I just recently went out and got my own account sm
Posted By: husbands on 2008-09-20
In Reply to: Need tips on teaching husband to be frugal..sm - luvmygirls
to avoid the arguments over money. He is not very happy about it, but I told him that after 18 years of being together I cannot have this argument any longer. My husband was a real mama's boy and he got whatever he wanted when he was a child (an ONLY child BTW). I came from a large family where I wore my brother's hand me downs and share clothes with my sisters. I have decided it is never going to change, but I needed to get that stress out of my life. I told him as long as you pay these bills, your leftover money is yours to do whatever it is you want to do. I am exhausted with this situation. I love my husband, the children adore him, so I am hoping this will help the stress in our marriage so we can stay together. I am sorry to stay this will only get worse. We don't even have a house, we rent an apartment for God's sake. He has no desire to even buy a house . . . I am going to try to qualify on my own. Wish my luck . . .
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Own account
Think about getting your own account to supplement this. They are out there. Got two this past month. They came to me -- no advertising. Tapes with pick up and delivery but good pay. Each account between 10,000 and 15,000 lines per month. Will be adding another local IC but because I do pick up and delivery I can only pay 8.5 cpl but it is gross 65 cpl. But that might help.
I do 400 LPH on my ER account
Love it!
Take into account where she is from.
She may have grown up in a place that had no blacks, or maybe her parents were racist; maybe all she learned FROM OTHERS for a very long time was a little skewed or backwards, and she has no idea she's not being PC.
I had an ex-BF who didn't know a single black person until he went to college, and he would say the weirdest things about blacks, not out of hatred or racism, but out of innocent ignorance to their life/background/culture.
In all honesty, the OP sounds a little simple in her language and view...or maybe it's just that she and I are from different cultures and we are both NORMAL.
Very easy for me- I have an account
with 1 of the major shopping channels, have my television in my work room, sometimes watching a particular show and get the number, call up the site and order. It really does not take that long and I still get 2000-3000 or over a day, no sweat.
I'm jealous, I wish I had such an account
as a secret one so I could sock away some extra $$ !!!
Can You Get Overdraft on your account
This has more than saved my life. It's well worth it just for piece of mind in case something should happen and you absoutely have to use your checking account and you're a little short. I hope that that one penny won't screw you up. That would stink. Maybe the bank would be forgiving.
Can you account for most of his time
when he is supposed to be either at work or home? I would be more upset if my husband were into a same sex situation than with a woman. Thinking he might be cheating (if into same sex) I definitely would not want to have sex with him, or really the other way either but especially same. You are much at risk if you do, better to not fiddle around. Thank the Lord I don’t have that crap now. I have gone through similar in my life and finally found a guy who I am 100% sure of - hard to find now days.
No checking account. sm
I have a prepaid debit card I have my pay deposited onto and then pay bills from that or get money orders. The only problem I have is if I get a check its hard to cash and I have to go to the issuing bank and they sometimes charge a fee to cash their own check. Like National City charges $10 to cash a check drawn on their bank if you don't have an account with them. 
I only have a savings account....sm
Better for me that way. I hate checking accounts. My husband and I have issues when I have a checking account because he thinks you can write a check and worry about covering it later. Not me.
Do you have a Paypal account?
Maybe a few of us could send you a couple of dollars to cover it.
I came home from Sunday school once with a chunk out of my hair but it was the work of some naughty little boy. 
Never had any money, on account of....sm
Though I made decent wages, I was divorced and had a daughter and later grandson to almost completely support for a great many years, all through her nursing school and college for her, because her father did nothing...but that's neither here nor there.
So if anything, I'm even a little better off now than before, LOL! As long as my loved ones are OK, I'm OK.
But did you and your no account brother treat her
x
Seems most poeple are not taking into account
that this man beat her! He may have not hit her in the past four years but believe me, there is a good chance he will do it again. She is NOT in love with him so why stay with someone you have NO feelings for and do not desire sexually? Is therapy REALLY going to make her fall in love with this man again? Is he going to be HONEST with her....he hasn't been all these years; in fact, sounds as though he shows no emotion at all.
My question is - how do you stay with someone you do not love any longer no matter what unresolved issues there are. The only issue I would feel is that there is NO love - if there is NO love, I MOVE ON and did after 29 years.
Sounds like we work on the same account!
LOL
I get irate too, report after report about illegals and all the free crap they get, and doctors even giving them advice on how to get more freebies.
We had that happen with an old dial-up account
But there was no advanced warning or anything. One month our bill was what they said it would be and the next month it had doubled if not tripled. They told us it was because we were "unusually heavy users." I don't even remember what company it was, but we dropped them immediately.
My checking account is free too. I pay
most of my bills on line through them--no fee for that either. Whenever I need checks, I order them from one of those places you see in ads in the Sunday paper. They are cheaper and with paying online, I have not ordered any in probably 4 years.
I can use bill pay to pay to a specific account #
at any bank. Its free, too.
login to your account @paypal to see your history. SM
if there is no payment listed, then assume it did not go through.
or you could check with your credit card company...
file garnishment on bank account
so it hits his account the same day he deposits pay checks (usually Friday).
PayPal eCheck from my checking account
I know this has happened to somebody here before, I remember reading it. This morning I woke up and checked my checking account to see what little I had left before pay day this Friday. What I found was that somebody had taken $2420.00 from a PayPal eCheck, and now I am way in the negative. The bank says it takes three to five, possibly up to ten days to dispute and make the account right. That's just great. I have a direct deposit going in on Friday, and won't even be able to use that until who knows when.
What can be done, if anything, on my part? Is there someway to make PayPal responsible for making the dispute happen faster? I have no clue what to do and have absolutely no money until this dispute is over. It did take the whole ten days about six months ago when I got double charged for something, so I already know it won't happen before pay day. Maybe with this large sum of money they will expedite. I can hope!
Okay, back to work for me. Thanks.
First thing I did after reading this was check my account sm
All is well, thank goodness. How scary! I hope it all gets straightened out okay.
Hey Jan - You can also open a free account with photobucket.com
You can upload any pictures to that and then change the size. After that you can copy it onto the avatar secton here.
Hugs sue-ellen
My husband opened up a new Ameritrade account
so far, so good. We only put in $2000. He basically wanted some play money and wanted to give it a try. We do day trading and he's actually making a little bit. He tends to watch the companies that are closing to merging and makes a play for them. You can find out ahead of time what companies are planning mergers, when they expect to close, and how much they agreed on for the selling price per share. So far, he's done 2 of these and made out okay, but he's pretty conservative in how much he buys.
Closing an account affects your score because
if you carry balances on other cards, by closing an account you instantly increase the percentage of available credit that you are using. An assessement of the percentage of use is a significant element in your credit score.
If you have other cards with high limits and low or no balances, closing an account will have only a small, probably temporary, effect, unless you are closing the account with the longest history. As another poster mentioned, length of credit history is another significant element of your credit score.
If you have high balances on other cards, leaving open an unused account will make those balances a lower percentage of your available credit, which can boost your credit score. However, in that case, paying down the balances will have a much larger positive effect on your score.
Hate making a mistake on my checking account!
I typically write only 1 check a month (for my rent/water) and everything else is paid online or with my ATM/Visa card. I checked my balance this morning and thought, yeh! I can go get a latte! So off I went, spent $3.57 on a coffee and on the way home remembered something -- I wrote a check last week to the DMV for this year's registration/tag and I wasn't sure if it had cleared my bank. Got home, checked my balance and guess what? The outstanding check has NOT cleared and now the balance in my checking account is 1 penny short of clearing that check! Too late to go put in a couple of dollars for it to be posted tonight in case the check comes through 
Y'all keep your fingers crossed with me that the check won't come through tonight, or if it does my bank will be forgiving and not charge me $35 to cover that extra penny I'm short on  That would be some expensive latte!!!
If you have a Netflix account, you can watch online for free.
The membership is fairly cheap. My husband and I have one and watch movies online on their site all the time.
Where did you get the account of it from? The child with perception issues? Or another adult?
oooo
Change your bank account on file with Vonage Right NOW!
nm
Transfer your banking business to a free checking account
Washington Mutual Compass Bank, and many others offer completely free checking accounts. There’s no reason you should be paying maintenance and annual fees for a checking account.
I was just recently .....
At the GYN, and had a PAP/HPV test and I was told it is actually the male who spreads HPV, and yes, males will be tested in the future as well. I was also told that the thing of the future will be the HPV test replacing the Pap smear. Interesting.
I had a friend who was recently
selling his house and buying another one who stored some things in a storage facility. He opted not to get the insurance on it. It got broken into and his things stolen. He thought it was an inside job since it happened not too long after he rented the place and no other units were broken into.
You sign a contract though usually when you get a rental unit. I bet you somewhere on that contract it stated they are not liable. That is why they have the insurance you can purchase. Kind of a different scenario. Plus, if they had stored them properly and then they were stolen, no, it wouldn’t be their fault at all. There are situations where some things are out of people’s hands. They acted negligently though.
Whether the husband should have made a better decision is really beyond the point. They both knew that storing them near the street could mean them getting stolen and they did it anyways, but they didn't put their quads there.
That is my point, yeah the husband should have made a better decision, without a doubt, but they completely had no regard for her property, but did for their own property. I think that is pretty crappy.
Had 1 just recently - that was fine
within the past 4 months, so next step??
I recently had a talk with my ex
I am the grandma, but I'm raising my granddaughter. Both parents have supervised visitation, but don't visit. My ex-husband, my GD's only grandfather, comes to get her every couple of months for a visit either alone with her or with his family. When this happens, she gets loaded down with presents. Even though there are other children in the family (although she is the youngest), none of the others are not treated equally. They all feel "so bad" for what has happened to my GD (granted it HAS been bad), but a special extended family dinner, huge bag of toys and candies for Valentine's Day was just too much for me. I asked him to please consider and talk to his family about these excesses. I reminded him that if he/they continued to treat her as "damaged," she will consider herself as being "damaged" and will always have a victim attitude and have the expectation that she should be treated differently. Once he thought about it from point of view, he understood better and things have cooled down. They still visit, but the gifts are fewer and not as over-the-top as before.
I think the same thing happens to children of divorces. The noncustodial family tries to over compensate for not being there as much as the custodial parent. I don't think your daughter needs to speak to the new "wife", but should try to have a reasonable and nonthreatening talk with her ex about always trying to think what is best for the child...not the adults. Every time I need to make a decision, I always ask myself "is this in her best interest." I've had to make some hard decisions, and this philosophy has made everything easier. Good luck.
I just recently saw her on a bunch of
with her new body, etc. So maybe instead of rehab, she went to a spa and got into shape, cause she does look great (at least on the magazine covers), but certainly desperately needs rehab and lots of therapy. She is a beautiful girl, can't say very talented, but it is a shame to see her so out of control and living so dangerously...
My dad passed away recently too
You say you think it is disrespectful to cremate and memorialize later.
Some things you should take into consideration. Did your cousin pass away far from home? My dad did. In fact, he was 1610 miles from home, on the road, with only my mother there with him. Options were limited.
Secondly, where is the family? All of us kids are on the west coast, my dad's family is in the mid west. As a matter of fact, my mom and dad had just sold their home here on the west coast and moved back to my dad's home town less than one month ago.
Third, who are you to decide what is the best for everyone? Our IMMEDIATE family has lost a father, husband, and grandfather. It is our choice and we are the ones who were informed of his wishes prior to his death, not our cousins, aunts, uncles, etc... How would you know?
I recently adopted a cat
from a rescue facility. She is a total sweetheart and so petite! I named her Tinkerbell. She shed like crazy at first but I think it was nerves because now a couple weeks later she has stopped shedding and seems to have settled in nicely, plays with my other cat (male) and loves my dog!
The only thing I've noticed is she is a bit gassy - not a lot but at times worse than others. My question is, is there something I can give her otc to help with her "problem"? 
Anyone have a mammogram recently?
I have to get one soon, but I am so afraid to do it. I'm 43 and it will be my first one. I know I should just do it, but I keep putting it off. Just the thought of those 2 glass (?) plates smashing down on the booberoos keeps me from going through wtih it.
Can anyone who has had one recently help me out....How bad does it hurt? How far down do they smash them? Within one inch? Two inches? or just enough to get a good view?
Had one recently, they're much better than they used to be!
I also have small boobage, and the more uncomfortable part is where the edges of the machine hit me during the strange contortions in order to get the boobage on the plate! The actual mammomash is more pressure than any pain, they only go far enough to get a good view and it's over pretty quickly.
One time I went they offered some sort of padding, which meant the plate wasn't quite as cold, but other than that no difference. The tech said that some women with sensitive breasts think they are awesome.
Just go! A couple minutes and it's done...and you really need this!
I recently learned that among those who are into -
New Age beliefs (which I'm not particularly), a personality type called "Indigo" exists. The 25 traits that make up an Indigo fit me and my authority-questioning ways to a T. It was quite a shock how exact the match was. Even more interesting was other people's descriptions of their lives, etc. as an Indigo. You might check that term out, cuz you just might be one, too!
According to the teachings of that group, Indigos often lead difficult lives because they spend much of them swimming against the current, but that they are ultimately the ones who will save the world.
Food for thought, when it comes to the differences between leaders, and followers!
I used to agree with you until recently. sm
We have had a few pits over the years and they were fine. DH brought one home from work recently that he bought for $200, 6-month old fully registered. We had 2 pigmy goats in their pen. Within 3 hours of him bringing this pit home, it attacked and killed one of our goats. My kiddos were trying to get it off the goat before I knew it, could have killed them but they don't understand the seriousness, they were only trying to save their pet. When I realized what was going on, DH and I both tried to get that dog away and neither one of us could until the goat was dead. DH took him and shot him. Fast forward about 2 months and now there is a wild pit I guess someone dropped off around here. I have seen it maybe twice. Killed my kiddos' kitten. Heard lots of commotion one night and went out to see the kitten in its mouth. Not the same pit but you could tell this dog was pit. DH wasn't here but we are trying to locate that dog and it will be disappear as well if I see it on my property again. They don't kill to eat, they kill just to kill. A few years ago, my BIL brought his pit to our family reunion. Had him on a chain and my DS at the time was maybe 6. He as petting him but had a bag of cheetos in his hands. The pit attacked him and almost ripped is ear off before we got him away and probably the only reason we got him away from the pit was because the pit was on a chain and saw it happen instantly. My kids will NEVER be allowed around any pit whatsoever. I say Amen to the representatives trying to pass this bill. I agree with them 100%. You never know when they will attack and I personally now believe it has nothing to do with how they were raised. It is in their genetics.
Been going up and up for 2 years around here not just recently!
xx
I recently realized
that I cannot compare my family to my husbands. It's hard when you grow up with such different values focusing on basic things like the importance of family and relationships.
MIL was recently in the hospital with heart concerns and they just dropped her off and went home. This is the 3rd time her husband has done this. Atleast this time he called the children. It is beyond me why one of her 3 boys (or their spouses) did not make the 15 minute drive to go sit with her. I would have but I was working and figure if out of all those people no one else could make the effort, why should I turn my life upside-down to do it. I can't imagine anyone in my family doing that, even if it was something routine or scheduled. My sister is the one who told me to let it go.
We went recently and stayed almost
100% of the time on the resort. The employees there did take people out on tours and we went with the employees and also took a boat ride over to the island (can't remember the name), but it was also a tour. Don't know I would run around by myself anywhere.
A recently used solution against this group
was applied by Hells Angels. No joke.
The Hells Angels motorcycle group was nearby where a protest was being held and they showed up! Ran off every single one of the Westboro derelicts.
First time I've ever been in favor of Hells Angels.
I have recently begun working out
I have recently begun working out. I am 32 years old and have never seriously worked out in my adult life. I was frightened of the gym but made the commitment.
I work with the trainer 2x per week for resistance and I do cardio 5-6 times a week. I also have made big changes in my diet in the last 3 weeks.
So, today, I got my measurements taken. I did not lose a pound (still at 167). My body fat has decreased 1.7% and I have lost 4.5 inches in my measurements.
I guess I just want to know if this is normal...I would have expected to see some change in the scale and I'm trying not to lose my motivation. Any input or ideas would be appreciated!!
We recently moved 200 miles away and
joined a church after being away from the church for several years. There are so many activities for couples and singles, or both, and not just church/religion related. We have dinners, baseball games, hayrides, dances, etc. and have made several friends in the few months we have been here. We get out more now than ever before. I don't know how old you are, and though I hate to admit it, we joined the seniors center also (you only have to be 50). They do all sorts of things - day trips, 1 and 2 week trips, dinners, plays, game nights, music... I just never thought I would be joining an old folks place, but it's fun and a lot of them are in the 50-60 range. Lots of singles and couples.
Question about my cat who recently had kittens.
She had kittens 7 weeks ago, and we gave them away at 6 weeks. They were eating kitten food, but still nursing just a little bit. Her nipples are really hard, almost feel like tumors, but not hot, red, or oozing. Is this normal? If so, how long should it last?
No. Recently. Besides she is African-American
nm
I wonder that as well. Recently gave my son's ex-girlfriend
a very expensive baby gift for her new little one (b/4 she was even born). I mean it cost several hundred dollars. Never heard a word, not even a phone call. Then she sent me an invite to her wedding soon after...i respectfully declined. Guess she had a stamp for that, but not for a thank you note.
I recently got mine undershirts - 7 and 9 - sm
but no way, I am not getting them a bra until something starts popping. Neither has a problem with it, and no girls in their classes are wearing bras. I'd be curious though and take a look at the girls in her class though.
Here is our Becky (recently adopted)
Becky loves to cuddle and loves to get her belly rubbed. She would rather be in your lap, but is content to lay at your feet if that's where you prefer her. Becky enjoys her toys and will even carry them around the house and toss them for herself. She knows commands like "sit" and "come", and she comes when called 100% of the time. If you lay on the floor with her while you watch TV and scratch her ears or stroke her fur, she will go right to sleep. Just be sure to have the remote handy so you can turn up the volume once the snoring starts. :)
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