absolutely true, provided

You're responsible with your money. But if you're one to spend carelessly, you're going to wish you had a credit card if you need some major car repairs or something of that nature.

So I suppose the real "need" is simply having available cash when you need it (not want it).

• Looking for best credit card, visa,mastercard or amercian express - Leo
  • ITA with home equity loan if possible. sm - me
  • i use GM mastercard w/rebates on new cars. - sm
  • No credit card is a good credit card. - Piper
    • It would be nice to not have them, but in the 21st century you - really need at least one, and use responsibly. nm
      • Oh, not this discussion again. I haven't had a credit card - Debit card.
        • Just got a debit card this week, trying to - me
          • if you use your debit card for gas purchase (SM) - learned the hard way
            • Thanks. Primary use will be for gas, though we don't - me
        • How do you rent a car without credit card? - Justme
          • Debit card. They've got the credit card logo on them, so they - ex-banker
            • One of those radio financial guys said debit cards are the MOST dangerous to use. - Access to your checking account, etc. nm
              • well darn. I thought I was being wise - me
              • Dangerous as far as what? NM - None
                • Probably because someone can empty out your checking account before - you know what hit you. nm
        • absolutely true, provided - Snow Bunny

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IC = 100% of the social security tax, which is around 15.3% of the gross earnngs. On $35K that's over $5000.

Vonage nor Comcast work with all equipment (static, echoing, etc.) and I would be interested in learning more about what "the fine print" says for these two companies.  So, you must be misinformed because I have a sister who works at AT&T and no matter what package you buy, MT IS NOT ALLOWED.....and that is a FACT!   

no other job I could do where I could have made the money I am making without a college degree.  Yep, I started out with low pay.  Instead of whining about it, I got a lot of experience under my belt, worked in a hospital for quite a few years and learned MT inside and out, can transcribe any speciality and any type of report, and now I am reaping the benefits.  You reap what you sow.  Complaining never helped anyone get ahead.  Hard work and a willingness to do whatever it takes does.  I am living proof, as are many of my MT colleagues.  I was never one to complain, I just took what was available, worked hard and learned everything I could, and look for the next opportunity that offered more pay and through the years have gone from about $6 an hour to now a whole lot more.  I won't bother to say how much because you'd tell me I'm lying.  Fine with me if you don't believe me, but I now get 15 cpl (own accounts) and can transcribe 300+ lines per hour.  You do the math.  I didn't get here by whining about how bad I had it or how overworked and underpaid I was.  Even at $6 an hour I did my best and worked hard and I have been rewarded for that many times over.  I got valuable experience in those years working for a hospital for not much money.  I learned things I never could have learned working for a service.  Now it's paying off.

Some people are just not cut out to be MTs.  Maybe that's the case with some of you who are complaining.

you with a foot pedal?  Ask and see if they'll send you one.

One day I had to go to my local MQ office to have them look at my computer, and on my way out, they handed me a foot pedal for the "new upcoming platform."

Then when I received my computer rental in the mail a couple of months later, they sent me another foot pedal (same as the first one).  A back up?

And finally, when they trained me for the new platform a couple of months ago, the booklets, some new headphones, and a NEW PEDAL came in a nice box to me!

So anyway, as an owner of three foot pedals free from MQ, give 'em a try. 

I would put 32-year-old male, but no hyphen if it's something like *Patient is 32 years old.*  (Same with 11-pound weight loss vs pt has lost 11 pounds.)  I can't quote the rule on this offhand, but whatever the rule is, I personally I think the hyphens make it easier to read/understand. 

http://www.typematrix.com/ezr2030/

Despite the information provided, I know firsthand these can be modified with some engineering expertise and/or advice, which I would be happy to provide if you so desire......

I think a lot of people go the extreme -

so, if I had to be one way or the other (being a humble extremist myself...*LOL*), I'd rather have too much self-esteem than not enough (been there, done that the first 30 years!!! *L*).  And I am a truly humble person, been recognized for just that.....but because of *been there, done that* - and all sorts of therapies (not drug therapies), some end up the other way.  Oh well, this was a fun couple of posts - so I thought.

Gave me much to chew on :)  Have fun!  

I wish you the very best of luck!  You'll do great!