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yeah well it's only wasting money when you lose

Posted By: personally I think $1 twice a week is on 2008-10-22
In Reply to: Quit Smoking and Don't Play The Lottery!!! - NM

a deal when you could win millions. I can give up a few cups of coffee or something else rather than my lottery tickets!!


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We did lose some money, but not a huge amount
We have three different ones that we've been keeping an eye on.
Oh yeah money is another issue with my SIL

My brother was making just a little above minimum wage so he went to school full time and worked full time for two solid years (summers, intersessions, everything) to get his associate's degree in AutoCAD.  He is now making $25+ per hour but I have no idea where it is going. They live in an absolute pigsty - SIL is not currently working, has not been for about 5 years, although she worked part-time for a while before that.


She takes care of the money (BIG mistake on his part) and she does stuff like one day she decided she didn't want to pay the notes on a loan they had gotten (signature loan). Things like that have ruined his credit.


But he still stays....


Older folks sometimes lose it before they really lose it sm
It sounds like she having some issues with money and thought processes. Four potatoes and three sweet potatoes? She has lost touch with reality. I don't mean this in an unkind way. I think she didn't stop the think or plan the budget around this. Perhaps she has lost the ability to properly plan on some level. This makes no sense.

In my family, food at gramma's was always abundant. The woman always thought we were foot soldiers readying for a cold march across two states. The place she got miserly was with almost everything else. She'd have everyone over for a huge supper and have 2 rolls of TP in the house, one nearly gone, and there would be 10 of us. She stopped buying laundry detergent because it was "too expensive" and started using shavings of naphtha soap. She started saving little soap slivers and making "new" bars of soap with them. She stopped buying shampoo unless it was in the markdowns at the grocery store. She started using a baggie for her vacuum cleaner bag. You get the picture here.

The interesting thing is that truly, that gramma never fully lost it. We considered this idiosyncratic and went on. She kept the rest of her faculties, but had these odd ways of "saving money." My other gramma who never did any of these things did, in fact, suffer from profound dementia the last 10 years of her life. Of course, that set of grandparents had the issue the other way. Toilet paper: Bought in bulk 6 cases at a time. Find a salad dressing you like, buy a couple of cases. You never did want to tell them you liked a certain food, paper product or soap something because if you did, along would come a few cases of it!

We all do something when we get older. Help her out so she isn't embarrassed by this!
You both are wasting your time (sm)
To first poster, there is no way he will go unless he gets good and scared, or hate to say it, but passes out or something.  The poster about the dentist, if it were my DH and I made the appt, he wouldn't care, he still wouldn't go, nor would he cancel the appt.  I made an appt once for him to have a "growth" removed from his face, cause we had argued about it for months, and he told me he wasn't going, and he wasn't.  So I canceled it, cause I didn't want to put the doctor out.  I have no idea why they are so pig-headed.  I used to get so upset - but it was a waste of time.  The only way he finally ended up at the dentist was because his last 2 front teeth broke off and it was obvious, so then he went.  I know how you feel.
I get it but you are wasting your breath on them...
xx
I'm not really wasting time during the hours

that I am awake - it's just that right now I am having to work so many hours, almost all fun is squeezed out of my life.  If I could sleep 4 hours a night, I could:


- always have the laundry caught up.


- always have my house clean.


- cook supper each and every night.


- keep my flowers weeded and watered.


- read at least a half an hour a day.


- spend time in devotions and meditation and prayer.


- exercise.


If I could accomplish these things throughout the week, then I could have each and every weekend FREE!  I feel like I could gain my life back if I could somehow figure out this sleep thing. 


Thanks everybody for your input. 


I have a Tracfone and don't like wasting my minutes....
I have one of the original TracFones and my fingers are too fat to text. The keys are too close together, so I don't bother with texting. LOL.

That would be why I would need a full keyboard if I were to ever get a lap top. LOL.
*time wasting* ?? Not fair statement
 
yep, regret marriage. been in it way too long to be unhappy and wasting life. nm
;
How much money rasied for Katrina, how much money for the diasters due to the tidal waves and what?
Every single one of them have had some smoke around it with the money not getting to where it was supposed to go. I did not contribute, I hardly watched, was not caught up again as I have seen things like this before. They should give a all you can give benefit for Darfur where people are being massacared each and every day. Genocide going on there each and every day. I have not seen any benefits to help them out yet.
But her money is her money to spend as she pleases -
I don't understand how you can think it is wrong for her to spend whatever she wants to on whatever she buys. It is their personal money they spend. It is not like they are saying give me those shoes and add it to the taxpayer's bill.

And in all actuality, they are saying spend, spend, spend to get the economy going.

I am sorry, I am jealous that some people still have plenty of money to spend and I don't, but I don't expect those people to quit spending just because I had to.
Yes, I lose
money if I don’t work so very simple for me. I just have good work ethics.
I'm sorry. It is so sad when we lose a pet.
xx
I'm trying to lose too sm

I've tried all diets, have been successful, but once i stop doing the diet, then i gain back.  Atkins, WW, Jenny Craig.  Last year I did Nutrisystem, but food got expensive.  Now I'm just trying to eat healthy.  I can tell you that Nutrisystem food had fiber and protein in it.  It's tough.  I'm an emotional eater.  I would love to be a part of a losing weight forum.  there is a website www. weightlossbuddy.com.  It's free and you can find other people that live close to you and support each other.  I'd like to lose about 20 or 25. Hey monitor, didn't there used to be a diet board?  If not, that'd be a good board to have.


thanks


use it or lose it
They can keep you alive a very long time these days. I would try to die with my boots on. Have you walked through a nursing home lately? Just keep shuffling along and do not stop until you keel over, or you could have a manny nurse changing your Depends.
well, i try to eat right. i need to lose some weight sm

so i do buy whole wheat stuff, bread, wraps, spaghetti. i buy low fat/fat free lunchmeats, 2% cheese.  i don't buy cupcakes and cookies (or else i'd eat them!)  i don't drink much milk, not that i don't like it, just don't drink it much.  i drink more water than anything.  i'll have about one diet dr. pepper a day.  i love food, it's just trying to stay on a healthy track.  my problem is i don't get enough exercise.  i have a 5 y/o and an 8 y/o that keep me busy.  but i do like to exercise. 


 


But how did she lose all that weight?
She was really heavy and saw her lately in my weekly rags and so thin now.
Oh yes people will tell you you need to lose
weight. My own father was a good example of that. He tried to cut me down and made nasty remarks about my weight. Never mind the fact I saw pictures of his mother who was extremely obese. I guess he forgot about her weight. Anyone who is overweight knows that- does not have to be told- there are mirrors everywhere.
Trying to lose weight

Has anyone tried Hoodia and does it work?


Well, I DID lose 10 lbs. this summer without even trying-
That's about the only good thing that's come of all this. The rest sucks.
Sometimes you won't lose much 1 week but BAM sm
you lose a bunch the next week; sometimes it is water-weight related, other times related to your period or hormones. Some weeks I didn't lose anything, only to have a 4 lb loss the next time! Just be sure to start being active (even if it is only walking to the end of your block) and drink your water!
With depression you lose either way -- sm
depression pretty much kills sex drive, but so do antidepressants. Still, I prefer to be on the meds.
You're gonna lose your man if you don't at least

Men may act macho, but they have feeling, too and like to feel attractive and loved.


has anyone done nutrisystem to lose weight sm.....
and was able to keep the weight off after you stopped eating their food?  i'm tired of being stuck at the same weight.  i was thinking of joining weight watchers.  i've done that before and lost, but i had a 6 mos old baby dragging him along.  now he's 5 and i'm ready to try again. but just wondered if anyone had success with nutrisystem.  thanks
I lose focus after a few hours : (
x
you will not lose weight without exercise.
nm
Maybe didnt lose it. It just went south.
fasd
If he is otherwise healthy, I'd lose the tail.
He'll have to adjust how he balances but otherwise I think he'd be fine.
Me too, it is so very hard to lose a pet. What a beauty.
,
I'm trying to lose weight through the WW program
I started during the summer and kind of fell off of it. I'm trying to lose between 30-40 pounds. My daughter became a vegetarian about 4 months ago and she already lost 23 pounds. I like my meat so I won't go that route, but I'm trying to exercise a little bit every day and eat healthier. Good luck to you and everyone else trying to lose.
so sorry, it sure hurts when you lose your babies.. nm
m
I really lose a lot of respect for the candidates
that talk back to the judges. I know that Simon can be very mean, but it is not like these kids don't know this. I think the singers should bite their tongue and just try to take the comments and try to improve their singing next week.
Not a good way to lose weight
nm
Not sure what your question is? But my 401K did lose value sm
and it bothers me very much; I lost maybe 25K so it could have been worse. It forced me to diversify and take a closer look at bonds vs stocks, and other investments. Of course I would like to have more than 50K as liquidity and emergency funds, but at one time I was more than 20K in debt. This is a huge improvement in my life and a total change in mindset. It truly has created peace in my heart, to have control over what I spend and not be a tool of the consumer society that says "You are not happy unless you have the biggest, newest, brightest" thinga-mabob that we are selling this week / year / month.

You don't need to buy stuff for self-esteem. Being self sufficient lets me sleep at night.
People who type loose when they mean lose. (nm)
x
I'm hungry! I want to eat! I'm trying to lose weight and I've been
doing pretty well, but now I'm getting at that poing where I just want to eat anything and everything. Any ideas on what I can do to curb my voracious appetite?
Lose weight and learn to socialize. I
xx
new baby is making me lose my sanity

I just need a place to let out my stress. I just had my first baby May 5, and she is just beautiful. But I am about to lose my mind. I have chosen to breastfeed her, and everything takes so much longer than I thought it would. Thankfully she has switched to a "normal" day and night schedule so I can catch a few precious hours of sleep at night in between feedings.


Did anyone else find motherhood as hard as I think it is? I don't hate it or anything but it sort of makes me not want to have any more kids if just one is this stressful. Oh, and I have already returned to my IC job (part time) so that adds to my day. I also have become extremely bipolar in my moods. Yes, it is probably postpartum depression. I am happy one minute and bursting into tears over nothing the next. Did anyone take antidepressants for postpartum depression and how did that work out? I have never had depression issues until now, so I don't have any experience with that. Any kind words or insight would be helpful.  Thanks.


You'll lose weight & firm up doing ANYthing that you aren't currently doing
s
OK, first lose the WalMart shoes. Kids are brutal. sm

Being completely honest, you definitely need to not buy the shoes at Walmart. Kids are very, very cruel about that. You can sometimes get away with a couple pairs of pants from walmart, like the carpenter-type pants, etc., and maybe a T-shirt or 2. My son is only 10, but he's already really picky about what he will or won't wear.


 


Try shopping at JCPenney, BonTon, the Gap, Kohls, Macy's. Their clothes can be a bit pricey sometimes but just watch for sales now and start slowly collecting stuff. They have awesome sales, especially president's day, Memorial day weekend, thanksgiving (black friday), and awesome labor day sales which are usually just in time for back to school.


As far as the haircut, I would take him to a salon and let them offer some suggestions on what is popular and what would work good for your son's hair type and face shape. Maybe even try one of the hair places in the mall because they usually have younger, more modern people there.  Good luck! Hope it all goes well!


Does anyone else notice when you work too many days in a row you lose your focus or something. nm
:
Unless you stay on it forever, you will regain any weight you lose.
People I used to work with went on that diet once. Weight loss varied (nobody lost a lot, just a couple of pounds) and nobody kept it off.
my neck was my motivator to lose weight this year
I had already had a tummy tuck with lip and did not want to go through surgery again so I got down to 104 and finally lost the double chin. Yes I said 104 but i am also 4' 11"
A dentist who does breast exams should lose his licence. Besides...
I categorily refuse manual breast exams. If I want to check fir cancer, I go for a mommogram.
Does anyone notice you seem to lose more hair with washing and blowing dry than just brushing other
days.
I agree. I have to lose 80 pounds. Changed lifestyle, exercising now, sm
drinking more water instead of diet soda, life is good. I feel better now than ever before. Oh yea, I just quit smoking too... last cigarette was June 12th, the same diet I started my healthy way of living and lost 10 pounds so far.


yeah, yeah - Was/still am a Sam Cooke fan...

have a series of his albums (Sam's) and my older sister was into Jackie Wilson (he died very young)......never will be anything like Motown was..........*nods*......


 


You are right on the money here...

What great advice!!! I too did a lot of what you have listed in your post.  It worked!!! When rules/expectations are in black and white, it's pretty hard to argue about it...


My 2 teens do their own laundry, clean the kitchen after supper, clean their bathroom, and now that they both work, buy the majority of their "things."


The key, I believe, is responsibility.  Kids thrive with responsibility.  They may moan and groan about it, but in reality, they thrive with rules and responsibility.  Good luck!!!


She is right on the money about that - sm
As I said in my post above. The discipline at our former (private) school was a joke. Luckily the majority of the kids at this school are good kids, but there are a few bad apples that would never be allowed to get away with what is tolerated at this school. The nutcase (or strangler) in my daughter's former class at the private school would have been expelled by now from a public school. Amazing what they will put up with for $6K a year and an alumni mother. Oh, and of course they have no type of a counselor or psychiatrist at the private school, no nurse even. They had a real cow when Jenny was in chemo and dealing with that. But that is another story.
Money.
Money or a gift certificate to whatever craft store they shop at when they get supplies for the kids. You can also donate money to the teachers "account" at school and it's tax deductible.
Where to put my money

I am selling my house and moving overseas. I will have between 250,000 and 275,000 after agent fees and loan pay off. I want to take about 50,000 and put in a money market account attached to my checking and savings accounts for easy access for things as I need them and for unforeseen expenses.


I don't know how best to use the other approximately $200,000. I will not have a job. My only income right now will be about $1150 a month from my rental property. I would like to invest my other $200,000 and live on the interest combined with my rental income. What is the best return I am looking at?


Of course I know I need to talk to my accountant and maybe hire a financial adviser but I'd like to hear some thoughts and get some direction so I can research it a bit myself.


5% for a money market is okay but is there a better way to structure this? In a couple of years I may want to use this $200,000 to purchase a home or business so it can't be away for good but 3-5 years is okay.


I keep getting told about going offshore because I won't have to pay taxes on the interest and with internet banking it is easy to transfer funds and make payments.


Of course you can tell I am a novice but I would like to start researching my best options. Any advice?