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What's *realistic* is that after I've paid my rent, (sm)

Posted By: My 2 cents (a line?) on 2007-06-11
In Reply to: I'm not a newbie - anon2

my utility bill, my car insurance, my ISP & phone bills, my medical co-payments, dental bill, etc., I usually have a choice between eating or buying gasoline. So currently my car sits in the carport, fuel-less and rarely driven, but insured - just so that I can continue my close relationship with Chef Boy-Ar-Dee and day-old (or older) bread.


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Maybe it's paid for so she doesn't have to pay any rent.
And that's why she kept it.  She did say in a post she doesn't earn much doing medical transcription.  At least it's a roof over head head. Cut her some slack would ya?
Here's what I've been paid.....
I'm currently making .085 cpl 65 character lines with spaces.... I've been paid as low as .0745, though. I did some catch up work for a hospital in my home town when they were really busy. I charged them .10/cpl as an IC and they didn't bat an eye.

You might want to see how many lines you can do in an hour and then do the math to see how many cpl you're making right now. That would give a you starting point for negotiations.
I've always been told to put 2. Even if not paid for - sm
2, since I have to proof-read everything before sending out, and 1 space makes it harder to read, I put 2 for my own ease of editing, in addition to it just looking better and more professional with 2.
I've always been paid by minute so....

Like anything, it depends on various things.  My regular account on average I do 20-30 minutes of dictation an hour.  But on a new account it could be 10 minutes an hour.  Guidelines for hospital was 120 minutes in an 8 hour day.


If they haven't paid you, are you SURE they've
I've been down that road before. Filled out the forms, had money taken from each paycheck, only to find out about a year later that I'd never had insurance at all during that time. Only found out when I finally needed to go to a doctor. Then WHOOPS! No insurance. I filed with the State Labor Board, won the case, and put them out of business. That sure did feel good, too.
We've all had these and as far as I am concerned, we all should be paid extra!!! NM
:)
Anyone know anything about getting paid to do online surveys? I've been getting these emails to

sign up to do surveys and get paid for it. Does anyone know if this is legit, or who does this? I'd like to try it. I didn't follow through far enough to see if there's a fee to sign up with this company or not.


For QA consulting I'm paid per hour; QA instructing (college) paid salary, QA editing paid per li
I am an IC and work for two different MTSOs as well as instruct at a business college.
It is very realistic - sm

I have a 3-year-old and work around him.  I try to get up around 6 a.m. and get in 2-3 hours of work before he wakes up.  I do another 1-2 hours during his nap time.  I finish up at night after DH is home.  We are also at this time trying for baby #2 - I CAN"T WAIT!! 


Unfortunately, what is not realistic is
getting answers from posters on this board who are not condescending, hateful, and just plain ugly.

Obviously, you've already received posts of varied opinions.

If you really want to try that situation on for size, why not pick up babysitting for someone's baby or small child and see how work fits in for you. You may decide that it isn't for you or that it's very workable for you.

If you cut back to 20 hours a week, you could easily work 4 hours a night when the baby goes to bed and never miss any time/care with him/her.

I think it would be prudent for you to realize that in order to make money at this work, especially in a remote situation, you really have to be dedicated and enjoy what you are doing. Otherwise, you'll be as bitter as many you see on here and probably not very productive.

Good luck with whatever you choose!
No but just realistic about 95% of MDs. Since
x
Sure it's realistic...
I'm back with Spheris, and the 1500 daily (always nightly in my case) is certainly possible with the large hospital account I transcribe for. I've been at it for 30+ years myself.
I am realistic......

All three of these are companies.  I don't have my own accounts.  I work as an IC for these companies.  I work for FutureNet, DTS and GIS.  Maybe you should look around more.


You're realistic like me...
I'm a diehard second shifter for 30 years now and would have it no other way. I find your topic totally unreal and wonder what planet you've been living on, sorry. Look around you, the days are gone in this country when hard working folks can "demand" and get much of anything, especially getting back the old ways of doing things, and I seriously doubt there will ever be a big turnaround regarding the global viewpoint; we're already out there and it's expanding cause the third world is where it's at regarding how to make a buck and use the people. We're going to have to change our personal lives financially to survive and go with the flow.
Rude or realistic?
You know, I visited this site first time while training online almost six years ago. I thought it was great and then not. I quit coming here for years and then used it as I saw fit for my needs but usually glanced before I left at the postings. I am really happy with the change since xx. I feel this is a much more peaceful place than before. Sure, there are differences in opinions and such, but that's what makes it unique and special. I am glad to see that nothing really has changed much since the other owners moved on. I feel the new owners give more liberties in the way of speaking your mind, and I for one appreciate that for sure.

No, you won't always get the answers you want or hear the "yes' answers you might like, but this is still a place to hear everybody's thoughts which I think is a really great thing. I remember telling my mentor that I felt this was just a B board and how could I trust one person's thoughts or point of view from another? She told me, you can't really, but if three or more people are saying the same thing, you might want to question it. She was right! Thanks B. You taught me well.

For those who come onboard thinking and/or feeling intimidated; don't feel that way if you can help it. This is one of the most informative boards you can happen upon.

If some of us sound B or grouchy, we've probably just had a long and hard day with crap dictators which you will soon know about. Everyday is not a bed of roses in this field.

Still, I am back after years of really not frequenting the board, and I think the old timers and people who are fairly new to the field know what the heck they are talking about and are right on target. I wouldn't base a job on another person's experience or opinion, BUT I would think twice if I saw the same complaint numerous times.

I don't really think that folks post to be malicious, though some may. I feel most of us post our true experiences with different companies and we do it hoping others don't fall into the same horrible traps we may have got caught up in. Truth is though, I've just had bad timing a time or two and happened into bad situations when companies were a mess. They later "got it together" and were fine, so who knows. Go with your gut as admin suggests on this board and don't base an important decision about work on somebody else's opinion or experience. My mentor did tell me though, and I still do heed the warning, if more than xx people say it's true, it just might be. Thanks
B for warning me. lol You're great
I agree, Simon is just being realistic!
nm
Realistic Income Expectations??

Hi guys!


 


I am a mom who currently runs a very financially successful home daycare business.  I am looking for a change and considering MT.


After much research I am still unsure about the REALISTIC income that can be made doing MT.


I will be working 6 hours a day - no kids, no interruptions etc.  How much can I really make a year as an independent contractor from home?  I am very familiar with medical terminology etc and plan on taking an MT course.


I would really appreciate a response.  I don't want to give up my daycare and spend money on a course only to find out later I have wasted my time and money.


 


Thanks!


She asked for advice and that is realistic
x
Ok - There's a diff between DREAM job and REALISTIC GREAT job!
Do want that? Seriously.

1500 lines per day? Is this a realistic line
count to be able to make daily in the current MT climate? I have been in MT field for 30 years, with last 10 as QA.  I hate it, and can't wait to transcribe again. I am still really fast, never lost my skills thankfully, and can easily hit 1500 lines per 8 hour shift IF the work is there, though.  That is the target I would have to hit to even come close to what I am making currently as QA - things are tight on this salary, and can't get much tighter!  Do you think most companies have this sort of workload to offer MTs?  I used to work for 2 companies 15 years or so ago. Maybe do you think it would be more realistic for me to try to work for 2, or is 1500 lines steadily daily not a big deal?  I'm just so used to getting paid hourly, and never having that gut-wrenching fear of running out of work.  I don't need benefits at all, so IC is a big possibility.  I hope you understand, and I really appreciate your thoughts.   I'm so scared, but have to get out of my current situation at "you-know-where" before I lose my "you-know-what"...   Figured I'd peddle myself off as an MT rather than QA - worry about that down the road at a good company.
lets be realistic and talk about companies
nm
Ask a tax guy. Since you pay rent, I would think so
ds
MT for rent?

MTSO 1 needs MT but for some reason hasn't been able to fill the position(s) so subcontracts with MTSO 2 to use #2s employees for #1s work.  MTSO 2 goes and hires  MTs who will remain employees of MTSO 2 but do all their work through MTSO 1's server.


Anyone heard of something like this?  They do not disclose the name of MTSO 1 when asked.


I do that all the time. You haven't snapped, you're just realistic. -nm
xx
Why? Except for the rent all the rest is the same everywhere.

//


Anyone here rent a computer from MQ? I have a ?...

Did you fill out paperwork before you rented the computer?  Did they immediately start deducting the cost from your pay for rental?


I've never filled out any paperwork for my computer, it was just mailed to me.  Haven't seen rental deductions either.  Did I do something wrong? 


No you didn't. You said you won't rent from him
.
Can you rent a car for about the same amount? sm
That way you could come and go as you pleased! 
No rent that I know of, but cheaper to buy used on e-bay. nm
x
Yup! And newbies have to pay the rent and eat, too -
.
Does anyone have any good, realistic advice for working on 60 different accounts!?...(exaggeration)

but I am really getting frustrated.  I left a company who bumped me off my ERs (which I did for over a year and were my 'bread-and-butter', and the more I complained or asked about it, the worst dictation I got, etc.  This was a change of management in which that company went down-hill fast, anyway, as far as the treatment of MTs. 


so I left, and now at the 'new' company I am still doing 5, 6 accounts.  Forget ERs, I am told. 


the question is, I am working on so many accounts, and even accounts with different management, different QA.  I am embarrassed to mention I just did a report using the SPECS FROM THE WRONG ACCOUNT.  Luckily, I had sent the report to QA, but I get a note from the QA like 'read the specs' (stupid) is how it sounded.  Yeah, I did, but for the wrong account. 


these companies do not see how making people work on so many accounts is going to be huge negative for them in the long-run.  they risk mistakes like this, not me. 


how does one keep it all straight, and why do we have to?  the only people who are having success, are people who will take any kind of abuse, it seems, and are just making the best of it.  does that mean only the aggressive will survive in this business? this gets more ridiculous all the time. 


not to mention, pay and money - LIVELIHOOD - severely diminishes the second week of pay-week.  anyone else notice that?  first week I am flying on the primary, second week in I am like getting scraps, working on 4, 5,6 accounts - there goes all I worked for in the first week. 


so these ladies typing 300+ lines/hour and making $50 thou a year, like so many boast on here, how,where, when ????  I am not getting it, and I am a 99-100% quality MT, working 35 hours/week.  every company I have worked with, my paycheck is totally dependent on the manager, period. 


That is only the half of it...check out this site for a more realistic view of the future of med rec
http://www.mohca.org/standardsbodies.php3

We have not much to fear from overseas, in my opinion, compared to the technology being created every day to reach the goal of the 'standardized text' paperless record (EHR - electronic health record).

No more 'free text' or dictation in the future.

Same for billing/coding, which will be done automatically with mobile point-of-care hand-held PCs.

Certainly, there will still be editors, but I can not get any solid information as to how this technology will affect MTs. Will be still be needed, if so, in what capacity.

I keep hearing we should be open to being trained in the new technologies that are coming, but hey, what ARE they, and who will train us?

The only thing AAMT seems to be suggesting/promoting, is (what will make them a lot of money) for certifying MTs...what good is that going to do us?

I would gladly train and learn new technology so I can 'stay in the game,' but how, what, where, who pays, when? What will it be, what do I have to do?

I have E'd several people, including Ms. Tessier herself, and have not gotten any kind of response, period.

Heck with being certified, tell me how I can keep my job for the next decade before I can retire and MT as we know it is extinct!

My apologies up-front for any typos - I am not 'on the clock' so-to-speak...thanks.
How do you rent a car without credit card?
I only use my debit card now.  However, how do you rent a rental car without a credit card?
My rent, alone, is $1400. Including sm
utilities and everything else, probably about $3600, and I live alone.
For most the mortgage/rent is the most expensive.

nm


 


Are there any places that rent C-phones? sm

I don't mean companies that you work for, but some independent company that you could rent one from.   I had one for a long time, but then the company I work for went to wav files, and foolishly, I got rid of my C-phone.  Now I have an opportunity at another company that requires a C-phone, but they don't supply them or rent them.  Before buying something and then finding out the company stinks, I thought it would be nice to rent one.  Maybe this is a farfetched idea, but thought I'd ask.


Thanks.


Well...let's see. In 4 years rent in our area has increased at least $500/mo.
Health insurance has gone up.  Cost of prescription drugs has increased.   Food has increased.  Gasoline prices are now over $3 a gallon ($2.69 a gallon BEFORE the storm).  Now they're saying that we can expect a 20% increase in our electric bills and up to 71% increase in our heating/fuel bills.  All these increases and I've had a 40% CUT in pay.   You can believe any paper, magazine, TV news show, or politician you want to believe.  I believe my paycheck and my bills. 
Yes, hound the renters every 5 days and at least get 1/2 of their rent

and then collect again in another 2 weeks.


Also, is the house a done deal? Can you back out of the purchase even if you took a loss? That might be the better way to go.


Lastly, you said your SUV took 30 bucks in gas. Is your SUV paid for and if so, can you sell it to get something more economical on gas? That might be an option until things get better.


Truly, these are just suggestions, meaning no disrespect.


Again, best of luck with everything!


If you think you can claim a part of rent as propety tax you can't.
It probably asks if you rent because then there would be no property taxes to claim.  If you owned then there would be property taxes.  It s/l it is walking you through the steps.  You can claim property taxes for vehicles, but you have incurred no property taxes as you don't own your residence.   I'm sure property taxes are considered when they decide how much to charge for rent, but who ever owns the property is paying the taxes and not you. 
i'd suggest rent space on a system
I'd suggest you rent space on a system and skip the inital outlay of your money, tying up a phone line at home for the doc to call in.

A lady in the Seattle, Washington area has a system she rents space on. You can contact her at talk2meinc@aol.com

Good luck!!
Be realistic! A newbie, fresh out school, no experience whatsoever cannot expect to get accounts

on her own and definitely cannot expect to earn $50k! 


EMR is coming whether you like it not and whether your doctors are older or not.  Eventually the older doctors will retire and the new generation coming out of medical school are products of this technological age.  There is no stopping it.


If the softener doesn't work, then rent a steamer. nm
s
Made $5,500/yr. with full benefits at hospital. Rent 175.00. Car 75.00
I think back then we made more than the average secretary and the cost of living (Morgantown, WV) was low. I just remember that I had raises every year, one for performance and another for cost of living raises. My pay went up a few thousand every year with the raises, that much I recall. This was in 1977. West Virginia University Hospital. We had to be there at 8:15, one hour paid lunch, two 15 minute breaks and went home at 3:15. My supervisor sometimes took naps in the employee lounge. She was kick back. I learned how to speed read by researching Dorland's but terminology was not too out of the ordinary from what I recall. People who were ill back then had the usual problems (gallbladder, kidney stones, etc).


Rent an RV and go anywhere you would like -- My hubby and 3 dogs went across country last year and
had a great time!  Also, Gatlinburg, TN has wonderful cabins that are pet friendly and lots for the kids to do, although more in the summertime. 
Question inside about Renting from Rent-A Center. sm

What was your expeience?  Is it very expensive?  I was thinking about renting a laptop computer to use for work on vacation for a couple of weeks and not ready to invest in purchasing a new laptop yet.  Can you rent things for about a month or do they require longer?


Thanks for any help you guys might give.');>


 


Any ideas on how to get a cheap rental car? I haven't had to rent a car

in a very long time.


thanks so much!


OK. Now if your husband is bringing you down by his mental illness and not paying rent
(is husband able to work? how deep is this mental illness? did he have money to pay rent and spent it elsewhere?) then maybe you should think about leaving him rather than placing your kids in any kind of foster care. That has to be traumatic but then so does living on the street. Speaking of placing your children in foster care while you get yourself OK in the head, what is your problem at this point. You see, if there is a lot of arguing and a dysfunctional family living on the streets, then foster care to permanent placement may be better for them. I just don't quite understand how you got into this mess and if these are mental health issues on both your part and your husband's I would look into placing the children. BTW, how old are they?

So all things considered if you don't have any issues other than depression because of a lack of a place to live and your husband's mental health, I would go to a family member or church and BEG for help sorting your life out. If there is more than that going on, including maybe substance abuse along with permanent mental health issues that will keep you from caring for your children, yes I would seek placement for them. And I would seek PERMANENT placement rather than foster care which I would think would be more traumatic for your children.
Yes, 13.50 wouldn't rent you a studio apartment where I live. And agree
x
True but that is to cover the expenses like rent, office supplies, sm
manager salaries. That does not include payroll that is based on service.

A good example woould be this: You are starting a book store. You need to plan the original inventory and six months worth of expenses. If you sell that inventory, you use the money from that to buy more books. If you do not sell any at first, you can stay in business for six months while you get noticed.

With transcription or any service business, you need enough in the bank to cover the same expenses, those that can keep you afloat while building your client base. However, you only hire more people as you get more customers. The payroll does not figure into the 6 months as it is based on what you provide, whereas the 6 months takes into account what it takes to get it going even if you do not have 1 employee.

Very, very few companies can have $800,000 lying around. If they did, they probably would need to invest it in equipment or spend it in other ways or the IRS would consider it profit and tax the heck out of it!
if mt paid 9, editor paid 4 or 5...how can company charge 14 and make it..sm

I know the going rate in our area is 14 cents per line.  As MTs most companies here pay us 8 or 9 cents a line.  Now add in the Editor rate at 4 or 5 per line..you are paying OUT more than you can charge a line.  How would companies stay in biz?


Unless all work is sent by the company overseas at pennies per line, this would not pay for a company.


just curious how this works out


But how much are the US EDs gonna be paid? Typically this work is paid at 2-3 cpl. nm
:+