Home     Contact Us    
Main Board Job Seeker's Board Job Wanted Board Resume Bank Company Board Word Help Medquist New MTs Classifieds Offshore Concerns VR/Speech Recognition Tech Help Coding/Medical Billing
Gab Board Politics Comedy Stop Health Issues
ADVERTISEMENT




Serving Over 20,000 US Medical Transcriptionists

Don't trust PayPal as they took unauthorized money

Posted By: omt on 2005-12-02
In Reply to:

out of my checking account causing checks to bounce, overdraft fees, etc. that gave me no option but to close my checking account and open one in a different bank. It took 9 months of paperwork before I was finally reimbursed by my former banking institution for all fees as well as the monies that PayPal withdrew from my account without my authorization.


PayPal, however, took no responsibility for their error.


I am in hopes that there is another way to donate without giving your information to a site that is unsecure, such as PayPal.




Complete Discussion Below: marks the location of current message within thread

The messages you are viewing are archived/old.
To view latest messages and participate in discussions, select the boards given in left menu


Other related messages found in our database

Money, money, money, mmonnneyyy. Singing the Apprentice song.
:+
paypal
I am also a musician and I have paypal and have used it do purchase all of my sheet music and books online, works just like a visa.
no paypal ;)
No paypal for anything considered "adult" industry.
Don't ask me how I know this! ;)

PayPal?

If I understand correctly, you can use PayPal (through eBay) to pay for services.  I read this in an article that the wireless service sent out.  That is what they prefer, so it should work for something like this as well.  Let me know what you find out. 


Using Paypal...

Is it safe to purchase from someone online using paypal?  I will have to read on how to use paypal but how can you be sure they will sell you what they said they will?  Is there a way to protect myself?


TIA.


Thanks.


 


paypal.com (sm)
if you go to their web site and click on 'security' in the top right corner, that will take you to the page that explains the buyer protection program, if you want to see it with your own eyes and make sure you understand it better.

Also, I would ask for a delivery confirmation number or some other tracking number for your item, or even signature upon receipt, so you know when they mail it and they know when you get it, etc.
only get there by paypal.com
I agree... my account needs "updated" about twice a week. Every time I get one, I go to a new window and open paypal.com and if there is something they want me to know, there will be a message in there. If it's not there, the e-mail is fake.
While I am not always a fan of Paypal, I feel there is
something not quite right with your story. Paypal NEVER hits bank accounts - they do other things, but not messing with bank accounts. That was one of those internet hoax horror stories.  I have had even had a charge back once for over $200 from a nightmare customer - he had his credit card charge back Paypal and got his $200 back from Paypal. Paypal then had the right to take the $200 out of my bank account, as we ALL have bank accounts linked to our account, and they never did as I would not authorize that deduction. This was years ago. Again, they will take $$ you have in your Paypal account if they feel you owe them $$, but they do not go into your bank accounts without specific individual permission and reams of authorization. Sounds like you had a fraudulent TRANSACTION that went thru Paypal.  They are just an intermediary, you know. That is different than Paypal just helping themselves to your finances. I use Paypal for literally thousands of dollars worth of transactions a year without a glitch, and have since its birth! Feel confident to donate using Paypal. One in a million horror story if something went wrong. And there are phone #s and contact people galore to talk to anytime at Paypal. Not true that they are "hidden" or inaccessible. I'm sure you had some sort of problem, but I don't think you may understand exactly what happened. Merry Christmas!!
My PayPal Story
I bought an item on ebay about a year ago. Paid with Paypal. Product was shipped but I never received it.

Apparently the delivery truck exploded.

PayPal's Buyer Protection reimbursed me every cent. All settled within one month.
A way to tell if PayPal is real or not...
One thing that PayPal tells you on their web site regarding spam emails is that they will NEVER send you an email from PayPal that is addressed to the general masses ("Dear PayPal User"). If it says Dear Sue and your name is Sue, then it might be real. If it says "Dear PayPal User" it is a hoax.
PayPal question
I have looked on the PayPal website and can't figure out how to do this...don't know where else to ask this question, so perhaps one of you might know the answer.  I have an existing account that I use for PayPal when I win items from E-Bay, but I have recently gotten a job with a small MTSO who actually uses PayPal to pay transcriptionists.  She informed me it doesn't cost anything to utilize this service, but my first check I got charged $10 to transfer it from PayPal account to my bank account.  She tells me you have to set it up differently to get this to work.  I have gone on my PayPal account and read everything I can find but nothing that states how you set this up.  Anyone have a clue?  If so, thanks for sharing.
My company also uses PayPal to
pay their transcriptionists and I lose $30 to $50 every paycheck because of PayPal's "fee" to transfer it. I don't think there's any way around it - at least not that I have found either. 
Those whose companies use PayPal
I am surprised all the employees don't put up a fuss about that.

It is ridiculous that you lose money every time you transfer your own money.

I think you should tell your employer it is not acceptable to be paid that way. (Is there a way you can unite with other employees about this?)

What is the employer's reasoning for using this anyway? Why don't they go the standard direct deposit into bank accounts if they don't want to mail checks?
I have been using Paypal for years and have never had any problems.

see message about PayPal fraud

I went online one day to check my bank account balance and I was overdrawn. I was shocked. I saw an automatic withdrawal transaction for a company that I had never even heard of for a product that I had never even ordered.


The only thing that I went through PayPal for was a microcassette player that nobody else had bid on through ebay.  I got that for 99 cents, plus shipping and handling. Incidentally it still works after nearly 2 years.


I called my bank and was told that the automatic withdrawal had gone through my PayPal account for a company I had never heard of for a "computer software item" that I never received, although I was charged for shipping.


I spent months attempting to receive a response from PayPal. I finally received an e-mail that said to print the attached affidavit of fraud, but found that the attachment could not be opened  to be printed.  PayPal finally agreed, via email, to give me a telephone number that I could contact and that I would receive that telephone number by US postal service within 2 to 3 weeks. Of course when I recieved the number and called it, I had to leave a message.


The recorded PayPal voice did eventually call me back when I was not at home and sent me another letter saying that I did not respond to their attempts to contact me.


Arrrrgh.


I filled out paperwork at my bank for fraud against PayPal, closed my bank account and eventually (almost one year later) received a bank check from my former bank for close to $300.00 in overdraft fees.


Apparently my former bank was going to collect from PayPal for their fraud. Whether or not they were successful in that attempt , I do not know.


My advice is to stay away from PayPal period. It may work for you now, but you never know.  After all, they have all of your information.


 


 


I'm pretty sure this was not a Paypal issue, but
a fraud issue.   I had a very similar situation happen with a credit card.  I had a charge on my statement.  I didn't recognize the name, there was a state listed on the statement where the company supposedly was, there was a phone number that was unlisted so I couldn't trace, but did find it was in a totally different state.  When I called the number I got an answering machine with no identification of the company.   I left a message but never got a return call.   I called my credit card company and they credited my account.  All the bank could tell me was that it was for software and I had not ordered any software.   I'm not sure where this company got my credit card information.  I haven't had the situation happen again.  
Used PayPal for Ebay and they took out double the (sm)

money.  Have tried ever since to get the second deduction back but as yet, no luck.  Don't trust PayPal and certainly don't trust ebay anymore.


I got rid of my PayPal because of risks I have heard about. sm
Of course, it is a risk to do anything online at all where you have to input personal information.
Paypal debit card
We have a Paypal debit card that we can use just like any other check card/debit card. It just draws from the funds from your Paypal account. You can use it at the store, etc., and at the ATM. Even paying an ATM fee to get out cash would be less than the $10 charge to transfer. You might check on it.
Please forward the Paypal notification to me and I will check into it.
t
If you have a Paypal account, pay to sales@mtstars.com. Thank you!
/
If you paid with Paypal you can file a claim with them, just do it before

30 days is up.   If you paid via credit card you can file a claim with the credit card company, even if you paid via Paypal with a credit card.   You can also file a fraud charge with the U.S. postal service if the item went through them.    With the post office it would take a while to get your money though.   You can also notify the police in her state/county, though most likely they will take a report and that is it, unless this is a habitual thing and others have complained.  


Hopefully the administrator will be able to help you.  


Paypal takes care of their users
I use Paypal all the time, not only through ebay and in person, but online as well. They have an incredible Resolution Center and Buyer Protection program that basically says if you can prove you didn't get what you paid for, Paypal will lock down the seller's funds until Paypal can get your money back. Pretty much, I would think anyone selling with Paypal would know better than to try to fraud you.
I know through eBay, Paypal has saved my bottom quite a few times where something was misrepresented, and every time, they got me all my money back.
I would go for it, but have a good "paper trail" between yourself and the seller of what the exact terms of the sale are, including a description, price, timeframe of payment/delivery, return policy, etc.
Good luck!
I've used Paypal for many years on many different sites. Never a problem ever. NM

PayPal is free to "use" but they charge a fee for all funds received... sm
not for transferring funds to your bank account. Open your account and go to the very bottom of the screen and click on the Fees link to see what they charge. They have a help section and a toll free number to call if you have other questions.

Your MTSO was very misleading by not telling you about the fees that have always been connected to receiving money this way. It doesn't cost them to send money, but it certainly does cost the recipient to receive it. That's how PayPal makes their money and the MTSO must know that.

I agree, I too doubt it was PayPal, someone hacked your account , plain and simple - sm
It can be done, especially if you ever responded to any spam emails. I had my debit card hacked at BJs, someone broke into the main frame and stole thousands of credit cards #, etc. They spent about $800 at Wal-Mart, PetsMart and for gas, bounced stuff in our checking account, etc. Since it was a VISA debit card, I had the money back in 24 hours after I filled out the fraud forms at the back. --but no one every physically stole my card or even had my PIN #. I am sure savvy computer hackers can do it , OR someone there at PayPal hacked and sold off a list---but I highly doubt they deliberately withdrew funds. I would have found out from the company that did the charge ***PAYPAL - THE XYX Co." where the mystery item shipped....doubt it was to your address.....That happened to me with a credit card, tons of stuff that I supposedly bought $800 of stuff from Victoria's Secret made its way to NY, not PA where I was living--interesting. Again was refunded promptly. PayPal may have been lax at how they handled it granted, but I am sure with a bit more persistance and going through the right channels you would have had it resolved a bit more promptly and to your satisfaction.
Forward it to spoof@paypal.com, also check your acct directly through their web site...
just don't click on a link in the emai. The hackers are getting better all the time.
Make money? I'm not making any money because of my decision. You read my reasoning
You can agree with me or not, but don't make false assumptions please.
You didnt see the link to PayPal for donations to "defray" the costs of providing such a surve
hmmmmm
You're working to make money, not to spend money.
These people should be ashamed of themselves taking advantage of people this way!
I also blew some money signing up with Quixtar... The only way to make any money is to bug everyone

you know into signing up.  I felt like a snake oil huckster.  I hated it.  I was flushing money down the toilet from the moment I handed over my money. 


RUN, do not walk away!  I do an entirely different side business now that I really love (in addition to my MTing, which I also love!)  Find something you're good at and that you truly love doing.  Then make a business out of it.  That's the best way to have a side business.  Selling discount toilet paper through Amway/Quixtar?  Not so much. 


The CMT exam is overrated. Don't waste your time & money. Use that money on
paid anymore just because you have it.  There are a few CMT cheerleaders that post to people like you but they are pretty well sucked up into that association.
So what do we do, not trust?
I too went cross country twice at 17 and 19.  Met lots of good people.  It is just an unfortunate thing that happened and you cannot blame the girl.  So what do we do, not trust men anymore?  This boy and his two friends know what happened.  My prayers and thoughts are with Natalees family.
Hi Trust Me...
If you send me your e-mail address we can talk off-line. We have been with MDI about the same time. Do you do radiology or acute care? I do acute care and this winter we had a lot of weekend bonuses on my account which was short staffed. If you post a question like below on this site, you will not get the answers you need. I am sure I can help you if you send me your e-mail.
Trust me, there is nothing
that anybody can post on this board or any board that would make me feel any less self worth.  If anything, reading some of this idiotic remarks gives me a feeling of increases self worth.  Furthermore, the name that carries over with each post can be changed at any time. 
DO NOT TRUST JLG
Don't trust JLG, they are very dishonest and present themselves as above board. But they are not. Beware!!
You don't want to know....trust me
YUCK! JMO
Trust me when I say
That there are some MTs out there who DO NOT care. They do not take pride in their work, do not do the research and no matter how many times you tell them specific websites to use and other tools to use, they WILL NOT use them.

Most MTs are not this way and I think most QA realize this, but you have to understand that there are a handful of them (I deal with about 5 out of my 60-70 MTs) that are just ridiculous.

Yes, I can put in perspective and realize that it is part of the job but it does get frustrating sometimes!

MTs complain day in and day out about their horrible dictators and I think that you have to give QA the outlet to sometimes complain about the careless/non-caring MTs that they have to deal with as well.

There, I'm done. :-)
You act like that's the only job out there. It's not, trust me.
nm
It will get much better, trust me on this. sm
It's much easier to relearn a skill than to learn a new one. You're just out of practice with your typing speed, that's all. And from what I hear, VR involves a different (very) use of an MT's skills than straight typing. As for the ESLs, some are better than others, and some good ole boy Americans are worse than any ESL I ever ran across back in the days when I was working.

Give yourself a little time to adjust to all this. If you find after a certain period of time--say, a couple of months?--that you still loathe the work, why, you can start looking for another job. :) Or check and see if you can start doing VR at least part time with your present company. Best of luck!
No one would trust that everyone
else would stop working too, so no one will do it. It was one thing when factory workers in a specific plant would decide something of that nature, but we are all over the place and have no contact other than this. How do you think that would ever work!?
Trust your instincts. You know best
what your needs, abilities and interests are. If you need or want to explore another career path, why not?
I would suggest some vocational testing either online or in person. Check around your city for vocational services. Whatever you do, don't let yourself feel trapped. Good luck.
Trust your instincts. If you don't think
they have their act together and can't find any other info, keep looking. Good luck.
Yes...trust her. It's beautiful! NM
NM
You can't always trust websites. I have
googled something and have 3 or 4 spellings come up, therefore having to do more research. Books are your best get.
How well do you trust management
I would be concerned that they are getting their ducks in a row to outsource.
Yeah, money, that's it. I paid $20.00 for my dog. Money is NOT THE ISSUE
walk him daily, play ball daily, he sleeps in my office daily while I work. Yeah, I got a lot of money, NOT HARDLY. And, my dog is HORRIBLY HORRIBLY ABUSED because he wears a collar around his neck. It's people like you that make me sick. I am done defending my use of the shock collar. I am going to continue with it and my dog will continue to be pampered , educated, fed, kept warm, and love me for everything that I do for him even when I remind him that his barking needs to stop. So, with that said, I will not respond to any more of your CRAP in reference to the shock collar.
I hope your trust proves to be well placed.
And I'm glad to know you have looked into their background so that you can feel more comfortable with your decision to be charitable. Keeping you in my prayers. I wish you were my neighbor. For one thing, I like Shelties. For another, you seem like a person I would be proud to call a friend (and you'd set a very good example for my family--me included!).
Trust me, I thought about it, but yappy seems mean.

I don't want to get bitten.  And who knows what the "door lockers" would do if I actually stepped foot in their yard.


I'm giving it another week and then I'm calling the animal control officer that works for our local Humane Society so that he can come over and talk to them. No names involved that way and I've had neighbors all around tell me they can't stand it either.


Poor little pup.  I can't imagine tying my dog out like that.  Like I said in my earlier post, I wouldn't even get a dog until the backyard was fenced in.  He also has a "doggy door" and has been very well trained.  Even if he does get out of the fence if someone leaves the gate open, he sits and whines (not barks) at the door as if to say, "Helloooo, I'm not supposed to be out here."


AND, despite the fenced in backyard, we take our dog for walks too. The yard is only so big and he needs regular exercise. 


Some people just shouldn't be allowed to have a dog.


I don't trust myself. I set the clock or I know I'd wake up 4 hrs later.
x
Also, wondering if people trust him...sm
The mayor said he said, "get out," but alot of people did not. Don't know too much about this mayor, but maybe his people don't trust him. But then again, maybe the people in that area just hear the words "evacuate" alot, and nothing really happens, so they ignore the warning.

I can understand how alot of people did not leave. I'm talking about those who did not have cash, access to a car, or those who have no relatives elsewhere. I've got a family now, but in my single days, faced with those restrictions, I probably wouldn't have known what else to do but stay.

The people I'm wondering about are the ones who rode that horrendous storm out, have flooded houses even long after the hurricane passed, but still want to stay in their house, and not be rescued. I don't think they really know the conditions or understand the problems to come.

Just me, but did anyone else cringe every time the major said the G-D word? I can stand most curse words, but G-D is my most hated word. I understand that this mayor wanted to get his thoughts emphasized, but I don't think there's ever a reason to say G-D, and on public TV no less!