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Nothing wrong with being frugal.

Posted By: T on 2008-05-14
In Reply to: I have economized and it has paid off sm - FrugalMT

While we have a good income, a mortgage, 2 car payments and an RV payment - we have managed to pay off all of our credit card debt and don't really need to be frugal at this point in our lives.  But every time I go shopping (mostly at Target and Walmart) I still head for the clearance racks first.  I love getting a good deal.


In fact, every time I go shopping my husband knows I can't come home and just show him what I bought, there is always a story first about what a great bargain it was. I told him if we won the lottery I would still shop on the clearance racks!


 


 




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frugal sm
Depends on who is living home. We are not buying anything we don't need, making more home-cooked meals, turning down the thermostat and wearing a sweater, not going to the market unless we eat first so we won't buy more than we need. We are not going out as much and watching movies at home. I like yard sales, although my husband hates them, but I've found some kids movies, board games, etc., instead of buying new. I run a much tighter ship than I used to as far as wasting anything.  We bought the energy-saving lightbulbs but find it hasn't made much of a difference, but then again, the rates have gone up. Shopping at more than one store and reading labels carefully for fat content, calories, sodium, etc., and sometimes buying "private label" store products which sometimes are manufactured by the high-end companies using the private label of the store you buy it in, all you have to do is read, read, read, to be sure it isn't imported from a foreign country, etc. Cutting coupons, buying double on specials of the week, it's all common sense. We were too comfortable for a long time; now we are smartening up. But that's just our story as a family, perhaps we were just not walking the walk. Now we are finding things come out just as clean with cold water as hot, just ordinary cutbacks add up at the end of the week. Hope you get more posts on this.
Need frugal tips
I love the fall but this is the time of year that I also get to thinking about summer vacation in order to start saving early.  I want to take my 7-year-old son to the beach.  Does anyone have any ideas for a cheap but fun vacation.  We would drive so I know packing to eat on the road would be one thing.  What else?  Is it cheaper to get a hotel or a condo?  Eat out or go to the grocery store?  ANY ideas would be greatly appreciated!! TY
Frugal ideas
In this day and with this economy situation we are dealing with in American right now, I am trying to think of ways to save money.  I am looking for frugal ways of cutting back.  Any suggestions would be helpful.  What are you doing to cutback and save money?
frugal ways
I cut my own hair and my children's. I switched to a Trac fone and got rid of cell bills. Food is a huge bill of mine so I try to make every meal stretch further (leftover meals etc). No more fast food or grabbing coffee out. I take out library books instead of buying them. They even have movie rentals for the kids.
frugal with my money.
I understand your frustration. My sister has had her own business for years, put up a website approximately 2 years ago and has not received 1 order from the website in 2 years. She doesn't understand why.

My take as a consumer is that I don't trust buying off websites of anything homemade. You don't know what you are getting, if the site is reputable, etc. Is your work guaranteed? I'm afraid I'm not very trusting with my money in these difficult times. No fan of Wal-Mart, but at least I can see what I'm buying and I can return it at any time.

I know it's frustrating but I wouldn't take it personally.
www.craigslists.com there is a frugal board
That when people start learning frugal techniques, that it then becomes fun, like a support group, with gentle competition who can get the best for the least.
Need tips on teaching husband to be frugal..sm

Here is the situation...for quite some time I have been trying to be more frugal and really watch my spending and our money.  It seems my husband is doing the total opposite.  I asked him while at the store to get some fabric softener for the laundry.  He gets an $8.00 bottle and I know this store has Downy for $4.99.  To some people $3.00 may not seem like much, but over time it does add up.  We do not have the extra money that we used to and he thinks nothing of spending constantly.  I have said things to him and he does better for a little while, but then it gets out of control.  I had to convince him that he had to get a part-time job because we were sinking fast as he changed jobs and took and major pay cut. 


He even asked me today after stating he wanted to go get something from the store why are we broke?  I said we are not totally broke, but we do not have the extra money to splurge either.  I go days without spending money.  Yes I work at home, but I do have to spend money on gas now because our oldest daughter started school this year.  Her lunch is $1.75 a day, but most days she wants to take her lunch box.  I am getting so frustrated with him.  I work two jobs myself as well as take care of the home and our kids (2).  I go to the grocery store and buy plenty of food (breakfast and lunch for him to take to work) and try to make sure that we are not going to the store just because, you end up spending way more money that way.  On the days he has to go to his part-time job he comes home before going to the part-time job.  I do not even see the real reason for coming home before going to the part-time job.  He is only home for 15-30 minutes before going to the part-time job.  The reason I think it is crazy for him to come home before going to his part-time job is the fact that it is 13 miles out of the way.  He is too old to break and too lazy to make the effort to change.  He is more about convenience. 


Some times I think if we were to split he really would not survive.  I handle all the money and frankly after 14 years I have come to the conclusion he has no money sense.  He says I nickle and dime him to death, but money in his pocket is money definitely spent.  He has to spend it or die and then looks pitiful when he is broke.  But guess what, I'm to the point where I do not even care when he does not have money because he should be more sensible.  Just as long as he has money for gas to go to work, forget carrying around money.  I feel like sometimes I am having to lie about money simply because if he knows it is there he finds a reason to spend it.  I told him he will never have anything because he just cannot learn to do without.


I guess I am finished fuming for now. 


BTW, there really is more to it than an $8.00 bottle of fabric softener, but over time it just builds....look for a bargain at least sometimes.


I could loan you my husband for a week. I'm not frugal,
mm
You ead my response wrong, terribly wrong
I am trying to ask what does she think it will help, not being nasty- tell me and I will try this. I would stand on my head and gargle peanut butter if I thought it would help - I wanted to know why a letter? They are thumbing their noses at the courts - commanded to appear- I was there and they werent.
Please don't take this the wrong way
but after reading your note and the way he is "flirting" - sounds like he's thinking below the belt.  Unless that's what your're interested in also he could be trouble. 
Um, wrong!!!
x
what is wrong with you (OP)???
How in the WORLD is playing peek-a-boo with your child ICKY??  Wow, hope you aint a mom..........................
it is very sad, but you are wrong about these
horses being exploited. I have horses. I have been part of the horseracing business and my husband's life was spent riding racehorses. These are very well-taken care of animals, and by nature love to run. They generally work for minutes a day (except on race day) and then are pampered the rest of the time. There are exceptions, but these horses are very much loved by those that work with them. There was absolutely no monetary benefit to keeping Barbaro alive. They could have collected huge amounts of money through their insurance had they put him down right away. They could not breed this horse; Tb's cannot be AI'd. They tried to save this horse because they loved him and he had poured his heart out to run his best. Just yesterday after watching the Sunshine Millions races, i told my husband that they've tried long enough to save him, that it is time to put him down. I agree with that decision.
wrong -- MOST don't end up this way.
Many of these horses go to working ranches, competition of other kinds, like barrel racing, etc. There are also numerous organizations set up by the racing assocation and others to find them homes in the general population. If you really want to know where much of your packing plant horses come from, look at the BLM, wild mustangs. They sell here for $25. yup, even bred mares. So these people that have no heart, buy em and turn them around for a profit at the packing plants. BTW, a feed lot is generally a term for steers in a concentrated lot being fed-up for slaughter, and horses are used there to work the cows.
VERY wrong! What would
you think if you caught your husband in the same situation. It seems to have become an addiction. Stop now cold turkey. Read the 5 love languages book and see if you cannot reconnect with your hubbie or go get some marriage counseling.
Is this right or wrong?

I am a female in my early 40's and I have never been married and do not have children.


With every job I've had, some people feel the need to interrogate me about why I've never been married.


I never bring up the topic myself.


I usually answer, I've never found any one, maybe I will meet someone, etc.


I recently started a new job and have told co-workers when they ask if I've ever been married, I tell them I am divorced.


Now, I barely hear a peep about being single, whether these folks tell me they wish they were single or complain about their kids.


I just think it is rude to ask someone why they have never married. I would never ask someone why they married their spouse.


Is this right or wrong?


It's definitely wrong.
That you're so good in bed that limiting yourself to just one man would be a crime against humanity.

Then ask them, "Which one is YOUR husband, by the way?"
So everyone else was wrong, U only one to get it right? nm
nm
You are so wrong
As a former teacher, I'm appalled at your ignorance. Teachers start at salaries lower than truck drivers. Of course it varies from region to region, but generally it is about $28k to $29k. Some of these positions require a master's degree or a specialist degree, which is above the Bachelor's degree.

As far as the hours teachers work - they are really never off duty. They have papers to grade, meetings to attend, clubs to sponsors, committees to serve on, parents to phone, write, email, and and websites to update daily. Then, there are the workshops and/or college courses they have to attend to keep their credentials current.

Summer vacation? Who teaches summer school? Who works 1 or 2 jobs to supplement the lack of income for the 2 summer months, to keep up the student loan payments, take a college course or a workshop mandated by the school district or the state dept of education?

Then, there is the fact they aren't allowed to be human. If a teacher is seen drinking in public, smoking in public, or smacking their own child's bottom, they are bound to be pilloried by some self-righteous citizen.

You need to shadow a teacher for a week and then coime back and tell me how easy the job is and how well paid they are.

If it were easy, everyone would be doing it and we wouldn't have the teacher shortage we have.

Did I mention the number of teachers who are assaulted and permanently injured by their students every year? I'm waiting for 60 Minutes to do a story about that instead of the extremely rare but so publicized cases of teachers having sex with their students. Anyone else notice that it's the female teachers who get the publicity? I know a lot more male teachers having sex with their students - of both sex - than female teachers.
Nothing wrong with that-
it sounds like my friend who comes over to my house and hangs out with me and cleans my house for me. Sometimes I give her money when she needs it and I can afford it; Also she drives my other car and I pay the registration and insurance on it. She is unable to work and the amount of disability she gets is impossible to live on.
There's something wrong with her, all right! nm
x
Nothing wrong at all with it sm

The Clydesdales live at Grants Farm in St. Louis, a wonderful place to take children.  The Budweiser story is rich with American history between President Grant and one of the founders of Budweiser's daughters  - we took our 12 and 7 year old on a tour of both Grant's Farm and the Budweiser factory.  The horses are beautiful a part of American history dating back into the 1800s.  I would guess this box is worth far more than the $20 you paid for it.  


My 2 cents.


So what's wrong with that?

How about what everybody uses wrong - me and I.
And it is always her and I or my husband and I or my daughter and I, no matter what the context.

Are you going with Mary and I to the show? WRONG!

She gave a nice gift to my husband and I and the kids?
WRONG!

And everybody does it and it drives me crazy. The RULE is so simple, just drop the first person or reverse it in your head, and there's your answer.

Are you going with.....ME?
Are you going with....me and Mary?

You wouldn't say, Are you going with I? Nor, are you going with I and Mary?

Please, people!

Thank you :)

lol
No you were not wrong, and if it were me (sm)
you better believe I'd be touching his stuff, moving it around, whatever would tick him off the most.  Childish?  Sure is, but so was what he did.
I think you are 100% wrong on this
The stories we are hearing now are so out there. I was born in the 40s and never, ever heard such crap when I was growing up, young teenage, young adult and so forth and I have always stayed up with the news, etc.I was just complaining of the same this morning about what people are doing now, school teachers having sex with 10 year old, people throwing their lives away for ?? I can honestly say these things NEVER happened in the 50s, 60s, 70s like they are happening now. I have lived these years and remember well. I have been aorund the block and so glad I don’t have young children now. Asking or telling them to move would make no difference with the kind she is talking about. A lot of kids killing now just for you saying anything to them. I, myself, would have called the police and got them to intervene. Saying something only sets you up for something worse.
So what's wrong with being gay? - nm
?
Yes, I'm wrong - UR right sm
I overheard a conversation at the butcher's about a weight loss product which was totally mispronounced and the conversation was truly disgusting about the person's side effects. My appetite was ruined. I didn't quite get the name. You are right, it is another product which name escapes me right now. I hear so many that I do get confused. I just wanted to check on these disgusting symptoms. Never mind, thanks!
only way to go wrong with B&B is if (sm)
the girl has perfume sensitivies. Achoo.
I must be doing something wrong...sm
The link seems to work fine in my e-mail, but cutting and pasting ya can't click on and get the recipes...Sorry  Cat 
Wrong

My 16-year old son decided that he wanted to go and live with his older sister (who is 29) and she went along with it.....no one ever discussed this with me....just told me what THEY were going to do.....I'm thinking OK if that's what you want to do....fine with me.....So, when he was getting ready to leave....I told him to leave my house key....when I told my mom, she said that I was wrong in asking for my house key....she said that is "your child".....what my feeling is....if you don't leave here...you don't need a key to MY HOUSE......and I guess I have burned bridges somewhere because I just told her what I felt.....and also told her that "I am YOUR child...too, but I don't have a key to your house......DID I DO ANYTHING WRONG FOR ASKING FOR MY HOUSE KEY?????


Nothing wrong with it. You can
always re=issure it later if you deem the maturity and responsibility and/or need is there.
wrong
I did not kick him out.....
wrong
Nothing was ever discussed with me....I guess they did not feel the need to....but the point is....I am his MOTHER....and I have say so....but if this is the way they want to POP IT....they go for it....and she can afford for him to live with her and I don't have to pay anything.....she has a BS degree and Master's.....
wrong
I never said that he is not welcome into my home....what I'm trying to say is if he's not living here and he does not need a key....he is always to come home.....but home is not DO DROP IN......
wrong
Thank you sm.....I made this post to get feedback and I thank you for that......
wrong
And by the way....they were born on the same day March 5, 13 years apart.... does that mean BAD LUCK:  
Wrong
I guess a lot of people are misunderstanding my post....I am not UPSET....with my son or my daughter.....there was no arguing, cussing or fussing. My son a VERY, VERY GOOD, child. He makes A's and B's in school.....He participates in sports, basketball and football and plays in the band...percussion.....my daughter is in a position where she can provide more for him than I can.....UPSET because my mom made the comment that I was wrong in telling him to leave my house key....if you are not living here fulltime....I don't see any reason for you to have a KEY to MY HOUSE.....
wrong
I'm not trying to defend myself....I just asked one simple question.....if someone does not live in your house...whether it is daughter, son, mother, father, cousins whatever....I'm not saying that my son is a problem....Please read earlier posts.....now because I posted it seems like everyone is bashing me.....that is why I made another post saying I'm sorry....I respect the responses and everybody opinion....just trying to see what somebody on the outside thinks.....
Not that there's anything wrong with that.
x
DH is wrong, you are right! (sm)

There’s no better storage than that carton


Fresh eggs can be stored in the refrigerator for as long as five weeks. And yes, that egg carton that they’re packaged with is the best storage container for them. Avoid putting them on the egg holder on the fridge door. Not only would they get rattled whenever the door opens and closes, they also get exposed to temperature drops. They spoil quickly if they do. Just use them before that “Best before” date on the carton.


Eggshells are porous


Still, one of the reasons why you should keep them stored in the carton is because eggshells are porous. This means that the shells allow odors to penetrate the egg. Now you wouldn’t want the eggs to taste or smell like anything but good ol’ egg.



Store eggs in their original carton. The carton protects the eggs from absorbing flavors and odors

of other foods nearby like onions or cabbage.

Store eggs in their original carton. The carton protects the eggs from absorbing flavors and odors

of other foods nearby like onions or cabbage.

I might be wrong but
are not the hounds known for whining and sounding off?
No, you are wrong on this -
A lot of us made more 15 years ago than now. The pay goes down, not up in this profession.
I see nothing wrong with what you did.....
x
you are mostly wrong.
Sure, any animal is prone to animal behavior. but SOME are much more so, and unpredictably so. The stats prove it. not to mention, that too often the people that want these kind of animals are irresponsible kinds of people (not all, but SOME), ie, drug users, gangsters, etc. You can learn a lot of things in an animal class or book, some are good, but reality does not bear out all that you say.
don't take this the wrong way, but...
What makes you think that just because they are fighting for our freedom that they are any less stupid than the average Joe 18-year-old?  I was an army wife for quite a few years and believe me, 18-year-olds military personel are defninitely not smarter or more mature than any other 18-year-old civilian.  And whether or not they lower the legal drinking age to 18 ot keep it at 21, a good majority of 18-year-olds will be drinking anyway, military or civilian.  Personally I think the only alcohol should be used for cooking only, not drinking.  JMO
Please do not take this the wrong way

I also suffer from horrible perimenopasual and now menopausal symptoms.  I understand that posters are trying to help BUT you should check with your physician before taking anything.  The suggestions for black cohosh, soy products/estroven, etc are okay for some but not all.  I had a pulmonary embolism years ago and cannot take anything.  Some of the natural/health care products still contain a certain amount of hormone replacements that can be fatal to some. 


 


 


Don't get me wrong...
I love my hubs with all my heart. I would never re-marry and I know we would stay close friends and probably be neighbors if possible. He's been married before so I know how nasty divorces can get and hateful people who once loved can be towards each other BUT I can understand what you mean by truely love and cannot imagine your life without them. At the same token I look at cheating as a deliberate lie and never a mistake...yeah, in many aspects of life I am a plain and simple harda$$. There are just some things that are unexcusable in my book and this is one. I feel like morally the decision would be made for me. Despite love and feelings, he put my life in danger (STDs, a freak that goes psycho, etc. - you never know) and I won't put up with it for a second. JMO. I respect yours and would of any friends of ours who made the same.
Anyone ever do you wrong and you got
so angry you can't get over it?  I am stewing and no doubt making it much worse on myself, but it is hard to let it go.  I went out of my way to be kind to this person on so many occasions only to be treated badly.  Any advice?
I don't know whether it is right or wrong

I said what you thought and that might temporarily make you feel better.  I don't know if it will change the situation or not or make FIL come to his senses, probably won't.


I think they are just added stressors right now.  You don't need that.  I think you should detatch, never expect anything from them.  If H asks "where is my dad" just say I wrote, called, e-mailed what ever and he hasn't gotten back to me yet then change the subject.     You need a support group, I think there is one for families of alcoholics like Alanon???  Whatever it is, I hope you find help even if it isn't from FIL or whatever he is supposed to be. 


Wrong again
PLENTY of circumcisions are performed without anesthesia.

http://www.personalmd.com/news/a1998060404.shtml

http://www.cirp.org/library/pain/