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agree - haven't had a car payment in years

Posted By: hmm on 2006-05-06
In Reply to: sorry but reaons don't hold water... - sorry to say

paid $6000 cash for a 93 Volvo wagon back in 2002.  Too many people think they need a new (or pricey) vehicle and really have better things to do with their $400-600 per mo. Every time I look into getting something new or simply newer, I decide that I neither want to take that much money out of savings,  nor do I want to have such an outrageous car payment.  I would totally prefer a brand new car, but it seems like such a waste of money. 


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I agree but ask for full payment
good luck
Agree, checks not definitive proof of payment.
x
haven't done that one right in years
excuse me - Have not done that 1 right in years!!!
No! I'm 48 years old and still haven't had a new car!!!!
I don't think kids should be given a new car. That is a good place in life to teach them that they have the ability to work hard, save their money and buy anything they want. It gives them the incentive to want to make more money, which gives them the incentive to take care it (the car they finally buy) and also gives them the incentive to work hard in school/college so that they will get a very good paying job when they are finished with their college, so they can afford the expensive things they desire, like in the "real world" where everything isn't given to them.
we haven't had a tv in 9 years...
got rid of it when our kids were small and it's been w o n d e r f u l. No nameless, faceless shrieking box taking over the whole house, with its subliminal messages about happiness and new cars and happiness and thin bodies and how teenagers in the sitcoms are smarter than adults, bla, bla, bla. It's all mindless crapola if you ask me. BTW, my daughter in 4th grade reads at an 11th grade level. I think they read out of boredom LOL
About 23. Some I haven't used in years, some I

use on nearly a daily basis.  What you need depends on the type of account you work on.  If you are only doing clinic notes you can get buy with a drug book and a book like Sloane's Medical Word Book.   If you are doing acute care but only doing one speciality then again you could get by with a drug book and whatever Stedman's book for that speciality.   I don't know how people function without books.  Google is not always a reliable reference and to have to spend time googling when you can open the book and found it in 3 seconds is so much easier and productive. 


Some of my books are an older edition, but unless it is a book that I need frequently I don't update with each new addition.  I'm partial to Stedman's books, as I think most MTs are.  They have specials throughout the year.  You can also buy books at half.com.  You can get a brand new book for a fraction of the cost of new, though be sure to check Stedman's website to make sure you are getting the most current edition. 


I haven't had a normal in 2+ years now. (nm)


 


haven't been to brooklyn in years
But didn't know it was trendy at all. There are a lot of really bad parts and a few ritzy parts as I recall. Very crowded and a place not desired although I am interested in the new trend.
I haven't be a newbie for 10 years
I am a slow typer, I am only paid 7 cpl, and have 20 different doctors on a daily basis.  I am feeling like maybe I have wasted the last 10 years as an MT.  I hear so many talk about their perfect accounts, making $100+ a day only working 8 hrs a day, and I the only thing that keeps me going is the fact that I am home for my kids when they get home from school.  Where are those good accounts, good platforms, and good paying MT jobs that we experienced MTs deserve? 
I haven't missed a day of work in 10 years
I can't believe so many ICs do this, taking days off! It's unheard of to me.

I don't blame you for getting frustrated. Seems no one has a good work ethic these days.
If you haven't done MT in many years, that is a very good rate...sm
Many things have changed and companies usually require more recent experience. I say go for it!
I haven't made that kind of rate for at least 20 years
Don't know where you live. In my area, that is not good money at all.
I've been hearing this for years, haven' t you.? It gets boring.
x
I haven't had taste or smell for over 10 years due to chemotherapy.
Sometimes that's a GOOD thing. Seriously.
Besides, that donation is squarely out of MTs' pockets. I haven't had a raise in the 3 years
x
I haven't bought a drug book in 2 years - I use Google ...sm
and the FDA website. Both are faster than flipping through a book and free.
LOL, I totally agree. We haven't
been more than 5 hours away from home with ours yet. I do want to do that though, but if I let my husband go downstairs for the day, I'd probably never see him again! LOL. Just teasing, but we like gambling about the same The fight would be who goes first and for how long! (Teasing again) I wanted to go to Cozumel this summer, but with the enw passport thing, don't really want to mess with that just yet! Was thinking of Orange Beach Alabama or Florida. Have heard both are really nice, but still want the answer to the question about working while you're gone.
Haven't heard in years. Supposedly making it harder to get money
xx
I haven't had to defend it, but I totally agree!
In fact, I've even gone so far as to say that the crappy wages are, in part (but ONLY in part, mind you) made up for by the fact that my commute is about 15 feet, my work wardrobe is pajamas, and NO OFFICE POLITICS!

I once heard someone explain the difference between an introvert and an extrovert. The extrovert can only recharge in the company of other people, and the introvert can only recharge alone. Works for me.

And I keep my phone ringer turned off most of the time. Hey, I'm paying for the thing, I will decide when to use it or not!
I agree.. but, my son was 5 years old

His first time in school and he wanted to play with it at recess. We did not know it was in his backpack or obviously we would not have allowed a toy of any sort at school rather it be a gun or a doll.  The reasoning behind the suspension was that other children may be frightened it was real. PLEASE!! It looks like a plastic toy.. and then the principal proceeded to grill my son "do you know what you have done etc".. He was FIVE years old. You would have thought he was in a gang and he was treated as such with the whole zero tolerance in school but in kindergarten.. I think we're under no direct threat.. Thanks for all the opinions out there. Goes to show we are all individuals with individual beliefs.


I have been an MT for 9 years and I agree on most of what you say but
When placing a job ad, where do they put it? Under general or Office/clerical, not under Healthcare, Medical, or professional. If you could see some of the reports I see, you would cringe on these so-called MTs. Don't number a list, don't use references, don't look at their account specifics, just type and think they're doing great...and graduate from a school that teaches MT (and not an online/correspondence school either). Everyone is out for the almighty buck. The local hospitals here hire TYPISTS because they want to keep their expenses low.

While I take pride in what I do and in believe quality-not quantity, you have these services chasing the big bucks. You get what you pay for and that is why the MT profession has gone so far downhill. We are considered TYPISTS or CLERICAL workers, not professionals and so, we don't get paid what we're worth. It's enough to get anybody down and not give a darn anymore.
I agree - MA programs are 9 mos to 2 years

There is no licensing or regulation on who can work as a medical assistant, so one can even be hired and trained on the job, but these days, most MAs go to vocational school or a 2 yr CC program to learn the job.  MAs most often work in doctor's offices.


CNAs can get trained in 6 wks.  CNAs almost always work in LTC or hospitals. 


The focus of training is entirely different.  CNAs assist the nurses, MAs assist the docs. 


PA vs MA has been well covered already so I skip it.


I have worked for BTS for nearly 3 years and agree
with everything said.  The pay is direct deposit and always on time.  The MT manager is an AWESOME person to work for/with.  I too have had disagreements (several) with QA, but overall they are very helpful and do their best to work with you to become a better MT.  And best thing is...I have NEVER run out of work.
Oh, I totally agree with 30+ years

how can you go wrong?  Me with 20 years, I have been there and done that.  This CMT jizzjazz just came about as far as I'm concerned.  I've had a wealth of success and have my own accounts that do not require I know a book.  They go on my integrity and no I'm no where near perfect, but who is?  I have seen a lot and have experienced quite a bit in my years, and I'm only 37.  So go figure?  Wow, has this profession evolved?  I basically had 3 years of transcription in high school/medical secretary, and fell into it, but gee whiz, how this has become a production oriented/dog eat dog profession!


I only IC for one company on-line along with having my own accounts, and I can say the company knows the difference between IC and employee.  Yes, believe it or not, they will ask if I am available.  To me, that's true IC status.  I work from a pool, which is fine by me because if I get busy with other things, I know someone is keeping that client happy with that company.  I only do it for the experience and thoroughly enjoy my work. 


I'm glad someone else is feeling it though with regards to IC versus employee.  Some will really get upset and say that the MTSO needs to cover the account and need to know when you are going to work.  WRONG!!!  The MTSO needs to cover the account.  Period.  The End.  They do not need to know what your hours of operation are or how many lines can you type in an hour. 


agree...have been transcribing for over 16 years
and have never been asked if I am certified. Have never been offered more money to become certified either.
I couldn't agree more. Lost my mom 13 years ago sm
this coming August. I miss her the most on Mother's Day.
Ouch. I happen to agree with her. 15 years sm
here - and I would not recommend this field to anyone. She asked for opinions and we gave ours - we did not "make" our problems anybody else's.
With 33 years' experience, I agree. It doesn't sm
get any easier, because there is a constant influx of ESLs into this country who can barely make themselves understood. If you want to translate, yes, translate, and transcribe pidgeon English
day in and day out, make less and less money as the years go by, then this is the career for you.

I used to love what I do. It used to be rewarding. Now I feel like I'm following behind elephants with a shovel.

I agree, easier but I worked on production years ago
as I think the original poster Patti also did and I was, shall we say threatened 1 time for being cutoff from production and having to do paper work because of the fact I out typed the other transcriptionists there- it can be done, I have done it working on production, now is more simple time and I also like using goggle, etc. When working like that years ago I never took the time to read over each report- waste of time- do not do that now. I have been in the situation 2 times in my career of being told how much I make, etc and most did not like. One hospital I worked for in the 80s only had 2 transcriptions for the entire 300+ bed- we never used outside work, kept things up and yet told look what we make! I see lots of people who only do this job so they can stay at home. I stand by my original posting.
I agree. It's an impossibility for me even with years of experience AND good dictators. nm
m
Agree with poster... it takes 2-3 years from graduating from a program sm
to start to make any decent wage.  I personally love this job.  Where else can you get a job that requires no college degree that you can make 40,000-50,000 per year??? 
I agree with Misty, after doing rescue work with cats for over 20 years, they do adjust and become v
x
No payment
Would her name be Nina? If so, I can help with contact information. Please e-mail me at ellen1@mindspring.com with MT no payment in the subject line
One payment

Look at your 1040 and you will see that your taxes owed include SS and Federal.  So when you make your estimates it is only one check. 


 


 


non payment

infovision software, Kolkata, is not paying my dues (salary + others), resigned during Feb, now it April, Can any good fellow suggest anything?  Not only me there are at least 50 MTs i know , who are also not paid after working with them.


payment for VR
So the account I work on has just purchased a voice recognition software.  I see that a lot of the VR is paying about 4.5 to 5 ( and higher ) cents per line.  Does this include the whole line or just the editing corrections you actually do for them?  Please tell me that it is all the lines on the page.  How could it be calculated any other way?  I actually don't know yet if I will even be getting the installation as there are a lot of MTs working on this account & don't see how there could possibly be enough room for all of us.  I might just have to work in another part-time job.  Thanks.
Payment

Just wondering what alternatives there are when you don't get paid for work that was done and it's been months!!!!  Two people (individual MTs) owe me money from back in February and I can't get them to respond, etc.  HELP!!


 


Just ask for payment - with interests
1 .If you have no contracts - you have been doped.
2. If you have a contract -
Use it legally.
3. Stop all transcriptions at once until they have paid.
4. Report to the AAMT the incident with the contract, work loads, time and date.
That is my mortgage payment alone - sm
Our expenses for the month are about 5-6K per month.
MTSO payment
I am a very small MTSO as most are aware and I always pay my gals prior to mortgage,electric or anything.  But I also want you guys to know that all of these fringes that you guys want, 800 numbers, direct deposit, etc. cost us money and the more money we have to put out the less money we can pay you.  I do not feel that you should be so upset about direct deposit, if you get you checked maile don time and it takes the mail 2-3 days you have to allow for that in your budget.    I do  not make that much off my IC's 2 to 3 cents per line and I put in a lot of work to make that 2 to 3 cents per line.  We have expenses to cover also.  If we charge our accounts more, they will look elsewhere or over to India they go.  So we have to charge fairly to the accounts and pay you guys fairly also.  Remember the saying -- until you walk a mile in my shoes, don't critize.  I am seriously thinking about cutting back to working only for myself, making enough to cover my bills and retirement fund and let go of a couple of accounts and gals as it gets quite hectic balancing the amount of work -- either too much or not enough -- payments,  QA, decent help and just keeping my sanity.  So that is where I am probably headed after the first of the year.   I think I simply want to be responsible for just me in this coming year.   Hope all have a Merry Christmas. 
It is a scam. I got one that says I never sent payment and they
are going to report me, but it doesn't say what the item is.  I've also gotten one where someone says they are trying to Paypal me money but it won't go through and I don't have any items pending.    If ever in doubt never click on a link in an e-mail but go directly to the website and enter/view any information there. 
Billing/payment
On my larger accounts I close out on the 25th to 28th, since I keep daily line counts in an Excel program, I print that out, do my bill in Quick Books, get the bill to clients by 28th to 29th, I give a 1% discount on my larger accounts if they pay within 48 hours and they do so I have my checks always by the 1st.   I have two smaller accounts that I bill on the 15th so I have cash flow throughout the month.  I have never been stiffed, they have never been late, they never question my line counts and always write thank you on the invoice.   This works for me.  I know everyone says don't give away 1% as a discount but it works for me so I do it. 
Non or late payment
Just giving all MTs out there that a company called med-tech is not paying or paying their employees late.  I have done some research on them and have found severla employees complaining of this.
Non or late payment
Gosh! We work hard enough for peanuts as it is!
with what you are getting in terms of payment...

 


Then outsources like us are getting ripped off...


I barely make $5 for 8 hours.. you think that's fair. .. cause I sure *&%# don't.


 


Thank you!! I did request a stop payment and a nm
wire transfer or overnight but have had no response yet but it hasn't been that long either. Waiting for a response. I did email someone else who also works for them but no response from that yet either. My point is exactly as you said, being a week late, i am in deep trouble and it has costed me a lot as i go from check to check so like me and my kiddos are starving waiting on this check, lol. on the other hand, i make good money with this acct and don't want to tick them off as i love this acct but i am in a bind needing my money.
Payment to Santa's House
Here is the transaction number that Paypal gave me ...
December 2, 2005, $10.00 to MT Stars for Santa's House
# 1AF41998N6331691A.

Thank you
pagett4584@comcast.net
...maybe incentive pay like OT or payment for bonus
s
Should I make the car payment, pay the electricity, or
buy a few small Christmas presents for the kids? Of course, the electric company won't wait one more week to get their money.
The Jan. 15 payment is for last quarter in 2007.
x
I ask for partial payment upfront if they were