Owning a pet is a privilege, not a right. If you can't afford health
Posted By: care for a pet, you shouldn't have one. nm on 2007-04-25
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not a crime, a privilege!!
i work early 2 a.m. hours in my jammies and then take a break and shower/dress...but there have been days i don't bother til noon :)
its your call!!
YOU can't afford to, your creditors can afford to.
nm
owning up . . .
What I am trying to say is it is still out there lurking on my credit report . . . my late payments, some companies do not have "hardship clauses" (i.e. loss of job, illness, etc), they actually refused my payment when I could not give them what they wanted!!!! Now it is there and won't fall off my report for another 3 or 4 years
Owning a Volvo (sm)
You probably have bought it by now, but I will never buy another Volvo. We had a 1999 S80 and yes they are expensive to maintain. On the other hand my hubby still owns a 1989 740 but that was before all the computer stuff was installed in the newer cars. The S80 we had all kinds of problems with. I would recommend anything else other than a Volvo. Try doing a web search.
I never have used a crate in the 20 yrs of pet owning. Seemed like jail.
Take them out after each meal. Wait until they poop and applaud with joy, go immediately back into house. Take them out before sleep and first thing in morning to pee, afterwards cheer with glee. If you know what is going in, you can expect what will come out.
That is my experience.
Crates in my mind are used to spare the owner of an high energy dog. Walks will cure that. Long walks.
If no one is home all day, get up early and take him for a 30-45 minute walk and he will sleep all day awaiting your return.
After years of owning only American cars, I now own a Prius.
I'm getting 50 mpg even on the PA turnpike. I'm extremely happy with it and would buy another in a heartbeat. Earlier in the year, Toyota announced that they will be building Prius in the U.S., too.
and even if you can't afford it, still better!!!..nm
When you can afford it.
fsd
You CAN'T afford it
If you are charging things and then paying only the minimum payment, you CAN'T afford it. You are paying interest charges and that's money down the toilet. You don't say how much you owe, but you owe too much if you are carrying over charges from month to month. You are deluding yourself if you think you can afford to spend.
What does afford mean?
When you can afford something, you have the money to buy it. You don't have the money to buy it or you wouldn't be racking up credit card debt. You can only afford it if you can totally pay off your credit card every month. You seem to be living in la-la land financially, based on your posts here. This would be a really good time to get a financial education before you find yourself in big trouble.
Please, nowadays many can't *afford* them
And not talking about people on welfare here. But they all still have them, sometimes many! Selfish, IMO. Today you better be making at least 100,000 a year or at least a very high credit card limit if you want a truly happy fulfilled child who can keep up with the Joneses and have everything everyone else has these days or at least a very high credit limit. ;)
I would LOVE to be able to afford a
I'd think I had died and gone to heaven! :)
I have preteen children at home and I would NEVER have been able to do this with infants or toddlers. I try to schedule my work when my kids are at school or asleep and, on the rare occasion they are home when I am working, I have very little disruption from them. They understand mom is working.
I have recently started doing IC and although I don't have to adhere to an actual "schedule", I do what is needed in order to be the best MT I can be AND I also do what is needed in order to be the best mother/wife I can be.
Bottom line for me is professional or not, inhouse or home, if my family doesn't come first, then I feel my priorities would be greatly misdirected. :)
I do understand your point about children and disruption though. Like I said, if my children were infants/toddlers, there is no way I could do MT work in even a semi-professional (is that possible? semi-professional??? lol) way at home, unless I had someone here to take care of them while I was working.
I couldn't afford the gas - nm
nm
I think I would tell here you just could not afford it, and state what
you can do, i.e., the week after. He is not obligated to go, especially if it is a $2000 trip with all things considered. If she cannot accept that, that is her problem. Be gracious, but just tell here there is no way to afford the trip. Or, why not just move your trip up a week, go for the entire week, and if there are not enough tickets for everyone, then your DH can go to the ceremony and the rest of you meet them afterwards.
My point exactly. He can afford it
and he should afford it. All the CEOs of all of these companies that are begging for handouts...this is what they should have to do.
All these CEOs for these companies that aren't doing good...I think they should jump on the bandwagon here. They cut our pay or pay us next to nothing, because they say the companies are not doing well...but they are not taking paycuts or cutting bonuses for upper management.
I would give them what you can afford
and if they don't like it, it's their problem. It's the thought that counts. A teenager should enjoy a gift certificate to the movies or to his/her favorite clothing store. As for the adults, my husband and I have been giving our parents gift cards to their local grocery store. Everyone needs to eat. I'm glad we don't run into these problems with our families. Everyone is happy to get something no matter how inexpensive. Try not to stress too much about it.
If anyone can really afford 14 kids, ok but
a single parent, living with her parents, breeding 14 kids and I would almost bet we are the ones really taking care of the kids, not her. I remember some time ago when my housekeeper remarked to me about her cousin having a brood, about 7 and I asked what kind of work did the mother do and when told I said, she cannot possibly take care of all those on that salary. I was told not only did she receive welfare but also section 8 for the house and my housekeeper wanted to strongly argue that this woman "takes care of her own." You don’t do that when you don’t pay for your own. I don’t know but I never got any money for raising my own kids and I resent strongly taking care of others. I think the government should do some kind of reduction on this family.
If you buy from a catelogue, then you can afford
QVC or HSN either one. I have bought from Catherine's but they are a little higher. You can get clothing all day long reasonable from the channels and no one has to complain about wearing mumus or the like. I buy almost exclusively and even have an account with HSN but like QVC better, I think.
I can only afford a Ford! LOL! (Afford a Ford?)
xx
I cannot afford the Gevalia, but
my mother gets it - it is SO expensive but she can afford it - and from time to time she gives me a box. It is wonderful, wonderful stuff. We both drink our coffee very strong, which makes it even more expensive. I can't imagine there is any better coffee anywhere.
Oxymoron indeed! LOL. Single is definitely best if you can afford it : )
x
I love it. I wish I could afford someone every week.
It is just a huge relief when I don't have to do that heavy cleaning once a week. We have 2 dogs too and the dog hair drives me nuts!
Can you afford to have a mother's helper SM
Come into your home for 2 to 3 hours a day? Maybe she could play with your son and do "school" with him (art, puzzles, colors, shapes). It would be similar to having a 1:1 aide like some children require in public school. Maybe she could let him be her helper baking cookies. She can praise him for being such a big helper.
He might feel really special having extra attention. Then, if he got too out of hand, she could take him for a walk or take him to a safe room where he could play (or throw a fit) where it won't interrupt your time with your other children.
Having a high-strung child is very exhausting. You love them but find yourself resenting them a lot of the time too. It would be doubly hard from someone like yourself who is with them 24/7. You need a break from him, and he needs a break from you too.
Big hugs...I'm sorry you're going through this. Next time he acts up, give him a hug and tell him you love him. Maybe try cuddling with him for a few minutes until he calms down. It's worth a shot! LOL...although that might train him to want to throw fits so mama will cuddle with him.
Chickadee
How can anyone afford a luxury like a facial
I can't even keep food in my fridge or gas in my tank!
SURE he can afford to work for a dollar --
What a load of manure.
Can't afford to be hooked to anything, except typing right now!!!
nm
Can you afford at least a 50% paycut? Here in the SE, our teacher's aides don't sm
make more than 10.00 per hour and that is for experienced TAs. You will probably start out at 7.50 to 8.00 an hour.
But, if you just need a little spending money and think that your peace of mind is worth that much in pay, then you should go for it.
I'm a great advocate in doing what you love most in order to be happy in life. Have a dream or vision and then go after it no matter what it takes. Those kind of people live the healthiest, happiest lives. Good luck to you!
I say go for it. If I could afford to work outside somewhere making less than $10 per hour
I'd get out of this field in a second :)
Well, if ya can't afford a nanny,don't be looking into time shares!
I am just shocked that people actually set out to do this with no intention or interest whatsoever for a measly 50.00 or tickets to SeaWorld! Guess desperate times call for desperate measures? Yikes.
Can't afford fancy concrete statuary..
so in my flower beds I have a collection of rusty junk, old andirons, the decorative ends from a metal park bench, old birdcage, buckets, wagon wheels.. the crowing object is a handmade birdhouse that looks like an outhouse that my brother in law made with a rusty tin roof... I call it country classy...
Vari kennel crate if you can afford sm
Used this instead of wire, chew toys, water cup on front gate, they grow to love it as their "home" and you will wonder why you didn't buy one before, it more than pays for itself and you don't have to worry while away. I had several dogs who did hundreds of dollars worth of damage. I did not know about crating. Used sour apple spray for one dog, another like it! Talk to the pet supply store and look for ads, trainers buy crates up fast in the paper, I drove 100 mi. round trip for my Vari Kennel, plastic with wire front gate, not as ugly as the wire ones. If it's too big, put a cardboard separator until the dog gets bigger, then the bigger, the better they like it. They feel protected and actually want to go in there as time goes on. Good for when you have company who doesn't like animals as well. They also have fancier ones online that look like furniture but expensive.
Tell you dentist to put 'veneers' over your teeth, if you can afford it nm
nm
Here is an idea to find out if you can afford 2700 a month.
Start putting $2700 a month in a savings account now. Do this for 6 months. By then, you would have saved at least $16,200 plus any interest that would acumulate. Or just do it for 3 months if you cannot wait. Think about it. If you can't do that, then you cannot afford $2700 house payments. There will also be more expenses with a baby on the way, like daycare, diapers and formula but I would start with making a "house payment" to a savings account first.
Frankly, I would rather do without then have to depend on my family. But they are the types that think just because I need them for something, they can control my life. Maybe yours is not like that, I don't know. Also, I don't think working 2 or 3 jobs just to pay a house would work out for me. I could not enjoy that house if I had to work all the time. I'd never be home to enjoy it!!!!
Dh and i make a combined income of 70k. our house very small, only 820 sq foot. we only paid 29k for it. We only owe 8K now. We have two girls, one is 5 the other is 20 months. We are crowded but we are closer than most families. Our girls are both happy, healthy have lots of friends. My oldest is the smartest in her class, accoridng to her teacher. They both wear nice clothes, have nice toys to play with, have plenty to eat, get excellent medical care. I don't think they would have turned out any better in a fancier house. Maybe mroe spoiled though, Oh my, they are spoiled enough as it is.
Congrats on the baby and happy father's day. I think it includes fathers to be too.
Because I gained weight quickly and can't afford to replace all my clothes at once (sm)
plus I am trying to lose weight and hope that they will fit again and I won't have to replace them all.
My dad's health...sm
He has stage IV cancer and has been told his current chemo regimen is his last shot.
Health Insurance
Does anyone know where I can get family coverage? I live in NY and I am taking an IC position. Thanks
Why did you get a dog when you cannot pay for health care
plo
Then you ARE able to pay for health care for her. You are not
o
Health insurance, so not sure.
My copay is the normal amount though, so it may not be too expensive. Our more expensive drugs will have a higher copay. You might see if your doctor has samples, just to see if it will work for you.
Age 56, good health; 5' 8" 137-140 lbs.
nm
This is w/o health insurance either - sm
though ours is cheap (but very, very good). We only pay $140 a month for 4 of us. Of course just about every few months (if not every) something unexpected crops up too, car repair, etc.
for my health into a drs. hands without being
x
I understand that but did he say anything health
x
Yes, I saw the her on one of the Health Channels also nm
x
health food :)
i've made this exact same recipe for years -- husband calls it "health food" cuz of the oats. (i just call em no-bakes). I boil mine gently however for 2 minutes, not a second more for soft cookie consistency.
The only thing i do different now is use the DARK Hershey's cocoa -- everyone loves them!!
Health Insurance
I pay $240 a month for mom's (49yo) health insurance. This is for medical insurance plus a dental & vision discount program. She doesn't go to the doctor alot but when she does go there is always a remaining balance anywhere from $40-$80. Hospitalization through the insurance is set at $5,000 deductible. I am just wondering does this sound reasonable or is there anything else cheaper with good coverage or same coverage???? I checked into BCBS but they are SO expensive. Any input on this is greatly appreciated.
How's hubby's health?
Has he had a physical or been to the doctor recently? Repeating stories like that and an attitude change such as what you are describing can sometimes mean the onset of Alzheimer's or another form of dementia. I don't want to be a debbie downer, but I think it's something that probably should be looked into.
Good luck.
Would you cancel health ins....sm
if you couldn't really afford it? Or would you scrape by to pay for it? I have contemplated canceling to get ahead on my bills for a while. What if I or my husband or son gets really sick, say our gallbladder or appendix? What would they do? Let us suffer? Will they treat you and let you make payments? I am afraid to let it go because I am scared we may really need it. I don't know what to do.
New Health Tonic??!
I found this very well-referenced, scientific article to be quite amazing and enlightening indeed: http://en.wikipedia.org/wiki/Seminophagia -- Knowing these things, some people holding old taboos, attitudes or inhibitions may need to reconsider them!
She qualifies for an IEP under "other health SM
impaired" due to her ADD. You need to make a request in writing for them to perform official testing and to set up an IEP to ensure that your daughter gets the best help available. (Preferential seating--in front of class near teacher, extra time on written assignments, less homework if necessary--i.e., 2 math problems versus 10, non-verbal reminders that your daughter will understand to mean "pay attention, sweety, it's time to do our classwork," etc., etc.) Also, if she is behind academically, they should offer her extra help in that area--although in my experience they may not offer it to someone so young because they learn so quickly at that age and she may be caught up before you know it.
Good luck to you and your daughter!
Chickadee
Requiring a woman to do anything with her health
just treads on nasty ground in my opinion. Where would it end? I think this would be a heck of a step backwards for us all.
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