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You haaven't knocked off the husband for the life insurance yet?? You have options, she may not!

Posted By: Well.... on 2005-12-15
In Reply to: You don't wanna go there. Why would you take minimum wage to - Dancin Shoes




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My husband just signed up for group life insurance with work which will give him 10x his salary if

he dies which will leave the kids and I with almost a million bucks if he dies.  Of course I would much rather have him here more than anything.  He had just 150,000 in insurance but for some reason just opted for this group thingie.  When talking last night I asked him if he died if I could marry again and this man got so upset with me I thought he was going to cry!  He told me absolutely, positively NOT that I could not remarry ( am 31!).  He is 35.  LOL


Poor guy.  Leaving me all this money and I supose the thought of me sharing his wealth with someone else makes him sick!!


I told him he could go ahead and marry if I should happen to die.  I want my kiddies to have a great mom and person who loves them very much. Wouldn't you agree?


How do you feel about your spouse or partner remarrying if you or he dies??


 


Do you come first in your husband's life?
or are the feelings of others such as parents and/or children top priority?
Assurant life insurance
Right after we went with the new company, I emailed TT and asked them to cancel my life insurance with Assurant. I was told that the life insurance had already been "stopped" by TT due to the change-over to the new company. I didn't receive an email or anything from TT stating they were going to stop the benefits we had through Assurant. I have wondered since then if everyone who took out the Assurant life insurance, short-term and long-term disability lost the money they put into it without being contacted by TT.
TT and life insurance policies
Assurant life insurance was offered (for life, long and short-term disability) last fall.  Did anyone have difficulty rolling it over to the new payroll co. this past May?
At least I live my OWN life and not my husband's


You have described perfectly my life with my husband -sm

I feel completely trapped.  I'm the one supporting the family.  I'm the one who takes the blame for everything that has ever gone wrong in his life, even when it comes to those things that happened to him long before I ever met him. 


The only good thing he has ever done is give me two beautiful children.  That's all.


Wish I could get the heck out too.


Just called my life insurance policyholder.
The customer service rep was in Panama City, Panama.  At least he had good communication skills.  I wonder where the customer service is for my other policy.
Well, my life insurance policy is worth more than I am,
especially the more I try to make MT work for me. Oh, well. It used to be a lot worse. I cut up my credit cards and made power payments on those. I have my first credit card now in 10 years. Yours isn't bad. You can do it.
I have 2 Heroes in my life - My daddy and my husband. sm
I truly am blessed! My daddy (step-dad) married my mom with 6 of us kids and took care of us all. He is my hero! Don't know much of my real dad as he left when I was 2. Been told he was abusive and an alcoholic. Better that I have no experience with him, I guess.

Now, my daddy (step-dad) is not just a father but a DAD! He is my hero. He taught me how to be a good person, provide for myself, be confident, strong and gentle! He is an awesome pop-pop too!

Secondly, my husband is my other Hero! I am a very strong, confident person, and a little on the hyper side. He is just the most laid-back, gentle, understanding and kind man I have ever met. Been married 18 years and still going strong. To be honest, his father is the same as him.

So, if you are looking for a good man - I guess meet their fathers and judge for yourself. Most men are like their fathers just like most daughters are like their mothers. Hope that makes sense!

I am sorry for your situation and hope you find the strength and courage to move on and, if and when ready, find a good man!


What are their insurance rates for employee and husband?
nm
was knocked off and he has drug prob...nm
x
Did anyone notice? Wilma knocked power out in
Florida and all the cheerleader and nastygram posts about most of the companies stopped.  Wonder what part of the country they start? 
DH is dear husband or any number of colorful adjectives preceding husband. (no message)
;)
Life is life....the haven't bonded the same as if it were a 2-year-old!
nm
I bet other insurance carriers have insurance for their employees. Why not Wal-Mart? nm
:+
I totally understand but if your husband is like my husband... sm

When it comes to something like that, that I usually take care of but for whatever reason I can't, I will tell my husband exactly what to do, but when he comes back - to use your case as a "for instance" - I will ask him, "Did the doctor look at his foot?" 


Him: "No."


Me: "Did you ask the doctor to look at his foot?"


Him: "No."


Me:  "I told you to have the doctor look at his foot!"


Him: (shrug)


etc., etc., etc.


Your husband may not be like that - I sure hope he isn't. And yes, they should have checked his vitals and checked his foot without being asked. But sometimes you have to be assertive with people. And while my husband attained the rank of major in the Air Force and had no trouble ordering people around, there are times when he should be assertive but isn't. And he is not intimidated by doctors - he started his AF career as an x-ray tech (that's how we met). I dunno....(Rad MT wanders off, mumbling....)


I make sure the job is not my life and that it does not take over my life. sm
I have been at this 25 years, even once had my own accounts and worked 24/7 with cat naps to keep going but no real sleep. I really burned myself out. Now I work a regular 40-hour week, but it is not my life. It is a means of making money so I can go live my life. I work for a company that is not all about production. They want us to take our time and do it right. I am doing that, and it feels so good to be able to work at my craft and be allowed to do a good job while I am at work.

But after I get off, I have my family and I take time to have fun and enjoy life. I think that is the key to not staying burned out. You need down time, time to have fun, exercise, relax, etc.

Exercise is very important, too. It rejuvenates the hormone system so you have more positive hormones flowing through your body and helps get rid of stress.

That's what I do.
Options
Ever try reducing your monthly bills by getting a different car with a lower car payment, perhaps a smaller house with a smaller mortgage, and so on? I see no sense of living like that? Do you really enjoy life? Try to take it easy on yourself and enjoy life.

This is just my advice - I know there is no way I could be happy working 3 full time jobs, but if you are then all the power to you. Best of luck in all you do!
there are so many options, but
I would like to work with women in prison, or even preteens in school, its hard to say this early in the game.  Maybe even research. The ultimate goal would be to have my own practice and office and work with people on handling anxiety and depression.  Cognitive therapy has helped me tremendously and its something I believe in.  Just help people's perspective on life, because I have been there before and its all about reprogramming the brain to positive and undo whatever it has learned (for the most part not our fault) in the past. 
Two options

I use the toggle feature (Alt-Tab) to quickly go to another open window, something I just learned recently.  But the best thing is to have Google as your home page.  I keep my home page closed, but use the Web/Home button on my Microsoft keyboard that opens it immediately and I can then just type in the word for search.  It's really fast.  Hope that helps!  The less mousing the better! 


I did try that, but i don't have the same options as you. sm
I don't have the MIDI Synth nor do i have an advanced under the volume to even mess with my bass/treble. thanks though!
Well, there's really only 2 options here.
Either find a daycamp for them during the day, or cut down your hours.

The only other thing I can suggest is for you to change WHEN you work...i.e. VERY early in the a.m. before the kids get up or late at night. You can split up your shift 4hrs a.m./4 hrs p.m.

Of course this means more discipline on your part, and probalby more fatigue as your days will be longer than usual but I've done it this way in the past and, for me, it was worth it, to be able to work and still have plenty of time to do things with the kids.
options
You can Google a search term like "transcription call-in system" and others that you are interested in and you should get some options to pop up.

I'd recommend Express Scribe (free download) that allows you to play dictation with a USB foot pedal and look into Express Dictate for your daughter's end. I only have experience with Express Scribe, not Express Dictate, but it looks like it may be something she could use to dictate with and then send it to you via the internet.
Go to Options...
Select Playback tab...
Last line under "Playback" section...
set "auto backstep on stop" to up to 5000 ms.

Other options
Maybe instead of doing medical transcription, you could look into doing corporate transcription. There's a company out of New York called Ubiqus (ubiqus.com) and what they do is record things like phone interviews and project presentatoins for corporations and then you transcribe them - I've done this in addition to my other job for about 5 years now - it's really easy work and the pay's not too bad. You might also check with your local police department or Sheriff's office to see if they need anyone to transcribe taped interviews with suspects or witnesses. If they alrady have a company doing this, find out who it is and see if you can get on there. You've already got the transcription skills and there are so many other things to do with them than just medical. I also agree with the poster that said just take a terminology course, buy yourself an American Drug Index (for reference) and then look locally. Believe it or not, there are still some doctors that are using microcassettes for dictation, so you can bring those home, do the transcription and then take the notes back. Good luck to you whatever you choose and good luck with the baby! =)
Here are a few options
http://sewelldirect.com/vga-switch-2-port_specs.asp?source=froogle&utm_source=Froogle&utm_medium=cse

http://www.outletpc.com/c6414.html

http://www.pccables.com/cgi-bin/orders6.cgi?action=Showitem&partno=80012&rsite=f.80012
options
Yes, you can try to get it yourself and it may be cheaper but you probably won't get the same coverage.

After our insurance went up (again) we decided to shop around to see what we could get. Yeah, we would've saved $$$ buying insurance ourselves but we would've had to go to a PPO with a huge deductible. It's just easier for us to keep the employer provided HMO since we have kids and you never know what happens or if we'll have the $$$ up front to go to the hosp.
fax options
You can set up the one in Windows, but your computer has to be on to receive a fax.

I highly recommend TrustFax. I've used it for years. It's reliable, you can get an 800 number, & it's very inexpensive.

This is the plan I use:

http://www.trustfax.com/trustfaxpoweruser.asp

They have others depending on your usage.



Wishing I had so many options!!
Boy do I wish I had the option of cable vs DSL vs dialup! The cable line ends 1,000 feet from our home and they will extend the line for a mere $10,000 (yes, you read that correctly). For DSL we are to far from town. I even purchased satellite but there was a 10 second lag from the time that you punched in a letter to the time that it appeared on the screen so it was virtually useless for transcription. MQ had told me that I could not do NW acct with dialup 3 yrs ago so I purchased the satellite $500 later after the lag and and service charges and when I told them that I would have to quit they said "Well you can use dialup too". Go figure. Amherst office boo hiss.
:) actually girl I think you have too many options.

choices to you and your kids. 


 


There are lots of options out there.
Oh, I can relate. It took me 2 years before I made any money, wanted to give it up several times but stuck it out. Now I'm glad I did because working at home is worth all you have to go through in the beginning. Keep watching the job seekers board. You will eventually find something you like. One thing I love about this industry is there is a fit for everyone, if you don't have it now, you can find it. In any case, don't give up, MTs are hard to come by (the reason so many companies offer sign on bonuses). I worked as an IC for 10 years, loved it but had to go as an employee. Anyway, where I'm at doesn't quite cut it so I'm off to a new adventure with a new company. The bottom line is, you can find your dream job, just don't get discouraged in the hunt, but keep looking.
Tools and then Options looks like it may
have commands that determine this
Auto Cap Options in IT

You can disable the Automatic Capitalization in IT by right-clicking on the phrases advisory, then go to Options and Automatic Capitalization. There you can enable/disable the feature and indicate whether or not you want it to capitalize after colons.


Another place to check is in AutoCorrect in Word- that may be automatically capitalizing things as well.


It is very inconvenient not having those options. :( sm
I have tried everything I can think of to get the links to show up on the side bar. I can't imagine why I had them and now I don't as I don't recall making any recent changes to anything. HELP please! :)
you should be able to go into options and configure it
to what you want it to do.  but some are just that way. call their customer service
go to options in preferences.....
Under the operation tab there should be a setting for hot keys. Click on it, and it should come up with the next key you hit will become your hot key. Or similar. I have an older version of shorthand, so if this is not an option, go to help and look up HOT KEYS. I have mine set to F9, since my other software programs never seem to use the F9 key. Hope this helps.
Try using the attachment options. sm
You can choose to send the pictures or use a free utility to zip the files into a self-extracting file. You could also try uploading the files to a free site for pictures like Google, Snapfish or Web Shots, to name a few, then just send a link to those you want to see the pix.

You will have to delete the file that's in your outbox.
Failure to pay and your options
If you are currently an Independent contractor, you are a business. You are hired as a business to conduct work for a MTSO. I strongly urge everyone to be sure that any contract they sign with a company includes a date of expected pay. Also, when hired, note that late payment of services, after a reasonable amount of time for posting, will be cause for a late fee or interest. Be sure to save e-mail or correspondence. The fact that a company notes when payment of your invoice will be ill give them a set time with a reasonable amount of time for postage to get to you.

If, payment is not made, within that reasonable amount of time, and conversations give you the assumption that they will not be paid (especially if it is said we did not get money etc) then it is theft of services. Contact your DA, and the DA of the MTSO. Think of it this way, if you were any other professional, late fees get tacked on if YOU DO NOT PAY, so pass it on. Put it in your correspondence and stick to it. You are an independent contractor supporting your business.

Now, for all of those who think they are an independent contractor but have any of the following terms, you may be considered an employee through the US Labor Board - including scheduled hours of work.

These factors are used to determine if an individual is classified as an Independent Contractor:

* Is the worker required to follow INSTRUCTIONS?
* Does the firm provide training to accomplish the work?
* Is the worker REGULARLY employed at the firm?
* Is the work performed personally by the worker?
* Does the firm DIRECTLY pay the worker's assistants?
* Is there a continuing ongoing work relationship?
* Are there a set number of work HOURS?
* Is the worker engaged full time by the firm?
* Does the worker work on the firm's premises?
* Does the worker work according to a SCHEDULE set by the firm?
* Is the worker required to submit regular reports to the firm?
* Is the worker paid based on time rather than by project?
* Is the worker REIMBURSED for his/her expenses?
* Does the firm furnish the tools and/or materials?
* Does the worker have a vested INTEREST in performing the services?
* Can the worker realize a profit or suffer a loss?
* Does the worker work for more than one firm at a time?
* Does the worker make his services available to the general public?
* Does the firm have the right to DISCHARGE the worker without incurring a legal liability for non-performance under the contract?
* Does the worker have the right to TERMINATE the relationship without incurring a legal liability for non-performance under the contract?


Depending on your responses, you could be an employee or IC - check with your Labor Board BEFORE a problem pops up.
As a professional, we all must protect ourselves and information is key.

I hope those who have problems get them cleared up sooner rather than later.

Here's another one with many search options.
http://mt911.com/site/search/doctor_search.asp
Need Advice - trying to keep options open
I have only worked for one company, namely TL/Medquist, for many years.  They have always supplied the things I need to do my job, computer, transcription equipment, phone line, etc.  With all the job dissatisfaction with MQers in general, running out of work, etc., I would like to keep my options open as far as pursuing a job with another company BUT I don't know what type of equipment I would need or if other companies also supply equipment for you.  Any information/advice about this or anything else that would help me be ready for a change would be greatly appreciated.  Thanks! 
Thanks to everyone for their suggestions. I am exploring all options..
Like I said, though, switching schools is still hard. Our community is overextended and overpopulated. The classrooms are overcrowded and my son is just not adjusting going from smaller preschool classes to a large classroom filled with 26 other kids.. I think he needs more one-on-one there.. Thanks again for all those who gave advice. It was just something I was considering. It is very distracting to get calls every day at work telling me my child is sitting in the principals office. We are trying to right some of our wrongs. He was getting too much exposure to video games and TV.. that didnt help his "overimagination" and fascination with action shows etc..He is not allow to play on the computer, watch video games etc.. we are hoping that helps. I know alot of it is our fault as parents but I think the school overreacts and overanalysis everything..
While you're researching your options
it might be helpful to you to approach things from the other direction. Try to determine the outcome you hope to achieve and then work backwards to come up with different possibilities to achieve your goal. Maybe after your son has had his depression addressed with appropriate couseling or medication, you could involve him in the decision-making process. He sounds like a bright kid; he may come up with ideas you hadn't considered. In any event, I wish you the best. It's tough enough to be 15 without health issues. He's lucky to have such a caring mom.
Tools > Options > View
Make sure nothing is marked under Formatting marks.
then click on internet options....sm

then click on delete files, then click on delete files offline, then click on delete cookies, and then finally click on clear/delete history.  Then reboot the computer and try it again.  *fingers crossed for you that it works* 


using web cam-chat rooms?? or other options
does anyone know of any chat rooms or something where you are able to have private conversations using a web cam?  my parents are taking my son with them on vacation and this will be the first time I'm away from him.  I was hoping to find another way to keep in touch rather than phone and email while they are gone.  it's going to kill me being away from him but being a single mom I need a chance to have break-even though I'll probably cry most of the time he's gone. boy, talk about a double-edged sword!!!    any info would be greatly appreciated. I know other single moms have gone through this-how'd you get through it???? TIA !!!!
options, and advanced but found....sm
I found nothing for your problem that I could comprehend.  I then went to favorites and to ORGANIZE to see if there was something there and there wasn't.  My next suggestion is to post your post on the technical board if you have not done so as yet.  Sorry, I tried. 
pffftttttt. None of those options worked. nm
x
Study your options though before committing...
I fill in when needed, vacation, sickness, etc, for friend at a local small town phys's office. Typist has been in hosp. and out off and on over the last 2 months. cpl confused Drs. wife so I said $10/hour, thought it was only temporary. I'm usually only there 2-4 hours, usually if it is 2 days of stuff. They work weird hours, 9 sometimes 11p.m. I work 10-6 so I tried to get in when I could in morning or go in evenings. Too aggravating, they are constantly interrupting me. I hooked their system up for C-phone access. Half time they forget to plug it up! But, anyway I have continued to do it by the hour. I will be changing to 10 cpl if this continues. Working at home by the hour I am cheating myself. I type it faster because I am more comfortable so end up shorting myself $10-15 each time. Some would say, drag it out but I can't do that I feel like I'm stealing, yet they are stealing my time.

Yes - go to Tools, Options, then Edit tab
On the column on the right side, unclick "when selecting, automatically select entire word."
Did you select the right port under options? sm
In the Bytescribe, look under ports and select USB (assuming that is what you converted to).  
Establish Link Options
Have you established your link options in IT?