taxes and it comes to $3.63. 

Pardon me for not knowing the law, but I always thought you could not take out taxes under a certain dollar amount.  Anyone know if that is a law, or at the employer's discretion? 

I appreciate the moneys owed; however, there is no 'real' explanation.  Since I no longer work for MQ, and the check is only for $3+ dollars, I think I will hold on to it and wait to see what is going on.


MQ Checks
My question regarding checks is. . was there an actual discrepancy and if so, does it also apply to other companies using the same platform (which is owned by MQ) including DSG & Accuscribe of SC. . .should we be expecting "reimbursement" from them as well???
SS pay checks
Do you have direct deposit or do you get your check by mail?  My direct deposit was on time and I got my pay stub a few days later.  Did you try sending the email to human resources?
pay checks
This is extremely sad..  I am an MTSO but I still transcribe...I always pay my MTs everyother week, even if it means going into a line of credit.  Everyone does not do this, though...since you are so hardworking, you should find someone else who would pay you on time..
Well I don't have that problem as I stated to a few of the other comments. I do not use "checks".
How do you pay if not checks??

Even with direct deposit there is a check statement that shows what that person made, so that should be proof.  At least with my direct deposits I get a statement showing what was deposited.  Anyone can make out a 1099 and that is not proof that you paid that person.  You have to have some type of paper path that shows this person was paid.   If she says that she did not get it, then you need to go back to your bank and ask where it went.   Even an electronic check or transfer shows in your statement.   Am not sure what kind of business you are running but without a paper trail, the IRS would love you. 

Yes the people on DQS will get checks only.
These MQ checks must be a joke.

According to my taxes last year my salary, which had remained at a very stable figure for the past 6-7 years, suddenly decreased almost $11,000 dollars in 2004 after beginning DQS at the beginning of the year.  There is no way in hell that this check for $140 bucks is going to make me happy.  How convenient that there are no dates on the letter indicating what the time frame is on this "incorrect compensation."  Love the general "Dear Medical Transcriptionist" - cannot even humanize us by putting our name.  Such jerks.  I am furious! 


MQ checks & lawsuit
Let's not forget, the checks can not be 100% reimbursement for all lines jipped out of, they only cover an error on DEP, a LOT of the issues with the atty's go back to 1998, before DEP was even a thought process, so it really can not be for the cheated lines totally.
I go by who signs my checks...*l*..nm
Credit checks

I totally agree.  One's credit is personal bussiness and should not be a deciding factor of one's employment.  I had several jobs fall through because of credit problems that I did not cause.  My Identity was stolen some 15 years ago and I also had a child abducted.  I have spent the last 10 years searching for both, my child and my life.  I can live without my life, however without my girl I am finding each and every passing day harder and harder to live.   MY credit score is now in the upper 600's (took 6 years to fix) which is not great but heading in the right way.


Are your checks being mailed? If so,

check the date it was postmarked. Check with your company and see when they mail your checks, then count the days it took to receive it.  If it is taking too long, complain to the Post Office!!!

We are having a problem with our checks. My husband's checks get mailed on a Friday, but he may not receive them until a week or later, if he receives them at all!!!  As of today, he is missing another check that was mailed 12/31. Four checks have been lost in the mail since they put the new rates into effect. Of course, his company stops payment on them, costing them more money, and then re-issues another check.  He used to get them a day or 2 after they were mailed before the new rates. This puts us in a bind, too. His checks come from 45 miles away.  

I finally went on line and placed 2 complaints, as I was missing 2 checks during the past few months, too. Mine come from 11 miles away.All our mail goes to a central post office, 50 miles away and that is one of my complaints I placed. Three days for a letter to go from my home town to my home town is ridiculous.

So, it may not be your company's fault, but the good ole post office.

background checks
If the company uses the information found in background check so verify identity, its okay, but if they do it to check for convictions of certain crimes, I think they should not use crimes that were not computer-related against individuals. If you got arrested for shoplifting when you were a teenages, I dont think it should be used against you 30 years later. Is there anyone out there who has ever gotten let go because of information on thier background check that involved a conviction??
Are they separate checks (sm)
totalling 12,000+.  You'd have to check the court system, but that may actually be over the amount for small claims court and you'd have to go to the next level.  Has she made ANY attempt to pay any of it?  Do you have any "demands" for payment in writing?  If not, I think I'd get that in the mail today.  You need to establish a papertrail.  Formal demand asking for payment in a set period of time by cash or money order.  Send it cert mail with return receipt.
bounced checks
What steps would you take if you had three bounced pay checks? 
They don't issue checks.
They just said that they do not issue checks.  They said that other MTs are paid with the prepaid visa cards and everything works out for them ok.  I asked for names of these MTs but they did not give them to me.  That is why I asked on here if anyone knew anything about these cards.  I don't trust giving out my bank account numbers for direct deposit or I would do that. 
social anxiety
Maybe we're loners.

Social anxiety, yes!!
So good to know I am not alone.  Just last night I was at karate class watching my kids and watching all the other moms interact.  This is how it always is for me.  Watching everyone else chat and laugh and have a good time.  I am very uncomfortable in social situations, and it seems like everyone else is not at all uncomfortable.  Feels like I am the only one in the world with this. I don't really want to rely on a med, but I don't know how to get past this.  All my neighbors are very close knit, I am the only one who never interacts or joins in on the get-togethers.  They must think I'm stuck up.  The truth is, I would rather take a beating than go to a block party!  Any ideas on how to get past this? 
social recluse
Why would anyone become an MT if they needed a lot of socializing? One of the main reasons I became an MT is lack of need for interaction with others.
I was a social recluse before this job.
...which I guess is why I have adapted so well to it.  I could never handle gossip or having to walk around pretending to be a happy "team member" in an office setting.  I watch "The Office" as a reminder as to how pukey that whole workin' in an office situation really is...but it is extremely funny when you aren't a part of that atmosphere anymore though.  I once worked with a female version of Dwight and it was so not funny.  Dwight=funny.
Social graces?
Been there done that. I have a Jewish doctor who mumbles and has a very strong New York accent - - and he has no social graces whatsoever - - burps, sneezes, coughs, sucks snot, eats with his mouth full -- YUK!!! The worst part is you have to listen again because you couldn't understand what he said the first or second time.
I need the social interaction too -
I have been applying for jobs in town everywhere, not necessarily in the medical field, but I am also spoiled - I get to thinking about it and wonder whether I really want to work 20 hours a week for 6 dollars when I could make that in 3 hours at home...

So, I decided I was going to go back to college part time and get a degree in something that would pay me what I make in transcription and give me the option of getting out of my house and meeting people and becoming human again.

I loved my job for a long time, but lately it is taking a toll on my health and emotional welfare. I have a degenerative joint problem in which the doctor told me I would be better off as the door greeter at Walmart than sitting in this darn chair all the time... I am becoming withdrawn from the world, I have gained lots of weight, and just feel down and depressed all the time.

It's time for me to "get a life" before I get too old and have these same problems with age discrimination.
talked to an atty about the MQ checks

Nope, go ahead and cash them as I already have.  If they had anything to do with ANY kind of settlement, it would clearly have to say so.  It just says adjustment, period.  He also said that since the class actions go over many different platforms dating back before the days of DQS, no way it could be a settlement.

Go shopping he told me, it does not state anywhere it's a settelment.  He says just like any other legal document, "by signing the below or cashing this, you are giving up your right to yada yada yada.

I agree. my last 3 checks were shorted
and I'm pretty much screwed because I can't afford to take a job outside the home right now because I can't afford all day daycare pluse the clothes I'd have to buy to have an office job not to mention everything else that goes along with it.  I've been looking for something that isn't MT because I'm sick of being screwed and it's only getting worse. 
They have NEVER done credit checks. I have worked
with them for going on 8 years. I know this as fact. They do a background check on anybody but if you knew what you were talking about or if you had applied, you would know what kind of background check this is and it is not a full background check.
I'm glad you don't make out my checks! It's
$12.00 a day, $1.50 an hour. 
Show the checks were cashed.
(From a different company )I got receipts showing I was paid too. How convenient that the check was "lost" in the mail.
Need checks, not labor denial
The labor board only DENIED because it DOES NOT deal with this and not because she was INNOCENT.  So I would want to see cancelled checks, front and back, signed and see what account they were deposited into for me to consider her innocent.  Easy enough to prove.  But if she proves that the labor board denied the claim that does nothing it just states that we don't deal with IC's and does not clear her at all.  It is very simple, get copies of the checks front and back and then I guess you could ask the person who was supposedly have been paid to produce that month's bank statement showing that it either did not did not get deposited there.    All the time she has spent arguing and defending herself, she could have proven herself innocent by now.  This is one word against the other and one has to be right and they need to produce the proof.   
I don't have much of a social life myself, but working on it
But being in my mid 30s I don't know if i'm going to click with anyone.  I just know I cannot do the online dating anymore!  Its so disppointing meeting the person after they've built themselves up AND have used the best picture ever taken of them in their entire lives on their profile.  Some people swear theyve had good luck, its about 50/50.  Its just not for me, very awkward and weird.  Thats why a reality TV show on it will be fabulous!  I'm just hoping its on tonight, supposedly ABC or something. 
There is a balance though, people who are too social
People who tend to spend a lot of time alone seem to be a little sad.  Just mix it up a little and find your balance.  For me, if i'm around people too much, I feel absolutely drained, but if i'm totally isolated, I feel trapped and sad.  So I socialize a couple times a week by taking classes, seeing family members, talking to neighbors, meeting up with a friend, and thats enough.  Just not everyday, maybe not even every two days!