best time to buy a house
Posted By: sarmt on 2007-06-17
In Reply to: When's the best time to buy a house? - Luke S.
Or, if you could, move to South Texas. $200K will purchase a lot of house.....RNs & physical therapists can work anywhere........unless you need to be near family. Cost of living in Texas is much less than East/West Coasts or Pacific NW......Course, you would need flood insurance but that is no big deal & its cheap at only $240.00 to 260.00 per year. Lots of the southern states have cheaper cost of living & you would be amazed at the housing market here......Just for comparison go to big builder websites (Perry Homes, Trendmaker, others) & check out the square footage & costs. Outlying Houston has lots of land, good schools, good work opportunities........Would need a vehicle though. Good luck with the new baby.
Complete Discussion Below:  marks the location of current message within thread
The messages you are viewing
are archived/old.
To view latest messages and participate in discussions, select
the boards given in left menu
Other related messages found in our database
When's the best time to buy a house?
I'm new in CA and we're just renting a room for a year now. We found a house that's brand new, price range is $400-500k with all the upgrades in there. Furniture, appliances are inclusive. My wife's earning around 4k monthly and I'm earning around 2k monthly. I'm working in a hospital as a Transcriptionist and I'm not yet regular there. We really love the house and it's perfect for us since my wife and I are having a baby soon. My question is, is it time to buy the house? Need advice on this. Thanks in advance! 
Then there's the time on House - sm
when he said she had an intercranial bleed. Funny, she didn't look like she had two heads!
No, it was his first time at our house.
No, it was his first time at our house.
If you are going to be in the house such a short time sm
You will build up almost NO equity with a 40-year mortgage, and may have to sell it at a loss. Something to consider....
cereal is an all time fav here in my house..
but dh grilled pork chops and hot dogs, so I didn't have to cook.. Thank God~
Time to move out of your grandma's house nm
x
next time you go to her house, steal your stuff back!!
may you should start marking your stuff w/those markers. Every time I take anything anywhere anymore I am going to mark my stuff.
Animal House, without a doubt, funniest movie of all time.
LOL
My favorite time of night is when kids and hubby are asleep and the house is quiet...
Usmoms need some quiet time too...don't feel bad for feeling that way...I am sure we have all imagined what it would be like not having kids or a husband...but then that thought goes away and someone yells "Mommy" or "Honey"...LOL...
Need help with ideas for remodeling house and decorating. We bought a house
in fair condition about 10 years ago, got into some medical problems, and have just now paid off the mortgage. Hubby and I agreed we would do nothing to the house for remodeling because we wanted to pay it off first, then the medical bills. I need to know of some websites/magazines/books to start researching for how to go about this. These will be major repairs - roof, septic, basement, windows, pretty much everything except wiring. Where do we start? Maybe hire a general contractor just to do an evaluation and give us recommendations? Hubby is a handyman but cant seem to get a handle on where to begin. We would like to do as much of the work ourselves as possible - labor of love and all that...
Thanks for any and all kind suggestions!
No! That sounds too desperate. TIME. Just give it TIME. If it is real, then sm
something will definitely evolve. If you like him, flirt back! Don't act desperate because if he DOES like you, then the suspense will just make him want to get to know you more. Trust me on this.
I worked in the medical records department of a hospital when I was single and dated a few co-workers in my early 30s. It was fun. Nothing serious came about any of the relationships.
This sounds like fun - the beginning of maybe something to come....Keep us informed.
Totally agree, get these from time to time since teens...sm
It's a neuro condition, it does not mean there is anything at all wrong with you, it is actually related to narcolepsy, hypnagogic (sp? I just got up!) hallucinations, etc. And I HATE when I get these, it is always freaky, my siblings get this too, at times. I can "go away" for years and years before you get another episodes, so don't worry! I heard that when you are under a lot of stress or are very busy with things that this happens more??? Take care!!
It's time to stop when you or the kid(s) feel it is time, and no sooner. sm
My grandmother (who passed away at the young age of 107 back in the mid 1990s) was STILL celebrating every little holiday for all of her many kids and grandkids, and she would STILL give me a chocolate bunny every Easter, as she had since I was a toddler and even though I was 40ish at the time (and I still delighted in biting its head off in front of her, as I had also done since I was a toddler, which always met with mock disapproval from her).
Don't let anyone dampen your joy in celebrating your traditions.
The very 1st time he talked about killing you, was the time
The guy sounds like a psycho.
Rachael Ray has a segment from time to time
on using the bottom of the bottle receipes (i.e. bar-be-q sauce, peanut butter, maple syrup) and I have used many of her ideas and been amazed at how far you can stretch a dollar that way. Go to her website, it will give you many ideas.
Oh Amy, surely there was a man who "kept" you from time to time..
or you were at least married and had access to money!
It was a great time - I just hate the time we are in now
I liked your post. Thanks for replying It's nice to know other people were raised like me. We seem to appreciate the things we have. Oh I should've also said we didn't have A/C growing up. My parents idea of A/C was having my sister and I wave a piece of cardboard in front of them. HA HA HA.
I just couldn't stand the 90s and 2000s are even worse. I hate all the politics going on today, the world events, the bleak future. The degenerates running around, listening to kids talk back to their parents, girls gone wild, etc, etc. I'm grateful my grandparents and mom are not alive anymore to have to go through this with us.
I love watching old movies and the music of the 40s/50s. If I was alive back then I would've been doing the jitterbug and all those other fun dances. Life seemed simpler and cleaner (even though I've got a mouth like a sailer - guess I got that from my Army days).
I wouldn't mind the turn of the century either. I love the clothing and the simple life. Those are the times when the husband took care of the wife. If I could be transported back to the 1800s I surely would in a second.
Time out and then spanking if time out
If we are out in public however, we do not go home. Spanking right there and then and the kids learn REAL QUICK mom means business. I do not mess around and I have a 17-year-old now that has enlisted in the military and THANKS me for his tough upgrowing. It helped him through basic training.
Well, I have questioned myself from time to time.
I figured this was typical. DD has lots of friends but two real close friends. I guess this is all part of building social skills. I am glad I did okay then.
Same thing happens to me from time to time - sm
if I roll over too quickly. I have positional vertigo. There is not too much you can do about it except try not to move or get up too quickly from a supine position. I have never had an earache in my life either so that has nothing to do with it. I don't ever feel sick from it though, just more of a nuisance for me every now and then. If it keeps happening obviously get checked out, you may have a more severe case, though again there really not much you can do about it, all it is is some particles in your ear breaking loose and that causes the dizziness, etc.
If I had not asked time and time again
for the daughter to ask me are you upset- are you angry- are you in a bad mood- People can think what they want- She is a very intelligent person and my asking to please should be enough. Gest of the posting. Selfish, OMG, that is really a laugh. I have and do take care of others well before my needs- I have given of myself, my time, my finances, the whole thing until, now this will sound selfish- it is my time now. I take care of me now- this is selfish but this is the truth. I raised my family, did all I could (still do for the daughter if she needs assistance which she never asks for but I offer)and now in golden years, me time.
Yes. Next time put a time limit on it., but is there any way you
nm
I keep it in the office part time and on the patio part time
I've got the self-cleaning electric litter box (and boy is it worth the $100), and have a huge throw rug under it with a smaller rug by the litter pan that has a bumpy mat on top of it to catch the excess. I keep it in the office from April to October but on the patio from October to March as it is too hot in FL to leave the patio door open for them during the summer months. I also put out a spare box when we go out of town for the weekend.
Try a box that has deeper sides maybe, or not as much litter in it?
We have a house and
who want a dog. I'm not a cat fan and we can't have an outside dog b/c we live in a development (and I don't want a dog inside). Rabbits are quiet and cute. Thanks for the insight!!!
Get a job in house
Again you knew what you were getting into when you signed on. Also some MT's in our hospitals do have to work holidays. Some of it is covered by those that chose to "work at home" but again they knew this when they took the job with being able to "work at home."
Well, not in my house!
lol
House. nm
x
Do they have a dog house?
I definitely agree that she should take the dog inside, but if she absolutely refuses maybe you could buy her a well-insulated doghouse so at least the animal will have some protection from the cold. Animals have survived cold temperatures for years, but they need a place that shelters them from the cold, and she needs to provide that for them!!
I feel for you - vegetarian here :) One of the big reasons I lost respect for my ex-best friend was the way she treated her animals. She was always buying dogs and cats and then leaving them at the pound or pawning them off on people. It really made me think less of her, because what kind of person does that! She also won't admit she did anything wrong! arrrrgh! It drives me crazy when people don't take proper care of their animals. They are a big responsibility - not just a cute puppy to show off when it's convenient. I hope your daughter straightens up, but again, if she doesn't I highly recommend purchasing a good doghouse for the poor dog!
i want to eat at your house
I have a cookbook from LA Leche League - Whole Foods for the Whole Family. many good recipes. don't know if still available, bought 12 years ago. Many ethnic recipes on-line to try.
Get him out of the house
This kid is angry at you. He is going behind you undoing everything you do. He wants your attention, even if it is negative.
He needs kids his own age - he may be a number to the day care people, but he'll be a real kid to the other kids and will make friends.
Get him into something you can afford, even if it is just the 2-hr a day program. It will work wonders for him and for you.
Good luck - let us know how it goes for you.
S/L you are carrying a huge load. Home schooling sounds great, but when you're working another job as well, it can break your back. Maybe you and the husband need to reassess how you are doing things. Do the home school classes when the DH is there to help out, or whatever takes the stress out of it for you.
Your cat looks like it ate the house!
Beautiful!
have them to your house? or -
talk to all about it, best policy. bet they understand - haven't they been there? they all might settle for a drive by later for coffee and desert for t-giving...or some other type of compromise.
That's every day at my house :)
...
the dog house - sm
Girls, has your hubby ever gotten you a "practical" gift that you did not appreciate? This video will put a smile on your face! Enjoy the lighthearted fun. 
http://bewareofthedoghouse.com/video.aspx
You just described my house
I chuckled reading your post. I have 9 - yes 9 - cats, three of whom are kittens in the range of 7 months old. I got them all about a week apart and they're each about a month apart in age. They are refugees from the neighbors really bad decisions.
Nothing in the house is safe any more. All of my bigger plants are now in hooks on the ceiling - the smaller plants were already there. It looks silly, but it works. There is nothing left on any flat surface. It cracks me up when they get going and chasing each other. My house is very cat friendly at this point. I made the choice to put the good furniture in storage for now and I have washable furniture. There are cat beds everywhere. My office shelving unit is more cat bed than it is storage and I have 2 beds on the desk beside my computer.
Yes, I am the crazy cat lady.
This is always a hit at my house
Rotel tomatos
Velveeta cheese
taco-seasoned ground beef
Brown ground beef and add taco seasoning (as in making tacos). Melt Velveeta and Rotel in microwave; add meat mixture. I transfer to a crockpot to keep it hot. Serve with corn chips. This recipe is made with 1 lb ground beef, 1 packet taco seasoning, 1 small can Rotel, and half of a big block of Velveeta. Of course, you can vary it to the amount you need to serve.
House
Love the show, but I missed it...what happened?????
Dr. House would say to see a
However, the suggestion to check out the truck/car for carbon monoxide exhaust is really intriguing. Does he get a headache while the wavy-thing is happening? CO poisoning also causes a killer-headache, I've heard.
I'd also look at what he's having for breakfast and what time he's eating it, in case there's possibly a blood sugar connection. When my blood sugar drops, all sorts of crazy symptoms start happening. Doing a glucometer, I'm always below 80 when that happens.
I really think the beer intake the night before is not relevant at all. Amusing though!
Dr. House would say to see a
However, the suggestion to check out the truck/car for carbon monoxide exhaust is really intriguing. Does he get a headache while the wavy-thing is happening? CO poisoning also causes a killer-headache, I've heard.
I'd also look at what he's having for breakfast and what time he's eating it, in case there's possibly a blood sugar connection. When my blood sugar drops, all sorts of crazy symptoms start happening. Doing a glucometer, I'm always below 80 when that happens.
I really think the beer intake the night before is not relevant at all. Amusing though!
Did I mention that my
license to practice medicine
without a license
was revoked for malpractice!
*giggle*
House
Ya gotta love him though!
I have Karndean throughout my house. It looks just
like wood, I mean REALLY looks like wood, but it's not. It's not a vinyl either. You just have to see it. See the website below.
When we moved into our house..sm
the people who lived here before us had a rabbit that got out of the hutch and they couldn't get it back in, so it lived in our yard. One nice warm evening I took our house cat out with me while I was outside. I looked away for a minute and in the blink of an eye, the male rabbit was...um...having nonconsensual relations with my poor, terrified female cat. I could not believe my eyes. Needless to say, my cat stayed in the house after that.
![](http://forum.mtstars.com/smileys/thud.gif")
We just moved into a new house
and the last owners left some of the nails in the wall where they had things hanging and I guess thinking we might want to hang something there as well.
Well, we had this little sign my mom had give me with 2 turtles on it with some saying on it, about family or something. Every time I turned around, my hubby had that thing hanging somewhere. I would take it down and put it away and the next day it would be hanging somewhere else.
I told him to leave the decorating to me, haha! ;)
We just reached our 7th year being married. I hope that in 21 years we have that same relationship. So far, so good.
Cute story, thanks for sharing. :)
Sounds like what we just went through at my house
My 16-year-old daughter was also smoking on and off since last summer. When her dad actually caught her red-handed, she was grounded indefinitely - no phone or computer and no friends. She had exercise-induced asthma as a child and I thought I had drilled it into her from little on up how stoopid (censor wouldn't let me spell it right) smoking would be. Not to mention that my parents both smoked and mom has severe asthma and dad has the start of emphysema as well as many other health problems.
Anyway, she started again and finally, I went through her purse and found 2 packs of cigarettes, which I took and she was grounded from seeing the boyfriend, which was far worse than the phone, I think. She threw a fit because her older brother also smoked in high school, but he was already 18, so not much we could really do about it. She's only 17. Plus the fact that she just started oral contraceptives and her doctor told her right to her face no smoking.
But, I think we are on the right track at the moment. Good luck to you because this sure isn't fun.
House Warming
My husband and I are going to be throwing a housewarming party once we get situated and moved in to our condo in a few weeks.
Is it appropriate to register for gifts and pass out the registry cards to those that ask for them, or should we just not register at all?
I'm not gift grubbing, but a lot of people have asked if we're registering, and what they should get us. I don't want to be rude and put the registry card in the invites, but I don't want to not hand them out and no one knows what to get us, if they do decide to bring a gift.
Your house your rules. I would not even
open that door to letting them sleep together at your place because then it will only get worse - trust me - with kids 30, 28, 24 and 17 - I've seen and heard a lot. Stick by your guns - you will be happier and the kids know where you stand.... you are not a prude and don't think for a second you are!! Best of luck!!
buying house with BF
Bear with me. I am not judging here as I do not know the circumstances other than you stated you and BF want to buy a house. I am assuming you are young, which to me, anyone under the age of 40 falls into that category! If and when buying a house comes to be, consider hiring an attorney to protect your interest, and your BF should do the same. Buying a home with a BF/GF is VERY scary. Will both names be on the mortgage? If so, what if one dies, becomes disabled, flees to Tibet to do lunch with the Dali Lama? The other is left holding the bag with all the financial responsibilities. The same things can happen if you're married too, but it's harder to legally resolve such issues if you are not married.
I don't mean to rain on your parade here! Just want you to think. Buying a house is so exciting but it's the biggest financial commitment you will ever make. You don't want it to come back and bite you in the butt years down the road.
To save, keep only one credit card and pay it off each month. That saying 'pay yourself first' is tried and true. Open an account and have 5-10% of every paycheck auto-deposited in it. If you don't have it, you won't miss it. Open short-term CDs with your savings. They are risk-free, you can access your money if you truly need it, and you'll get more interest than a savings acct. Do your research, stay away from adjustable rate mortgages,and buy beneath your means. Think of every worst case scenario you can and talk them over with your BF BEFORE you buy. This is your financial future you are about to change. You will be committed to a house/mortgage, but not to each other - legally.
OK - my doom and gloom post is done! Regardless, all the best to you!
Lake House!!!
n
Oh is she on house arrest?
Interesting- a stay at her mansion would be like a dream spa vacation to any of us. She is probably laughing her butt off that she got out of this.
It's like kids today being 'grounded' for doing something wrong and they are up there in their bedrooms with big screen TVs, Ipods, computers w/webcams, cellphones, blackberrys, you name it. Gee if I had had a room like that growing up I would have never left it- I would have had to be banned from my room for punishment instead, lol.
buying a house
Wow, this is great info as I am buying a house too. I am wondering about one point though - my realtor did recommend an inspector that I set up an appointment with - is it absolutely necessary to find my own inspector?
Has anybody painted their house with
vinyl paint? Did you do it yourself? Is Evercote the brand you used? How is it holding up, and how did cost compare to regular paint?
https://www.evercote.com/evc/faq.php#item4
|
