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Serving Over 20,000 US Medical Transcriptionists

Those whose companies use PayPal

Posted By: Susie on 2009-04-29
In Reply to: PayPal question - Penny

I am surprised all the employees don't put up a fuss about that.

It is ridiculous that you lose money every time you transfer your own money.

I think you should tell your employer it is not acceptable to be paid that way. (Is there a way you can unite with other employees about this?)

What is the employer's reasoning for using this anyway? Why don't they go the standard direct deposit into bank accounts if they don't want to mail checks?


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paypal
I am also a musician and I have paypal and have used it do purchase all of my sheet music and books online, works just like a visa.
no paypal ;)
No paypal for anything considered "adult" industry.
Don't ask me how I know this! ;)

PayPal?

If I understand correctly, you can use PayPal (through eBay) to pay for services.  I read this in an article that the wireless service sent out.  That is what they prefer, so it should work for something like this as well.  Let me know what you find out. 


Using Paypal...

Is it safe to purchase from someone online using paypal?  I will have to read on how to use paypal but how can you be sure they will sell you what they said they will?  Is there a way to protect myself?


TIA.


Thanks.


 


paypal.com (sm)
if you go to their web site and click on 'security' in the top right corner, that will take you to the page that explains the buyer protection program, if you want to see it with your own eyes and make sure you understand it better.

Also, I would ask for a delivery confirmation number or some other tracking number for your item, or even signature upon receipt, so you know when they mail it and they know when you get it, etc.
only get there by paypal.com
I agree... my account needs "updated" about twice a week. Every time I get one, I go to a new window and open paypal.com and if there is something they want me to know, there will be a message in there. If it's not there, the e-mail is fake.
While I am not always a fan of Paypal, I feel there is
something not quite right with your story. Paypal NEVER hits bank accounts - they do other things, but not messing with bank accounts. That was one of those internet hoax horror stories.  I have had even had a charge back once for over $200 from a nightmare customer - he had his credit card charge back Paypal and got his $200 back from Paypal. Paypal then had the right to take the $200 out of my bank account, as we ALL have bank accounts linked to our account, and they never did as I would not authorize that deduction. This was years ago. Again, they will take $$ you have in your Paypal account if they feel you owe them $$, but they do not go into your bank accounts without specific individual permission and reams of authorization. Sounds like you had a fraudulent TRANSACTION that went thru Paypal.  They are just an intermediary, you know. That is different than Paypal just helping themselves to your finances. I use Paypal for literally thousands of dollars worth of transactions a year without a glitch, and have since its birth! Feel confident to donate using Paypal. One in a million horror story if something went wrong. And there are phone #s and contact people galore to talk to anytime at Paypal. Not true that they are "hidden" or inaccessible. I'm sure you had some sort of problem, but I don't think you may understand exactly what happened. Merry Christmas!!
My PayPal Story
I bought an item on ebay about a year ago. Paid with Paypal. Product was shipped but I never received it.

Apparently the delivery truck exploded.

PayPal's Buyer Protection reimbursed me every cent. All settled within one month.
A way to tell if PayPal is real or not...
One thing that PayPal tells you on their web site regarding spam emails is that they will NEVER send you an email from PayPal that is addressed to the general masses ("Dear PayPal User"). If it says Dear Sue and your name is Sue, then it might be real. If it says "Dear PayPal User" it is a hoax.
PayPal question
I have looked on the PayPal website and can't figure out how to do this...don't know where else to ask this question, so perhaps one of you might know the answer.  I have an existing account that I use for PayPal when I win items from E-Bay, but I have recently gotten a job with a small MTSO who actually uses PayPal to pay transcriptionists.  She informed me it doesn't cost anything to utilize this service, but my first check I got charged $10 to transfer it from PayPal account to my bank account.  She tells me you have to set it up differently to get this to work.  I have gone on my PayPal account and read everything I can find but nothing that states how you set this up.  Anyone have a clue?  If so, thanks for sharing.
My company also uses PayPal to
pay their transcriptionists and I lose $30 to $50 every paycheck because of PayPal's "fee" to transfer it. I don't think there's any way around it - at least not that I have found either. 
I have been using Paypal for years and have never had any problems.

see message about PayPal fraud

I went online one day to check my bank account balance and I was overdrawn. I was shocked. I saw an automatic withdrawal transaction for a company that I had never even heard of for a product that I had never even ordered.


The only thing that I went through PayPal for was a microcassette player that nobody else had bid on through ebay.  I got that for 99 cents, plus shipping and handling. Incidentally it still works after nearly 2 years.


I called my bank and was told that the automatic withdrawal had gone through my PayPal account for a company I had never heard of for a "computer software item" that I never received, although I was charged for shipping.


I spent months attempting to receive a response from PayPal. I finally received an e-mail that said to print the attached affidavit of fraud, but found that the attachment could not be opened  to be printed.  PayPal finally agreed, via email, to give me a telephone number that I could contact and that I would receive that telephone number by US postal service within 2 to 3 weeks. Of course when I recieved the number and called it, I had to leave a message.


The recorded PayPal voice did eventually call me back when I was not at home and sent me another letter saying that I did not respond to their attempts to contact me.


Arrrrgh.


I filled out paperwork at my bank for fraud against PayPal, closed my bank account and eventually (almost one year later) received a bank check from my former bank for close to $300.00 in overdraft fees.


Apparently my former bank was going to collect from PayPal for their fraud. Whether or not they were successful in that attempt , I do not know.


My advice is to stay away from PayPal period. It may work for you now, but you never know.  After all, they have all of your information.


 


 


I'm pretty sure this was not a Paypal issue, but
a fraud issue.   I had a very similar situation happen with a credit card.  I had a charge on my statement.  I didn't recognize the name, there was a state listed on the statement where the company supposedly was, there was a phone number that was unlisted so I couldn't trace, but did find it was in a totally different state.  When I called the number I got an answering machine with no identification of the company.   I left a message but never got a return call.   I called my credit card company and they credited my account.  All the bank could tell me was that it was for software and I had not ordered any software.   I'm not sure where this company got my credit card information.  I haven't had the situation happen again.  
Used PayPal for Ebay and they took out double the (sm)

money.  Have tried ever since to get the second deduction back but as yet, no luck.  Don't trust PayPal and certainly don't trust ebay anymore.


I got rid of my PayPal because of risks I have heard about. sm
Of course, it is a risk to do anything online at all where you have to input personal information.
Paypal debit card
We have a Paypal debit card that we can use just like any other check card/debit card. It just draws from the funds from your Paypal account. You can use it at the store, etc., and at the ATM. Even paying an ATM fee to get out cash would be less than the $10 charge to transfer. You might check on it.
Don't trust PayPal as they took unauthorized money

out of my checking account causing checks to bounce, overdraft fees, etc. that gave me no option but to close my checking account and open one in a different bank. It took 9 months of paperwork before I was finally reimbursed by my former banking institution for all fees as well as the monies that PayPal withdrew from my account without my authorization.


PayPal, however, took no responsibility for their error.


I am in hopes that there is another way to donate without giving your information to a site that is unsecure, such as PayPal.


Please forward the Paypal notification to me and I will check into it.
t
If you have a Paypal account, pay to sales@mtstars.com. Thank you!
/
If you paid with Paypal you can file a claim with them, just do it before

30 days is up.   If you paid via credit card you can file a claim with the credit card company, even if you paid via Paypal with a credit card.   You can also file a fraud charge with the U.S. postal service if the item went through them.    With the post office it would take a while to get your money though.   You can also notify the police in her state/county, though most likely they will take a report and that is it, unless this is a habitual thing and others have complained.  


Hopefully the administrator will be able to help you.  


Paypal takes care of their users
I use Paypal all the time, not only through ebay and in person, but online as well. They have an incredible Resolution Center and Buyer Protection program that basically says if you can prove you didn't get what you paid for, Paypal will lock down the seller's funds until Paypal can get your money back. Pretty much, I would think anyone selling with Paypal would know better than to try to fraud you.
I know through eBay, Paypal has saved my bottom quite a few times where something was misrepresented, and every time, they got me all my money back.
I would go for it, but have a good "paper trail" between yourself and the seller of what the exact terms of the sale are, including a description, price, timeframe of payment/delivery, return policy, etc.
Good luck!
I've used Paypal for many years on many different sites. Never a problem ever. NM

PayPal is free to "use" but they charge a fee for all funds received... sm
not for transferring funds to your bank account. Open your account and go to the very bottom of the screen and click on the Fees link to see what they charge. They have a help section and a toll free number to call if you have other questions.

Your MTSO was very misleading by not telling you about the fees that have always been connected to receiving money this way. It doesn't cost them to send money, but it certainly does cost the recipient to receive it. That's how PayPal makes their money and the MTSO must know that.

I agree, I too doubt it was PayPal, someone hacked your account , plain and simple - sm
It can be done, especially if you ever responded to any spam emails. I had my debit card hacked at BJs, someone broke into the main frame and stole thousands of credit cards #, etc. They spent about $800 at Wal-Mart, PetsMart and for gas, bounced stuff in our checking account, etc. Since it was a VISA debit card, I had the money back in 24 hours after I filled out the fraud forms at the back. --but no one every physically stole my card or even had my PIN #. I am sure savvy computer hackers can do it , OR someone there at PayPal hacked and sold off a list---but I highly doubt they deliberately withdrew funds. I would have found out from the company that did the charge ***PAYPAL - THE XYX Co." where the mystery item shipped....doubt it was to your address.....That happened to me with a credit card, tons of stuff that I supposedly bought $800 of stuff from Victoria's Secret made its way to NY, not PA where I was living--interesting. Again was refunded promptly. PayPal may have been lax at how they handled it granted, but I am sure with a bit more persistance and going through the right channels you would have had it resolved a bit more promptly and to your satisfaction.
Forward it to spoof@paypal.com, also check your acct directly through their web site...
just don't click on a link in the emai. The hackers are getting better all the time.
You didnt see the link to PayPal for donations to "defray" the costs of providing such a surve
hmmmmm
MT companies negotiate with the insurance companies until they get what they want

It is strictly up to the agreement between the employer and the insurance company.  Your new employer can tell you what the pre-existing clause is in your new policy.  Some require proof of insurance for the past 12 months.  It may say something like if a diagnosis has not been made NOR treatment received within the last __ months.  Not good when companies negotiate with a pre-existing clause in order to get a lower rate.  Better check with your HR with your new company before doing anything.  It really gets hairy !


Most companies do no use their only files (HIPAA). They use files provided by other companies, serv
If you can get through the test files, then the sound quality on the actual company files is better. And, the dictation is never as bad as the test files, plus you have QA to help with hard blanks.
MT companies
Hi, there are many MT companies out there, and there are some that you should steer clear of. The one company who scammed me real good for 2 years was amatrans-am out of Valrico, FL. If you see an ad for them run in the other direction. Or just check the BBB. They have really scammed a whole lot of people unfortunately....but there are better ones. But just stay away from the ones that ask you to do like 1,000 lines a day. You won't be able to do it, or if you could you would be dragging yourself off to bed, only to have to get up early the next morning to begin it all over again.

After a couple of years, I am now working, but mind you, I am really a semi-newbie, and I only make 4 cpl. The money won't make you rich, but the experience can be very rewarding, and what you learn keeps your mind working. If you want any more info, feel free to e-mail me brooklyngirl1112@hotmail.com
Gaile
Are all companies like SS?
I think I will stick to my day job god....
Why is it okay for other companies
to be informed about and not this one. My heart bleeds for these MTs. Obviously, it is not just one employee posting here. Can you imagine the frustration of watching your fingers move more and more and your paycheck go down without being told or informed why. They have a right to vent and warn. I want to be warned ahead of time before I make a mistake. No slander involved, facts are facts and that is it.
What companies, if any,
. . . hire and actually promote professionals who have forgotten more than many MTs know, have years and years of experience, work when needed, don't rock the boat, and produce excellent work?  At my company, the editors and managers usually have just a few years of experience as an MT, if any, and many have no management experience.  Some managers have never even seen a typed document.  That doesn't make sense.  What companies give one a chance to actually grow with them?  Any of them?  How do the promotions go to those who took an on-line class and have been an MT for 2 years?  Kudos to anyone who could answer this . . . Bewildered 
USA companies only for me.
 USA   Overseas.
companies

What are some of the best small companies that you have worked for?  Does anyone live out in the sticks and is on dial-up?


MT COMPANIES

do u like working for this company.  Do they treat you fairly.  I was told to download and they will give me first files to fit me with proper account.  They have been great.  Does this continue?  Please let me know.  While on the subject does anyone have any information on Amphion, Medware, QTmedical, Orion and Transhealth.  Any information appreciated.


Does anyone have any information on smaller companies hiring at this time.


 


 


 


What it is with these companies?
I am now on my third job since deciding to work at home August 2005.  What is it with these companies?  Don't they realize that without us (transcriptionists)  they have no business????   I have been lied to, nit-picky QA'd to death, had money taken away from me, treated like crap, and received nasty emails.  Every time get familiar enough with account to start making some real $, guess what?  Get switched to another account.  I have always worked for hospitals, clinics, etc. 20+ years and never have I encountered such treatment.  It is just amazing, actually no, it is pathetic.  This third job is it.  If this does not work out, going back to the hospital.   I have a lot of admiration for those of you who tough it out and are still working for these amazingly unprofessional companies.  Maybe that is why there is so much outsourcing.  Workers in other countries will take their CRAP. 
MT companies
Does anyone know of any Canadian medical transcribing companies that are looking to hire people to work from home??  Thx

MT companies
I'm from BC.  How about you?
which companies use
I had asked on the company board and no one answered.
Thank you.
There are companies to go with...
There are companies to go with that are at home business that are selling a product and making money without having to put a lot of your own in it. Tell them before they try this company to go TheFreshAirShop.com
Why do companies always do that?

Don't they realize the more familiarity an MT has with a certain dictator or group of dictators, the more accurate they are going to be in their transcription and the faster they will be able to produce lines?


Or is it that transcription companies simply don't want MTs to make a decent living?


I don't get it. 


if so many MT companies are bad...

i.e. don't pay on time, lousy platforms, too many ESLs, etc., how on earth do they manage to stay in business?


Ever wonder how companies
come up with their minimum requirements of experience, 1 yr, 4 yrs, 7 yrs, etc. Is there some sort of table/formula they use? ;-)
Yes, and a lot of companies are
at least trying it out. There is a board here called voice recognition and you can also look at the jobs on www.mtjobs.com - usually you will see a posting for "editor" which is a little deceiving because sometimes they are QA jobs and sometimes voice rec jobs. You will always be able to tell by the line rate though :-) I have see an average about half what you normally might expect for transcription.
There are a lot of companies like this. They

live in feast or famine.  It's better for them when it's famine because the work is out fast (too bad for us trying to be consistent, huh).  Top that off with people who don't work the whole pay period, just towards the end which is when the work tends to run low (too bad for us trying to be consistent, huh).  So during the time when these don't work, you get overloaded and need to work as much as you can to make up your time (too bad for being consistent, huh).  I know, I live in those same shoes, buried and then scratching and scraping for work to do.  Gotta love it!


Companies
Does this sort of thing happen a lot? I was just curious. I am a student in Medical Transcription, and I was just wondering if anyone had some good tips for job hunting. I don't think I want to start from home. That is something I would be interested in after I have had some experience. Any advice is welcome. Thanks.
MT companies
Hey, don't be discouraged by what you're hearing here. Disgusting. So, SOMETIMES, in my experience, yes, companies are constantly looking for MTs because they are a bad company and can't keep typists. Sometimes their standards are impossibly high, sometimes they are rude to the employees, etc. SOMEtimes it's because they are vibrant and expanding, but beware that some companies expand too fast, and can't keep up, and end up folding because of it. CONTACT them, ask them, go fishing. The only good advice I heard in the whole post thing is, keep looking. You need to be able to evaluate each company based not only on postings and web site evaluations and word of mouth, but also by personal contact. YOUR evaluation will be different from MINE, and you might be comfy working for a company I would hate. So, in that respect it is personal. And the "good" company of today, can fold tomorrow. The terrible company of today, can change it's spots. Find the fit for YOU.
Run away from those companies. sm

I paid $350 a month through Consumer Credit Counseling for over a year and they sold my accounts to Money Market Management and never told me.  They never paid a thing on my Sears bill because they were still waiting for Sears to accept their proposal, which Sears never did.  I was never told that either. 


I don't know where all of the money went because when I dumped them, my $200 Home Depot credit card bill was suddenly almost $600. (Late charges and over limit charges).


Work with your creditors.  It worked for me, at least for the most part.  Sears doesn't usually budge, but you'll find that in this day and age, creditors are willing to work with you and settle for a certain amount a month if you are willing to do direct debit (even $20 a month) from your bank account.


Good luck.


I would like to use this - what companies
x
What companies
Being a Christian, I would not work for any of them because the antics I have seen displayed in the industry would be at odds with my ethics. I will be consent to raise my child and leave the boardroom to someone else.