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If you have a spouse who is an employee have

Posted By: me on 2006-01-17
In Reply to: I thought I was the only one with this problem. - I can never get caught up.

extra $$ taken out of his/her check for your taxes.   I am not an IC, but my company is in a state that has no state taxes and so they do not pay my state taxes.   The first year I paid a penalty (about $60) for not having enough taxes taken out, so I just figured out what they would be, divided them per the number of paychecks and had that much extra taken out.   We've always gotten a heft federal return, but usually paid at least half of that in state taxes.   This is the first full year that we've had extra taken from DH check and I'm anxious to see how it all works out.


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Spouse's job???

What does everyone's husband/wife do for a living?  Who makes more money?  I know I am being nosy, just curious though. 


I work fulltime


Husband is starting an online travel company (which I will definitely let you all know when it is ready so you can book some vacations!!!!)  He has been working probably 12 total hours a day with that (day and night).  He quit a very high profile job so he could do something from home to be with the kiddies more. 


 


I obviously am making more money as of right now, but hopefully will be able to retire once his business soars!!!!


What spouse???? sm
I am IT and I am raising 2 kids alone on what I make. It would be nice to have a spouse to help with the expenses and to be able to afford some of the luxuries of life, but that's not in the cards for me, at least not for the foreseeable future. :-(
Spouse's job

My hubby definitely makes more than me. He is also self-employed tri-axle truck on road construction.  works anywhere from 5 to 6 days a week, 8-10 hours a day.


I work a full time, part time plus 3 accounts of my own, 10-12 hours a day, 7 days a week and I earn in 2 weeks equals a little more than days pay for him. I'm thinking about joining him iin that business.


Is there truly a way to get your spouse to....sm
really help out around the house?  I am young, lower 30s, and my husband is too.  He is on disability due to a mental health issue that is totally controlled with medication.  The problem is he does not help out around the house without me begging or getting mad and then it is just the basics.  We are supposed to go to counseling tomorrow, but I feel it is not going to help.  Another issue is he is not clean like he used to be.  He does not make an effort in his appearance, does not get cleaned up hardly ever, etc.  This has impacted my feelings for him a lot and I hate that it has.  Sometimes I feel like I am trapped in a place where I don't want to be.  When we had first gotten together I could not imagine my life without him.  I thought about him all day, couldn't wait to be around him, etc.  Now, it is the same 'ole, same 'ole.  We have only been married 5 years.  We do have a small child and that is the main reason I think I am staying.  I have told him time and time again that this is pushing me away, but still nothing changes.  I bust my butt every day trying to work and even pick up.  I do all of the laundry, do all of the bills, do all of the cooking and most of the cleaning. After all of this, our house is still a disaster area.  I am tired.  But I want that love back - just unsure if I can ever get it back again.  Any advice?
Spouse's job???
My spouse is a QA tech at a meat packing plant. He hates it, too. Has to work in a freezer. We think we got it bad.
maybe have your spouse or

someone else read you the questions to make sure you understand them. another MT would be great since he/she would know if you're getting the gist of the question.


The written part's always been the easy part for me. It's the transcription I fret about, often making things wrong that I had right. It's hard, but I'm learning not to second guess myself so much and am doing much better. What's funny is I always make 98% or better with my current company - been there 10 years. Just nerves I guess.


You've never been upset with your spouse
and didn't have anyone around to vent to in real life?  Besides, it's said that marriage without conflict likely involves a lack of deep or meaningful communication.  Research has also proven that couples without conflict are more likely to divorce because there's no passion or growth.
spouse abuse

Yes, I have talked to the police, but he was married before and living in NC and I believe he may have a record there.  He is a real slick one.  He put scratches all over himself to try and make it look like I hit him.   I have never had anyone do this before and he is a sick individual.  I am sure he has had prior incidences. 


We were only married for 6 months.  I refuse to let anyone hit me, no matter how much I love them.   


Thanks for your concern. 


Spouse abuse

I was wondering if anyone could tell me if there is a way to find out if someone has a previous record of spousal abuse. 


My husband hit me and I cant afford a lawyer but make too much money for Legal Aid.  I want to do this on my own.  I just need to know if there is a way to find out this information from a different state.  Are these files open to the public?  Or does a lawyer have to request these things?


 


Thanks so much for your help!.


If it's something you wouldn't do with your spouse
x
Yes, but being with a spouse who does those things
doesn't justify the other spouse's emotional infidelity.
If I expect perfection from my spouse, that must mean
I am perfect myself.  I don't know of anyone who is perfect.  I am not so judgmental of people that I expect them to never have bad days and never express frustration, or else the relationship is over.  I'm sure there have been plenty of days in the past 20 years that we've known each other when I've annoyed him to no end.  Sometimes intentionally....  LOL
One gift per wedding per spouse.

You do not have to buy a gift for this and that and the other.  ONE GIFT.  No more.  Oh, and you have a full year from the official date of the wedding to get them something.


Shoot, I cut my brother off after his third wedding (to three different women).  I'm not buying him any more wedding presents ever.  LOL  Especially, now that he's on his third divorce.


Refer to the Spouse Equity Act

You are entitled to coverage for 18 months...some of these responses just floor me!


Health insurance for me and spouse..how much? sm
I would like to get a general idea of how much I will have to fork out for health insurance for me and my spouse.  I've always been an IC and am looking to switch to employee status for benefits.  How much in general do you pay?
Excuse me but federal taxes are paid as employee by employee
The ONLY difference in IC is you pay the ENTIRE amount of the SS which is the 15.25%, as an employee you only pay 7.75%.  And you can easily make up that difference in deductions.  As an employee you just have someone else manage your withholdings and as an IC you do it yourself.  I have much more usable income being an IC and not an employee and I am strict about putting aside what I need to.  But everyone always says you have to pay your own taxes, well your employer does not PAY them for you -- except 7.75% of SS, they merely withhold it for you.  As an IC you are the employer. 
If you wouldn't do/say it in front of your spouse, it's wrong.
Just my opinion.
Every time I transcribe someone who has lost their spouse...(Sm)

or other family member and is having a hard time getting through it, my heart just sinks and I feel so bad for them.  It is amazing the empathy we can feel for people we don't know.  This pt is having a hard time today because it is the one-year anniversary of her father's and sister's death.  How very sad.


You an IC, statutory employee or employee?
That designation, and/or forcing the IRS to designate you, can make a diff. Are you a corporation? Partnership? You need WAY more help than we can give you.
If you are employee, unless suit against your employee
otherwise the posts on here as far as I can see telling it like it is. I think a lot of the posts are so young they just donít have a clue as to what it means to be an employee. You do as your employee wants (I am talking reason now, not stupidity as far as sexual advances, etc) or else you find another company that fits your personality better. You do not confront, you do not tell your employee no, that is their job, not yours. This is such a simple thing for people who have been in the work force for any period of time.
IC or Employee?

I read an article on the web regarding how companies are abusing the independent contractor status to keep from paying benefits, WC, social security, etc.  In my situation, I have been with the same company for three years and I do not get shift differential, weekend differential, or overtime.  I work 7 days a week, totally directed by the company, hours set by the company, etc.  If I had been an employee, which I believe I have been all along, I would be owed thousands of dollars in overtime.  Where do YOU fall?  Below is the IRS quick look at where you stand.


http://www.ftmn.com/Employee.html


An employee
I cant say who but it is an employee.
You are an employee. I am not. Again, you are an employee because SM

you need "employee stuff" but I am not an employee because I don't need employee stuff. I just need work.


Why do *I* have to adhere to a schedule? I don't. And my MTSO loves me to death because I just make her look good.


You need to go to an all-employee company or a company where you are the boss so you can stop this from happening. The MTSO just wants the work out of there. You want it to all be suspended until you sit down to work, and that is just not going to happen, nor should it.


No, FT employee
Looking for another job this very minute. I think this is way over the line.
As an employee ---

If I actually work 40 hours a week, my gross is about $730, which I think is good when I also have all taxes cut (Federal match), PTO, STD, LTD, healthy, dental, vision, internet reimbursement, quarterly and yearly incentives in addition to base pay.  Never run out of work.  Benefits add about 30% more to base pay, so it seems to be a wash with the ICs who have commented.


I left a job recently where I worked 5 hours a day and grossed $750/week with all taxes cut, 2 paid weeks vacation a year, free health insurance.  I left because they were getting interns to work for free and forcing out their higher paid and longer term employees.  Had to use vacation pay when there was not work or not get paid at all.


I like the pay/hours at the former job but I like the current stability that I have now better.


Employee
This is the exact reason our company will never use an IC. We utilize employee status transcriptionists
This is what I do. I am an employee
but my company is in FL where they don't have state tax.   I don't need any $$ taken out for federal, but I have extra $$ taken from DH check for state taxes.  2005 was the first full year we did it and this year we are getting back $450 state, when we've paid in the past, plus a penalty for not having enough taxes taken out.   You could also change dependents if appropriate.  
IC vs employee
Can someone explain to me the difference between 8 cpl as an employee and 8 cpl as an IC?  I know you have to pay your own taxes as an IC but what I mean is what does 8 cpl translate into once you pay self-employment tax.  How much less are you making as an IC at 8cpl than if you were an employee at 8 cpl is what I am trying to ask.  Thanks.
IC vs employee
If you are an employee, the employer pays half of the Social Security tax. If you are an IC, you have to pay the full amount yourself. HOWEVER, you can then take a deduction on your taxes for that second half. I haven't figured my taxes yet, so I don't know if it is a deduction or a tax credit (which is better), but at least it does help so you don't end up paying the entire amount. As an employee you also don't have all the deductions that ICs get, so that makes a difference in the bottom line, too.
Are you IC or employee?
If you are an IC, you can take off whenever you want (with appropriate notice of course). If you are employee, do you have vacation/PTO time? Do they not let you use it when you want?
Are you an IC or employee? - nm
nm
Employee (sm)
I work for MedQuist.
anyone go from IC to employee and like it better?
I was offered a job and I'm now weighing the options.  I have always been an IC and have been offered employee status with another company.  The pay is 1/2 cent cheaper than what I make now as an IC.  The hours are still flexible and they do offer good benefits, PTO, vacation, etc... Has anyone gone from IC to employee or tried both and would like to comment? Thanks!
IC or employee

In my 22 year MT career I've found that doing a bit of both works best for me.  Since I'm a single parent I really need the insurance benefits, and with regards to taxes, my accountant told me it's best to keep your W2 job because the taxes you pay there helps to pay your self-employment taxes.  I do 20 hours W2 and the other half IC.


ms


 


 


 


IC to employee...sm please

I would like to hear from any of you that have gone from an IC to an employee, on howyou handled the changes.  I am thinking about giving up my IC position (which is my own account with a hospital) to look for a full time position with a national company. As an employee, do you really have to sit in front of the computer 8 to 12 hours for your shift?  What happens if there is nothing to transcribe?  Do you have to stay put and wait? 


I have only transcribed as a hospital employee (paid by the hour) and then came home for the same hospital as an IC (paid by the minute of dictation) when my youngest had health problems.  I have always had enough work with occasional slow weeks at the same time every year.  I have done some IC work with a few smaller MTSO.  The hospital is going through a lot of changes and I do not feel that my position is stable.  I was offered a position with a national a little over a year ago but raised my rates at the hospital instead.  (Although after I raised my rates, they looked into using a service and found I was way cheaper to use).  But I have recently figured my line counts with this hospital (Never bothered before because I got paid per minute) and figured I only got paid between 8-9 cpl with the same rate on weekends and nights.  I was offered that plus benefits with other companies. 


Should I try to find a good company and adjust to the changes in my schedule?  (sorry so long)


Not An Employee
I'm confused too. I also worked for just one company as an IC before becoming an employee. If I wasn't an IC, I certainly wasn't an employee at the time. I had no benefits, taxes weren't taken out, etc.
Employee vs IC
Hi Guyz,
Could anyone tell me what is difference b/w working as home based employee as compared to IC. As I myself is IC right now, worked for FTP and online based working environment and find no pressure from employer like phone, chat etc. but work. So is employee status is same in that aspect or is it same as working in company where you got fear that your boss is looking at you all the time. thx!
are you an employee or
self-employed contractor? Do you get benefits, vacation pay, do you work from home?
Not That I'm An Employee No
When I was an IC I always worried when I didn't have a lot of work. Now that I'm an employee and know that I'll get paid for 40 hours and know I'll always get the same amount I'm less stressed. On the other hand, I type for 4 doctors and 1 N.P., and at one point I had upwards of 100 reports in the system that had to be finished. It's been a little slower these past few weeks, though.
I could not as an employee.
My tax preparer said that it was because I did not have enough deductions to itemize as an employee.
Are your IC or employee? sm
If you are an IC, you dictate when you invoice and when payment is due. If you are employee, you really have no say in the matter.


8-1/2 cpl as employee = what as IC
I'm just considering the tax ramifications.  They have worthless insurance (reimburses doctors at the rate they get paid by Medicare and you know how doctors don't want to see Medicare patients) so I'm going to get my own insurance and add it to the line count, but not considering PTO, etc. (which they don't have) Their owner (never done MT) pulled out his calculator and said 8.5 as an employee equals 9 as an IC.  That doesn't sound right, does it?
Tax ? for those who are both IC and Employee

I work full-time as an employee, but did some work on the side for my brother-in-law.  I have a 1099 from him.  When I file taxes, do I just file a 1040 with a schedule C-EZ (it was only $1000) for the IC work?  Or do I need to file another form to figure out how much in taxes I need to pay?


Thank you for any help you can give me!


Chickadee


Are you employee or an IC?
While I don't personally think you should have to give them up at all, technically I think if you are an employee, everything you create as an employee may actually belong to the employer. I'd still fight it though, especially if you didn't sign any agreement to that effect.
Are you an IC or an employee? nm
d
Employee or IC??
If IC - just raise your rates.  If employee are you hourly or cpl?  Talk to him and see what he says. 
Are you an IC or employee

See below for what it says about being an I/C and therefore a "business" just like the MTSO.  I always  pay my IC's before myself and I am lucky that my docs pay so well and fast -- usually 48 hours receipt of invoice but did have some many years ago where they did not and it is hard to keep everything balanced.  Many times if the general contractor does not get paid neither do the subs on a house construction.


This was IC. Even if employee, though,-sm
it still seems strange to ask for a full-body photo. Why not just a copy of state ID or something if it is merely for ID purposes? Since it was apparently an IC position, however, I don't get the reasoning behind it. If employee, yes, I could see them wanting to be sure it was a separate room or perhaps see what equipment the person already had. Even so, it seems odd, IMO.

As an MTSO who hires ICs, I can't think of one good reason to ask for a full-body photo, or even a picture of the home office, for that matter. I have the IC sign a HIPAA form, and it's up to the IC from that point on to ensure that HIPAA requirements are met. That is good enough for me, and it's been good enough for all of my clients, as well. I've certainly never had any physician ask for pictures of my home office. To each his/her own, I guess, but I'd be taken aback by the request, too.
IC to Employee
I switched from IC to employee status a year ago. I'm actually making more money now and have great benefits and I don't have to work holidays or weekends. I do work 40 hours a week, but I work 6 hours during the day and the last 2 at night.
I am willing to put an employee job

Just as we are expected to use Google in our work, a prospective employer can google that is how I feel. 


I do not, however, put full names of my personal accounts.  I simply list the specialty, city and state.  I do not want someone targeting my clients to offer a lower rate or soliciting them to try and take my clients.  I would be careful especially if you are an IC.  Call me paranoid, but I think there could be companies out there just trying to get names of clients so they can contact them for themselves to gain work.


Well then EMPLOYEE it is....
If they don't want me to work whenever I want to work, then they'll employee me and pay me benefits with paid time off.    Ahhh, I love being an IC.  I laugh all of the way to the bank.