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Me again, tell you what I did about paying a bill for a dog

Posted By: Katie on 2007-02-23
In Reply to: Do you work for free? What vet is going to work for free? - nm

like I said above, huge animal lover. I have 3 furkids but a friend of mine whose son is a druggie, was not seeing about his dog. The dog needed an operation for a growth on his foot. I paid over $1000.00 for that and now I buy my newly adopted doggie its medicine each month. I never give my friend money because want the money to go for the doggie, not drugs for her kid but you can believe I am seeing the doggie is comfy!


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Bill Gates is paying $100,000 million or is it billion? Not easy
a
It's actually something like a second job to get the bill that low.
I spend a lot of time studying sales and clipping coupons (doubled and sometimes tripled in our area). And I use bonus cards and shop at places like Aldi's for staple items. I never go into a grocery store without a plan, and I never buy on impulse. A lot of money can get away from you when you just browse up and down the aisles. Also, the $321 does not include cleaning products, pet food, or any paper products. That's strictly our people food. We only eat meat 3 or 4 times a week. I also cook nearly everything from scratch. That's just part of my Italian family's food tradition. I will pay $12 for a chunk of really good cheese, though! LOL It's a balancing act. I can make a really nice platter of gnocchi with just some flour, water, egg and a baking potato. For a "sauce" I just use olive oil, salt and pepper, GOOD cheese, maybe a little bit of chopped ham or dried sausage as a flavoring. Add some sauteed spinach or escarole, a little salad from whatever veggies looked good at the market. Add some beans to the salad to boost the protein, and we're eating very fine! I also haven't bought canned soup in .... probably ever. I save up chicken carcasses or buy the backs to make stock. I also make veggie stock and buy beef soup bones and make my own beef broth. The home-made stocks make all the difference when cooking from scratch.

I keep the grocery bills low by planning my shopping expeditions and cooking from scratch. It depends on how far you want to go with it. I love to cook. It's a creative outlet for me, so I find it relaxing. Someone else may not, in which case, buying convenience foods would lower their stress level and would be worth the extra expense.


I bet she won't get a bill from the
Bet the hospital writes this off.
Gas Bill
I also live in a small apartment (not a complex, up and down situation) of 2 bedrooms, living room-dinning room, kitchen, bath.  My gas bill usually runs about $175-200 a month in the winter.  My last gas bill for February was over $600.  I found out that my contract with the gas company I was using ran out, and they did not tell me.  I called another gas company who gave me a deal at half the price.  That is still way too high.  I am moving back to Oklahoma this next weekend.  I now live in Ohio.  House payment alone will save me $300 a month, and my gas payment will probably be about $100-150 a month.  I can get a huge house for $300 a month, where as I pay $550 now for a tiny apartment.  With all the cuts in pay at MQ, I just cannot afford living here any longer.
I use the bill pay also but
when at the bank today where you have to enter your account number do not think enough space to enter what you need for another banking acct. Oh, well will only be transferring money say every 3 or 4 months and the 3.00 extra charge will not be that bad, especially since if you wire transfer in bank I think they charge around 20 or so.
She's paying for it
You can be sure she is paying for the extra attention. Also, the hospital likely insisted that all that security be provided, not because they are necessarly worried about Britney but about people trying to get near her. The last thing they want is for her to get harmed while she's in their institution.

Usually if there is a VIP patient, they don't keep the chart all in one place - they parse it out in 3 or more different locations under lock and key.

Britney has always gotten that kind of treatment - when she was in Mousekeeters, everyone had to leave the gym where she worked out when she came for her exercise. Britney is a little snot, always has been even as a young teenager - turns on the sweetness for the cameras. Millions of people have bought her act.

However, I do feel for her in her present situation and hope she can turn her life around now.
How we cut our power bill...sm

The bill arrived yesterday and it was $40 less than it usually is when compared to any summer month last year.  Here's how we did this: 



  • I enforced people turning off lights when they leave rooms.

  • We switched the light bulbs in the living room and bedroom to the energy saving energystar rated bulbs.

  • When the washing machine died we replaced it with an energy saving one. 

I was suprised that the power bill went down this month... especially with it begin summer and having the A/C running. 


To help the kids remember to turn off the lights when they leave a room and to not leave water running that is not being used  I gave them the incentive that if the utility bills came in what our usual budget is then they can have the excess money for extra activities this summer.   That has sure gotten their attention! 


Maybe someone else paid the bill for you.
no msg
Hospital bill

As long as you pay something every month, there is nothing they can do to you.


I would not take my money out of the CD's or move it.  Just keep paying something every month. 


 


Quicken Bill Pay
I use that site. It's worth the $9.95 a month to me for all the bills I write.
I have 2 gifts that fit this bill.
Back in the 80s my mother made 2 quilts, one side silky and the other side imitation fur. You talk about warm! Have used those since. The best gift ever was not Christmas but my husband (actually called first to make sure ok) and then bought me home my 2 tuxedo cats- they were really small when he first got them but they have grown into big lovable guys. One a Christmas and the other just a gift. I am blessed.
I have 2 gifts that fit this bill.
Back in the 80s my mother made 2 quilts, one side silky and the other side imitation fur. You talk about warm! Have used those since. The best gift ever was not Christmas but my husband (actually called first to make sure ok) and then bought me home my 2 tuxedo cats- they were really small when he first got them but they have grown into big lovable guys. One a Christmas and the other just a gift. I am blessed.
Electric Bill

Bill was $64.00!


$33.00 for actual electrical usage


$31.00 for Cust charge, Standard Metering charge, Distribution Facilities Charge, Transmissions Services Charge, Purchased Electricity Adjustments, Environmental Cost Recovery Adj, Energy Efficiency Programs, Franchise Cost, State Tax and Municipal Tax.


Okay, I don't mind paying
to make sure everything is in order! Thanks for all the advice!
...paying for it himself out of his PT job earnings. nm
s
paying for college
I have two sons in college right now ...one out-of-state, one in a private university.  They both end up getting paid to go to school because they have so many scholorships.  Did the high school counselor help me find any....NO. We are in a small town and I got no help from the school or town. Neither one of my sons played any sports...but I will tell you what I found out...what is more important is that your child is involved in school and the community.  They don't care if they  have ever worked a day in their life...they want to know what they have done in school grade wise, and community wise. Even just ringing the bells for the Salvation Army at Chrismtas time will earn you a scholorship. I filled out over 56 scholorships for both my sons to go to school for free...you just have to learn as you go how to word answers on the scholorships.  We are not poor but we are not rich...but we made to much money to get any FAFSA help.
paying off bills
In our case, we refinanced through someone in our church who had a refinance company.  It included all our credit cards and no, we did not have to cut them up.  We still have them and DO NOT EVER USE THEM.  It also included paying off our cars.  The reason we had so much debt is because I wasn't able to get enough work at that time, now it is great and I can only say we pray and God has blessed us above measure, more than we deserve.
paying off bills
BTW we also pay an extra $100 each month on our mortgage.  Years ago someone told us to do that and were never able to until now.  Yes, I work hard, but we are doing great and even eat out once or twice a wk and sometimes more.  This friend in our church also agreed paying the extra $100 a month.  I have heard other fincance people on the Christian radio station saying the same thing, so it does make sense.  You pay the extra amount on the principal only.
paying bills
x
Same here paying bills - NM
NM
I am not against paying for your child's
but I have no intention of doing that for my own children. There are so many kids out there who have everything handed to them. I believe it will teach my children the value of a dollar and the value of their education if they pay for it themselves or with scholarships and hard work. I do encourage them to keep their grades up and will encourage them to apply for scholarships, grants, etc. I think either parent should have to foot the bill for college. If they want to, great; if not, I don't believe the court system should get involved.
Wow if you & hubs are paying that much
in taxes and didn't qualify for stimulus check (because you make too much?), ya'll must be rakin' it in!! Don't think you deserve much sympathy either, right? I know you we're asking for it, but seems a little harsh to kick someone when they're down...
Paying down debt

It is getting harder to make ends meet because of all the straws in our bank account.  I have 17k in CC dept alone.  It is with 4 different CC companies.   One CC has $200, #2  has about 4K, #3 has about 2K, #4 has 10k.  The 10K one has a 15 % APR, the others I believe range from 24% to 29% APR.  My biggest monthly payment is my house and I owe only  $4700 on it and it has 6.3% APR.  I sold some things and am getting $5K and that will be enough to pay off my house.   I would love to finally, officialy own this house and get rid of that $350 monthly pmt,  but I wonder if I should not pay down on the CC because of the high interest rates.  Any opinions.  TIA. 


 


Paying Down Debt
I feel you, believe me.  First, Bravo to you for facing this.  That's the hardest part.  I think if you are so close to paying off your house, you wouldn't want to take out yet another loan against it.  Additionally, the interest rates aren't that great.  What is the total of payments you are making on your credit cards?    If you can slap that 5000.00 on your debt first on all of the higher interest ones perhaps paying some of them off.  That will free up extra money to put on the rest of your credit cards.  Then once the credit cards are paid off, you can then work on the mortgage (I WISH I had your mortgage..).  Also we work in an industry where it is easy to pick up extra work---have you thought of that just to get extra money to pay off the debt?  That's what I'm trying to do.  Things are just so bad right now.  Good luck, hope this helps...
Forgot to add - what about them paying
for their part of the cell phone bill as well as insurance on their vehicle?
lol, I meant - nice that it is all on one bill : )
x
Not the poster you replied to but I do like Bill O.

p


I heard that in some states you can bill the MD

I heard this quite a few years ago, never tried it....but our time is as valuable as anybody else's time (outside of emergencies/extenuating circumstances) and I worked for an MD who kept the patients waiting for 5 hours in his waiting room....the elderly were the victims in this case....it was 20+ years ago.  And don't you just hate waiting in the waiting room for over an hour and then waiting in that examining room for any length of time beyond 10-15 minutes?!?!  Usually a 30-45 minute wait and I don't like that either....


Most of us have places to go, people to see, things to do.....all as important as anybody else.....they are not gods....far from it, actually.


Yeah, they pay our bills/mortgage/rent but doesn't mean we have to like 'em....*l*


thanks for the place to vent...


just know that you all can bill an MD for wait time
really - it's being done now - whereby you, the patient, can bill the doctor's office for exhorbitant time waiting.............gives them back a taste of their own medicine (with them billing you for not canceling an appointment in a timely fashion) - TWO can play that game....*lol*
I know all about that bill they tried to pass and failed so far,
I am against it being mandatory, and yes, I am part of the breed/show world, and did mixed breed rescue, volunteered in a few shows for a long time and it is heart breaking. But, in all the years I volunteered in them, the pedigree cat was rare, I only saw a persian once and a siamese once. I am not out West though. Mandatory spay and neuter will only create a black market. In CA there is already a problem with smuggling puppies in from Mexico, imagine how much worse that will get. And yes, breeders can get a license, but not everyone will get one and unfortunately, it will knock out the good ones, the bad ones always find a way around things. The better answer would be low cost spay and neuter programs so that it is more affordable. I don't know costs in CA, but here in PA they are getting very high. My vet loves me, I spend a fortune there and if somebody gets sick on the weekend, I don't think twice about going to the emergency vet and paying extra costs. I do recall, however, in the pounds I volunteered in that there more pedigree dogs, particularly large ones. In these cases, it seemed people did not do their homework and did not realize the puppy would get so big.

As for pet stores, I would never buy a pet in one of those, nor would I ever let one of my kittens go to them. In fact, my breeding is very small scale, I am most definitely not making money on it, and I am very picky about who let have one of my furry kids, and I do have high quality within my chosen breed, good health and show.

Good luck in CA, but I don't think that bill will ever get passed. It is really not cost effective to the state and like you said, how could they enforce it? People find a way, sad, but true.
they called Bill a pig but Condi and GWB have been
those in glass houses should never throw stones, eh?  *lol* -
ty...problem not the phone bill though...psm
We are fortunate that we have unlimited texts, so the problem isn't the phone bill. The problem is I feel he is running his life into a ditch. I know he has to make his own mistakes but we raised him better than to be rude, disrespectful, and lie. At least I thought we did :(

I know they say you have to let your kids make their own mistakes but it is so hard to do that when you know disaster is on its way.

The only real problem with taking is phone away is he will be 2 hours away and I won't have any way to contact him or him us at any time. They don't even put phones in the dorms these days.

I was at a football game last night and his girlfriend was there texting away to him. I heard her tell her friend "I am talking to him on AIM since we can't talk on the phone anymore." Which meant she can't text him (we set him a limit of 200 a day) so he is sitting in his room talking to her on the computer instead. I can't stop it. There is no way I can take away his computer. I just have to let him do what he's gonna do at this point I guess........thanks for the help! Any more advice would be greatly appreciated.

I really do appreciate any help!
I saw that Bill Maher episode too
I recently started watching him and he really puts things into persective. Especially the comment about about Colonel Sanders and chicken going up. Has some fascinating guests on.

One thing I did say to DH after I heard Bush say that people could use the stimulus to help pay for gas I looked at him and said "Of course he wants us to spend it on gas. He's an oil guy."

Can't wait for Bill Maher to come back on.
SAVE ON HEATING BILL!
A friend told me about these and my husband brought an article home today. They are Heat Surge Fireless Flame miracle heaters produced by the Amish. I will try to attach the link to the web site so you can check them out....don't panic at the price! You can order the mantle right now for $298 and get a FREE heater (normally around $600 together) The mantle (which goes around the heater) is solid wood. Right now you can order 2 per household. Click on the link that says "do not have claim code" to see where in the country you are and get the phone#. You only have 48 hours to order, and mine started yesterday.

I sure hope he wanted me to order one, cuz I did!! We already have a wood stove but this will help me not have to get up to put wood in it all night long to keep it going since I have not turned on my house heater in 3 years and refuse to!!!!
Post again when you get your electric bill and
DON'T FORGET to send your warranty in. Hopefully, it will last longer than my Eden Pure. Do a follow up, please. I'm still thinking about it.
No, you can not be held responsible for their bill -
nm
I can use bill pay to pay to a specific account #
at any bank. Its free, too.
Too bad...I have used bill pay to transfer money...
this way, but after reading your post, I looked into it and can only do it from one bank and not the other. They all have their own rules, I have just never had the need to do it the other way around.
Ha! Just wait till the bill comes in.
xx
You are not paying for a thing that does not benefit you, obviously.
x
Remember you are paying him big bucks
My nephew is a mortgage broker and they make good money -- put in a lot of time but that 1 to 3% loan initiation fee can be quite steep.  It is not like they are doing a favor for you so speak up.  Go above his head ask to talk with a supervisor, anything.  Be nice about it but remember you are paying him a lot of money and so he is working for you and so speak up.  You don't have to be nasty but tell him your concerns and ask that you speak to his supervisor.   Good luck. 
Curious as to who is paying for the wedding?
x
You are kidding about paying $2 more an hour??
I find most Americans, regardless of their race, creed, religion, etc., etc. wanting to work. I have never had to worry if I hire the Mexicans here in town to work, show them what and your job is done. I have a lady who cleans (black) and I usually have to make a list and even then she wants to sit down most of the time. Have used all but found get my work done with south of the border folks.
I'm paying for all those wives and kids...
They only claim one wife as a legal wife, so the others they marry are married in the church but not on paper, so they think they are getting by with polygamy. So what happens to all those wives with children? They go to the welfare office, since they are single moms ( no marriage certificate), they are eligible for Medicaid, my taxes to pay for their children, food stamps, on and on. That is fraud and they should be ashamed of themselves, since they know exactly what they are doing... where is their religion in all this? This is scheming.....they call it "bleeding the beast", meaning the government. Of course, they do not care that it is the taxpayer's dollar, because they consider themselves better than the "outside world", since they believe they are the chosen people anyway.
Oops, should have been paying off a debt
/
insurance not paying for meds
Insurance said I had to be on Medicare before they would pay for Celebrex even with rheumatologist asking for exemption.
Plan on paying off my cards too sm
as soon as I get my settlement. Plan to tell them that I refuse to bankroll their bonuses, parties and whatnot anymore and they can put their credit you know where. I didn't get a bailout--all I got was higher interest rates.
And who said anything about them paying for their father's expenses?
Not me, for sure because I have more sense than that. I have told my husband we have separate accounts and he is not responsible for me if I were to die first. He does not have to pay my credit card accts, etc. because those were made before we even met. Lastly, let me just say this, if the father of those children WAS competent, he could then take his own father (the g'father) to court and he most probably would get THEIR share because he is NEXT of kin, not them. I do not think you have a leg to stand on in this matter. I have enough knowledge to know who comes first, etc. My father died owning about 1,000+ for a doctor's bill. I was next of kin, did I have to pay, NO. Where you got that sentence she and her brother??? guess you just pulled out of thin air.
See my post above about paying off the credit
Sure, banks need to make a profit just like everyone else. But businesses throughout the whole country have become so money-hungry that they continue to cheat their customers more and more, in the name of making more and more money for themselves. MTSO's cheat us in order to make more profit. Insurance companies cheat us by making us pay more and more, and in turn denying more and more of our healthcare costs. Food companies cheat us by not only charing more for their products, but also by putting less and less in the box or the wrapper. (Cereal: Used to be about 3/4 full, now it's more like 1/2 full. Granola bars: Remember when 1 granola bar was an actual snack? Or even breakfast? Now the wrapper is the same size, but the bar is a mere shadow of its former self.) The banks cheat us by raising the rates or charging for services that used to be free. Mine recently starting nicking my checking account for $35 as 'overdraft protection' when my account became low. Now get this: I never bounced a check. I never wrote checks for more than was in my account. There was always at LEAST $25 in my checking account. But they would decide it was too low, nick me for the $35, and then surprize! My account is then MINUS $10! So what do they do? They charge me again!

I'm considering doing away with the bank entirely, including checking, and only using a pre-paid debit card. Now if there were just a way for our MT paychecks to electronically go into a bank-free debit card, instead of into the bank, then VOILA! Bye-bye, bankie.
quit paying and see if he says something..then you'll know..nm
x
Bill Maher addressed this end of show...sm

Bill Maher at the very end of his show Friday night (Real Time With Bill Maher) addressed this very thing in the final new rules of his show...the seriousness about the bees dying off...and what will happen if pollination no longer occurs.  VERY SCARY indeed.


Not looking for a Bill Maher like or dislike flame....just stating he brought this to MY attention Friday night....I didn't know about the bees/pollination issue nor exactly what that all meant.


Thanks for mentioning the bees/pollination issue here.