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Serving Over 20,000 US Medical Transcriptionists

Has anyone received a personal loan lately?

Posted By: See inside on 2006-03-14
In Reply to:

I had unexpected expenses and had to get a small one from HSBC.  Here are the questions I was asked:

Do you have medical insurance?  If so, what are the deductibles for hospital stays, office visits.

Do you have life insurance and if so, how much?

Do you have disability ins and if so, how much?

What is your home owner's insurance deductible?

What is car insurance deductible?

Who are your insurance carriers?

I do not recall these types of questions.  I ended up buying 10/mo insurance coverage which includes disability and life insurance...for $2600.  I am 48.

Is this new? 

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Got my loan YEA !!!!
I did work for a year for a company but actually realized parttime was not for me I want to do this fulltime and have a good education so I signed up with M-TEC.  I hope the job placement speaks for itself though I know I have to make the grade.  Wish me luck !!!!
home loan foreclosure (sm)
does anyone know the protocol for a home foreclosure.  I believe my lender may be foreclosing, (it is a by owner sale, the lender is a person, not a company) but we have not been notified of anything.  Does anyone happen to know how this process works?  Should we have received something either in the mail or brought by the sheriff to our home? 
ITA with home equity loan if possible. sm

If credit is good you can get a prime rate, or maybe even 0.25% below prime.  Can get about 2% below prime for 3 months, but for most people this isn't reasonable.  

Trying to get a credit card to consolidate might not work, because if you have that much $$ outstanding (I'm thinking other credit cards) you aren't going to be able to get much credit and you'll just have 1 more credit card to deal with.  Also, lots of credit cards will offer 0% for 6-14 months, BUT if you read the fine print you may have a transfer fee of 3% of the balance.  Sometimes there is a cap on the total, but not always.   Also, pay CLOSE attention to the grace period.  We had a card that had a 25-day grace period, but by the time I got the statement and the time they received payment I was outside my grace period, thus we were charged interest, even though we paid the card in full.  

If at all possible don't get a credit card to help get you out of debt.  Call current creditors and see if they will lower your rate.  If you have good credit they probably will, if bad credit you are probably out of luck.  I would cancel some of the cards too.  It won't help you pay off the debt, but will stop you from getting more. 

I know this isn't what you asked, but BTDT and learned the hard way, and hoping to present other options you might not have considered. 



email back & ask for a loan LOL nm
My mortgage payment is nearly that much. Ten year loan.
I got a loan today, as they have to be paid in a few days or else! NM
Apply for a business loan to meet payroll.

I never received, and neither did my
We were all at the big M. I just resigned after almost a year, and did meet all of their criteria. However, their system isn't correct and even said that I was not going to be hired when my friend asked about her referral bonus. Mind you...I had already worked there for 6 months at this point. I keep getting "I will check on it" when I ask about my sign on bonus. I gave up and left.
I have received these before too. sm
I just deleted it and ignored it.
I received this because...

I received this because I had posted on this forum about increasing my production.  This particular person emailed me through this board with that response.    And no, I am not going to send my work overseas to them for those of you who are wondering.  lol


I have received the email too
I also have received an email and called them and they mentioned AAMT, which I do not belong to either.  I have never even posted on this board before, but do receive the posting through email.  I dont know where they received my email address and they did not know either.
Any other SS employees not received their..
paycheck? I am not looking to start anything, just wondering if I am the only one who hasn't gotten paid yet?
I received cookies
I received cookies from an MT company I know longer work for and of course nothing from the ones I do work for!!
How nice that he/she received it well. (nm)
I have received several things
I've had messages from companies wanting me to subcontract, individuals sending resumes, etc. Some have mentioned getting my e-mail address from this board. I just hit delete after maybe mumbling a few *#&(#*(! Yes, their writing skills are lacking. My severely dyslexic son can form a proper sentence and spell better than these people.
No - but I received a call from them.
Did you talk with Ann? I have a friend who worked with them for a while and she liked the company but had problems that prevented her from working very much. Do you know what account you will be working on?
I just received an email
from my company saying that due to the storm the work was very low, one clinic closed and the other one was basically out of work (at least for what I do which is outpatient)....
I have received a few letters
so far.  Keep those letters to The White House coming you guys!  I am so trying to get our voices heard so that our careers may be saved.  I am addressing outsourcing, offshoring, patient security, voice recognition and anything else that can come to mind concerning transcription.  I want to have a packet of letters to mail off because that will have a greater impact versus just sending one letter here and there.  Please join me!  Deadline for sending letters is 1/28/09.  Email me if you wanna join me:)
What did you click so that you received the
copy of the test? If you clcked the 'send' button and afterwards you received the completed copy of your test unedited) what's the problem, as your test was already gone. How could you have cheated if your test was already sent?

They immediately sent you a copy of your submitted test, unedited. for your files, as one cannot save testfiles.

I do not understand where your problem is?

Just wait for their response and I hope you get hired!
Have not received either imail or letter
regarding this subject. Would someone please summarize such email/letter in a post for us who have not received this info as of yet. TYIF
I received a letter from MQ CEO regarding the MT lawsuit
They have acknowledged the existance of lawsuit but in their CEO spin states only 3 (THREE) MTs are part of this action. I know I'm not part of the original 3 and I have joined the class action so either MQ CEO is blowing smoke or has his head up his A$$. Either way, it is typical of MQ CEO.
Has anyone ever received the referral bonus from MQ? sm
If so, how long did it take to get it and does it only apply if you are employee status?
...just went to the mailbox and have not received that letter as of yet. Thanks. nm.
What state are you in -- that you received the check already?

No check here, but does show up in ipay.

What does the attached letter say?

I received the same information yesterday.
I've actually received two raises from MQ...
just in the past three months!

Hahaha. I just know I received it in an email
and regardless of the author, it is well written and speaks my perspective perfectly!

Thanks for the information, though!
I received an excellent education through M-TEC
Has anyone here ever received a response or job offer SM

from posting your resume in the resume bank at MTStars?  TIA!

I received an email also, but I'm not taking it
I'm not a member of the AAMT, I am not going to get my CMT, and I'm not taking this test either. I don't agree with anything the AAMT is doing nowadays and I will not give them any of my money. From what I gather being an RMT or CMT isn't really going to get you much further in this business anyway.
AAMT--just received an invitation--sm
to participate in an international professional and cultural program in China.  Cost is $4,995.00 per participant and guest--spouses encouraged to attend.  Anyone going??
Received one also -- saving my pennies

Got my yesterday in the mail.  Thought that they changed their name.  And I thought it was personally addressed to me.  Don't know how they got my name and my business name as I do not belong to the organization.   Anyway gotta get my reservation in by December 20th or so.  



I received the same e-mail. It came through with MTStars
on it just like every other e-mail I get through here does.    All they would have to do is open a post and e-mail, they wouldn't have to now the address. 
Still waiting: $60 earned or received? nm
I received this in an email and thought it was very
interesting and agree 100%.

Subject: Fw: Australians Say speak English

Please if you have not done so contact your government officials and let them know we want ENGLISH to stand as the language for America.

WOW!!! This is powerful. I agree with every word of the Prime
Minister's statements. Why can't we be like that? How come we don't
have a leader who will stand up like John Howard?

Subject: Australians Say speak English

Canada and the U. S. Need A Leader Like This!

Prime Minister John Howard - Australia
Muslims who want to live under Islamic Sharia law were told on Wednesday
to get out of Australia , as the government targeted radicals in a bid to
head off potential terror attacks.
Separately, Howard angered some Australian Muslims on Wednesday by saying
he supported spy agencies monitoring the nation's mosques. Quote: '
of this nation worrying about whether we are offending some individual or
their culture. Since the terrorist attacks on Bali, we have experienced a
surge in patriotism by the majority of Australians.'
' This culture has been developed over two centuries of struggles, trials
and victories by millions of men and women who have sought freedom'
' We speak mainly ENGLISH, not Spanish, Lebanese, Arabic, Chinese,
Japanese, Russian, or any other language. Therefore, if you wish to
become part of our society . Learn the language!'
' Most Australians believe in God. This is not some Christian, right
wing, political push, but a fact, because Christian men and women, on
Christian principles, founded this nation, and this is clearly
documented. It is certainly appropriate to display it on the walls of our
schools. If God offends you, then I suggest you consider another part of
the world as your new home, because God is part of our culture.'
' We will accept your beliefs, and will not question why. All we ask is
that you accept ours, and live in harmony and peaceful enjoyment with
' This is OUR COUNTRY, O UR LAND, and OUR LIFESTYLE, and we will allow you
every opportunity to enjoy all this. But once you are done complaining,
whining, and griping about Our Flag, Our Pledge, Our Christian beliefs,
or Our Way of Life, I highly encourage you take advantage of one other
great Australian freedom, ' THE RIGHT TO LEAVE'.'
' If you aren't happy here then LEAVE. We didn't force you to come here.
You asked to be here. So accept the country YOU accepted.'

Maybe if we circulate this amongst ourselves, CANADIAN & American
citizens will find the backbone to start speaking and voicing the same
Just received e-mail of new virus

Sent: Friday, November 14, 2008 11:54:53 AM

With Christmas fast approaching . . . . . . . . . . .watch out for this...    be alert..

Please read the following. It applies to FedEx and UPS


The newest virus circulating is the UPS Delivery Failure. You will receive an email from UPS Packet Service along with a packet number.  NOTE: The word packet is mis-spelled on this line. It will say that they were unable to deliver a package sent to you on such and such a date. It then asks you to print out the invoice copy attached.


Pass this warning on to all your PC operators at work and home. This virus has caused Millions of dollars in damage in the past few  days.

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well i just received my letter today.
I never received 1099 forms when I
was an IC. I worked for a hospital for almost 10 years plus had other docs and an attorney. The attorney did give me one every year and it never conformed to my figures but I never had a problem.
I received an opt-out of a class action

lawsuit involving a certain MTSO and the other party involved (think it was formerly AAMT).  Anyway, since I won't get a dime even after having been ripped off all those years, I just threw it in the garbage.  AAMT, or whatever they call themselves now, plans on keeping ALL settlement monies for their greedy little selves.

When I worked for the MTSO there were rumors flying around about the 90 character line count that was then converted to 55 characters before going to the client.  The MTSO pocketed the rest.  Guess it really wasn't a rumor after all.  How sad. 

I also received a note today about hiring more if

we don't stay in turnaround, however, we WERE in turn-around!!  I don't understand!

I was just recently switched to Amherst from another office on the West Coast (our account is now managed by Amherst, I should say).  Was told it would be a great move for me, that they were an awesome team to work with.  However, I've been threatened several times now by the threat that more will be hired if the work isn't caught up.  What's up with that???

According to the Medquist Style Guidelines that I received,
it states that the one space rule applies following a period, in numeric lists, and following a colon. I received these guidelines in March from MQ. This is what I would go by. I was told that if I spaced twice I would receive a penalty on my QA reviews. Obviously, you are the uninformed one, so see ya later wench.

The last call I received after a huge mailing (sm)

And I mean huge, over 200 brochures with over 25 years of experience and a digital system -- they were willing to pay about 9 cents a line for surgery notes.  Since I live in California, 16 cents would be more like it.  I guess I'm not that flexible.

They must have answered that India ad. 

Has anyone received their W2 from Spheris or Webmedx. Yes, I work for both.
My daughter received SSI as she was born with a handicap, but (sm)
I believe it did go by what you made.  I was a single parent at the time.  Are there any associations maybe that are affiliated with your son's illness who might be able to point you in the right direction.  Maybe help with prescriptions, if he takes any?  I really feel for you, I know it's rough. 
I received the info inside from AAMT

In support of National Medical Transcriptionist Week, AAMT is promoting the certification of medical transcriptionists. AAMT’s purpose in promoting this credential is to protect the public interest by promoting high professional and ethical standards, improving the practice of medical transcription, and recognizing those professionals who demonstrate their competency in medical transcription through the fulfillment of stated requirements.

Sign up for the CMT exam during MT Week and members can take advantage of a $45 discount on top of the already discounted member rate. Non members will be able to take advantage of the discounted member rate. Registrants will receive their eligibility for the CMT exam during the week of the 22nd via email. If you are registering for the CMT Prep Assessment course you will receive a $15 discount, making the cost as low as $85.

CMT Exam
Member Cost: $195.00 after discount $150.00
Non-Member Cost: $275.00 after discount $195
Prices Valid May 14-20, 2006

CMT Prep Assessment
Member Cost: $100.00 after discount $85.00
Non-Member Cost: $125.00 after discount $110.00
Prices Valid May 14-20, 2006

Apply for membership and take advantage of the even LOWER member rates! AAMT wishes you…

100 Sycamore Ave, Modesto, CA 95354
Phone (800) 982-2182 FAX (209) 527-9633

do reveal OP's true identity. I received
 an email and would like to know who I may be conversing with.
I received a flyer from Lippincott, Williams & --sm
Wilkins offering a trial  study guid and CD to take the RMT exam.  Has anyone done this? Where/when/how are the exams given? 
Has anyone ever received the $500, $1,000 or $2,000 sign on bonus or is it just a scam?
I've worked for several companies who state $500 or $1,000 sign on bonus, but when it comes down to getting the bonus, some drop your QA rating when it was just from them changing formatting of the reports, abbreviation usage, dates in reports, etc.  Then if you have a good QA rating, then they say you aren't meeting the required line count when you were meeting the required line count until it got time for the sign on bonus then they sling you a lot of ESLs just to slow you down.  Just curious if there is a company out there that really gives the bonus and does not do things that prevent you from getting it?
I received one with my dorland Medical Dictionary
And it has been a great help. lp
I received 2 job offers from posting here just last week.

I feel your pain. I just received packet SM
in mail from AARP, where basic major medical was quoted for $250 a month with $4500.00 a year out of pocket. That is fine, but what will it be next year? I have six years to go until retirement.