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Hate making a mistake on my checking account!

Posted By: crossing my fingers on 2007-07-11
In Reply to:

I typically write only 1 check a month (for my rent/water) and everything else is paid online or with my ATM/Visa card.  I checked my balance this morning and thought, yeh! I can go get a latte!  So off I went, spent $3.57 on a coffee and on the way home remembered something -- I wrote a check last week to the DMV for this year's registration/tag and I wasn't sure if it had cleared my bank.  Got home, checked my balance and guess what?  The outstanding check has NOT cleared and now the balance in my checking account is 1 penny short of clearing that check!  Too late to go put in a couple of dollars for it to be posted tonight in case the check comes through 


Y'all keep your fingers crossed with me that the check won't come through tonight, or if it does my bank will be forgiving and not charge me $35 to cover that extra penny I'm short on    That would be some expensive latte!!!




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No checking account. sm
I have a prepaid debit card I have my pay deposited onto and then pay bills from that or get money orders.  The only problem I have is if I get a check its hard to cash and I have to go to the issuing bank and they sometimes charge a fee to cash their own check.  Like National City charges $10 to cash a check drawn on their bank if you don't have an account with them. 
My checking account is free too. I pay
most of my bills on line through them--no fee for that either. Whenever I need checks, I order them from one of those places you see in ads in the Sunday paper. They are cheaper and with paying online, I have not ordered any in probably 4 years.
PayPal eCheck from my checking account

I know this has happened to somebody here before, I remember reading it.  This morning I woke up and checked my checking account to see what little I had left before pay day this Friday.  What I found was that somebody had taken $2420.00 from a PayPal eCheck, and now I am way in the negative.  The bank says it takes three to five, possibly up to ten days to dispute and make the account right.  That's just great. I have a direct deposit going in on Friday, and won't even be able to use that until who knows when. 


What can be done, if anything, on my part?  Is there someway to make PayPal responsible for making the dispute happen faster?  I have no clue what to do and have absolutely no money until this dispute is over.  It did take the whole ten days about six months ago when I got double charged for something, so I already know it won't happen before pay day.  Maybe with this large sum of money they will expedite.  I can hope! 


Okay, back to work for me.  Thanks.


 


Transfer your banking business to a free checking account
Washington Mutual Compass Bank, and many others offer completely free checking accounts. There’s no reason you should be paying maintenance and annual fees for a checking account.
Making MY list and checking
I also made a list for my hubby. He is a sweetie, though and last year it was diamond ring, the year before diamond bracelet, the year before gold necklace and this year I made not only things for me but also things I wanted around the house. He bought me gold earrings, a bling watch and some snuggles for my feet (he says he has heard me say my feet get cold). Love that man with a passion!!
I think you are making a mistake and son will eventually resent you for that (sm)
He should at least get a chance and not be held accountable for something someone else did. It is definitely very unfair to him.
Thanks for checking. I did try making my homemade version.
Not too bad.  Needs a little recipe tweaking, but not too bad.  I just made sure not to buy Folger's instant coffee for the recipe
just checking
test
MISTAKE

I posted my reply to this in the wrong place and to the wrong person and I apologized to that person, who does not seem to want to accept my apology.  I am also sorry from leading off the topic.  The person who posted the message obviously wanted some feedback on her question and it has gone into something else.  I have no reason to hide my name because I have not said anything that I am ashamed of or want to hide from.  Sorry for not knowing the culture.  On to the next topic...


Regina


I think it would be a mistake.
My MIL did same thing and think she regrets it now. Moved out of this 3 bedroom 2 bath paid for brick home into a trailer with payments. Made absolutely no sense. She never liked the neighborhood for the 35 years she lived here. The minute hubby died she moved. He worked for house not her. Said it was too noisy. It is not. Children playing and riding bikes, which you should hear. No cussing and running around all hours. So funny, real reason is she is Jeh. Wit. and house was located in Santa Claus! Hated it for the name. You are going to have repairs in any home naturally and I know it's like...when it rains it pours (or leaks). But a trailer depreciates in value so quickly. If you rent/buy a place and rent yours out you are still doing repairs. Get a trailer and you still have to have a lot to put it on and utilities for it. Plus you have no control over what type neighbors you have unless you get an adults only lot. I would consider selling and getting an apartment or another house one. That or get motivated and start some home improvement projects! Subtle changes can do wonders for your outlook and the house, should you sell.
Our mistake
for gabbing on a gab board.
keep checking...
eBay. Here's one:

http://cgi.ebay.com/Tabletops-Gallery-Winterland-Plate_W0QQitemZ310012301127QQihZ021QQcategoryZ25QQssPageNameZWDVWQQrdZ1QQcmdZViewItem
A genetic mistake?!?!

I'm sorry that is laughable. 


Ever seen an Arabian?  A really well bred, not dressed for show, Arabian?  THAT is where the Thoroughbred gets a lot of it's build.  That is also where they get a lot of their speed.  The Thoroughbred breed infact can be traced back to 3 ARABIAN sires.  They are far from a genetic mistake.  They look beautiful in my eyes and I am an avid horse person, have been all my life, with a strong background with the Arabian horse. 


If you are used to looking at the blockier, heavier Quarter horse, then yes, a Thoroughbred may very well look too dainty for it's undertaking.  I assure you they aren't. 


 


I made such a big mistake
I got in touch with someone I went out with once, just to say hello. Now he won't leave me alone. I've told him I don't want to see him, that I was just saying hi, and he won't believe me. He acts like we're going to have a relationship and live happily ever after. He called me like 4 times before I ever got home from work, even though I told him what time I would be home. These were weird calls. One of them sounded like somebody else, not him at all.

He's not a whacked out kid, or on drugs (at least not that I know of), he's in his 40's and is a seemingly responsible single parent.

He's called a couple of times, ranting at me about me not answering the phone. He's called a couple of times and hung up. He just won't stop. I had to take my phone off the hook.

I wrote him an email telling him to leave me alone. Maybe he hasn't checked his email tonight, I don't know.

Anyway, this guy is seriously obsessive. He wasn't like this when I knew him before, although he did react rather badly when I broke it off.

I think I'm dealing with a psycho here! I never really knew him very well before, and now I'm hoping I can get out of it without having to get the police involved.
Made a mistake x2
This is the second time that I tried to make a vacation around a big track and field event that DH runs in each year. We left last Friday for St. John New Brunswick. It's not a hot spot place, let me tell ya! We did manage a whale watch which was cool, and a day in Nova Scotia which included a flat tire in the middle of nowhere. Then, we moved down to Maine for another 5 days, and we're in the only dull spot in Maine -- Orono. Went to Bangor and spent the day in Acadia today, but I'm actually working from the hotel room now while DH runs in the meet. I don't know why I did this again. I must have been insane. So what am I doing this weekend? Working in a hotel room, and then driving 9 hours for home on Monday. sigh
BTW, am checking out for the night sm
Thursday is my busiest day and my children alway do the cooking, tonight is spaghettie, YUM! Thanks to all who respond.
I will be checking this brand out
I heard someone else mention that name.  Thanks for the opinions.
I don't want to bail them out of their mistake!
ARMs are stupid. If you think about it for 2 seconds you'd know that. Too many people wanted to be Jones's and took the attitude that they'd figure it out in a few years, or sell the house for a profit. Nobody was forced to choose an ARM nor were they forced to buy three times the house they could afford. Now those of us who did not over extend ourselves are supposed to pay for all these "bad investments". What a CROCK!
Checking up on Janet sm
Did you get any answers from the thoracic doctor about your rib pain? I hope you were able to get a diagnosis of some kind and get some treatment planned.
Checking Your Man's History Because
In Internet Explorer web browsers:

To just check history, click on the top left area of the browser window where it shows a yellow star. You'll see three choices toward the top of that menu: Favorites, Feeds, and History. Click on History. You'll see everything stored there since the last time the history was cleared.

Now, if you want to set the computer to save the History longer than it's saving it already (for example, you don't see anything from last week, but you wish you could see it next week when you come back again...) Do this:

Top Right of your browser window, you'll see the word "Tools". Click on it, and there's a drop-down menu. Look at the very bottom of the menu, and you'll see the words "Internet Options" Click on that. You'll see a pop-up box with different stuff in it. The second one down is browsing history. Click on "settings" within that section and then look at the bottom of the new pop-up box. You'll see a thing you can set to choose how many days to store in history. Change that number to show however frequently you want to check his history. If you want to check his history once per week, set it to 10 days, to give yourself a little leeway in getting back to it.

If your Man is being sneaky and deleting his history, there isn't much you can do about that without installing Spyware on the computer. If the computer is his alone or provided through his employment, you're risking privacy laws to spy on him. If it's a family computer, then you're using it too, and you should have a right to view the history on it.
I had 2 people mistake me for my

mother last Thanksgiving.  Unfortunately, they misidentified me from behind.  I was quite depressed about that because I always thought my moms backside was a lot larger than mine.  I guess not anymore.


 


There is really no need to be rude. I made a mistake.
I misread the post. I try to be polite when posting and not get upset with other posters who are not, but your post just really hit me hard. So what if I made a mistake and so what if I use canned chicken. I was trying to be helpful, but apparently that counts for nothing these days. Once again, I apologize for having misread the post. Merry Christmas!
My mistake, I didn't state that I first took sm
him in to the vet and then called him later. I had one cocker and she died 2 years ago and never had seizures. This is the first time I have experienced anything like this on an ongoing basis. My dog when I was younger was deathly ill and that's why she had a seizure then. I've been told by several people that purebreds and small dogs are prone to them, though. Not sure if that is true or not. I am going to get a second look, though, just to be sure. I guess my dogs are like my kids, I worry about them as much as I do the kids.
Yippee! Thanks for the links. Checking them out now.


You know what's sad? A lot of people won't even notice the mistake!
I see that one all the time. And my other pet peeve is 's added to make a noun plural.

Here's one that glared at me when my kids were little and attended a Catholic school. The children were in a big procession walking behind their school banner when I noticed it. The name of the school was Our Lady Help of Christians School.

Yep! The banner was printed as Our Lady Help of Christian's.

Back in the days when nuns were teaching in the schools, someone would have gotten a good whack on the knuckles for that one!
My checking acct. is free....sm
I would never have a checking account that involved fees.  Even though some earn interest, it's only on balances above a certain amount.  However, I never have enough money to even meet those minimum balances.  I have what's called "Totally Free Checking" and it is totally free, except for having to buy checks when I need them.  Since my check is direct deposited, I get my $$ before those whose checks are mailed...not to mention the fees that go with cashing payroll checks.  So, I'll keep my checking account until I see a reason not to.
It's not a mistake if you plan on letting him
do that every night. Believe me I know. We've had several dogs over the years and every single time we've given in and let them on the furniture or bed just one time - they take it as a sign that they are welcome there all the time. Now we have 3 LARGE dogs who think they need to sleep in our bed every night. :)
Own account

Think about getting your own account to supplement this.  They are out there.  Got two this past month.  They came to me -- no advertising.   Tapes with pick up and delivery but good pay.  Each account between 10,000 and 15,000 lines per month.  Will be adding another local IC but because I do pick up and delivery I can only pay 8.5 cpl but it is gross 65 cpl.   But that might help.  


I do 400 LPH on my ER account
Love it!
Take into account where she is from.
She may have grown up in a place that had no blacks, or maybe her parents were racist; maybe all she learned FROM OTHERS for a very long time was a little skewed or backwards, and she has no idea she's not being PC.
I had an ex-BF who didn't know a single black person until he went to college, and he would say the weirdest things about blacks, not out of hatred or racism, but out of innocent ignorance to their life/background/culture.
In all honesty, the OP sounds a little simple in her language and view...or maybe it's just that she and I are from different cultures and we are both NORMAL.
oops, I repeated that last part by mistake..xx
x
I've had my checking with WAMU for years -
I just called a couple of days ago and it was obvious their calls are now being answered overseas. It took so long for them to understand what I was calling about, I ended up just hanging up and doing it myself on line. I'm thinking of switching or at least complaining. It's a disappointment.
Thanks for your comment- I am just checking to see if others thought it was 'more' than it sho
nm
Hardly the case, Princess. I don't need to imagine that men are checking me out.
Someone's starved for attention. Maybe it's you since I've obviously hit a nerve? :)
In my opinion - your first mistake is letting your son live with her sm
and you having "no say about it". Huh! You are his mother aren't you?

Not trying to be rude, I most certainly would not have any of my kids living with an "ex- anything" and only living with me. 15 and the teens for that matter are very tender ages and need their parents guidance in all aspects of their lives.

I have a 15 year old and 17 year old, both very athletic, and neither would live with a family member or ex-family member just for a sport.

Believe it or not - sports are not everything, but academic achieves are. We are in the hunt for colleges as my 17 y/o is a senior in high school. Guess what, they don't care if they play sports - they want their GPA, rigor of their courses and their grades, as well as SAT scores. Even if a scholarship is offered, in my case, football, they still need to meet requirements.

So, I would re-think the teen's living arrangements if I were his mother.

Sorry, I wasn't posting to you. Excuse the mistake.
ff
Checking on the biggest news stations
none are carrying that story so I would think they would have a person right at the spot, like they always do.
I'm with you - we made the mistake of become friends with neighbors
but after a short while, when i'd get home from my day job, I'd call across the street and invite her (her husband works a LOT) and her kids over to swim with us before I'd fix dinner and then log in for MQ. We'd wait and wait and then she'd never show up. I'd call back over and she'd say the boys were asleep (it was 5:00 in the evening and the boys were 5 at the time - don't think they were asleep). The straw that broke the camel's back for us was the time they invited us all over for dinner. I tried calling her the morning of to see what we needed to bring so I could run to the store. I got no answer so I went across the street and rang the doorbell -no answer. The time came for dinner (the time that SHE designated) so we went across the street and rang the doorbell. I could hear the kids inside but they never came to the door. I was SOOOO mad - and then had to cook dinner for my family at the last minute. Several months later, I was in my front yard gardening and she came across the street with a half-hearted apology after saying that her husband told her to come over there. She admitted they were home and that they just didn't feel like company that night. BURNED me up!! They are welcome to come over swimming or whatever but we no longer invite them - for anything and no longer accept any of their invitations. It's kind of sad actually because our kids are in the same class together this year - weird!!!
Dear retail worker--Thank you for checking...
my ID. So few clerks actually do and I appreciate those who would not let someone use my card should it be lost or stolen.
You mistake the visible appearance for the inner reality. sm
The old "ball of cells" theory doesn't wash unless you would care to start at 9 months and work your way backward day by day and tell me on what day the line of demarcation is crossed and how you arrive at that conclusion. The process of development is continuous, unbroken, and has only one fate - a human fate. There is no point that you can identify at which the developing embryo becomes "a person".
Checking for drug usage in unemployed
Just seeing where a senator from Florida wanting to have mandatory drug tests for people who want to apply for unemployment money. I think this is a great idea, what about you?
grammar mistake above, typing while angry again!
Gotta learn to count to 10.
Right, I posted in my 1st comment that the biggest mistake
a cheated-on person can make is to go out and do the same, tit for tat.
Then one loses everything.

Yes, Diana should not have cheated, this made, as you also stated, her position weaker and Charles' stronger and this was the beginning of the end.
Giving up and bringing him to your bed was your biggest mistake -
You are teaching him that you are going to give in to him if he whines a bit. If you will just consistently hold out and not go to him, he will stop it in a few days. I just went through this with my new pekingese. She took about 2 weeks of crate training before she quit whining. I never gave in to her for whatever reason and even if it was time to take her out, I never got her out until she was completely quiet. Now, all I do is tap the box when it is time to go in and she usually goes in completely on her own and she never cries anymore.

Very easy for me- I have an account
with 1 of the major shopping channels, have my television in my work room, sometimes watching a particular show and get the number, call up the site and order. It really does not take that long and I still get 2000-3000 or over a day, no sweat.
I'm jealous, I wish I had such an account
as a secret one so I could sock away some extra $$ !!!
Can You Get Overdraft on your account
This has more than saved my life. It's well worth it just for piece of mind in case something should happen and you absoutely have to use your checking account and you're a little short. I hope that that one penny won't screw you up. That would stink. Maybe the bank would be forgiving.
Can you account for most of his time
when he is supposed to be either at work or home? I would be more upset if my husband were into a same sex situation than with a woman. Thinking he might be cheating (if into same sex) I definitely would not want to have sex with him, or really the other way either but especially same. You are much at risk if you do, better to not fiddle around. Thank the Lord I don’t have that crap now. I have gone through similar in my life and finally found a guy who I am 100% sure of - hard to find now days.
I just recently went out and got my own account sm
to avoid the arguments over money. He is not very happy about it, but I told him that after 18 years of being together I cannot have this argument any longer. My husband was a real mama's boy and he got whatever he wanted when he was a child (an ONLY child BTW). I came from a large family where I wore my brother's hand me downs and share clothes with my sisters. I have decided it is never going to change, but I needed to get that stress out of my life. I told him as long as you pay these bills, your leftover money is yours to do whatever it is you want to do. I am exhausted with this situation. I love my husband, the children adore him, so I am hoping this will help the stress in our marriage so we can stay together. I am sorry to stay this will only get worse. We don't even have a house, we rent an apartment for God's sake. He has no desire to even buy a house . . . I am going to try to qualify on my own. Wish my luck . . .
I only have a savings account....sm
Better for me that way. I hate checking accounts. My husband and I have issues when I have a checking account because he thinks you can write a check and worry about covering it later. Not me.
Do you have a Paypal account?

Maybe a few of us could send you a couple of dollars to cover it.  


I came home from Sunday school once with a chunk out of my hair but it was the work of some naughty little boy.