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Serving Over 20,000 US Medical Transcriptionists

Medical insurance isn't about feelings. It's business. nm

Posted By: good grief on 2007-10-26
In Reply to: Well, if you were going through infertility - KS MT

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QT Medical is officially out of business. sm
The hospital I work for was just notified that they are closed as of today.  Did they have a lot of MTs?  I feel horrible for the MTs, not a good time of year to hear something like that.
Says medical and business expense benefits (whatever that means).
Company equipment provided. F/T and PT, then apply on line.
Do you mean to say you have medical insurance etc??
Thanks for any information.
Medical Insurance

I was wondering if anyone can recommend a company that has medical insurance for its employees.  The company I work for now has just screwed us on the medical insurance and I am looking elsewhere.  Thanks. NM


Medical Insurance

I just want to remind everyone that the insurance coverage with a a company is very important, especially when single.  Do ask about the deductible.  Due to medical crisis, I faced 10 grand in medical bills which only added more stress to a very stressful situation.  And, that basically takes 10 thousand off my yearly income. 


Good insurance coverage means so much, especially when there is not a secondary ins. in place.


Just wanted to share this.  :)


I don't take the medical insurance either BUT
Their other benefits are phenomenal.  They provide LTD, STD, flexible spending account, 401K with match and they pay your vision insurance for the family.  They have an awesome PTO rate and you get paid for downtime IF you run out of work, which doesn't happen very often.  I can't remember the last time I was out of work.
Is the NWU offering medical insurance again?
I had great insurance at a great rate through them years and years ago, then they dropped it because the cost was prohibitive. If they are offering it again, I applaud them. They are a good union and very unconfrontational, well spoken (guess that's a mute point, eh?) but still don't have the big bucks it would take to promote the MT industry on the level that is needed. Almost every American MT would need to join and NWU would need to find a lobbying group to help.

d~
Employee Medical Insurance
Are there any national companies that pay the full premium for employee medical coverage or is this only offered if you work outside the home?  Thanks.
That is so NOT the purpose of medical insurance. nm
x
How are the medical insurance rates?
Did they go up too? They were interested in me a couple of months ago, but I did not call them because I had already picked someone else. I know they are great, but did their insurance rate for employee and children, or family go up like everyone else? I am considering contacting them again. Although I don't want to change jobs at all, if their rates are good I won't have to spend most of my paycheck on medical. Please someone let us know here. It is an important issue!
Zylomed Medical Insurance
Can anyone who works for Zylomed who has employee status give me some info on how their medical insurance benefits are?  Thanks!
So if you have a medical claim, the insurance - sm
doesn't pay anything until you've forked out the first $2,000? That's appalling!
They don't pay for vision unless you have medical insurance.
When I first started they paid for vision, but unless you get medical coverage it is no longer free, unless it changed with the enrollment that is going on now. 
Keystrokes is hiring. Can anyone tell me how much for their medical insurance benefits etc...
I am looking for a FT job with good medical benefits for either myself or family coverage. They are seeking ortho MTs and that is right up my alley. Thanks in advance for any help.
How is Transcend/MDI's medical insurance plan for employees?
Thanks
MDI-FL. thinking of applying. Is medical insurance still high? That is what has stopped me before
I cant remember what the cost was but it seemed to be be high for single and family coverage. Anyone know?
Thanks for your honest reply. Unfortunately, I have also worked in the medical insurance billing
side of it and I see how our prices go up and how the insurance companies pay the doctors less and less, yet these insurance carriers gouge people with their ridiculuous preminums. I understand insurance companies having to raise rates due to skyrocketing health care costs but the kicker is the insurance companies are only allowing a fraction of the billed charges anyway. If they were actually paying out all these claims at full, I could understand the rise in preminums. Well good luck to you and do not think about it, pooping blood does not sound healthy at all and would call for a colonscopy and then a huge bill and then another rise in your preminum.  Vicious cycle I tell ya.
Isnt their family medical insurance kind of high. I think that is
why I passed on them previously and they only wanted to pay 7.5 cpl for 12 years of experience.
Survey - What type of medical insurance does your company offer?
Just curious about which company you work for and what type of medical insurance they offer.  HMO, PPO?  Cheap or expensive for you?
I agree. As medical insurance biller/coder/transcriptionist
I agree with the other poster. You're better off going with a group plan than on your own. Largely, because you pay the same premiums across the board as everyone else on your plan. When your on your own individual plan, I was scared to use my or have a new diagnosis because come renewal time, your premiums are adapt to go up staggering and there is nothing to can do about it, other than drop them and then you are in a worst situation. Yes, group insurance premiums usually go up every year but it's nothing like what will happen to if your on your own. Also, you do get a contracted adjustment based on your insurance's contracted allowable rate. Say your visit is $100 and the contracted rate/allowable through the insurance is $75, that means the doctor has to write off that $25 according to their contract.
Is there anyone else struggling to get the lines needed at Transcend for medical insurance? sm
Or is it just me??  TIA
MDI-FL. Last time I checked their medical insurance for families was expensive. Has that changed or
is it supposed to. I know at one point a recruiter told me they were working on making it more affordable but I never heard anything more. That is a big factor for me. I need affordable insurance for my family. Thanks for any input.
Heard Keystrokes was getting better benefits, medical insurance etc.. Anyone care to elaborate? I
ready for a change.
Transolutions? Anyone know how good their medical insurance benefits are, costs, etc..specifically
family coverage. They say you only have to work 32 hours to be eligible so I'm curious what their benefits are like. Thanks
Medware- Ballpark figure for cost of their family medical insurance. NM
nm
Go with your gut feelings. nm
x
I understand your feelings...
It is so hard to be two places at once but if you feel that your son needs your attention right now, call off. They will have to understand. You would call off if you worked in an office right? Just do what is right for you and in the end it will work out...Hope your son feels better!!! Hang in there!!!
you have summed up a lot of feelings and
realities of this once profession and I really appreciate the post...
Believe me I understand your feelings. I had been with MQ
for 17 years, when they starting cutting the ASR rate in 06/2007. I decided then and there the writing was on the wall. I knew it would not be too long before they cut it down to 5 cpl. I was making 10 cpl straight typing, but took a pay cut to work for TT and it was worth it. I am sure things will work you for you. Take care.
I didn't mean to start any bad feelings. I am sorry. nm
x
I understand your feelings, but let me give you
my recent experience. Mind you, I do not recommend just any company or say someone is good if they aren't. I am a seasoned MT who has worn many hats in out field. I recently decided to give MT a try again after running the gamut all the way up to QA manager, but so many problems with companies who pretend to be what they are not. I saw the posts by others that to me seemed unrealistic.

I wrote to Transtech and I was hired. Immediately after hire, I was set up, no wait. The tech guy got his job done and the program worked with no problems.

Their recruiter was very nice, willing to work with you, set a schedule that was workable, etc. These people were the nicest people I have been associated with in a long time.

I found myself unable to do MT on a full-time basis due to back problems and it really broke my heart. I have seen the industry just go downhill through the years and this company to me is just absolutely THE ONE that can lift your spirits in a field that has dampened your spirits.

They may be growing at a fast pace, but their ability to communicate and make you feel like a very important player in their team is something that none of the other companies I know will let you do. You are important to them.

I had to resign just due to my medical problems, but had they had a position available that enabled me to utilize my other skills open, I would not have quit. I really wanted to give MTing a try again with the downward spiral of the upper level jobs in most companies. I will not give my expertise out for next to nothing so I felt I could truly make management money by just going back to MT again as I always made management money doing MT. I guess I was delusional thinking I could make it work. They bent over backwards to give me a great flexible schedule and work with me. Their program had no flaws after one initial problem and the way they decided to solve it.

Trust me, I don't pat a company on the back that has not earned it.

I can tell you I am not a planted person, but I cannot say enough nice things about this company. If there was a position available in their organization that could employ my other skills such as management or supervisory, I would not hesitate to go back.

They are the cream of the crop IMHO and I do not work for them and the brief time I did taught me not to totally give up on this profession because I know of at least ONE excellent company.

BTW, their account was great and the sound was quite good. I cannot commend them enough.
I got the call, too. Mixed feelings here, too, but (sm)
my deep-seated distrust of all large companies of any type causes me to be worried. The call was upbeat, but I guess all we can do is wait and see what happens. This did kinda ruin my day, though.........
I understand your feelings completely...
I also get discouraged because working over the internet we are nothing to these companies. They cannot see us or hear us. They treat us with such lack of respect, and I especially hate the sadistic behavior I see all throughout this industry of women toward women, manipulating people's work and messing with someone's livelihood.

Research online and you can find out each company's profits, yet instead of getting raises and perks, after the companies are profitting millions in 1 year, we have benefit after benefit reduced or taken away, and the pay just keeps decreasing. We are paid whatever they want to pay us. It is like we have no advocacy whatsoever, just like back in the days of slave labor and child labor.

I was hoping the old AAMT would step up to that challenge but they are even more self-oriented than the companies themselves. They are in bed with the competition and playing both sides.
If she was so upset about your letter not representing her feelings...sm
then let her write her own letter and express how the minority in this situation feels!!  Kudos for you in your quest to let the country know what kind of shaft you all got!  Don't ever forget that you have a bunch (and I mean a bunch) of MTs behind you, ex-Heartland or not!
Trust your feelings. Too many good places (sm)
out there.  No sense making yourself ill.   My hope is that someday all the cherry pickers will be put on one big boat and shipped to India to assist in training. 
Good for you. I hope you share your positive feelings
towards that company on this board then. People are only stating their opinions. If they have a bad one, that's their choice. All you can do is share your opinion that's good. However, if you don't share that opinion and simply jump on to tell everyone else to stop complaining, you're really not helping things.
You'll get over the good feelings. I've been here over a year now. (sm)
And if you had seen the subtle changes they have been making, you may agree they are moving in the direction of becoming the new MQ (pre sale to India).
I work with a rescue group so I get my share of fuzzy feelings
I financed a group to get it started, paying for the animal's care, vet bills, medicine and still do the financing. I also take my money and help others out. I just sent some money yesterday to a MT whose has a son who is in dire shape and she wants to go be with him. Not too long ago I read on here about a lady who needed help in buying a foot pedal. I sent her money for that so basically you don't know what you are saying when you say help others out. My mother said I did this from a very young age and I continue to do the same. I also take care of me, though. As far as a sugar daddy, never wanted one. I have a chef husband and a housekeeper. I work, travel, rescue animals, help others out when I want to. Priceless. End of conversation.
Do you feel better now? !! Business is business, most of it should be confidential. Why post on a
x
Trying to build his business? He's been in business over 15 years!!!!!! sm
I also had a hard time, nearly impossible actually, getting paid. The owner does this on the side; he is very involved with other things.
401k funds are protected by govt insurance similar to the insurance
that banks have (FDIC). It is safe even if the company goes under.
The insurance cost is double for Transcend but insurance probably doesn't factor in for her.
I have heard more good things about Axolotl than Transcend, although it seems Axolotl may be less flexible with your schedule and someone told me that QA was pretty strict, which should not matter either if you have worked for a hospital and know what your QA score is.
The insurance plan in my opinion is excellent insurance. I am not sure if it will change when it'
time to renew or not. I really hope not but I know that a lot of companies change every year in an effort to keep costs down because most insurance companies start raising rates after you have been with them a year. The insurance is Great West and they also have excellent dental and vision plans. I believe the cost is less than $70 a pay period for the employee.
If you don't know what is confidential, you have no business being in any business.
This is confidential information and should not be divulged. It is one of the biggest problems a co can have. If you have to ask...well I won't be able to explain it to you
Insurance sucks compared to my old insurance... sm
The insurance seems like they don't want to cover anything, even simple prescriptions I used to pay 4 or 10 dollars on I now pay 20 to 43 dollars.  I like the company/people so far, just don't like the insurance.
Insurance Questions: Can you tell me what you pay for insurance through your

MTSO, which MTSO it is and whether the coverage is decent?  I currently pay $92.00 a pay period for decent coverage but am trying to figure out if I am getting a good deal or if I could do better elsewhere.


TIA.


Are they still in business?
Were you currently working for him?
It's really none of my business because I
don't work for MQ, but it looks to me like they need some kind of formal verfication for whatever reason that you received the letter. Perhaps to prevent any future actions on your part by stating you already had received notification in the form of a letter? Do you know if the phone call was recorded or not? Maybe I'm just being paranoid, but this sounds so awfully underhanded and sneaky to me.
It is none of their business (sm)

and there are certain questions they are not supposed to ask employees.  What other ways can they invade your privacy?  I would look elsewhere.


OSi has not been in business for 10 yrs. Who are you trying to
xxxxx
This is about all she does to run a business.