Dear Crabby, about the mortgage

• I saw Bush's welcome home speech. - It was such an incredible, funny, down to earth sp
  • I am ignoring the hatred below. I agree with you. - I wish President Bush well. good-hearted man.nm
  • Just read "Faux" news was the only one - Dixie
    • I doubt other networks were given access....(sm) - Just the big bad
      • Gosh, you've lost me on this, please fill me in. - Dixie
  • OMG who gives a frick about China - nm
    • You should care......they own us financially, which - means they hold the cards...........sm
    • Sorry, China OWNS us... - sm
      • Not to mention the money we borrowed - Long-Time MT-NY
    • If I were you.............sm - m
    • to put it mildly - Crabbyolebroad
    • We owe them money. (NM below) - Hello? I care.
  • Well, - Crabbyolebroad
    • But......he's not trying to promite equality and unity - that's the facade he has pushed on the lame....
      • What does "promite" mean? nm - Don
        • OMG. People like you take things - so literally. Human rights.
          • People like me? I'm sorry but what does probite mean? Bite a pro? really ? nm - Don
            • I am not the one who wrote it, but - you take it so literally.
  • Oh yeah, Texas is the right place for the likes of him sm - Mrs. M
    • At least Bush did not hang around - terrorists or the corrupt Chicago group.
      • The American people didn't listen to the anti Obama sentiments sm - Mrs. M
        • That is really funny.......Obama got elected - sm
          • Someone sounds jealous...... Obama won! Do not be treasonous! - Christian without the hate
            • Boy.......ya'll really jump to conclusions don't ya? - sm
            • Did you hear the real reason why Obama - wanted to be president? For his kids, not you
              • He is president for the Muslim population - and OTHER countries......period!
                • So jealous, in denial and wrong again OBAMA ROCKS BABY!!!! WE WON YAY!!!! nm - Mrs. M
                • Exactly. First thing on his list. - Closing Gitmo and where are all those terrorist he
        • What is all this chanting people do. - YES WE CAN.
          • I agree - Crabbyolebroad
            • I agree. - My grandparents told me back during
              • You HOARDER-people go into end-of-days panic- - survival mode whenever anything you don't -SM
              • Your precious Bush who got us in this mess will not suffer financially ever in his sm - Mrs. M
                • ok, so why is - Crabbyolebroad
                  • Dear Crabby, about the mortgage - Christian without the hate
                    • Awww c'mon now - Crabbyolebroad
                      • Because crabby, no matter how greedy the citizens are/were SM - Christian without the hate
                        • I never once - Crabbyolebroad
              • Well, sure I guess you have stocked up - Judy
                • Back in summer of 2005. Saw it - coming in Arizona.
                  • Yep, under Bush's lack of leadership nm - Don
                    • Get a clue! Clinton started a lot of it. - Then Congress the last 2-3 years.
                      • I say Happy Holidays but - God watches over me too
                        • Happy Holidays indeed. Actually - Holidays comes from Holy Days.
        • I sure hope our - country will be safe, now that he wants
        • interesting - Crabbyolebroad
          • OBAMA has already put in motion AND END TO BUSH'S WAR CRIMES sm - Mrs. M
            • I'm not ashamed - Crabbyolebroad
              • He does not have to care - about the feelings of our military.
                • Bush was sort of in national guard but never showed for the physical... that counts? Cheney was nev - Christian without the hate
      • As a born and bred - Crabbyolebroad
    • Honestly, - Crabbyolebroad
      • She is definitely crabby and that ain't all..... - she loves to scream for the moderator too!
        • Awww you just know I'm right so try to change the subject ... and also sm - Mrs. M
          • No post of mine has been deleted - sorry to disappoint you........NM
            • I think O in Obama was deleted, the one that called a name nm - Christian without the hate
            • None of mine - Crabbyolebroad
              • There are some jealous people on here who sm - Mrs. M
                • thank goodness.......... - ....nm
                  • Yeah now all the dummies are left... why do you post NM as your name, coward? - Christian without the hate
                    • You call yourself a christian? - without hate.
                      • message for you - Christian without the hate
                        • Monikers - Santa Claus
                          • Dear Satan Claws, you repubs .......sm - Christian without the hate
                            • Based on your response... - Santa Claus
                • I know that probably - Crabbyolebroad

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I believe the biggest problem our world is facing right now is overpopulation.  I would think even the Lord would recognize that. That said, I would also comment that this woman's genitals as well as her husband's are under their own personal control, not the Lord's.

My other thought is that it seems likely that you would ever really really get to know any of your children while they were growing up with that many kids.  My boyfriend is from a family of 8 children and he and his brothers all agree that they were basically raised by their older sisters and had no real quality relationship with their mother until they were much older.  I'm not saying that is automatically the case, but simply often turns out to be the case.

Check out the mortgage failures.
Tell me which failed more, prime or subprime
Tell me what is the rate of failures under the CRA or even Bush's ADDI (which i attack alll the time)
Once again, REALITY AND THE DATA doesn't fit ya'lls claims.

Basically what happened was.. we reformed bankruptcy laws.. so that people who ran into dire straights could not restructure.

We packaged the loans into commodity derivatives. These are sorta mirror bets on the loans. Sorta..as the same loan will be sold many times in many derivative packages.. that's why the housing derivatives are worth more than all the real estate in the US. Derivatives are actually not that bad.. when a market is stable and only has to deal with natural forces. The housing market was bubbled.. partially due to low interest rates that encouraged everyone to buy, even the rich, and partially due to the CRA and the ADDI.. which did add customers to the market (helping form the bubble was the extent the CRA and the ADDI had in this mess)

All it took was a few failures to pop the bubble..and make real estate prices drop,. and mind you, it was mainly prime loans (READ not loans given to poor people and not loans under the CRA) that failed. The derivative market.,.which like I said, is really mirrors of the same loans.. cause the defaults to explode with ten times the ferocity, because one loan could effect the price of dozens of derivatives.

Really the poor and even irresponsible people .. simply did not have the economic ability to cause this mess. Pool all their money together and waste it on hookers.. it would have zero effect without help from the rich elites and their magnifying packaged derivatives.

THE CRA and ADDI both had stricter requirements than loans you got from normal banks.. both required income data.. where many prime loans did not.. they also greatly limited you on how much home you could purchase..whereas private banks did not care if you tried to buy something you could not afford.
Don't believe me?.. Look in the phone book.. call your own housing authority - you can get a loan for 106% the purchase price of a home even today.. if you're poor enough.
 

Ask to hear the red tape and hoops you must go through.. Heck, it is probably easier to just get a real job and earn real money than go through the FHA.

I appreciate your time spent on the Chomsky quotes, however, they are out of context from the overall essay.  Some do seem a bit inflammatory, but I must admit I see the truth in a great many of them.  The US can be a great and noble country, but it often isn't and hasn't been.

Your last paragraph I don't understand - but I have grown tired and have to finish my evening's typing.

Bin Laden isn't dead.  If he were dead, enlarged, beautifully matted and gold-framed photos of his bloody corpse would have been shown repeatedly on every television screen in the world. 

Does it make sense, in your warped world, to go after the man who had NOTHING to do with 9/11 while ignoring the one who WAS responsible for it?  By the way, have you heard?  The Taliban has strengthened.  You have your president to thank for that.

But don't worry about another terra attack.  Ain't gonna happen.  Bush has repeatedly said he is the only one who can keep us safe.  Wouldn't be prudent to have another terra attack before he leaves office.

This was a quote he made back in 2003 -

‘’These two entities — Fannie Mae and Freddie Mac — are not facing any kind of financial crisis,’’ said Representative Barney Frank of Massachusetts, the ranking Democrat on the Financial Services Committee. ‘’The more people exaggerate these problems, the more pressure there is on these companies, the less we will see in terms of affordable housing.’’

You know what they say about lying down with dogs......well, he was romantically involved with a dog, uh, I mean, executive from Fannie Mae.....

If I were him I sure wouldn't want my face plastered on any newscast anymore. 

The bottom line is that no matter how uncomfortable waterboarding is, terrorists do not fall under protection of the Geneva Convention.  Also, Pelosi was briefed on this type of interrogation and her story is fastly crumbling apart.  The only reason I want them to go after Pelosi is to show that the dems knew about this too and didn't seem to have a problem until now.  Just like a lot of dems didn't have a problem with going to war in Iraq until now. 

As for Hannity...if the best rebuttal you have is that we shouldn't waterboard terrorists because Sean Hannity won't do it for charity.....well....our conversation is done here.

 I said no such thing.

And one of the other voices in your head has already judged me and declared that the Rapture will pass me by, which is fine with me.  Would prefer to spend eternity with those who are nice, loving, kind and HAPPY.

Scarborough's record is public and well known.

So is the objectivity and blatant refusal to ever tell the truth of Bush and his worshippers.

Bush isn't the sharpest tool in the shed.  I can see why you love him.

Why don't you go back to the CON board?  You're showing your colors more and more with each post, and they ain't a pretty sight.

General Giap of the North Vietnamese army wrote his memoirs after the war.  He posted that the antiwar movement in the United States gave the North Vietnamese hope after Tet, when they were decimated and ready to surrender.  It gave them hope, prolonged the war, and eventually led to our precipitous departure.  No, I am afraid you are wrong about your facts.  Here's the post from the 1st Cav. 

Tet Offensive -- Monica
what are the cause and effects of the TET offensive? and who won this campaign? I don't really get this event! can someone tell me the story in a easier version?  I am in the 9th Grade. Monica,   

Here is an answer to a very complex question.  The Tet Offensive of 1968 was an initiative of the North Vietnam Army to have the civilian population of South Vietnam join them in their offensive and efforts to overthrow the South Vietnam Government, forcing the withdrawal of the United States Armed Forces.  

The Tet Offensive of 1968 was conceived by General Giap, commander of the North Vietnam Army and his staff.  General Giap earlier in his career planned and executed the battle at Dien Bien Phu which drove the French out of Vietnam in 1954.  During the battle of Dien Bien Phu, General Giap stated  he was willing to lose 10 men for every 1 enemy soldier killed, which indicated that a person's life in Vietnam was cheap.

By the end of 1966, North Vietnam had suffered large causalities in manpower and supplies through the bombing of the North and the fighting in the South. They consider the war was at a stalemate. North Vietnam would need a major victory if they would continue on with the war. Thus the planning for what is known as the Tet Offensive began with General Giap (Commanding General of the North Vietnam Army) and his staff.

The battle of Khe Sanh (Jan. 21, 1968) was the prelude to the Tet Offensive of January 31, 1968.  The battle at Khe Sanh was similar to that of Dien Bien Phu in which the Vietnamese had surrounded their enemy and cut off all land routes for supplies and evacuation.  Khe Sanh had two objectives besides the obvious objective in defeating the Marines.

1. Diversionary tactic to draw American attention away from the cities of South Vietnam and more towards Khe Sanh.

2. Remind the people of South Vietnam of another battle that took place 14 years earlier at Dien Bien Phu, which would encourage South Vietnamese to join the VC in throwing out the Americans as they did with the French.

The North Vietnamese Army fought the battle at Khe Sanh and the National Liberation Front (VC) fought the Tet Offensive, which attacked the cities and provinces throughout South Vietnam.  

It should be noted that NVA units who were not participating in the Khe Sanh siege supported the VC in their attacks on the cities during the Tet Offensive.  

National Liberation Front - (Also Known As) Viet Cong or VC were comprised of South Vietnamese civilians and North Vietnamese advisors who lived in the cities and villages throughout South Vietnam.  They were part of the North Vietnamese forces in reuniting the two countries as one.

A cease-fire began on January 30, 1968 for the Vietnamese new year of Tet, which falls on the first new moon of January. On January 31, 1968 the Viet Cong broke their cease-fire and attacked many cities and provinces throughout South Vietnam. In Saigon, a small number  of VC (19) were able to reach the American Embassy grounds, but did not gain entry into the embassy itself.

In the Northern part of South Vietnam, the city of Hue was taken over by the V.C. and executions of city officials and their families took place.  The initial reporting indicated the number of people executed was in the thousands (2,300 persons executed in and around Hue during Tet 68 - Time Magazine 31 Oct 69).

Saigon was the center for most if not all of the news agencies that were covering the war in South Vietnam.  Tet offensive of 1968 was the first time, during the war, that actual street fighting took place in the major cities.  Rear support personnel and MP’s did the initial fighting by American troops until support from infantry and armor could arrive. These men did an outstanding job in defending the cities, airfields and bases along with the embassy. The news media were able to capture this street fighting on tape in addition to the attack on the American Embassy. This new offensive was immediately brought into the homes of American families through reporting by television and the press. The sensationalism of this reporting brought forth a misrepresentation of the actual facts that took place during the Tet Offensive of 1968. The reports led the American people to think that we were losing the war in Vietnam and that the Tet Offensive was a major victory for North Vietnam. This was not the case. The VC suffered such high casualties that they were no longer considered a fighting force and their ranks would have to be replaced by North Vietnamese regulars. The civilian population of South Vietnam was indifferent to both the current regime in South Vietnam and the Viet Cong. The civilian population, for the most part, did not join with the VC during the Tet Offensive.

The Wall Street Journal published an interview with Bui Tin who served on the General Staff of the North Vietnam Army and received the unconditional surrender of South Vietnam on April 30, 1975. During the interview Mr. Tin was asked if the American antiwar movement was important to Hanoi's victory. Mr. Tin responded It was essential to our strategy, referring to the war being fought on two fronts, the Vietnam battlefield and back home in America through the antiwar movement on college campuses and in the city streets. He further stated the North Vietnamese leadership listened to the American evening news broadcasts to follow the growth of the American antiwar movement. Visits to Hanoi made by persons such as Jane Fonda, former Attorney General Ramsey Clark and various church ministers gave us confidence that we should hold on in the face of battlefield reverses. Mr. Tin surmised, America lost because of its democracy; through dissent and protest it lost the ability to mobilize a will to win. Mr. Tin further advised that General Vo Nguyen Giap (Commanding General of the North Vietnam Army) had advised him the 1968 Tet Offensive had been a defeat.

The military defeat of North Vietnam after the Tet Offensive of 1968 became a political victory for North Vietnam because of anti-war demonstrations and the sensationalism of the news media.   The North Vietnamese interpreted the U.S. reaction to these events as the weakening of America's resolve to win the war.   The North Vietnamese believed that victory could be theirs, if they stayed their course.

From 1969 until the end of the war, over 20,000 American soldiers lost their lives in a war that the United States did not have the resolve to win.  The sensationalism by the American news media and the anti-war protests following the 1968 Tet Offensive gave hope to Communist North Vietnam, strengthening their belief that their will to succeed was greater than ours.  Instead of seeking a successful resolution at the Paris Peace Conference following the disastrous defeat of the 1968 Tet Offensive, they employed delay tactics as another tool to inflame U.S. politics.  This delaying tactic spurned further anti-war demonstrations.  Those who sensationalized their reporting of the war and those who supported anti-war demonstrations are guilty of giving our enemy hope. Because of their actions, they must share partial responsibility for those 20,000 + Americans deaths. 

We won the war on the battlefield but lost it back home on the college campuses and in the city streets.